North Shore Bank Rates and Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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North Shore Bank's 10-year CD rates are at 4.00%, 7-month CD rates are at 3.85%, 13-month CD rates are at 3.50%, 25-month CD rates are at 3.50%, 5-year CD rates are at 0.35%. North Shore Bank's savings rates are at 0.08%. North Shore Bank's money market rates are at 0.15%. North Shore Bank's 15-Year Fixed Service Released rates are at 5.25%, 30-Year Fixed Service Released rates are at 5.50%, 5 Year ARM Jumbo rates are at 5.75%, Construction 5/1 Adjustable Rate Service Retained rates are at 5.75%. MonitorBankRates evaluates the financial stability of North Shore Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.63%. Rates were last updated on 02/26/2026.
Rate Updates and AvailabilityNorth Shore Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at North Shore Bank? Share your experience about North Shore Bank by leaving a review below, or read customer reviews before you decide to use North Shore Bank. North Shore Bank Texas RatioNorth Shore Bank's Texas Ratio is at 0.63%, which is considered excellent. The Texas Ratio for North Shore Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
North Shore Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, North Shore Bank is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A+
Exceptional Health
Score: 100/100
North Shore Bank has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 02/26/2026 
North Shore Bank CD Rates
North Shore Bank Savings Rates
North Shore Bank Money Market Rates
North Shore Bank Checking Rates
North Shore Bank Mortgage Rates
North Shore Bank Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for North Shore Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather North Shore Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with North Shore Bank's official website for the most current offers and terms.
Bank Profile & OverviewNorth Shore Bank
15700 W Bluemound RdBrookfield, WI 53005 Waukesha Established Date: 01/01/1923 FDIC Certificate #: 28679 Date of FDIC Deposit Insurance: 08/09/1989 How Many Domestic U.S. Offices? 46 How Many Branches are There? 46 Website: https://www.northshorebank.com
Is North Shore Bank FDIC Insured? Yes
What is North Shore Bank's Cert number? 28679
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (100/100)
Texas Ratio:
0.63%
Return on Assets (ROA):
0.9976%
Return on Equity (ROE):
7.9900%
Non-Performing Loans (NPL):
0.08%
Total Assets:
$2,566,563,000
Total Deposits:
$2,142,979,000
Equity Capital:
$386,283,000
Net Income:
$22,051,000
Headquarters:
Brookfield
Regulator:
FDIC
# of Offices:
46
Source: FDIC | Last Updated 12/31/2025
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Frequently Asked Questions About North Shore BankHow do I open an account at North Shore Bank?You can typically open an account at North Shore Bank by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, North Shore Bank provides a range of mortgage and home equity products. Is North Shore Bank a safe place to deposit money?Yes, North Shore Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does North Shore Bank offer online and mobile banking?Most modern institutions like North Shore Bank provide digital access including online balance checks and transfers. Compare to other Banks |
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