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Champion Credit Union Canton, NC Rates & Review September 2026

Champion Credit Union Canton, NC's 6-mo. CD rates are at 3.55%, 6-mo. CD rates are at 3.50%, IRA CD (12 month) - Employer Rollover/Transfer rates are at 3.00%, 12-mo. CD rates are at 2.05%, 12-mo. CD rates are at 2.00%. Champion Credit Union Canton, NC's savings rates are at 0.20%. Champion Credit Union Canton, NC's Auto Loan Rates are as low as 5.50%. Champion Credit Union Canton, NC's Credit Card Rates are at 10.00%. MonitorBankRates evaluates the financial stability of Champion Credit Union Canton, NC with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.81%. Rates last updated and verified on 09/21/2026.

Champion Credit Union Canton, NC money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Champion Credit Union Canton, NC? Share your experience about Champion Credit Union Canton, NC by leaving a review below, or read customer reviews before you decide to use Champion Credit Union Canton, NC.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.81%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Champion Credit Union Canton, NC
Champion CU - Canton
3 Academy ST
Canton, NC 28716
https://www.championcu.com
Member NCUA

Champion Credit Union Canton, NC CD Rates

Product Rate APY Term View More
6-mo. Share Certificate - 3.55% 6 months
Min Deposit $1,000
Details Senior Rewards
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%
6-mo. Share Certificate - 3.50% 6 months
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%
IRA Share Certificate (12 month) - Employer Rollover/Transfer - 3.00% 12 Months
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%
12-mo. Share Certificate - 2.05% 12 months
Min Deposit $1,000
Details Senior Rewards
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%
12-mo. Share Certificate - 2.00% 12 months
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%
36-mo. Share Certificate - 1.05% 36 months
Min Deposit $1,000
Details Senior Rewards
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%
36-mo. Share Certificate - 1.00% 36 months
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%
24-mo. Share Certificate - 0.85% 24 months
Min Deposit $1,000
Details Senior Rewards
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%
24-mo. Share Certificate - 0.80% 24 months
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%
18-mo. Share Certificate - 0.75% 18 months
Min Deposit $1,000
Details Senior Rewards
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%
18-mo. Share Certificate - 0.70% 18 months
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%
Business Edge - 90 Day Certificate - 0.50% 90 Day
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%

Champion Credit Union Canton, NC Savings Rates

Product Rate APY View More
Business Edge Savings - 0.20%
Min Deposit $5
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%
Christmas Club - 0.20%
Min Deposit $0
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%
Explore Savings - 0.20%
Min Deposit $5
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%
Explore Teen Savings - 0.20%
Min Deposit $5
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%

Champion Credit Union Canton, NC Checking Rates

Product Rate APY View More
Champion Checking - 3.00%
Min Balance $100,000
Details Balance: $100,000.00 or more
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%
Champion Checking - 2.00%
Min Balance $3,000
Details Balance: $3,000.00 - $99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%
Business Edge NPO Checking - 0.10%
Min Deposit $0
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%
Senior Rewards Checking - 0.10%
Min Deposit $0
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%

Champion Credit Union Canton, NC Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 5.50% up to 96 months
Details Minimum loan amount $5,000. All loan approvals are subject to normal underwriting guidelines. Rates and terms quoted represent the range of rates and terms available. Not all applicants will qualify for the lowest rate or longest term. Rates and terms are based on the type of loan, collateral, amount of loan, and creditworthiness.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%
New and Used Cars Loan - - 5.50% Up to 96 Months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%

Champion Credit Union Canton, NC RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New and Used RVs Loan - 9.00% Up to 72 Months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%

Champion Credit Union Canton, NC Credit Card Rates

Product Rate APR View More
VISA Cards - 10.00%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%

Champion Credit Union Canton, NC Other Rates

Product Rate Points APY/APR Term View More
Credit Builder Loan - - 15.00% Up to 12 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%
Fuel Loan - - 14.00%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%
Lifestyle/Merchant Loan - - 11.00% Up to 84 Months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%
Line of Credit - - 15.00%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%
Miscellaneous Shares - - 0.20%
Min Deposit $0
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%
Regular Shares - - 0.20%
Min Deposit $5
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%
Roth IRA - - 0.60%
Min Deposit $0
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%
Traditional IRA - - 0.60%
Min Deposit $0
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%

Financial Health History

Champion Credit Union Canton, NC’s Texas Ratio fell from 3.33% in Q2 2023 to 1.81% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.8% 2.0★ 3.6% 3.0★ 5.4% 4.0★ 7.2% 5.0★ Healthy zone – entire history below the 15% limit 3.33% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 1.81% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$555M1.81%5.0A+
December 31, 2025$555M3.60%5.0A+
September 30, 2025$555M4.72%5.0A+
June 30, 2025$555M4.55%5.0A+
March 31, 2025$549M2.28%5.0A+
December 31, 2024$550M2.80%5.0A+
September 30, 2024$534M5.34%5.0A+
June 30, 2024$548M4.08%5.0A+
March 31, 2024$552M3.66%5.0A+
December 31, 2023$557M4.75%5.0A+
September 30, 2023$482M4.58%5.0A+
June 30, 2023$475M3.33%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Champion Credit Union Canton, NC is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Champion Credit Union Canton, NC rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Champion Credit Union Canton, NC's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Champion Credit Union Canton, NC
Address 3 Academy ST, Canton, NC 28716
Phone 828-648-1515
Fax 828-648-1936
President Bryan Trantham
CEO Jake Robinson
Full-Time Employees 112
Part-Time Employees 0
Branch Locations 7
ATM Locations 7
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.81%
Return on Assets (ROA)
0.1431%
Return on Equity (ROE)
1.2048%
Non-Performing Loans Ratio (NPL)
0.28%
Total Assets
555,094,165
Total Amount of Shares and Deposits
473,663,526
Total Shares and Deposits < 1 Year
472,500,900
Total Shares and Deposits 1 3 Years
1,162,626
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
52,806,798
Total Uninsured Shares and Deposits > $250K (F+J)
52,806,798
Total Insured Shares and Deposits > $250K (item 17 less item K)
420,856,728
Total Interest Expense (Sum of items 6 8)
1,473,817
Share Certificates
1,558
Number of Accounts for Share Drafts
26,595
IRA KEOGH Accounts
887
Number of Accounts for Regular Shares
39,823
All other shares
1,158
Money Market Shares
216
Net Income (unless the amount is already included in Undivided Earnings)
794,083
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
50,019,680
Total Liabilities
489,182,441
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Champion Credit Union Canton, NC earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
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       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Champion Credit Union Canton, NC

How many branches does Champion Credit Union Canton, NC operate?

Champion Credit Union Canton, NC currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Champion Credit Union Canton, NC?

Yes, to access services at Champion Credit Union Canton, NC, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Champion Credit Union Canton, NC does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Champion Credit Union Canton, NC provides members with tools to manage their accounts and build a solid financial history.

Does Champion Credit Union Canton, NC offer online and mobile banking?

Most modern institutions like Champion Credit Union Canton, NC provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.championcu.com.

Current Champion Credit Union Canton, NC Rates

  • 12-Month CD3.00%
  • Savings0.20%
Retrieved from our database of financial products. Rates subject to change.