SouthernTrust Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.50%, 6-month CD rates at 2.68% and 3-month CD rates at 2.25%. Current savings rates are at 0.01% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.90%. Credit Card rates are at 14.74%. Personal Loan rates are at 5.99%. All these rates, and more, can be found in our database of rates. SouthernTrust Bank's 18-Month CD rates are at 3.03%, 60-Month CD rates are at 1.56%, 48-Month CD rates are at 1.56%, 36-Month CD rates are at 1.51%, 24-Month CD rates are at 1.51%.

SouthernTrust Bank

To see how these rates compare to SouthernTrust Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from SouthernTrust Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with SouthernTrust Bank CD rates. You can also compare SouthernTrust Bank savings rates, MMA rates and mortgage rates using our other rate lists.

SouthernTrust Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SouthernTrust Bank? Share your experience about SouthernTrust Bank by leaving a review below, or read customer reviews before you decide to use SouthernTrust Bank.

SouthernTrust Bank Texas Ratio

SouthernTrust Bank's Texas Ratio is at 8.19%, which is considered excellent. The Texas Ratio for SouthernTrust Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, SouthernTrust Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.26%
18-Month CD
3.03%
24-Month CD
1.51%
36-Month CD
1.51%
48-Month CD
1.56%
60-Month CD
1.56%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
SouthernTrust Bank
701 N Court St
Marion, IL 62959
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

SouthernTrust Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
SouthernTrust Bank
SouthernTrust Bank
18-Month CD
3.03%
$1,000
SouthernTrust Bank
SouthernTrust Bank
60-Month CD
1.56%
$1,000
SouthernTrust Bank
SouthernTrust Bank
48-Month CD
1.56%
$1,000
SouthernTrust Bank
SouthernTrust Bank
36-Month CD
1.51%
$1,000
SouthernTrust Bank
SouthernTrust Bank
24-Month CD
1.51%
$1,000
SouthernTrust Bank
SouthernTrust Bank
12-Month CD
1.26%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare SouthernTrust Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
PCB Pendleton Bank
PCB Pendleton Bank
Kasasa Checking
6.00%
$50
USAlliance Financial
USAlliance Financial
12-Month CD
4.40%
$500
Seattle Bank
Seattle Bank
12-Month CD
4.35%
$1,000
Alpena-Alcona Area Credit Union
Alpena-Alcona Area Credit Union
12-Month CD
4.06%
$500
Genesis Bank
Genesis Bank
60-Month CD
4.00%
$1,000
Arvest Bank
Arvest Bank
6-Month CD
4.00%
$1,000
Merrick Bank
Merrick Bank
36-Month CD
3.95%
$25,000
University Federal Credit Union
University Federal Credit Union
24-Month CD
3.80%
$1,000
Evergreen Bank Group
Evergreen Bank Group
18-Month CD
3.75%
$500
First National Bank in Philip
First National Bank in Philip
48-Month CD
3.75%
$1,000
Schaumburg Bank & Trust Company
Schaumburg Bank & Trust Company
11-Month CD
3.75%
$1,000
Spring Bank Brookfield, WI
Spring Bank Brookfield, WI
36-Month CD
3.70%
$1,000
CSB of Cheney, KS
CSB of Cheney, KS
24-Month CD
3.56%
$500
Texas Heritage National Bank
Texas Heritage National Bank
24-Month CD
3.35%
$1,000
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
36-Month CD
3.05%
$1,000
Bank of Vici
Bank of Vici
24-Month CD
3.04%
$1,000
Harvest Bank
Harvest Bank
24-Month CD
2.60%
$1,000
Headwaters State Bank
Headwaters State Bank
24-Month CD
2.52%
$1,000
Fifth District Savings Bank
Fifth District Savings Bank
24-Month CD (Step)
2.50%
$1,000
Education Credit Union
Education Credit Union
60-Month CD
2.50%
$500
Lyndon State Bank
Lyndon State Bank
60-Month CD
2.28%
$100
North Star Bank
North Star Bank
18-Month CD
2.12%
$500
Reliance State Bank
Reliance State Bank
36-Month CD
2.11%
$2,500
Seasons Federal Credit Union
Seasons Federal Credit Union
60-Month CD
2.00%
$1,000
Bank 21
Bank 21
Money Market
1.75%
$1,000
Union State Bank Pell City, AL
Union State Bank Pell City, AL
60-Month CD
1.75%
$500
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
36-Month CD
1.51%
$500
Ohio Valley Bank Co.
Ohio Valley Bank Co.
60-Month CD
1.50%
$2,500
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
48-Month CD
1.40%
$500
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
36-Month CD
1.36%
$1,000
Jewett City Savings Bank
Jewett City Savings Bank
24-Month CD
1.25%
$1,000
Prevail Bank
Prevail Bank
12-Month CD
1.10%
$1,000
Home Bank SB
Home Bank SB
24-Month CD
0.80%
$500
Charter Bank TX
Charter Bank TX
Savings
0.75%
$100
Grinnell State Bank
Grinnell State Bank
Savings
0.75%
$100
Westfield Bank, FSB
Westfield Bank, FSB
24-Month CD
0.75%
$2,500
Adams State Bank
Adams State Bank
Money Market
0.60%
$2,500
The Dime Bank
The Dime Bank
12-Month CD
0.55%
$2,500
Municipal Bank
Municipal Bank
24-Month CD
0.50%
$1,000
Bank of Herrin
Bank of Herrin
3-Month CD
0.50%
$1,000
First Community Bank of Moultrie County
First Community Bank of Moultrie County
3-Month CD
0.40%
$500
Hoyne Savings Bank
Hoyne Savings Bank
24-Month CD
0.35%
$500
United Bank of Union
United Bank of Union
Seniority Checking
0.30%
$0
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
Money Market
0.25%
$2,500
Greeneville Federal Bank
Greeneville Federal Bank
6-Month CD
0.15%
$1,000
Clinton Savings Bank
Clinton Savings Bank
Money Market
0.15%
$100,000
Mound City Bank
Mound City Bank
My Money Market
0.12%
$0
Carson Bank
Carson Bank
Savings
0.10%
$100
FNB of Peterstown
FNB of Peterstown
Savings
0.03%
$25
Regions Bank
Regions Bank
18-Month CD
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
4.750%
5.507%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

SouthernTrust Bank Information

SouthernTrust Bank
701 N Court St
Marion, IL 62959
Williamson
Established Date: 05/31/2005
FDIC Certificate #: 57897
Date of FDIC Deposit Insurance: 05/31/2005
Bank Holding Company: SOUTH PORTE FINANCIAL INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is SouthernTrust Bank FDIC Insured? Yes
What is SouthernTrust Bank's Cert number? 57897
What is the maximum amount for insured deposits? $250,000 per holder, per account

SouthernTrust Bank Financials

Total Assets:
$270,240,000
Total Deposits:
$194,255,000
Equity Capital:
$26,363,000
Domestic Deposits:
$194,255,000
Net Income:
$451,000
Return on Assets:
1.0221%
Quarterly Return on Assets:
0.6600%
Pretax Return on Assets:
0.8422%
Pretax Quarterly Return on Assets:
0.8400%
Return on Equity:
10.6300%
Quarterly Return on Equity:
6.8700%
Leverage Tier 1 (Core Capital) Ratio:
9.2892%
Total Interest Income (YTD):
5.2374%
 
 
Headquarters:
Marion
FDIC Field Office:
Mount Vernon
Regulator:
FDIC
County:
Williamson
# of Offices:
3
Metropolitan Statistical Area (MSA):
Carbondale-Marion, IL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Average fixed conforming mortgage rates today matched all-time record lows for both 30 year loans and 15 year loans in Freddie Mac's Primary Mortgage Market Survey (PMMS). In this week's survey conforming 30 year mortgage rates declined to 3.66 percent with 0.7 points for the week ending June 28, 2102, matching an all-time low set last week.
30 year conforming mortgage rates and refinance rates are averaging 4.85 percent, up from last week’s average 30 year mortgage rate and refinance rate of 4.80 percent. 30 year rates in Ohio are slightly higher than the national average rate. Current 30 year rates in Ohio are averaging 4.87 percent.
The Federal Reserve Bank has put together a list of government agencies that can help you if you are facing foreclosure on your home. They stress that you seek assistance if you are facing foreclosure.

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