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Champion Credit Union Canton, NC Rates & Review March 2026

Champion Credit Union Canton, NC's 6-mo. CD rates are at 3.55%, 6-mo. CD rates are at 3.50%, IRA CD (12 month) - Employer Rollover/Transfer rates are at 3.00%, 12-mo. CD rates are at 2.05%, 12-mo. CD rates are at 2.00%. Champion Credit Union Canton, NC's savings rates are at 0.20%. Champion Credit Union Canton, NC's money market rates are at 0.20%. Champion Credit Union Canton, NC's Personal Loan Rates are at 5.50%. MonitorBankRates evaluates the financial stability of Champion Credit Union Canton, NC with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.91%. Rates were last updated on 03/25/2026.

Champion Credit Union Canton, NC money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Champion Credit Union Canton, NC? Share your experience about Champion Credit Union Canton, NC by leaving a review below, or read customer reviews before you decide to use Champion Credit Union Canton, NC.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.91%
Excellent Lower than avg
Champion Credit Union Canton, NC
Champion CU Canton
3 Academy ST
Canton, NC 28716
https://www.championcu.com
Member NCUA

Champion Credit Union Canton, NC CD Rates

Product Rate APY Term View More
6-mo. Share Certificate - 3.55% 6
Min Deposit $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.91%
6-mo. Share Certificate - 3.50% 6
Min Deposit $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.91%
IRA Share Certificate (12 month) - Employer Rollover/Transfer - 3.00%
Min Deposit $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.91%
12-mo. Share Certificate - 2.05% 12
Min Deposit $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.91%
12-mo. Share Certificate - 2.00% 12
Min Deposit $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.91%
36-mo. Share Certificate - 1.05% 36
Min Deposit $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.91%
36-mo. Share Certificate - 1.00% 36
Min Deposit $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.91%
24-mo. Share Certificate - 0.85% 24
Min Deposit $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.91%
24-mo. Share Certificate - 0.80% 24
Min Deposit $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.91%
18-mo. Share Certificate - 0.75% 18
Min Deposit $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.91%
18-mo. Share Certificate - 0.70% 18
Min Deposit $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.91%
Business Edge - 90 Day Certificate - 0.50%
Min Deposit $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.91%

Champion Credit Union Canton, NC Savings Rates

Product Rate APY View More
Business Edge Savings - 0.20%
Min Deposit $5
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.91%
Christmas Club - 0.20%
Min Deposit $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.91%
Explore Savings - 0.20%
Min Deposit $5
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.91%
Explore Teen Savings - 0.20%
Min Deposit $5
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.91%

Champion Credit Union Canton, NC Money Market Rates

Product Rate APY View More
Business Money Market - 3.00%
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.91%
Personal Money Market - 2.00%
Min Balance $50,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.91%
Personal Money Market - 1.00%
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.91%
Personal Money Market - 0.50%
Min Balance $5,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.91%
Personal Money Market - 0.20%
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.91%

Champion Credit Union Canton, NC Checking Rates

Product Rate APY View More
Champion Checking - 3.00%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.91%
Champion Checking - 2.00%
Min Balance $3,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.91%
Business Edge NPO Checking - 0.10%
Min Deposit $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.91%
Senior Rewards Checking - 0.10%
Min Deposit $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.91%

Champion Credit Union Canton, NC Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 5.50%
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.91%

Champion Credit Union Canton, NC Credit Card Rates

Product Rate APR View More
Champion Credit Union Visa® Platinum Card - 10.00%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.91%
VISA Cards - 10.00%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.91%
Champion Credit Union Visa® Platinum Rewards Card - 11.00%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.91%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Champion Credit Union Canton, NC is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Champion Credit Union Canton, NC rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Champion Credit Union Canton, NC's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Champion Credit Union Canton, NC
Address 3 Academy ST, Canton, NC 28716
Phone 828-648-1515
Fax 828-648-1936
President Bryan Trantham
CEO Jake Robinson
Full-Time Employees 115
Part-Time Employees 0
Branch Locations 7
ATM Locations 7
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.91%
Return on Assets (ROA)
0.6904%
Return on Equity (ROE)
5.9720%
Non-Performing Loans Ratio (NPL)
0.73%
Total Assets
554,689,456
Total Amount of Shares and Deposits
470,073,121
Total Shares and Deposits < 1 Year
468,175,115
Total Shares and Deposits 1 3 Years
1,898,005
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
52,424,532
Total Uninsured Shares and Deposits > $250K (F+J)
52,424,532
Total Insured Shares and Deposits > $250K (item 17 less item K)
417,648,589
Total Interest Expense (Sum of items 6 8)
4,767,866
Share Certificates
1,578
Number of Accounts for Share Drafts
26,270
IRA KEOGH Accounts
915
Number of Accounts for Regular Shares
40,117
All other shares
1,210
Money Market Shares
156
Net Income (unless the amount is already included in Undivided Earnings)
3,829,785
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
53,514,491
Total Liabilities
490,772,930
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Champion Credit Union Canton, NC

Is Champion Credit Union Canton, NC a safe place to deposit money?

Yes, Champion Credit Union Canton, NC is considered a safe financial institution. With a Texas Ratio of 4.9105997488828%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Champion Credit Union Canton, NC operate?

Champion Credit Union Canton, NC currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Champion Credit Union Canton, NC?

Yes, to access services at Champion Credit Union Canton, NC, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Champion Credit Union Canton, NC does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Champion Credit Union Canton, NC provides members with tools to manage their accounts and build a solid financial history.

Does Champion Credit Union Canton, NC offer online and mobile banking?

Most modern institutions like Champion Credit Union Canton, NC provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.championcu.com.

Current Champion Credit Union Canton, NC Rates

  • 12-Month CD3.00%
  • Savings0.20%
  • MMA0.20%
Retrieved from our database of financial products. Rates subject to change.