CNB of Park Rapids CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. CNB of Park Rapids Deposit Rates
Today's 12-month CD rates can be found at 3.50%, 6-month CD rates at 2.02% and 3-month CD rates at 0.80%. Current savings rates are at 0.05% and money market rates are at 2.78%. Mortgage rates today on 30-year fixed loans are around 6.49%. Credit Card rates are at 14.24%. Personal Loan rates are at 7.00%. All these rates, and more, can be found in our database of rates. CNB of Park Rapids's 60-Month CD rates are at 3.44%, 36-Month CD (Step-Up) rates are at 3.29%, 12-Month CD rates are at 3.03%, 24-Month CD rates are at 3.03%, 18-Month CD rates are at 3.03%. CNB of Park Rapids's savings rates are at 0.30%. CNB of Park Rapids's money market rates are at 2.75%.

CNB of Park Rapids

To see how these rates compare to CNB of Park Rapids CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from CNB of Park Rapids, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with CNB of Park Rapids CD rates. You can also compare CNB of Park Rapids savings rates, MMA rates and mortgage rates using our other rate lists.

CNB of Park Rapids money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CNB of Park Rapids? Share your experience about CNB of Park Rapids by leaving a review below, or read customer reviews before you decide to use CNB of Park Rapids.

CNB of Park Rapids Texas Ratio

CNB of Park Rapids's Texas Ratio is at 4.49%, which is considered excellent. The Texas Ratio for CNB of Park Rapids is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, CNB of Park Rapids is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.03%
18-Month CD
3.03%
24-Month CD
3.03%
36-Month CD
3.29%
48-Month CD
N/A
60-Month CD
3.44%
Savings
0.30%
MMA
2.75%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
CNB of Park Rapids
300 1st St W
Park Rapids, MN 56470
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

CNB of Park Rapids CD Rates and Interest Rates

Bank
Product
APY
Min Dep
CNB of Park Rapids
CNB of Park Rapids
60-Month CD
3.44%
$10,000
CNB of Park Rapids
CNB of Park Rapids
36-Month CD (Step-Up)
3.29%
$10,000
CNB of Park Rapids
CNB of Park Rapids
24-Month CD
3.03%
$500
CNB of Park Rapids
CNB of Park Rapids
18-Month CD
3.03%
$500
CNB of Park Rapids
CNB of Park Rapids
12-Month CD
3.03%
$500
CNB of Park Rapids
CNB of Park Rapids
Platinum Money Market
2.75%
$500,000
CNB of Park Rapids
CNB of Park Rapids
Statement Savings
0.30%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare CNB of Park Rapids Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
GTE Financial Credit Union
GTE Financial Credit Union
60-Month CD (Jumbo)
4.33%
$100,000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
48-Month CD
4.31%
$500
Susser Bank
Susser Bank
3-Month CD
4.25%
$1,000
Iron Workers SB
Iron Workers SB
12-Month CD
4.15%
$250
Bradford National Bank
Bradford National Bank
12-Month CD
4.14%
$1,000
PCSB Bank
PCSB Bank
12-Month CD
4.00%
$500
West Union Bank
West Union Bank
Kasasa Savings
4.00%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
24-Month CD
3.95%
$500
Canton Co-operative Bank
Canton Co-operative Bank
36-Month CD
3.92%
$1,000
Bank
Bank
12-Month CD (IntraFi)
3.67%
$100,000
Exchange Bank and Trust Company
Exchange Bank and Trust Company
60-Month CD
3.60%
$1,000
The Bank of the West
The Bank of the West
12-Month CD
3.56%
$1,000
Ally Bank
Ally Bank
60-Month CD
3.50%
$0
United States Senate Federal Credit Union
United States Senate Federal Credit Union
24-Month CD
3.50%
$1,000
MountainOne Bank
MountainOne Bank
12-Month CD
3.50%
$1,000
Henderson FSB
Henderson FSB
24-Month CD
3.30%
$500
Customers Bank
Customers Bank
48-Month CD
3.25%
$500
Bruning Bank
Bruning Bank
Premier Checking
3.00%
$0
Community Bank Bristow, OK
Community Bank Bristow, OK
18-Month CD
3.00%
$1,000
Union State Bank of Everest
Union State Bank of Everest
48-Month CD
3.00%
$1,000
First State Bank Stuart, IA
First State Bank Stuart, IA
48-Month CD
2.80%
$500
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
18-Month CD
2.57%
$500
First State Bank and Trust
First State Bank and Trust
18-Month CD
2.57%
$1,000
Spring Valley City Bank
Platinum Money Market
2.27%
$750,000
FNB of Bellville
FNB of Bellville
48-Month CD
2.25%
$1,000
Community Bank Bristow, OK
Community Bank Bristow, OK
Advantage Money Market
2.22%
$500,000
Peoples Bank of Deer Lodge
Peoples Bank of Deer Lodge
Money Market
2.02%
$0
Regions Bank
Regions Bank
Premium Money Market
2.00%
$10,000
San Luis Valley Federal Bank
San Luis Valley Federal Bank
24-Month CD
1.69%
$1,000
First Security B&T Co. IA
First Security B&T Co. IA
Kasasa Checking
1.59%
$0
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
12-Month CD
1.51%
$500
State Bank Fenton, MI
State Bank Fenton, MI
18-Month CD
1.51%
$500
Farmers Trust and Savings Bank Spencer, IA
Business Interest Checking
1.31%
$100,000
TGSB Table Grove State Bank
TGSB Table Grove State Bank
36-Month CD
1.30%
$5,000
Ohio Valley Bank Co.
Ohio Valley Bank Co.
36-Month CD
1.30%
$2,500
Merrimack County SB
Merrimack County SB
36-Month CD
1.25%
$500
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
12-Month CD
1.00%
$1,000
First Command Bank
First Command Bank
36-Month CD
0.95%
$1,000
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
24-Month CD
0.85%
$500
Bank of Sun Prairie
Bank of Sun Prairie
18-Month CD
0.75%
$500
Main Street Bank
Main Street Bank
60-Month CD
0.60%
$1,000
G. W. Jones Exchange Bank
G. W. Jones Exchange Bank
Interest-Earning Checking
0.30%
$500
First Southern Bank
First Southern Bank
Premier Money Market
0.25%
$2,500
Conneaut Savings Bank
Conneaut Savings Bank
48-Month CD
0.25%
$1,000
Peoples First Savings Bank
Peoples First Savings Bank
Statement Savings
0.10%
$100
ableBanking
ableBanking
Money Market
0.10%
$250
National Exchange Bank and Trust
National Exchange Bank and Trust
Statement Savings
0.05%
$0
Hawaii National Bank
Hawaii National Bank
V.I.P. Money Market
0.05%
$2,000
Norway Savings Bank
Norway Savings Bank
Basic Savings
0.03%
$25
First Hawaiian Bank
First Hawaiian Bank
Money Market
0.02%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

CNB of Park Rapids Information

CNB of Park Rapids
300 1st St W
Park Rapids, MN 56470
Hubbard
Established Date: 01/01/1933
FDIC Certificate #: 5223
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: PARK RAPIDS BANCSHARES INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is CNB of Park Rapids FDIC Insured? Yes
What is CNB of Park Rapids's Cert number? 5223
What is the maximum amount for insured deposits? $250,000 per holder, per account

CNB of Park Rapids Financials

Total Assets:
$335,914,000
Total Deposits:
$284,561,000
Equity Capital:
$38,094,000
Domestic Deposits:
$284,561,000
Net Income:
$1,176,000
Return on Assets:
1.2485%
Quarterly Return on Assets:
1.3800%
Pretax Return on Assets:
1.3837%
Pretax Quarterly Return on Assets:
1.3800%
Return on Equity:
12.3100%
Quarterly Return on Equity:
12.4400%
Leverage Tier 1 (Core Capital) Ratio:
10.9148%
Total Interest Income (YTD):
4.8964%
 
 
Headquarters:
Park Rapids
FDIC Field Office:
Fargo
Regulator:
OCC
County:
Hubbard
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Michigan First Credit Union of Lathrup Village, Michigan, is advertising share certificate of deposit rates and Individual Retirement Account (IRA) certificate of deposit rates. Michigan First Credit Union's CD rates are tiered and based on account balance.
After increasing slightly the past two weeks, refinance rates moved lower today and will move lower in 2013 as the Federal Reserve continues to purchase mortgage-backed securities in order to drive rates lower. Refinance rates today on 30 year conforming mortgages are averaging 3.38 percent, down 6 basis points from last week's average refinance rate of 3.44 percent. Current refinance rates on 30 year conforming loans are only slightly higher from the 2012 all-time record low of 3.27 percent.

Bank or Credit Union Offers and Deals

30 Year Mortgage
Mortgage Rates Decline in Mortgage Rate Survey: 30 Year Mortgage Rates at 4.32%
Mortgage Interest Rates Higher This Week: 30 Year Mortgage Rates at 4.26%, 15 Year Mortgage Rates at 3.70%
Mortgage Rates Today Move Higher on Talk of Fed Rate Hike
KS StateBank Jumbo CD Rates
Drop in Mortgage Rates Causes Mortgage Applications to Surge 14 Percent
California Auto Loan Rates
Mortgage Loan Modification - 500,000 Mortgage Loans Modified
How to Get a Near Perfect Credit Score
Mortgage Rates Higher Today: 30 Year Mortgage Rates and Refinance Rates in Ohio at 4.77%

Alternative Bank and Credit Union Offers to Explore

Highest Bank CD Rates in Orlando, Florida
NationWide Bank CD Rates Increased but Still Below Best CD Rates Available
Mortgage Rates Hit Yet Another Record Low: 30 Year Mortgage Rates at 4.49%, 15 Year Mortgage Rates at 3.95%
Mortgage Rates Report: Weekly Average Mortgage Rates Mixed, 30 Year Mortgage Rates at 4.58%
Best Auto Insurance: Do I Need Rental Car Insurance?
Highest CD Rates on 12 Month CDs Decline as 2012 Comes to an End (But not the World)
$200 in Bonuses with PNC Bank’s Virtual Wallet Checking Pro Accounts
Quorum Federal Credit Union Savings Rates now at 1.00%
Current Mortgage Rates Stable as 10 Year Bond Rates Remain Range Bound
New Credit Card Regulations?

CNB of Park Rapids Reviews

There are no reviews for CNB of Park Rapids yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for CNB of Park Rapids
Your Name:
Your Rating:

See how CNB of Park Rapids Compares to other banks