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City of Boston Credit Union

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City of Boston Credit Union Rates & Review June 2026

Q: Is a member application needed to join City of Boston Credit Union?

Yes, to access services at City of Boston Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, City of Boston Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 17, 2026

You can compare City of Boston Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.25%, 6-month share certificate rates at 1.00% and 3-month share certificate rates at 0.35%. Savings rates are at 0.40% and money market rates are at 0.45%. Mortgage rates on 30-year fixed loans are around 5.76%. All these rates can be compared to City of Boston Credit Union rates. MonitorBankRates evaluates the financial stability of City of Boston Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.18%. Rates were last updated on 06/17/2026.

City of Boston Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at City of Boston Credit Union? Share your experience about City of Boston Credit Union by leaving a review below, or read customer reviews before you decide to use City of Boston Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 93/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

13.18%

Excellent Higher than avg

City of Boston Credit Union
Headquarters

455 W Broadway
South Boston, MA 02127 2218

https://www.cityofbostoncu.com

Current Rate Availability

We do not have City of Boston Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for City of Boston Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather City of Boston Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with City of Boston Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name City of Boston Credit Union

Website https://www.cityofbostoncu.com

Address 455 W Broadway, South Boston, MA 02127 2218

Phone 617-635-4545

Fax

President Cecil Jones

CEO Lisa Perrin

Full-Time Employees 69

Part-Time Employees 0

Branch Locations 6

ATM Locations 20

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (93/100)

Texas Ratio

13.18%

Return on Assets (ROA)

0.3518%

Return on Equity (ROE)

4.0683%

Non-Performing Loans Ratio (NPL)

1.84%

Total Assets

562,147,387

Total Amount of Shares and Deposits

486,134,938

Total Shares and Deposits < 1 Year

461,487,050

Total Shares and Deposits 1 3 Years

23,582,499

Total Shares and Deposits > 3 Years

1,065,389

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

55,741,198

Total Uninsured Shares and Deposits > $250K (F+J)

55,741,198

Total Insured Shares and Deposits > $250K (item 17 less item K)

430,393,740

Total Interest Expense (Sum of items 6 8)

5,683,536

Share Certificates

2,286

Number of Accounts for Share Drafts

17,009

IRA KEOGH Accounts

666

Number of Accounts for Regular Shares

35,156

All other shares

352

Non Member Deposits

Money Market Shares

1,255

Net Income (unless the amount is already included in Undivided Earnings)

1,977,748

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

88,421,384

Total Liabilities

524,092,169

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for City of Boston Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

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Total Reviews

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Frequently Asked Questions About City of Boston Credit Union

How many branches does City of Boston Credit Union operate?

City of Boston Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join City of Boston Credit Union?

Yes, to access services at City of Boston Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, City of Boston Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, City of Boston Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does City of Boston Credit Union offer online and mobile banking?

Most modern institutions like City of Boston Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cityofbostoncu.com.