Chelsea Groton Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 3.80%, 6-month CD rates at 4.00% and 3-month CD rates at 2.78%. Current savings rates are at 0.25% and money market rates are at 0.40%. Mortgage rates today on 30-year fixed loans are around 6.15%. Credit Card rates are at 16.20%. Personal Loan rates are at 12.74%. All these rates, and more, can be found in our database of rates. Chelsea Groton Bank's 60-Month CD rates are at 0.50%, 48-Month CD rates are at 0.45%, 48--Month CD rates are at 0.45%, 36-Month CD rates are at 0.30%, 24-Month CD rates are at 0.20%. Chelsea Groton Bank's savings rates are at 0.01%. Chelsea Groton Bank's money market rates are at 0.01%.
To see how these rates compare to Chelsea Groton Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Chelsea Groton Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Chelsea Groton Bank CD rates. You can also compare Chelsea Groton Bank savings rates, MMA rates and mortgage rates using our other rate lists. Chelsea Groton Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Chelsea Groton Bank? Share your experience about Chelsea Groton Bank by leaving a review below, or read customer reviews before you decide to use Chelsea Groton Bank. Chelsea Groton Bank Texas Ratio Chelsea Groton Bank's Texas Ratio is at 2.82%, which is considered excellent. The Texas Ratio for Chelsea Groton Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Chelsea Groton Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Chelsea Groton Bank CD Rates and Interest Rates
Chelsea Groton Bank
60-Month CD
0.50%
$500
Chelsea Groton Bank
48--Month CD
0.45%
$500
Chelsea Groton Bank
48-Month CD
0.45%
$500
Chelsea Groton Bank
36-Month CD
0.30%
$500
Chelsea Groton Bank
24-Month CD
0.20%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Chelsea Groton Bank Rates with Other Competitive Bank and Credit Union Rates
ableBanking
6-Month CD
4.50%
$5,000
Beal Bank USA
12-Month CD
4.05%
$1,000
American Bank & Trust Co, Inc.
48-Month CD
3.75%
$1,000
Kearney Trust Company
24-Month CD
3.67%
$100
Huron Valley State Bank
24-Month CD
3.55%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 7, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Chelsea Groton Bank InformationChelsea Groton Bank
904 Poquonnock RdGroton, CT 06340 Southeastern Connecticut Established Date: 01/01/1854 FDIC Certificate #: 18238 Date of FDIC Deposit Insurance: 08/09/1989 How Many Domestic U.S. Offices? 14 How Many Branches are There? 14 Website: https://www.chelseagroton.com
Is Chelsea Groton Bank FDIC Insured? Yes
What is Chelsea Groton Bank's Cert number? 18238
What is the maximum amount for insured deposits? $250,000 per holder, per account
Chelsea Groton Bank FinancialsTotal Assets:
$1,627,156,000
Total Deposits:
$1,232,999,000
Equity Capital:
$219,725,000
Domestic Deposits:
$1,232,999,000
Net Income:
$7,169,000
Return on Assets:
1.2064%
Quarterly Return on Assets:
1.7600%
Pretax Return on Assets:
2.1846%
Pretax Quarterly Return on Assets:
2.1800%
Return on Equity:
9.7300%
Quarterly Return on Equity:
13.2100%
Common Equity Tier 1 Capital Ratio:
19.3837%
Tier 1 Risk-Based Capital Ratio:
19.3837%
Leverage Tier 1 (Core Capital) Ratio:
14.6124%
Total Risk-Based Capital Ratio (YTD):
20.1948%
Total Interest Income (YTD):
3.7097%
Headquarters:
Groton
FDIC Field Office:
Windsor
Regulator:
FDIC
County:
Southeastern Connecticut
# of Offices:
14
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsThe current national average savings account rate/money market account rate for accounts with balances of $2,500 is 0.34 percent. You can find banks and credit unions that offer savings rates and money market account rates higher than the national average.  Mortgage rates were down in the latest mortgage survey released yesterday. 30 year fixed mortgage rates are back under 5.00 percent at 4.97 percent for the week ending March 4, 2010. Last week 30 year mortgage rates were averaging 5.05 percent. Average mortgage discount points were unchanged at 0.7 points.
Bank or Credit Union Offers and DealsMortgage Rates: Current Mortgage Rates Hit New Low: 30 Year Mortgage Rates at 4.81%Home Mortgage Rates Hit New Low: 30 Year Conventional Mortgage Rates at 4.19%, 15 Year Conventional Mortgage Rates at 3.62% Average CD Rates Move Higher for Short and Long Term Certificates of Deposit Home Equity Loan vs. Home Equity Line of Credit Bangor Savings Bank 1 Year CD Rates now at 0.15% Low Mortgage Rates Today and Two Earnings Reports Point to the End of the Housing Bust Mortgage Rates Weekend Update: 30 Year Mortgage Rates at 4.21% This Week's Economic News Will Keep CD Rates and Other Deposit Rates Low Mortgage Rates and Refinacing Rates Today, January 21, 2011: 30 Year Mortgage Rates and Refinance Rates Averaging 4.77% Bank CD Rates Report May 21, 2015 Alternative Bank and Credit Union Offers to ExploreAlly Bank CD Rates - Bank Increases Most CD Rates, Lowers 1 Year CDMortgage Rates Mixed in Mortgage Survey: 30 Year Mortgage Rates at 4.74% and 15 Year Mortgage Rates at 4.05% Mortgage Rates Decrease: Mortgage Applications Decrease Mortgage Rates: Lenders Mortgage Rates Higher Friday October 28, 2011 New Credit Card Rules - How the New Credit Card Laws Affect You Mortgage Rates: 30 Year Mortgage Rates at 4.93% 15 Year Mortgage Rates at 4.33% eBank CD Rates 30 Year Mortgage Rates Today at 3.88 Percent as Housing Starts Decline in February Ally Bank Savings Account Rates and Money Market Rate: Recent Increase in Rates to 0.95% Average Mortgage Rates Today Decline on Aid Package for Spain's Banks Chelsea Groton Bank ReviewsThere are no reviews for Chelsea Groton Bank yet. Feel free to create one below.
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