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iAdvertiser Disclosure
Advertiser Disclosure
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 Southwest Louisiana Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Southwest Louisiana Credit Union's 6 month CDs (CDs) rates are at 3.66%, 12 Month Expandable CDs (CDs) rates are at 3.56%, 12 month CDs (CDs) rates are at 3.56%, 7-Month Cowboy Up CD rates are at 2.50%, 24 Month Expandable CDs (CDs) rates are at 2.43%. Southwest Louisiana Credit Union's savings rates are at 0.10%. Southwest Louisiana Credit Union's money market rates are at 0.00%. Southwest Louisiana Credit Union's Personal Loan Rates are at 9.95%. MonitorBankRates evaluates the financial stability of Southwest Louisiana Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.91%. Rates were last updated on 04/19/2026. Southwest Louisiana Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Southwest Louisiana Credit Union? Share your experience about Southwest Louisiana Credit Union by leaving a review below, or read customer reviews before you decide to use Southwest Louisiana Credit Union. Southwest Louisiana Credit Union
McNeese Corporate Office 2255 E McNeese St
https://www.swlacu.com Lake Charles, LA 70607 
Southwest Louisiana Credit Union CD Rates
Southwest Louisiana Credit Union Savings Rates
Southwest Louisiana Credit Union Money Market Rates
Southwest Louisiana Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Southwest Louisiana Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Southwest Louisiana Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Southwest Louisiana Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Southwest Louisiana Credit Union
Website
https://www.swlacu.com
Address
2255 E McNeese St,
Lake Charles, LA 70607
Phone
337-477-9190
Fax
President
Robert Collins
CEO
Chad Miller
Full-Time Employees
66
Part-Time Employees
3
Branch Locations
4
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.91%
Return on Assets (ROA)
0.4358%
Return on Equity (ROE)
2.7537%
Non-Performing Loans Ratio (NPL)
0.95%
Total Assets
177,120,456
Total Amount of Shares and Deposits
149,383,866
Total Shares and Deposits < 1 Year
148,157,342
Total Shares and Deposits 1 3 Years
1,226,523
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,898,131
Total Uninsured Shares and Deposits > $250K (F+J)
4,898,131
Total Insured Shares and Deposits > $250K (item 17 less item K)
144,485,735
Total Interest Expense (Sum of items 6 8)
1,494,254
Share Certificates
1,278
Number of Accounts for Share Drafts
10,579
IRA KEOGH Accounts
188
Number of Accounts for Regular Shares
21,601
Non Member Deposits
8
Money Market Shares
25
Net Income (unless the amount is already included in Undivided Earnings)
771,863
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
778,895
Total Liabilities
154,391,981
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Southwest Louisiana Credit UnionIs Southwest Louisiana Credit Union a safe place to deposit money?Yes, Southwest Louisiana Credit Union is considered a safe financial institution. With a Texas Ratio of 4.9085709865968%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Southwest Louisiana Credit Union operate?Southwest Louisiana Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Southwest Louisiana Credit Union?Yes, to access services at Southwest Louisiana Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Southwest Louisiana Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Southwest Louisiana Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Southwest Louisiana Credit Union offer online and mobile banking?Most modern institutions like Southwest Louisiana Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.swlacu.com. Current Southwest Louisiana Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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