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iAdvertiser Disclosure
Advertiser Disclosure
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 CNB of Park Rapids Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
CNB of Park Rapids's 5-Month CD Spec rates are at 3.65%, 60-Month CD rates are at 3.44%, 36-Month CD rates are at 3.29%, 9-Month CD rates are at 3.29%, 30-Month CD rates are at 3.14%. CNB of Park Rapids's savings rates are at 0.25%. CNB of Park Rapids's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of CNB of Park Rapids with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.49%. Rates were last updated on 04/11/2026. CNB of Park Rapids money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CNB of Park Rapids? Share your experience about CNB of Park Rapids by leaving a review below, or read customer reviews before you decide to use CNB of Park Rapids. 
CNB of Park Rapids CD Rates
CNB of Park Rapids Savings Rates
CNB of Park Rapids Money Market Rates
CNB of Park Rapids Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for CNB of Park Rapids is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather CNB of Park Rapids rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with CNB of Park Rapids's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
CNB of Park Rapids
Bank Holding Company
PARK RAPIDS BANCSHARES INC
Address
300 1st St W,
Park Rapids, MN 56470 · Hubbard
Website
https://www.cnbbank.com
FDIC Certificate #
5223
Established
01/01/1933
FDIC Insurance Date
01/01/1934
Domestic Offices
1
Total Branches
1
Regulator
OCC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 98/100
5.0
Exceptional
Out of 5.0 Stars
4.49%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.2485%
Return on Equity (ROE)
12.3100%
Non-Performing Loans (NPL)
0.42%
Total Assets
$374,887,000
Total Deposits
$326,484,000
Equity Capital
$45,195,000
Net Income
$6,514,000
Headquarters
Park Rapids
Total Offices
1
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About CNB of Park RapidsIs CNB of Park Rapids a safe place to deposit money?Yes, CNB of Park Rapids is considered a safe financial institution. With a Texas Ratio of 4.487323943662%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does CNB of Park Rapids operate?CNB of Park Rapids currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, CNB of Park Rapids does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, CNB of Park Rapids provides members with tools to manage their accounts and build a solid financial history. Does CNB of Park Rapids offer online and mobile banking?Most modern institutions like CNB of Park Rapids provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cnbbank.com. Current CNB of Park Rapids Rates
Retrieved from our database of financial products. Rates subject to change.
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