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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Park Side Financial Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 9, 2026
Park Side Financial Credit Union's 1-Year Youth CD rates are at 4.40%, 3-Month CD rates are at 3.55%, Jumbo 12-Month CD rates are at 3.55%, Jumbo 6-Month CD rates are at 3.55%, 12-Month CD rates are at 3.45%. Park Side Financial Credit Union's savings rates are at 0.05%. Park Side Financial Credit Union's money market rates are at 0.50%. Park Side Financial Credit Union's Personal Loan Rates are at 6.74%. MonitorBankRates evaluates the financial stability of Park Side Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.87%. Rates were last updated on 04/09/2026. Park Side Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Park Side Financial Credit Union? Share your experience about Park Side Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Park Side Financial Credit Union. Park Side Financial Credit Union
Whitefish 1300 Baker Ave
https://www.parksidefcu.com Whitefish, MT 59937 2988 
Park Side Financial Credit Union CD Rates
Park Side Financial Credit Union Savings Rates
Park Side Financial Credit Union Money Market Rates
Park Side Financial Credit Union Checking Rates
Park Side Financial Credit Union Auto Loan Rates
Park Side Financial Credit Union Credit Card Rates
Park Side Financial Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Park Side Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Park Side Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Park Side Financial Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Park Side Financial Credit Union
Website
https://www.parksidefcu.com
Address
1300 Baker Ave,
Whitefish, MT 59937 2988
Phone
406-862-2652
Fax
406-862-4891
President
Carl Thomas
CEO
Jeremy Presta
Full-Time Employees
76
Part-Time Employees
3
Branch Locations
8
ATM Locations
8
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.87%
Return on Assets (ROA)
0.2103%
Return on Equity (ROE)
2.2477%
Non-Performing Loans Ratio (NPL)
0.24%
Total Assets
378,080,039
Total Amount of Shares and Deposits
341,460,439
Total Shares and Deposits < 1 Year
337,730,649
Total Shares and Deposits 1 3 Years
3,366,883
Total Shares and Deposits > 3 Years
362,905
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
20,081,846
Total Uninsured Shares and Deposits > $250K (F+J)
20,081,846
Total Insured Shares and Deposits > $250K (item 17 less item K)
321,378,593
Total Interest Expense (Sum of items 6 8)
4,295,632
Share Certificates
2,954
Number of Accounts for Share Drafts
18,351
IRA KEOGH Accounts
414
Number of Accounts for Regular Shares
32,689
All other shares
320
Money Market Shares
1,269
Net Income (unless the amount is already included in Undivided Earnings)
795,033
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
13,081,430
Total Liabilities
346,388,969
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Park Side Financial Credit UnionIs Park Side Financial Credit Union a safe place to deposit money?Yes, Park Side Financial Credit Union is considered a safe financial institution. With a Texas Ratio of 1.8681411355496%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Park Side Financial Credit Union operate?Park Side Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Park Side Financial Credit Union?Yes, to access services at Park Side Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Park Side Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Park Side Financial Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Park Side Financial Credit Union offer online and mobile banking?Most modern institutions like Park Side Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.parksidefcu.com. Current Park Side Financial Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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