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Bank Northwest Rates & Review March 2026

Bank Northwest's 13-month Special CD rates are at 3.80%, 6-month CD rates are at 3.53%, 1-year CD rates are at 3.03%, 3-year CD rates are at 2.53%, 2-year CD rates are at 2.52%. Bank Northwest's savings rates are at 0.75%. Bank Northwest's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of Bank Northwest with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.15%. Rates were last updated on 03/25/2026.

Bank Northwest money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank Northwest? Share your experience about Bank Northwest by leaving a review below, or read customer reviews before you decide to use Bank Northwest.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.15%
Excellent Lower than avg
Bank Northwest
201 S Davis St
Hamilton, MO 64644
https://www.banknw.com
Member FDIC

Bank Northwest CD Rates

Product Rate APY Term View More
13-month Special CD 3.75% 3.80% 13-month
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.15%
6-month CD 3.50% 3.53% 6-month
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.15%
1-year CD 3.00% 3.03% 1-year
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.15%
3-year CD 2.50% 2.53% 3-year
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.15%
2-year CD 2.50% 2.52% 2-year
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.15%
5-year CD 2.50% 2.52% 5-year
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.15%
90-day CD 1.50% 1.51% 90-day
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.15%

Bank Northwest Savings Rates

Product Rate APY View More
Christmas Club Account 0.75% 0.75%
Min Balance $20
Details Min $20 to Open
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.15%
Northwest Heritage Savings 0.75% 0.75%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.15%

Bank Northwest Money Market Rates

Product Rate APY View More
BUSINESS PINNACLE MONEY MARKET 3.75% 3.82%
Min Deposit $2,500
Min Balance $1,500,000
Details Range: $1,500,000.00 - $99,999,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET 3.50% 3.56%
Min Deposit $2,500
Min Balance $1,000,000
Details Range: $1,000,000.00 - $1,499,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.15%
PINNACLE MONEY MARKET 3.50% 3.56%
Min Deposit $2,500
Min Balance $1,500,000
Details Range: $1,500,000.00 - $99,999,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET 3.25% 3.30%
Min Deposit $2,500
Min Balance $250,000
Details Range: $250,000.00 - $999,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.15%
PINNACLE MONEY MARKET 3.25% 3.30%
Min Deposit $2,500
Min Balance $1,000,000
Details Range: $1,000,000.00 - $1,499,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET 3.00% 3.04%
Min Deposit $2,500
Min Balance $100,000
Details Range: $100,000.00 - $249,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.15%
PINNACLE MONEY MARKET 3.00% 3.04%
Min Deposit $2,500
Min Balance $250,000
Details Range: $250,000.00 - $999,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET 2.50% 2.53%
Min Deposit $2,500
Min Balance $50,000
Details Range: $50,000.00 - $99,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.15%
PINNACLE MONEY MARKET 2.50% 2.53%
Min Deposit $2,500
Min Balance $100,000
Details Range: $100,000.00 - $249,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.15%
PINNACLE MONEY MARKET 2.30% 2.32%
Min Deposit $2,500
Min Balance $50,000
Details Range: $50,000.00 - $99,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET 2.20% 2.22%
Min Deposit $2,500
Min Balance $10,000
Details Range: $10,000.00 - $49,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.15%
PINNACLE MONEY MARKET 1.85% 1.87%
Min Deposit $2,500
Min Balance $10,000
Details Range: $10,000.00 - $49,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.15%
BUSINESS PINNACLE MONEY MARKET 0.75% 0.75%
Min Deposit $2,500
Details Qualifying balance up to $9,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.15%
PINNACLE MONEY MARKET 0.50% 0.50%
Min Deposit $2,500
Details Qualifying balance up to $9,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.15%
Northwest Legacy Money Market 0.25% 0.25%
Min Balance $2,500
Details Min $2500 to Open
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.15%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank Northwest is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank Northwest rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank Northwest's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bank Northwest
Bank Holding Company CALDWELL COUNTY BANCSHARES INC
Address 201 S Davis St, Hamilton, MO 64644  ·  Caldwell
FDIC Certificate # 16601
Established 08/04/1945
FDIC Insurance Date 08/04/1947
Domestic Offices 6
Total Branches 6
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.15%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 2.6628%
Return on Equity (ROE) 30.1500%
Non-Performing Loans (NPL) 0.10%
Total Assets $222,602,000
Total Deposits $199,340,000
Equity Capital $22,756,000
Net Income $6,149,000
Headquarters Hamilton
Total Offices 6
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

VEAj
★★★★★
December 17, 2025
rMRR
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for Bank Northwest
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Frequently Asked Questions About Bank Northwest

Is Bank Northwest a safe place to deposit money?

Yes, Bank Northwest is considered a safe financial institution. With a Texas Ratio of 1.1506730351715%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Bank Northwest operate?

Bank Northwest currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank Northwest does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank Northwest provides members with tools to manage their accounts and build a solid financial history.

Does Bank Northwest offer online and mobile banking?

Most modern institutions like Bank Northwest provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.banknw.com.

Current Bank Northwest Rates

  • 12-Month CD3.03%
  • 24-Month CD2.52%
  • 36-Month CD2.53%
  • 60-Month CD2.52%
  • Savings0.75%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.