Citizens State Bank Sheldon, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.20%, 6-month CD rates at 4.65% and 3-month CD rates at 0.50%. Current savings rates are at 0.75% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 7.42%. Credit Card rates are at 16.24%. Personal Loan rates are at 16.24%. All these rates, and more, can be found in our database of rates. Citizens State Bank Sheldon, IA's 60-Month CD rates are at 2.51%, 48-Month CD rates are at 2.51%, 36-Month CD rates are at 1.00%, 12-Month CD rates are at 1.00%, 24-Month CD rates are at 0.75%. Citizens State Bank Sheldon, IA's savings rates are at 0.10%. Citizens State Bank Sheldon, IA's money market rates are at 1.00%.

Citizens State Bank Sheldon, IA

To see how these rates compare to Citizens State Bank Sheldon, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens State Bank Sheldon, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens State Bank Sheldon, IA CD rates. You can also compare Citizens State Bank Sheldon, IA savings rates, MMA rates and mortgage rates using our other rate lists.

Citizens State Bank Sheldon, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens State Bank Sheldon, IA? Share your experience about Citizens State Bank Sheldon, IA by leaving a review below, or read customer reviews before you decide to use Citizens State Bank Sheldon, IA.

Citizens State Bank Sheldon, IA Texas Ratio

Citizens State Bank Sheldon, IA's Texas Ratio is at 0.16%, which is considered excellent. The Texas Ratio for Citizens State Bank Sheldon, IA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Citizens State Bank Sheldon, IA is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.00%
18-Month CD
0.75%
24-Month CD
0.75%
36-Month CD
1.00%
48-Month CD
2.51%
60-Month CD
2.51%
Savings
0.10%
MMA
1.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Citizens State Bank Sheldon, IA
808 3rd Ave
Sheldon, IA 51201
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Citizens State Bank Sheldon, IA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
60-Month CD
2.51%
$1,000
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
48-Month CD
2.51%
$500
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
12-Month CD
1.00%
$1,000
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
36-Month CD
1.00%
$1,000
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
Ultra Money Market
1.00%
$100,000
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
18-Month CD
0.75%
$1,000
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
24-Month CD
0.75%
$1,000
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
Super Savings
0.10%
$1,500
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
NOW Checking
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Citizens State Bank Sheldon, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Frontier State Bank
Frontier State Bank
12-Month CD
4.29%
$1,000
United Trust Bank
United Trust Bank
6-Month CD
4.10%
$3,000
Gunnison S&L
Gunnison S&L
60-Month CD
4.09%
$1
Citizens Independent Bank
Citizens Independent Bank
9-Month CD
4.05%
$10,000
Randolph Brooks FCU
Randolph Brooks FCU
12-Month CD
3.95%
$1,000
Spring Bank Bronx, NY
Spring Bank Bronx, NY
48-Month CD
3.90%
$250
State Bank of Southern Utah
State Bank of Southern Utah
48-Month CD
3.80%
$500
Customers Bank
Customers Bank
24-Month CD
3.75%
$500
ValleyDirect
ValleyDirect
24-Month CD
3.60%
$500
FNB of Bangor
FNB of Bangor
36-Month CD
3.55%
$1,000
Newtown Savings Bank
Newtown Savings Bank
36-Month CD
3.00%
$500
American State Bank of Grygla
American State Bank of Grygla
24-Month CD
2.62%
$500
Lake Central Bank
Lake Central Bank
6-Month CD
2.57%
$1,000
Thayer County Bank
Thayer County Bank
24-Month CD
2.57%
$2,500
Bank Northwest
Bank Northwest
24-Month CD
2.53%
$500
Seasons Federal Credit Union
Seasons Federal Credit Union
12-Month CD
2.50%
$1,000
Black River Country Bank
Black River Country Bank
24-Month CD
2.50%
$1,000
FSB of Randolph County
FSB of Randolph County
Secure Plus Checking
2.50%
$75,000
Bank of Luxemburg
Bank of Luxemburg
12-Month CD
2.50%
$1,000
The Bank of Princeton
The Bank of Princeton
12-Month CD
2.50%
$500
Peoples Bank & Trust Co.
48-Month CD
2.47%
$1,000
Home Federal S&L of Niles
Home Federal S&L of Niles
60-Month CD
2.37%
$1,000
First Bank Elk River
First Bank Elk River
18-Month CD
2.07%
$1
Peoples Bank of Deer Lodge
Peoples Bank of Deer Lodge
36-Month CD
2.02%
$100
First National Bank of Ava
First National Bank of Ava
18-Month CD
2.01%
$500
Carson Bank
Carson Bank
48-Month CD
1.71%
$500
Haven Savings Bank
Haven Savings Bank
24-Month CD
1.65%
$100
Meridian Bank
Meridian Bank
Essential Savings
1.50%
$25
South Central State Bank
South Central State Bank
Money Market
1.41%
$250,000
Union State Bank Pell City, AL
Union State Bank Pell City, AL
36-Month CD
1.40%
$500
Champlain National Bank
Champlain National Bank
36-Month CD
1.26%
$500
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
60-Month CD
1.00%
$100
TSB Teutopolis State Bank
TSB Teutopolis State Bank
36-Month CD
0.90%
$500
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
48-Month CD
0.80%
$1,000
Hyperion Bank
Hyperion Bank
Business Money Market
0.75%
$1,000
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
36-Month CD
0.65%
$1,000
Mutual Federal Bank
Mutual Federal Bank
24-Month CD
0.65%
$500
Susquehanna Community Bank
Susquehanna Community Bank
12-Month CD
0.60%
$500
Citi
Citi
24-Month CD
0.50%
$500
First National Bank in Ord
First National Bank in Ord
Advantage Checking
0.45%
$25
MCS Bank
MCS Bank
18-Month CD
0.42%
$1,000
Conway National Bank (CNB)
Conway National Bank (CNB)
Passbook Savings
0.35%
$50
Wells River Savings Bank
Wells River Savings Bank
6-Month CD
0.30%
$200
Henderson FSB
Henderson FSB
Money Market
0.25%
$1,000
Spencer Savings Bank
Spencer Savings Bank
18-Month CD
0.25%
$1,000
West Pointe Bank
West Pointe Bank
Money Market
0.25%
$2,500
Greenfield Co-operative Bank
Greenfield Co-operative Bank
12-Month CD
0.20%
$500
Wrentham Co-operative Bank
Wrentham Co-operative Bank
Money Market
0.20%
$2,500
Badger Bank
Badger Bank
Holiday Club Savings
0.05%
$5
Metropolitan Bank
Metropolitan Bank
Money Market
0.05%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Citizens State Bank Sheldon, IA Information

Citizens State Bank Sheldon, IA
808 3rd Ave
Sheldon, IA 51201
O'Brien
Established Date: 03/15/1961
FDIC Certificate #: 18356
Date of FDIC Deposit Insurance: 03/15/1961
Bank Holding Company: DIXON BANCSHARES INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Citizens State Bank Sheldon, IA FDIC Insured? Yes
What is Citizens State Bank Sheldon, IA's Cert number? 18356
What is the maximum amount for insured deposits? $250,000 per holder, per account

Citizens State Bank Sheldon, IA Financials

Total Assets:
$196,877,000
Total Deposits:
$153,905,000
Equity Capital:
$18,814,000
Domestic Deposits:
$153,905,000
Net Income:
$445,000
Return on Assets:
1.0044%
Quarterly Return on Assets:
0.9300%
Pretax Return on Assets:
0.9784%
Pretax Quarterly Return on Assets:
0.9800%
Return on Equity:
10.3000%
Quarterly Return on Equity:
9.4500%
Leverage Tier 1 (Core Capital) Ratio:
11.1736%
Total Interest Income (YTD):
3.7702%
 
 
Headquarters:
Sheldon
FDIC Field Office:
Sioux City
Regulator:
FDIC
County:
O'Brien
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

As we head until the final weeks of 2012 both average savings rates and money market rates are unchanged, ending another year of ultra low deposit rates. The best savings rates and best money market rates on our rate lists also haven't changed this week and probably won't for at least a couple more years.
American Express is offering their SimplyCash Credit Card for small business. The credit card has a 0.00% introductory rate for 6 months, 9 months or 12 months. Which intro term you receive when you apply for the card is based on your creditworthiness. The rate after the intro period also depends on our credit history. The ongoing rate is the Prime Rate plus a perchance which is again based on our credit history. Right now the rate can be either 13.24% (Prime Rate + 9.99%),16.24% (Prime Rate + 12.99%) or 19.24% (Prime Rate + 15.99%).

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