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Clare Bank Rates & Review August 2026

Clare Bank's 18-Month Special rates are at 3.63%, 18-Month Special rates are at 3.53%, 9-Month Special rates are at 3.31%, 9-Month Special rates are at 3.21%, 21-Month rates are at 2.87%. Clare Bank's savings rates are at 0.10%. Clare Bank's money market rates are at 0.15%. MonitorBankRates evaluates the financial stability of Clare Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.02%. Rates last updated and verified on 08/28/2026.

Clare Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Clare Bank? Share your experience about Clare Bank by leaving a review below, or read customer reviews before you decide to use Clare Bank.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
8.02%
Excellent Higher than avg
Clare Bank, National Association
345 W Pine St
Platteville, WI 53818
https://www.clarebank.com
Member FDIC

Clare Bank CD Rates

Product Rate APY Term View More
18 month Special 3.60% 3.63% 18 month Special
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
18 month Special 3.50% 3.53% 18 month Special
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
9 month Special 3.30% 3.31% 9 month Special
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
9 month Special 3.20% 3.21% 9 month Special
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
21 month 2.85% 2.87% 21 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
21 month 2.75% 2.77% 21 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
6 month 1.00% 1.00% 6 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
7 month 1.00% 1.00% 7 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
6 month 0.90% 0.90% 6 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
7 month 0.90% 0.90% 7 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
15 month 0.75% 0.75% 15 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
17 month 0.75% 0.75% 17 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
60 month 0.70% 0.70% 60 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
15 month 0.65% 0.65% 15 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
17 month 0.65% 0.65% 17 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
60 month 0.65% 0.65% 60 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
48 month 0.55% 0.55% 48 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
11 month 0.50% 0.50% 11 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
36 month 0.50% 0.50% 36 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
48 month 0.50% 0.50% 48 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
30 month 0.45% 0.45% 30 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
36 month 0.45% 0.45% 36 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
11 month 0.40% 0.40% 11 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
30 month 0.40% 0.40% 30 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
20 month 0.35% 0.35% 20 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
24 month 0.35% 0.35% 24 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
10 month 0.30% 0.30% 10 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
18 month 0.30% 0.30% 18 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
8 month 0.30% 0.30% 8 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
20 month 0.25% 0.25% 20 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
24 month 0.25% 0.25% 24 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
10 month 0.20% 0.20% 10 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
18 month 0.20% 0.20% 18 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
8 month 0.20% 0.20% 8 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
12 month 0.15% 0.15% 12 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
12 month 0.10% 0.10% 12 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%

Clare Bank Savings Rates

Product Rate APY View More
Now Savings 0.15% 0.15%
Min Deposit $0
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
Now Savings 0.10% 0.10%
Min Deposit $0
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%

Clare Bank Money Market Rates

Product Rate APY View More
Premium Money Market Account 0.40% 0.40%
Min Deposit $25,000
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
Premium Money Market Account 0.30% 0.30%
Min Deposit $25,000
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
Money Market Account 0.20% 0.20%
Min Deposit $1,000
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
Premium Money Market Account 0.20% 0.20%
Min Deposit $25,000
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
Money Market Account 0.15% 0.15%
Min Deposit $1,000
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%
Money Market Account 0.10% 0.10%
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%

Clare Bank Checking Rates

Product Rate APY View More
Money Market Checking 0.15% 0.15%
Min Deposit $10,000
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.02%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Clare Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Clare Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Clare Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Clare Bank
Bank Holding Company MONTFORT BCORP INC
Address 345 W Pine St, Platteville, WI 53818  ·  Grant
FDIC Certificate # 1022
Established 10/28/1905
FDIC Insurance Date 01/01/1934
Domestic Offices 8
Total Branches 8
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 96/100
5.0
Exceptional Out of 5.0 Stars
8.02%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.1946%
Return on Equity (ROE) 3.6800%
Non-Performing Loans (NPL) 0.35%
Total Assets $349,308,000
Total Deposits $289,716,000
Equity Capital $29,930,000
Net Income $2,424,000
Headquarters Platteville
Total Branches and Offices 8
Source: FDIC  |  Last Updated 12/31/2025
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Clare Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Clare Bank

How many branches does Clare Bank operate?

Clare Bank currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Clare Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Clare Bank provides members with tools to manage their accounts and build a solid financial history.

Does Clare Bank offer online and mobile banking?

Most modern institutions like Clare Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.clarebank.com.

Current Clare Bank Rates

  • 12-Month CD0.10%
  • 18-Month CD0.20%
  • 24-Month CD0.25%
  • 36-Month CD0.45%
  • 48-Month CD0.50%
  • 60-Month CD0.65%
  • Savings0.10%
  • MMA0.15%
Retrieved from our database of financial products. Rates subject to change.