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Fond Du Lac Credit Union Rates & Review April 2026

Fond Du Lac Credit Union's 2 Year CD rates are at 3.14%, 2 Year IRA CD rates are at 3.14%, 3 Year CD rates are at 3.14%, 3 Year IRA CD rates are at 3.14%, 4 Year CD rates are at 3.14%. Fond Du Lac Credit Union's savings rates are at 0.05%. Fond Du Lac Credit Union's First Mortgage 3/1 Year ARM rates are at 5.25%, First Mortgage 7/1 Year ARM rates are at 5.75%, First Mortgage 5/1 Year ARM rates are at 5.50%, First Mortgage 10 Year Fixed rates are at 5.88%, First Mortgage 15 Year Fixed rates are at 6.00%. Fond Du Lac Credit Union's Personal Loan Rates are at 3.99%. MonitorBankRates evaluates the financial stability of Fond Du Lac Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.32%. Rates were last updated on 03/26/2026.

Fond Du Lac Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fond Du Lac Credit Union? Share your experience about Fond Du Lac Credit Union by leaving a review below, or read customer reviews before you decide to use Fond Du Lac Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.32%
Excellent Lower than avg
Fond Du Lac Credit Union
Pioneer Rd
91 N Pioneer Rd
Fond du Lac, WI 54935
https://www.fdlcu.com
Member NCUA

Fond Du Lac Credit Union CD Rates

Product Rate APY Term View More
2 Year Certificate 3.10% 3.14% 2
Min Deposit $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
2 Year IRA Certificate 3.10% 3.14%
Min Deposit $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
3 Year Certificate 3.10% 3.14% 3
Min Deposit $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
3 Year IRA Certificate 3.10% 3.14%
Min Deposit $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
4 Year Certificate 3.10% 3.14% 4
Min Deposit $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
4 Year IRA Certificate 3.10% 3.14%
Min Deposit $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
5 Year Certificate 3.10% 3.14% 5
Min Deposit $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
5 Year IRA Certificate 3.10% 3.14%
Min Deposit $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
2 Year Certificate 3.00% 3.03% 2
Min Deposit $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
2 Year IRA Certificate 3.00% 3.03%
Min Deposit $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
3 Year Certificate 3.00% 3.03% 3
Min Deposit $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
3 Year IRA Certificate 3.00% 3.03%
Min Deposit $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
4 Year Certificate 3.00% 3.03% 4
Min Deposit $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
4 Year IRA Certificate 3.00% 3.03%
Min Deposit $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
5 Year Certificate 3.00% 3.03% 5
Min Deposit $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
5 Year IRA Certificate 3.00% 3.03%
Min Deposit $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
1 Year Balance Builder Certificate 2.50% 2.52% 1
Min Deposit $100
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
1 Year Certificate 2.50% 2.52% 1
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
1 Year IRA Certificate 2.50% 2.52%
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
18 Month Certificate 2.50% 2.52% 18
Min Deposit $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
180 Day Certificate 2.00% 2.02% 180
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
90 Day Certificate 1.50% 1.51% 90
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%

Fond Du Lac Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.30% 0.30%
Min Deposit $0
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
Health Savings Account 0.15% 0.15%
Min Deposit $25,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
Health Savings Account 0.10% 0.10%
Min Deposit $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
Saver's Sweepstakes 0.10% 0.10%
Min Deposit $25
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
Health Savings Account 0.07% 0.07%
Min Deposit $2,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
Health Savings Account 0.05% 0.05%
Min Deposit $50
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%

Fond Du Lac Credit Union Mortgage Rates

Product Rate Points APR Term View More
First Mortgage 3/1 Year ARM 5.25% - 5.61%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
First Mortgage 7/1 Year ARM 5.75% - 5.86%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
First Mortgage 5/1 Year ARM 5.50% - 5.86%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
First Mortgage 10 Year Fixed 5.88% - 6.14%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
First Mortgage 15 Year Fixed 6.00% - 6.19%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
Real Estate Equity Advance Plan 6.25% - 6.30%
Details LTV 80% or Less
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
First Mortgage 20 Year Fixed 6.38% - 6.53%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
First Mortgage 30 Year Fixed 6.50% - 6.62%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
Real Estate Equity Advance Plan 6.75% - 6.80%
Details LTV over 80% up to 90%
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
Lot Loans (3/1 Year ARM ) 6.75% - 6.90%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
Bare Land Loans (3/1 Year ARM ) 7.25% - 7.41%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%

Fond Du Lac Credit Union Auto Loan Rates

Product Rate Points APR Term View More
2023 & newer Auto Loan 3.99% - 3.99% 36
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
2023 & newer Auto Loan 4.24% - 4.24% 48
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
2022 & Older Auto Loan 4.49% - 4.49% 36
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
2023 & newer Auto Loan 4.49% - 4.49% 60
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
2022 & Older Auto Loan 4.74% - 4.74% 48
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
2023 & newer Auto Loan 4.74% - 4.74% 72
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
2022 & Older Auto Loan 4.99% - 4.99% 60
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
2022 & Older Auto Loan 5.24% - 5.24% 72
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
2023 & newer Auto Loan 5.24% - 5.24% 84
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%
2022 & Older Auto Loan 5.74% - 5.74% 84
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.32%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Fond Du Lac Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Fond Du Lac Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Fond Du Lac Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Fond Du Lac Credit Union
Address 91 N Pioneer Rd, Fond du Lac, WI 54935
Phone 920-921-1123
Fax 920-921-2460
President Martin Schibbelhut
CEO Scott Roesch
Full-Time Employees 17
Part-Time Employees 1
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.32%
Return on Assets (ROA)
1.0639%
Return on Equity (ROE)
8.1269%
Non-Performing Loans Ratio (NPL)
0.33%
Total Assets
81,596,163
Total Amount of Shares and Deposits
70,250,495
Total Shares and Deposits < 1 Year
67,710,061
Total Shares and Deposits 1 3 Years
2,247,089
Total Shares and Deposits > 3 Years
293,346
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,207,720
Total Uninsured Shares and Deposits > $250K (F+J)
2,207,720
Total Insured Shares and Deposits > $250K (item 17 less item K)
68,042,775
Total Interest Expense (Sum of items 6 8)
337,208
Share Certificates
269
Number of Accounts for Share Drafts
3,616
IRA KEOGH Accounts
312
Number of Accounts for Regular Shares
6,190
All other shares
1,273
Money Market Shares
240
Net Income (unless the amount is already included in Undivided Earnings)
868,084
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,522,767
Total Liabilities
70,914,552
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Fond Du Lac Credit Union

Is Fond Du Lac Credit Union a safe place to deposit money?

Yes, Fond Du Lac Credit Union is considered a safe financial institution. With a Texas Ratio of 1.3157565839086%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Fond Du Lac Credit Union operate?

Fond Du Lac Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Fond Du Lac Credit Union?

Yes, to access services at Fond Du Lac Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Fond Du Lac Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fond Du Lac Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Fond Du Lac Credit Union offer online and mobile banking?

Most modern institutions like Fond Du Lac Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fdlcu.com.

Current Fond Du Lac Credit Union Rates

  • 12-Month CD2.52%
  • 18-Month CD2.52%
  • 24-Month CD3.03%
  • 60-Month CD3.03%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.