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iAdvertiser Disclosure
Advertiser Disclosure
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 Members 1st Credit Union Saint Louis, MO Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
Members 1st Credit Union Saint Louis, MO's CDs of Deposit - 12-month term rates are at 3.80%, CDs of Deposit - 24-month term rates are at 3.55%, CDs of Deposit - 6-month term rates are at 3.55%, CDs of Deposit - 36-month term rates are at 3.44%, CDs of Deposit - 48-month term rates are at 3.44%. Members 1st Credit Union Saint Louis, MO's money market rates are at 2.02%. MonitorBankRates evaluates the financial stability of Members 1st Credit Union Saint Louis, MO with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.33%. Rates were last updated on 04/08/2026. Members 1st Credit Union Saint Louis, MO money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Members 1st Credit Union Saint Louis, MO? Share your experience about Members 1st Credit Union Saint Louis, MO by leaving a review below, or read customer reviews before you decide to use Members 1st Credit Union Saint Louis, MO. Members 1st Credit Union Saint Louis, MO
Mattis Road 4702 Mattis Rd
https://www.me1stcu.com Saint Louis, MO 63128 
Members 1st Credit Union Saint Louis, MO CD Rates
Members 1st Credit Union Saint Louis, MO Money Market Rates
Members 1st Credit Union Saint Louis, MO Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Members 1st Credit Union Saint Louis, MO is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Members 1st Credit Union Saint Louis, MO rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Members 1st Credit Union Saint Louis, MO's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Members 1st Credit Union Saint Louis, MO
Website
https://www.me1stcu.com
Address
4702 Mattis Rd,
Saint Louis, MO 63128
Phone
314-487-5628
Fax
314-845-0974
President
Colin McPherron
CEO
Brian Eyestone
Full-Time Employees
16
Part-Time Employees
0
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.33%
Return on Assets (ROA)
0.7696%
Return on Equity (ROE)
7.8960%
Non-Performing Loans Ratio (NPL)
0.37%
Total Assets
71,632,954
Total Amount of Shares and Deposits
62,963,590
Total Shares and Deposits < 1 Year
61,940,188
Total Shares and Deposits 1 3 Years
740,897
Total Shares and Deposits > 3 Years
282,505
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,990,031
Total Uninsured Shares and Deposits > $250K (F+J)
3,990,031
Total Insured Shares and Deposits > $250K (item 17 less item K)
58,973,559
Total Interest Expense (Sum of items 6 8)
682,875
Share Certificates
259
Number of Accounts for Share Drafts
2,118
IRA KEOGH Accounts
124
Number of Accounts for Regular Shares
4,766
Money Market Shares
379
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,838,791
Total Liabilities
64,660,197
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Members 1st Credit Union Saint Louis, MOIs Members 1st Credit Union Saint Louis, MO a safe place to deposit money?Yes, Members 1st Credit Union Saint Louis, MO is considered a safe financial institution. With a Texas Ratio of 2.3323450220089%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Members 1st Credit Union Saint Louis, MO operate?Members 1st Credit Union Saint Louis, MO currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Members 1st Credit Union Saint Louis, MO?Yes, to access services at Members 1st Credit Union Saint Louis, MO, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Members 1st Credit Union Saint Louis, MO does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Members 1st Credit Union Saint Louis, MO provides members with tools to manage their accounts and build a solid financial history. Does Members 1st Credit Union Saint Louis, MO offer online and mobile banking?Most modern institutions like Members 1st Credit Union Saint Louis, MO provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.me1stcu.com. Current Members 1st Credit Union Saint Louis, MO Rates
Retrieved from our database of financial products. Rates subject to change.
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