Chelsea Groton Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.50%, 6-month CD rates at 2.70% and 3-month CD rates at 1.41%. Current savings rates are at 0.25% and money market rates are at 0.01%. Mortgage rates today on 30-year fixed loans are around 7.69%. Credit Card rates are at 17.20%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates. Chelsea Groton Bank's 60-Month CD rates are at 0.50%, 48-Month CD rates are at 0.45%, 48--Month CD rates are at 0.45%, 36-Month CD rates are at 0.30%, 24-Month CD rates are at 0.20%. Chelsea Groton Bank's savings rates are at 0.01%. Chelsea Groton Bank's money market rates are at 0.01%.

Chelsea Groton Bank

To see how these rates compare to Chelsea Groton Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Chelsea Groton Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Chelsea Groton Bank CD rates. You can also compare Chelsea Groton Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Chelsea Groton Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Chelsea Groton Bank? Share your experience about Chelsea Groton Bank by leaving a review below, or read customer reviews before you decide to use Chelsea Groton Bank.

Chelsea Groton Bank Texas Ratio

Chelsea Groton Bank's Texas Ratio is at 2.82%, which is considered excellent. The Texas Ratio for Chelsea Groton Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Chelsea Groton Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.10%
18-Month CD
0.15%
24-Month CD
0.20%
36-Month CD
0.30%
48-Month CD
0.45%
60-Month CD
0.50%
Savings
0.01%
MMA
0.01%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Chelsea Groton Bank
904 Poquonnock Rd
Groton, CT 06340
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Chelsea Groton Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Chelsea Groton Bank
Chelsea Groton Bank
60-Month CD
0.50%
$500
Chelsea Groton Bank
Chelsea Groton Bank
48--Month CD
0.45%
$500
Chelsea Groton Bank
Chelsea Groton Bank
48-Month CD
0.45%
$500
Chelsea Groton Bank
Chelsea Groton Bank
36-Month CD
0.30%
$500
Chelsea Groton Bank
Chelsea Groton Bank
24-Month CD
0.20%
$500
Chelsea Groton Bank
Chelsea Groton Bank
18-Month CD
0.15%
$500
Chelsea Groton Bank
Chelsea Groton Bank
12-Month CD
0.10%
$500
Chelsea Groton Bank
Chelsea Groton Bank
3-Month CD
0.05%
$500
Chelsea Groton Bank
Chelsea Groton Bank
6-Month CD
0.05%
$500
Chelsea Groton Bank
Chelsea Groton Bank
Checking
0.01%
$25
Chelsea Groton Bank
Chelsea Groton Bank
Savings
0.01%
$25
Chelsea Groton Bank
Chelsea Groton Bank
Money Market
0.01%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Chelsea Groton Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Liberty Bank
First Liberty Bank
Kasasa Checking
5.10%
$5
Presidential Bank
Presidential Bank
Advantage Savings
4.50%
$100
Yakima Federal S&L
Yakima Federal S&L
3-Month CD
4.20%
$500
Pacific Crest SB
Pacific Crest SB
24-Month CD
4.10%
$2,000
Ixonia Bank
Ixonia Bank
6-Month CD
3.90%
$1,000
First Community Bank Beemer, NE
First Community Bank Beemer, NE
24-Month CD
3.85%
$10,000
State Bank of Southern Utah
State Bank of Southern Utah
36-Month CD
3.80%
$500
Cross River Bank
Cross River Bank
3-Month CD
3.50%
$500
Schaumburg Bank & Trust Company
Schaumburg Bank & Trust Company
17-Month CD
3.50%
$1,000
StonehamBank
StonehamBank
60-Month CD
3.50%
$1,000
Ridgewood Savings Bank
Ridgewood Savings Bank
48-Month CD
3.35%
$100
Maspeth Federal S&L
Maspeth Federal S&L
18-Month CD
3.35%
$1,500
First Financial of Maryland FCU
First Financial of Maryland FCU
18-Month CD
3.30%
$500
Merchants State Bank
Merchants State Bank
12-Month CD
3.25%
$5,000
Hometown Bank of PA
Hometown Bank of PA
36-Month CD
3.04%
$1,000
Kennett Trust Bank
Kennett Trust Bank
60-Month CD
3.04%
$500
St. Ansgar State Bank
St. Ansgar State Bank
18-Month CD
3.02%
$1,000
ConnectOne Bank
ConnectOne Bank
23-Month CD
3.00%
$500
TriCentury Bank
TriCentury Bank
36-Month CD
3.00%
$1,000
FNB of Wyoming
FNB of Wyoming
30-Month CD
2.84%
$100
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
Premium Personal Money Market
2.83%
$1,000,000
Harford Bank
Harford Bank
36-Month CD
2.55%
$1,000
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
Investors Plus Money Market
2.53%
$500,000
Primary Bank
Primary Bank
36-Month CD
2.50%
$1,000
Range Bank
Range Bank
18-Month CD
2.50%
$1,000
The Bank of Landisburg
The Bank of Landisburg
18-Month CD
2.42%
$1,000
First National Bank Ames, Iowa
First National Bank Ames, Iowa
48-Month CD
2.42%
$1,000
American Plus Bank, N.A.
American Plus Bank, N.A.
24-Month CD
2.30%
$25,000
5Star Bank
5Star Bank
48-Month CD
2.25%
$1,000
South Central State Bank
South Central State Bank
12-Month CD
1.56%
$1,000
Connex Credit Union
Connex Credit Union
12-Month CD
1.00%
$500
Carson Bank
Carson Bank
e-Checking
0.75%
$100
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
12-Month CD (Jumbo)
0.60%
$100,000
Forte Bank
Forte Bank
Community Choice Money Market
0.50%
$2,500
Brenham National Bank
Brenham National Bank
60-Month CD
0.50%
$1,000
First Federal S&L of Lakewood
First Federal S&L of Lakewood
12-Month CD
0.30%
$500
GCSB Swayzee, IN
GCSB Swayzee, IN
Golden Savings
0.25%
$25
Bank of Greene County
Bank of Greene County
12-Month CD
0.25%
$1,000
Cattaraugus County Bank
Cattaraugus County Bank
Savings (with checking)
0.20%
$0
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
Advanced Checking
0.20%
$100
FNB of Moose Lake
FNB of Moose Lake
Savings
0.15%
$100
Universal Bank
Universal Bank
Money Market
0.10%
$2,500
Central Bank of Kansas City
Central Bank of Kansas City
Premier Checking
0.05%
$1,000
Conneaut Savings Bank
Conneaut Savings Bank
Money Market
0.05%
$0
JTNB
JTNB
Money Market
0.05%
$2,500
Peoples Bank Taylorsville, KY
Statement Savings
0.05%
$100
Union Bank, Inc.
Union Bank, Inc.
Money Market
0.03%
$2,500
PNC Bank
PNC Bank
36-Month CD
0.02%
$1,000
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
Relationship Checking
0.01%
$50
Vibrant Credit Union
Vibrant Credit Union
60-Month CD
0.01%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Chelsea Groton Bank Information

Chelsea Groton Bank
904 Poquonnock Rd
Groton, CT 06340
Southeastern Connecticut
Established Date: 01/01/1854
FDIC Certificate #: 18238
Date of FDIC Deposit Insurance: 08/09/1989
How Many Domestic U.S. Offices? 14
How Many Branches are There? 14
Is Chelsea Groton Bank FDIC Insured? Yes
What is Chelsea Groton Bank's Cert number? 18238
What is the maximum amount for insured deposits? $250,000 per holder, per account

Chelsea Groton Bank Financials

Total Assets:
$1,627,156,000
Total Deposits:
$1,232,999,000
Equity Capital:
$219,725,000
Domestic Deposits:
$1,232,999,000
Net Income:
$7,169,000
Return on Assets:
1.2064%
Quarterly Return on Assets:
1.7600%
Pretax Return on Assets:
2.1846%
Pretax Quarterly Return on Assets:
2.1800%
Return on Equity:
9.7300%
Quarterly Return on Equity:
13.2100%
Common Equity Tier 1 Capital Ratio:
19.3837%
Tier 1 Risk-Based Capital Ratio:
19.3837%
Leverage Tier 1 (Core Capital) Ratio:
14.6124%
Total Risk-Based Capital Ratio (YTD):
20.1948%
Total Interest Income (YTD):
3.7097%
 
 
Headquarters:
Groton
FDIC Field Office:
Windsor
Regulator:
FDIC
County:
Southeastern Connecticut
# of Offices:
14
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Fixed long term mortgage rates are lower this week over last week and shorter term adjustable mortgage rates are mostly higher. The current average fixed conforming 30 year mortgage rate is 4.30 percent which is just above a record low of 4.26 percent set in late September. 30 year mortgage rates in Arkansas are higher averaging 4.32 percent.
Currently on our savings account rates list for Escondido, California,  Tennessee Commerce Bank has the best savings account rate. Tennessee Commerce Bank is offering a high yield savings rate of 1.49 percent with a savings yield of 1.50 percent. To earn the savings rate and savings yield at Tennessee Commerce Bank you must also have a checking account with TCB.

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