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 Champion Credit Union Canton, NC Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 29, 2026
Champion Credit Union Canton, NC's 6 Month Senior Rewards CD rates are at 3.55%, 6-mo. CD rates are at 3.50%, 12 Month Senior Rewards CD rates are at 2.05%, 12-mo. CD rates are at 2.00%, 36 Month Senior Rewards CD rates are at 1.05%. Champion Credit Union Canton, NC's savings rates are at 0.20%. Champion Credit Union Canton, NC's money market rates are at 3.00%. Champion Credit Union Canton, NC's checking rates are as high as 3.00%. Champion Credit Union Canton, NC's Auto Loan Rates are as low as 5.75%. Champion Credit Union Canton, NC's Credit Card Rates are at 10.00%. Champion Credit Union Canton, NC's CD rates are 43% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Champion Credit Union Canton, NC with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.55%. Rates last updated and verified on 10/29/2026. Champion Credit Union Canton, NC money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Champion Credit Union Canton, NC? Share your experience about Champion Credit Union Canton, NC by leaving a review below, or read customer reviews before you decide to use Champion Credit Union Canton, NC. Champion Credit Union Canton, NC
Champion CU - Canton 3 Academy ST
https://www.championcu.com Canton, NC 28716  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Champion Credit Union Canton, NC CD Rates
Champion Credit Union Canton, NC Business CD Rates
Champion Credit Union Canton, NC Savings Rates
Champion Credit Union Canton, NC Business Savings Rates
Champion Credit Union Canton, NC Money Market Rates
Champion Credit Union Canton, NC Business Money Market Rates
Champion Credit Union Canton, NC Checking Rates
Champion Credit Union Canton, NC Business Checking Rates
Champion Credit Union Canton, NC Auto Loan Rates
Champion Credit Union Canton, NC RV, Boat and Powersport Loan Rates
Champion Credit Union Canton, NC Credit Card Rates
Champion Credit Union Canton, NC Other Rates
Financial Health HistoryChampion Credit Union Canton, NC’s Texas Ratio fell from 4.58% in Q3 2023 to 1.55% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Champion Credit Union Canton, NC is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Champion Credit Union Canton, NC rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Champion Credit Union Canton, NC's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Champion Credit Union Canton, NC
Website
https://www.championcu.com
Address
3 Academy ST,
Canton, NC 28716
Phone
828-648-1515
Fax
828-648-1936
President
Bryan Trantham
CEO
Jake Robinson
Full-Time Employees
117
Part-Time Employees
0
Branch Locations
7
ATM Locations
7
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.55%
Return on Assets (ROA)
0.4026%
Return on Equity (ROE)
3.3001%
Non-Performing Loans Ratio (NPL)
0.24%
Total Assets
551,948,872
Total Amount of Shares and Deposits
468,660,324
Total Shares and Deposits < 1 Year
467,590,256
Total Shares and Deposits 1 3 Years
1,070,068
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
51,513,462
Total Uninsured Shares and Deposits > $250K (F+J)
51,513,462
Total Insured Shares and Deposits > $250K (item 17 less item K)
417,146,862
Total Interest Expense (Sum of items 6 8)
2,890,229
Share Certificates
1,564
Number of Accounts for Share Drafts
26,446
IRA KEOGH Accounts
874
Number of Accounts for Regular Shares
39,900
All other shares
1,233
Money Market Shares
242
Net Income (unless the amount is already included in Undivided Earnings)
2,223,286
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
41,249,070
Total Liabilities
484,607,945
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About Champion Credit Union Canton, NCDoes Champion Credit Union Canton, NC offer CDs?Yes. Champion Credit Union Canton, NC current CD rates include its 6 Month Senior Rewards CD at 3.55% APY, its 6-mo. CD at 3.50% APY and its 12 Month Senior Rewards CD at 2.05% APY, verified by MonitorBankRates as of October 29, 2026. Are CDs from Champion Credit Union Canton, NC NCUA insured?Yes. Champion Credit Union Canton, NC is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Champion Credit Union Canton, NC?The highest Champion Credit Union Canton, NC CD rate is its 6 Month Senior Rewards CD at 3.55% APY, verified by MonitorBankRates as of October 29, 2026. What CD terms does Champion Credit Union Canton, NC offer?Champion Credit Union Canton, NC CD rates are 3.55% APY for a 6 month CD, 2.05% APY for a 12 month CD, 0.70% APY for an 18 month CD, 0.80% APY for a 2 year CD and 1.05% APY for a 3 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Champion Credit Union Canton, NC for its full lineup. What is the highest savings rate at Champion Credit Union Canton, NC?The highest Champion Credit Union Canton, NC savings rate is its Business Edge Savings at 0.20% APY, verified by MonitorBankRates as of October 29, 2026. What is the highest money market rate at Champion Credit Union Canton, NC?The highest Champion Credit Union Canton, NC money market rate is its Business Edge Money Market at 3.00% APY, verified by MonitorBankRates as of October 29, 2026. What is the highest checking rate at Champion Credit Union Canton, NC?The highest Champion Credit Union Canton, NC checking rate is its Champion Checking at 3.00% APY, verified by MonitorBankRates as of October 29, 2026. What is the lowest auto loan rate at Champion Credit Union Canton, NC?The lowest Champion Credit Union Canton, NC auto loan rate is its Auto Loans at 5.75% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest credit card APR at Champion Credit Union Canton, NC?The lowest Champion Credit Union Canton, NC credit card APR is its VISA Cards Credit Card at 10.00% APR, verified by MonitorBankRates as of October 29, 2026. How many branches does Champion Credit Union Canton, NC operate?Champion Credit Union Canton, NC currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Champion Credit Union Canton, NC?Yes, to access services at Champion Credit Union Canton, NC, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Champion Credit Union Canton, NC does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Champion Credit Union Canton, NC provides members with tools to manage their accounts and build a solid financial history. Does Champion Credit Union Canton, NC offer online and mobile banking?Most modern institutions like Champion Credit Union Canton, NC provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.championcu.com. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Champion Credit Union Canton, NC rates compare?Champion Credit Union Canton, NC's CD rates are 43% lower than the MonitorBankRates national average, and it has an A+ health rating. Champion Credit Union Canton, NC's top rates are its 6 Month Senior Rewards CD at 3.55% APY, its Business Edge Savings at 0.20% APY, its Business Edge Money Market at 3.00% APY, its Champion Checking at 3.00% APY, its Auto Loans at 5.75% APR and its VISA Cards Credit Card at 10.00% APR, verified by MonitorBankRates on October 29, 2026. Current Champion Credit Union Canton, NC Rates
Retrieved from our database of financial products. Rates subject to change.
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