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North Shore Bank Rates & Review April 2026

North Shore Bank's 5-year CD rates are at 0.35%, 4-year CD rates are at 0.25%, 2-year CD rates are at 0.20%, 3-year CD rates are at 0.20%, 1-year CD rates are at 0.15%. North Shore Bank's savings rates are at 0.08%. North Shore Bank's money market rates are at 0.15%. North Shore Bank's 15-Year Fixed Service Released rates are at 5.49%, 30-Year Fixed Service Released rates are at 5.88%, 5 Year ARM Jumbo rates are at 5.88%, Construction 5/1 Adjustable Rate Service Retained rates are at 5.88%. MonitorBankRates evaluates the financial stability of North Shore Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.63%. Rates were last updated on 04/11/2026.

North Shore Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at North Shore Bank? Share your experience about North Shore Bank by leaving a review below, or read customer reviews before you decide to use North Shore Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.63%
Excellent Lower than avg
North Shore Bank
15700 W Bluemound Rd
Brookfield, WI 53005
https://www.northshorebank.com
Member FDIC

North Shore Bank CD Rates

Product Rate APY Term View More
5-year CD 0.35% 0.35% 5-year
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.63%
4-year CD 0.25% 0.25% 4-year
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.63%
2-year CD 0.20% 0.20% 2-year
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.63%
3-year CD 0.20% 0.20% 3-year
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.63%
1-year CD 0.15% 0.15% 1-year
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.63%
1-year IRA CD 0.15% 0.15% 1-year
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.63%
6-month CD 0.10% 0.10% 6-month
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.63%
91-day CD 0.05% 0.05% 91-day
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.63%

North Shore Bank Savings Rates

Product Rate APY View More
Premier Health Savings Account 2.97% 3.00%
Min Balance $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.63%
Premier Health Savings Account 1.99% 2.00%
Min Balance $25,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.63%
Premier Savings 1.49% 1.50%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.63%
Premier Health Savings Account 1.00% 1.00%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.63%
Health Savings Account 0.20% 0.20%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.63%
Everyday Savings 0.08% 0.08%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.63%
Seymour Savings 0.08% 0.08%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.63%

North Shore Bank Money Market Rates

Product Rate APY View More
Premier Money Market 2.97% 3.00%
Min Balance $250,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.63%
Premier Money Market 2.72% 2.75%
Min Balance $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.63%
Premier Money Market 1.50% 1.50%
Min Balance $25,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.63%
Premier Money Market 1.00% 1.00%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.63%
Standard Money Market 0.15% 0.15%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.63%

North Shore Bank Mortgage Rates

Product Rate Points APR Term View More
15-Year Fixed Service Released 5.49% 0% 5.59%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.63%
30-Year Fixed Service Released 5.88% 0% 5.93%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.63%
5 Year ARM Jumbo 5.88% 0% 6.34%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.63%
Construction 5/1 Adjustable Rate Service Retained 5.88% 0% 6.43%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.63%

North Shore Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 6.49%
Details With Auto Pay from North Shore Bank checking account
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.63%
Home Equity Line of Credit - - 7.25%
Details With Auto Pay from North Shore Bank checking account
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.63%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for North Shore Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather North Shore Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with North Shore Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name North Shore Bank
FDIC Certificate # 28679
Address 15700 W Bluemound Rd, Brookfield, WI 53005  ·  Waukesha
Established 01/01/1923
FDIC Insurance Date 08/09/1989
Domestic Offices 46
Total Branches 46
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.63%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.9976%
Return on Equity (ROE) 7.9900%
Non-Performing Loans (NPL) 0.08%
Total Assets $2,566,563,000
Total Deposits $2,142,979,000
Equity Capital $386,283,000
Net Income $22,051,000
Headquarters Brookfield
Total Offices 46
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About North Shore Bank

Is North Shore Bank a safe place to deposit money?

Yes, North Shore Bank is considered a safe financial institution. With a Texas Ratio of 0.63401061291699%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does North Shore Bank operate?

North Shore Bank currently maintains approximately 46 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, North Shore Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, North Shore Bank provides members with tools to manage their accounts and build a solid financial history.

Does North Shore Bank offer online and mobile banking?

Most modern institutions like North Shore Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.northshorebank.com.

Current North Shore Bank Rates

  • 12-Month CD0.15%
  • 24-Month CD0.20%
  • 36-Month CD0.20%
  • 48-Month CD0.25%
  • 60-Month CD0.35%
  • Savings0.08%
  • MMA0.15%
Retrieved from our database of financial products. Rates subject to change.