Belmont Savings Bank, SSB CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Belmont Savings Bank, SSBToday's 12-month CD rates can be found at 3.14%, 6-month CD rates at 4.32% and 3-month CD rates at 1.41%. Current savings rates are at 0.30% and money market rates are at 3.00%. Mortgage rates today on 30-year fixed loans are around 6.79%. Credit Card rates are at 17.75%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Belmont Savings Bank, SSB CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Belmont Savings Bank, SSB, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Belmont Savings Bank, SSB CD rates. You can also compare Belmont Savings Bank, SSB savings rates, MMA rates and mortgage rates using our other rate lists.

Belmont Savings Bank, SSB money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Belmont Savings Bank, SSB? Share your experience about Belmont Savings Bank, SSB by leaving a review below, or read customer reviews before you decide to use Belmont Savings Bank, SSB.

Belmont Savings Bank, SSB Texas Ratio

Belmont Savings Bank, SSB's Texas Ratio is at 0.01%, which is considered excellent. The Texas Ratio for Belmont Savings Bank, SSB is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Belmont Savings Bank, SSB is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Belmont Savings Bank, SSB
210 Park St
Belmont, NC 28012
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Belmont Savings Bank, SSB Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Washita State Bank
Washita State Bank
12-Month CD
4.40%
$1,000
USAlliance Financial
USAlliance Financial
18-Month CD
4.20%
$500
RBMAX
RBMAX
Max Interest Savings
4.15%
$10
First Internet Bank of Indiana
First Internet Bank of Indiana
6-Month CD
4.15%
$1,000
ABCO Federal Credit Union
ABCO Federal Credit Union
18-Month CD
4.07%
$1,000
LendingClub
LendingClub
6-Month CD
4.00%
$2,500
CF Bank
CF Bank
12-Month CD
4.00%
$10,000
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
18-Month CD
3.65%
$500
First FSB Rochester, IN
First FSB Rochester, IN
18-Month CD (Flexible)
3.55%
$500
Interstate Bank
Interstate Bank
12-Month CD
3.55%
$500
TriCentury Bank
TriCentury Bank
12-Month CD
3.50%
$1,000
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
12-Month CD
3.50%
$1,000
Hughes Federal Credit Union
Hughes Federal Credit Union
36-Month CD
3.46%
$1,000
Cendera Bank
Cendera Bank
36-Month CD
3.45%
$1,000
Harleysville Bank
Harleysville Bank
60-Month CD
3.25%
$500
National Bank of Malvern
National Bank of Malvern
60-Month CD
3.25%
$2,500
Kennett Trust Bank
Kennett Trust Bank
36-Month CD
3.04%
$500
Concordia Bank & Trust Company
Concordia Bank & Trust Company
60-Month CD
3.02%
$1,000
Access Community Credit Union
Access Community Credit Union
18-Month CD
3.00%
$1,000
Abri Credit Union
Abri Credit Union
60-Month CD
2.90%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
48-Month CD
2.80%
$500
Castroville State Bank
Castroville State Bank
36-Month CD
2.53%
$1,000
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
36-Month CD
2.52%
$500
First Westroads Bank
First Westroads Bank
24-Month CD
2.50%
$500
The Bank of Landisburg
The Bank of Landisburg
12-Month CD
2.27%
$1,000
Collinsville Bank
Collinsville Bank
36-Month CD
2.25%
$500
Itasca Bank & Trust Co.
Itasca Bank & Trust Co.
12-Month CD (Jumbo)
2.15%
$100,000
Gorham Savings Bank
Gorham Savings Bank
48-Month CD
2.00%
$500
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
36-Month CD
2.00%
$1,000
Security FSB
Security FSB
30-Month CD
1.86%
$500
North Side Federal S&L of Chicago
North Side Federal S&L of Chicago
60-Month CD
1.50%
$2,000
Southwest National Bank
Southwest National Bank
24-Month CD
1.40%
$500
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
30-Month CD
1.00%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
Money Market
1.00%
$5,000
QNB Bank
QNB Bank
36-Month CD
1.00%
$500
Centennial Bank TN
Centennial Bank TN
Money Market
0.85%
$2,500
Sugar River Bank
Sugar River Bank
60-Month CD
0.65%
$500
5 Star Bank
5 Star Bank
60-Month CD
0.50%
$500
Alliance Bank IN
Alliance Bank IN
Money Market
0.45%
$100,000
MCS Bank
MCS Bank
18-Month CD
0.42%
$1,000
Crest Savings Bank
Crest Savings Bank
30-Month CD
0.35%
$500
WMB Wilson & Muir B&T Co.
WMB Wilson & Muir B&T Co.
48-Month CD
0.25%
$1,000
New Haven Bank
New Haven Bank
24-Month CD
0.20%
$500
The Bank of Elk River
The Bank of Elk River
Money Market
0.15%
$1,000
PSB Provident Savings Bank
PSB Provident Savings Bank
12-Month CD
0.12%
$1,000
Northrim Bank
Northrim Bank
Classic Savings
0.10%
$0
Applied Bank
Applied Bank
6-Month CD
0.05%
$1,000
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
Money Market
0.05%
$1,000
First Federal S&L of Lorain
First Federal S&L of Lorain
NOW Checking
0.03%
$100
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
Advantage Savings
0.03%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
4.750%
5.507%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Belmont Savings Bank, SSB rate data right now, check back for updates, we are adding rates all the time.

Belmont Savings Bank, SSB Information

Belmont Savings Bank, SSB
210 Park St
Belmont, NC 28012
Gaston
Established Date: 01/01/1915
FDIC Certificate #: 28035
Date of FDIC Deposit Insurance: 08/09/1989
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Belmont Savings Bank, SSB FDIC Insured? Yes
What is Belmont Savings Bank, SSB's Cert number? 28035
What is the maximum amount for insured deposits? $250,000 per holder, per account

Belmont Savings Bank, SSB Financials

Total Assets:
$128,555,000
Total Deposits:
$96,839,000
Equity Capital:
$18,637,000
Domestic Deposits:
$96,839,000
Net Income:
$-148,000
Return on Assets:
-0.0439%
Quarterly Return on Assets:
-0.4800%
Pretax Return on Assets:
-0.6306%
Pretax Quarterly Return on Assets:
-0.6300%
Return on Equity:
-0.2700%
Quarterly Return on Equity:
-3.1600%
Leverage Tier 1 (Core Capital) Ratio:
17.1489%
Total Interest Income (YTD):
4.2917%
 
 
Headquarters:
Belmont
FDIC Field Office:
Charlotte
Regulator:
FDIC
County:
Gaston
# of Offices:
1
Metropolitan Statistical Area (MSA):
Charlotte-Concord-Gastonia, NC-SC
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

AIG Bank is advertising some of the best mortgage rates available today. The current advertised rate for a 30 year mortgage is 4.625 percent, which is lower than the current National Average Mortgage Rate reported by Monitor Bank Rates of 4.91 percent.
Mortgage rates are lower this week, continuing the downtrend for 2015. Average 30 year conforming mortgage rates today are at 3.74 percent, a decline from last week's average of 3.84 percent. Mortgage rates were predicted to move higher in 2015, following 10 year U.S. Treasury yields higher, but just the opposite has happened.
mortgage-rates-average-mortgage-rates-higher-for-the-last-week-of-2009Mortgage rates are higher in the latest mortgage survey for 2009. This week's increase in mortgage rates is the fourth consecutive week of increases. Even with four weeks of increases, 30 year mortgage rates are just above 5.00 percent but are expected to head as high as 6.00 in 2010.

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