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 Chattanooga Area Schools Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
You can compare Chattanooga Area Schools Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.83%, 6-month share certificate rates at 1.50% and 3-month share certificate rates at 3.00%. Savings rates are at 0.75% and money market rates are at 1.25%. Mortgage rates on 30-year fixed loans are around 5.66%. All these rates can be compared to Chattanooga Area Schools Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Chattanooga Area Schools Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.04%. Rates were last updated on 04/17/2026. Chattanooga Area Schools Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Chattanooga Area Schools Federal Credit Union? Share your experience about Chattanooga Area Schools Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Chattanooga Area Schools Federal Credit Union. Chattanooga Area Schools Federal Credit Union
CASFCU 1201 Bailey Ave
https://casfcu.com Chattanooga, TN 37404 2806 
Current Rate AvailabilityWe do not have Chattanooga Area Schools Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Chattanooga Area Schools Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Chattanooga Area Schools Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Chattanooga Area Schools Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Chattanooga Area Schools Federal Credit Union
Website
https://casfcu.com
Address
1201 Bailey Ave,
Chattanooga, TN 37404 2806
Phone
423-624-9094
Fax
423-622-3845
President
Richard Allison
CEO
David Siatkowski
Full-Time Employees
13
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.04%
Return on Assets (ROA)
0.2771%
Return on Equity (ROE)
2.2390%
Non-Performing Loans Ratio (NPL)
0.28%
Total Assets
189,348,442
Total Amount of Shares and Deposits
164,677,500
Total Shares and Deposits < 1 Year
157,136,748
Total Shares and Deposits 1 3 Years
7,540,752
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
12,093,728
Total Uninsured Shares and Deposits > $250K (F+J)
12,093,728
Total Insured Shares and Deposits > $250K (item 17 less item K)
152,583,772
Total Interest Expense (Sum of items 6 8)
3,158,958
Share Certificates
2,007
IRA KEOGH Accounts
551
Number of Accounts for Regular Shares
12,412
All other shares
481
Money Market Shares
623
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,697,917
Total Liabilities
165,915,826
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Chattanooga Area Schools Federal Credit UnionIs Chattanooga Area Schools Federal Credit Union a safe place to deposit money?Yes, Chattanooga Area Schools Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.0385694879308%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Chattanooga Area Schools Federal Credit Union operate?Chattanooga Area Schools Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Chattanooga Area Schools Federal Credit Union?Yes, to access services at Chattanooga Area Schools Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Chattanooga Area Schools Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Chattanooga Area Schools Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Chattanooga Area Schools Federal Credit Union offer online and mobile banking?Most modern institutions like Chattanooga Area Schools Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://casfcu.com. Compare to Other Credit Unions
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