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Libertyville Bank & Trust Company Rates & Review April 2026

Libertyville Bank & Trust Company's savings rates are at 2.00%. Libertyville Bank & Trust Company's money market rates are at 2.00%. MonitorBankRates evaluates the financial stability of Libertyville Bank & Trust Company with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.87%. Rates were last updated on 03/27/2026.

Libertyville Bank & Trust Company money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Libertyville Bank & Trust Company? Share your experience about Libertyville Bank & Trust Company by leaving a review below, or read customer reviews before you decide to use Libertyville Bank & Trust Company.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.87%
Excellent Lower than avg
Libertyville Bank & Trust Company
507 N Milwaukee Ave
Libertyville, IL 60048
https://www.libertyvillebank.com
Member FDIC

Libertyville Bank & Trust Company Savings Rates

Product Rate APY View More
Statement Savings Advanced Special - 2.00%
Min Balance $0
Details Qualifications Required: Open new Statement Savings Advanced account; mention offer during in-branch account opening or visit URL provided; deposit new money (money not currently held at any Wintrust Financial Corporation location) into the new Statement Savings Advanced account at account opening; With qualifying activities.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.87%

Libertyville Bank & Trust Company Money Market Rates

Product Rate APY View More
Money Market Advanced Special - 2.00%
Min Deposit $100
Min Balance $0
Details Offer subject to change at any time & without notice. Minimum daily balance of $0.01 required to obtain APY. Offer available to existing or closed money market account customers of Wintrust Financial Corporation & its subsidiaries or employees. May not be available at all locations.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.87%

Libertyville Bank & Trust Company Home Equity & HELOC

Product Rate Points APR Term View More
HELOC - - 6.75%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.87%
HELOC - - 7.00%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.87%
HELOC - - 7.25%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.87%
HELOC - - 7.50%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.87%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Libertyville Bank & Trust Company is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Libertyville Bank & Trust Company rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Libertyville Bank & Trust Company's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Libertyville Bank & Trust Company
Bank Holding Company WINTRUST FINANCIAL CORP
Address 507 N Milwaukee Ave, Libertyville, IL 60048  ·  Lake
FDIC Certificate # 34073
Established 10/10/1995
FDIC Insurance Date 10/10/1995
Domestic Offices 8
Total Branches 8
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
3.87%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.7750%
Return on Equity (ROE) 20.3500%
Non-Performing Loans (NPL) 0.24%
Total Assets $3,135,699,000
Total Deposits $2,652,886,000
Equity Capital $284,697,000
Net Income $48,709,000
Headquarters Libertyville
Total Offices 8
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Libertyville Bank & Trust Company

Is Libertyville Bank & Trust Company a safe place to deposit money?

Yes, Libertyville Bank & Trust Company is considered a safe financial institution. With a Texas Ratio of 3.8732798823773%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Libertyville Bank & Trust Company operate?

Libertyville Bank & Trust Company currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Libertyville Bank & Trust Company does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Libertyville Bank & Trust Company provides members with tools to manage their accounts and build a solid financial history.

Does Libertyville Bank & Trust Company offer online and mobile banking?

Most modern institutions like Libertyville Bank & Trust Company provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.libertyvillebank.com.

Current Libertyville Bank & Trust Company Rates

  • Savings2.00%
  • MMA2.00%
Retrieved from our database of financial products. Rates subject to change.