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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 CGR Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
CGR Credit Union's CD 12 Month rates are at 3.50%, CD 6 Month rates are at 3.30%, Kid's Club 12 Month CD rates are at 3.00%, CD 18 Month rates are at 3.00%, CD 24 Month rates are at 3.00%. CGR Credit Union's money market rates are at 0.35%. CGR Credit Union's Personal Loan Rates are at 11.50%. MonitorBankRates evaluates the financial stability of CGR Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.09%. Rates were last updated on 03/25/2026. CGR Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CGR Credit Union? Share your experience about CGR Credit Union by leaving a review below, or read customer reviews before you decide to use CGR Credit Union. CGR Credit Union
CGR Credit Union Ingleside Branch 2040 Ingleside Ave
https://www.cgrcu.org Macon, GA 31204 
CGR Credit Union CD Rates
CGR Credit Union Savings Rates
CGR Credit Union Money Market Rates
CGR Credit Union Checking Rates
CGR Credit Union Home Equity & HELOC
CGR Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for CGR Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather CGR Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with CGR Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
CGR Credit Union
Website
https://www.cgrcu.org
Address
2040 Ingleside Ave,
Macon, GA 31204
Phone
478-745-0494
Fax
478-738-8582
President
Kevin Carter
CEO
Clint Harper
Full-Time Employees
32
Part-Time Employees
0
Branch Locations
5
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.09%
Return on Assets (ROA)
1.3847%
Return on Equity (ROE)
6.3287%
Non-Performing Loans Ratio (NPL)
0.59%
Total Assets
114,604,892
Total Amount of Shares and Deposits
87,123,417
Total Shares and Deposits < 1 Year
83,329,354
Total Shares and Deposits 1 3 Years
3,458,595
Total Shares and Deposits > 3 Years
335,466
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,121,807
Total Uninsured Shares and Deposits > $250K (F+J)
4,121,807
Total Insured Shares and Deposits > $250K (item 17 less item K)
83,001,610
Total Interest Expense (Sum of items 6 8)
626,984
Share Certificates
413
Number of Accounts for Share Drafts
7,018
IRA KEOGH Accounts
257
Number of Accounts for Regular Shares
14,343
Money Market Shares
251
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
12,923,898
Total Liabilities
89,530,503
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About CGR Credit UnionIs CGR Credit Union a safe place to deposit money?Yes, CGR Credit Union is considered a safe financial institution. With a Texas Ratio of 1.0948302668512%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does CGR Credit Union operate?CGR Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join CGR Credit Union?Yes, to access services at CGR Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, CGR Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, CGR Credit Union provides members with tools to manage their accounts and build a solid financial history. Does CGR Credit Union offer online and mobile banking?Most modern institutions like CGR Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cgrcu.org. Current CGR Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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