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Bloomington Postal Employees Credit Union Rates & Review April 2026

Bloomington Postal Employees Credit Union's savings rates are at 0.40%. Bloomington Postal Employees Credit Union's Personal Loan Rates are at 5.25%. MonitorBankRates evaluates the financial stability of Bloomington Postal Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.83%. Rates were last updated on 04/19/2026.

Bloomington Postal Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bloomington Postal Employees Credit Union? Share your experience about Bloomington Postal Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Bloomington Postal Employees Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.83%
Excellent Lower than avg
Bloomington Postal Employees Credit Union
BLOOMINGTON POSTAL EMPLOYEES CU
1511 E EMPIRE ST
BLOOMINGTON, IL 61701
https://bpecu.net/
Member NCUA

Bloomington Postal Employees Credit Union Savings Rates

Product Rate APY View More
Regular Savings 0.40% 0.40%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%
Special Savings 0.40% 0.40%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%
Christmas Club 0.20% 0.20%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%

Bloomington Postal Employees Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loans = 2023 & NEWER 5.25% - 5.25%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%
Used Auto Loans = 2022-2012 5.99% - 5.99%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%
Used Auto Loans = 2011-OLDER MODELS 7.20% - 7.20%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%

Bloomington Postal Employees Credit Union Credit Card Rates

Product Rate APR View More
Visa Credit Cards 9.90% 9.90%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Bloomington Postal Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Bloomington Postal Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bloomington Postal Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Bloomington Postal Employees Credit Union
Address 1511 E EMPIRE ST, BLOOMINGTON, IL 61701
Phone 309-663-5841
Fax 309-663-0867
President Tim Defebaugh
CEO SHANNON FRITCHER
Full-Time Employees 3
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.83%
Return on Assets (ROA)
0.4085%
Return on Equity (ROE)
2.1542%
Non-Performing Loans Ratio (NPL)
1.35%
Total Assets
20,820,915
Total Amount of Shares and Deposits
16,797,950
Total Shares and Deposits < 1 Year
16,797,951
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
404,680
Total Uninsured Shares and Deposits > $250K (F+J)
404,680
Total Insured Shares and Deposits > $250K (item 17 less item K)
16,393,270
Total Interest Expense (Sum of items 6 8)
45,294
Number of Accounts for Share Drafts
629
IRA KEOGH Accounts
31
Number of Accounts for Regular Shares
1,660
Net Income (unless the amount is already included in Undivided Earnings)
120,050
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
408,741
Total Liabilities
16,872,895
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Bloomington Postal Employees Credit Union

Is Bloomington Postal Employees Credit Union a safe place to deposit money?

Yes, Bloomington Postal Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 1.8333747042821%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Bloomington Postal Employees Credit Union operate?

Bloomington Postal Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Bloomington Postal Employees Credit Union?

Yes, to access services at Bloomington Postal Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Bloomington Postal Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bloomington Postal Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Bloomington Postal Employees Credit Union offer online and mobile banking?

Most modern institutions like Bloomington Postal Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://bpecu.net/.

Current Bloomington Postal Employees Credit Union Rates

  • Savings0.40%
Retrieved from our database of financial products. Rates subject to change.