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Johnsonville TVA Employees Credit Union Rates & Review September 2026

Johnsonville TVA Employees Credit Union's 6 Month CD rates are at 3.58%, 12 Month CD rates are at 3.45%, 12 Month Wealth Builder CD rates are at 3.45%, 18 Month CD rates are at 3.10%, 24 Month CD rates are at 3.00%. MonitorBankRates evaluates the financial stability of Johnsonville TVA Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.63%. Rates last updated and verified on 09/21/2026.

Johnsonville TVA Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Johnsonville TVA Employees Credit Union? Share your experience about Johnsonville TVA Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Johnsonville TVA Employees Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.63%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Johnsonville TVA Employees Credit Union
Camden Office
209 HIGHWAY 641 N
CAMDEN, TN 38320
https://www.jtvaecu.org
Member NCUA

Johnsonville TVA Employees Credit Union CD Rates

Product Rate APY Term View More
6 Month Certificate 3.55% 3.58% 6 Month
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.63%
12 Month Certificate 3.45% 3.45% 12 Month
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.63%
12 Month Wealth Builder Certificate 3.45% 3.45% 12 Month
Min Deposit $100
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.63%
18 Month Certificate 3.10% 3.10% 18 Month
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.63%
24 Month Certificate 3.00% 3.00% 24 Month
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.63%
91 Day Certificate 1.75% 1.76% 91 Day
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.63%

Johnsonville TVA Employees Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.25% 0.25%
Min Balance $100
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.63%

Johnsonville TVA Employees Credit Union Checking Rates

Product Rate APY View More
Share Draft (Checking) 0.05% 0.05%
Min Balance $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.63%

Johnsonville TVA Employees Credit Union Other Rates

Product Rate Points APY/APR Term View More
Accumulation 1.00% - 1.00%
Min Balance $2,500
Details Balance: 2,500 - 9,999
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.63%
Accumulation 1.10% - 1.10%
Min Balance $10,000
Details Balance: 10,000 - 24,999
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.63%
Accumulation 1.20% - 1.21%
Min Balance $25,000
Details Balance: 25,000 - 49,999
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.63%
Accumulation 1.75% - 1.76%
Min Balance $50,000
Details Balance: 50,000 and over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.63%
Individual Retirement Account (IRA) 3.80% - 3.85%
Details No Minimum Required for IRA's; Contact a tax professional or attorney for tax implications.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.63%
Shares 0.20% - 0.20%
Min Balance $100
Details Balance: 100 - 4,999
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.63%
Shares 0.25% - 0.25%
Min Balance $5,000
Details Balance: 5,000 - 14,999
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.63%
Shares 0.30% - 0.30%
Min Balance $15,000
Details Balance: 15,000 and over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.63%

Financial Health History

Johnsonville TVA Employees Credit Union’s Texas Ratio stayed near 2.11% in Q2 2023 to 1.63% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.1% 2.0★ 2.2% 3.0★ 3.3% 4.0★ 4.4% 5.0★ Healthy zone – entire history below the 15% limit 2.11% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 1.63% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$180M1.63%5.0A+
December 31, 2025$173M2.66%5.0A+
September 30, 2025$168M2.48%5.0A+
June 30, 2025$169M2.42%5.0A+
March 31, 2025$166M2.50%5.0A+
December 31, 2024$163M3.06%5.0A+
September 30, 2024$159M3.26%5.0A+
June 30, 2024$157M3.27%5.0A+
March 31, 2024$154M2.36%5.0A+
December 31, 2023$150M2.66%5.0A+
September 30, 2023$149M2.15%5.0A+
June 30, 2023$149M2.11%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Johnsonville TVA Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Johnsonville TVA Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Johnsonville TVA Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Johnsonville TVA Employees Credit Union
Address 209 HIGHWAY 641 N, CAMDEN, TN 38320
Phone 731-584-7238
Fax 731-584-4045
President Raymond Barnes
CEO Michael Warren
Full-Time Employees 35
Part-Time Employees 0
Branch Locations 4
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.63%
Return on Assets (ROA)
0.4312%
Return on Equity (ROE)
2.6969%
Non-Performing Loans Ratio (NPL)
0.55%
Total Assets
179,912,604
Total Amount of Shares and Deposits
150,154,035
Total Shares and Deposits < 1 Year
149,786,440
Total Shares and Deposits 1 3 Years
367,595
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
10,527,484
Total Uninsured Shares and Deposits > $250K (F+J)
10,527,484
Total Insured Shares and Deposits > $250K (item 17 less item K)
139,626,551
Total Interest Expense (Sum of items 6 8)
467,331
Share Certificates
938
Number of Accounts for Share Drafts
6,519
IRA KEOGH Accounts
248
Number of Accounts for Regular Shares
11,093
Money Market Shares
197
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
20,536,678
Total Liabilities
151,207,757
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Johnsonville TVA Employees Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Customer Reviews

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Frequently Asked Questions About Johnsonville TVA Employees Credit Union

How many branches does Johnsonville TVA Employees Credit Union operate?

Johnsonville TVA Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Johnsonville TVA Employees Credit Union?

Yes, to access services at Johnsonville TVA Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Johnsonville TVA Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Johnsonville TVA Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Johnsonville TVA Employees Credit Union offer online and mobile banking?

Most modern institutions like Johnsonville TVA Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.jtvaecu.org.

Current Johnsonville TVA Employees Credit Union Rates

  • 12-Month CD3.45%
  • 18-Month CD3.10%
  • 24-Month CD3.00%
Retrieved from our database of financial products. Rates subject to change.