Commerce Bank & Trust Winter Park, FL CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.20%, 6-month CD rates at 4.45% and 3-month CD rates at 3.50%. Current savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.74%. Credit Card rates are at 13.74%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates. Commerce Bank & Trust Winter Park, FL's 6-Month CD rates are at 3.85%, 18-Month CD rates are at 3.80%, 12-Month CD rates are at 3.51%, 60-Month CD rates are at 3.00%, 48-Month CD rates are at 3.00%.

Commerce Bank & Trust Winter Park, FL

To see how these rates compare to Commerce Bank & Trust Winter Park, FL CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Commerce Bank & Trust Winter Park, FL, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Commerce Bank & Trust Winter Park, FL CD rates. You can also compare Commerce Bank & Trust Winter Park, FL savings rates, MMA rates and mortgage rates using our other rate lists.

Commerce Bank & Trust Winter Park, FL money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Commerce Bank & Trust Winter Park, FL? Share your experience about Commerce Bank & Trust Winter Park, FL by leaving a review below, or read customer reviews before you decide to use Commerce Bank & Trust Winter Park, FL.

Commerce Bank & Trust Winter Park, FL Texas Ratio

Commerce Bank & Trust Winter Park, FL's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Commerce Bank & Trust Winter Park, FL is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Commerce Bank & Trust Winter Park, FL is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.51%
18-Month CD
3.80%
24-Month CD
3.00%
36-Month CD
3.00%
48-Month CD
3.00%
60-Month CD
3.00%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Commerce Bank & Trust Winter Park, FL
1201 S Orlando Ave
Winter Park, FL 32789
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Commerce Bank & Trust Winter Park, FL CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
6-Month CD
3.85%
$0
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
18-Month CD
3.80%
$0
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
12-Month CD
3.51%
$0
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
24-Month CD
3.00%
$0
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
36-Month CD
3.00%
$0
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
48-Month CD
3.00%
$0
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
60-Month CD
3.00%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Commerce Bank & Trust Winter Park, FL Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
IAM Federal Credit Union
IAM Federal Credit Union
12-Month CD
5.25%
$1,000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
48-Month CD
4.35%
$500
First Jackson Bank
First Jackson Bank
3-Month CD
4.15%
$1,000
CF Bank
CF Bank
9-Month CD
4.10%
$10,000
Bank of the Flint Hills
Bank of the Flint Hills
24-Month CD
4.06%
$500
Rising Bank
Rising Bank
12-Month CD
4.01%
$1,000
Ally Bank
Ally Bank
12-Month CD
3.85%
$0
ABCO Federal Credit Union
ABCO Federal Credit Union
24-Month CD
3.82%
$1,000
First State Bank Stuart, IA
First State Bank Stuart, IA
18-Month CD
3.45%
$500
Maspeth Federal S&L
Maspeth Federal S&L
24-Month CD
3.40%
$2,500
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
18-Month CD
3.30%
$500
Henderson FSB
Henderson FSB
18-Month CD
3.20%
$500
T Bank
T Bank
48-Month CD
3.20%
$1,000
BAC Community Bank
BAC Community Bank
12-Month CD
2.94%
$2,500
Portage Community Bank
Portage Community Bank
24-Month CD
2.75%
$1,000
Grove Bank
Grove Bank
48-Month CD
2.57%
$1,000
Boonville Federal Savings Bank
Boonville Federal Savings Bank
36-Month CD
2.52%
$500
Capital Bank TX
Capital Bank TX
12-Month CD
2.32%
$500
West Shore Bank
West Shore Bank
12-Month CD
2.25%
$500
1st Bergen Federal Credit Union
1st Bergen Federal Credit Union
3-Month CD
2.02%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Money Market
2.00%
$2,000
Bank 21
Bank 21
Money Market
1.75%
$1,000
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
Freedom Savings
1.51%
$50
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
60-Month CD
1.50%
$500
Union State Bank Pell City, AL
Union State Bank Pell City, AL
24-Month CD
1.35%
$500
Westmoreland Federal S&L
Westmoreland Federal S&L
24-Month CD
1.25%
$500
Academy Bank
Academy Bank
6-Month CD
1.15%
$500
Mid-Missouri Bank
Mid-Missouri Bank
60-Month CD
1.00%
$1,000
Harbor Bank of Maryland
Harbor Bank of Maryland
60-Month CD
0.75%
$100
GTE Financial Credit Union
GTE Financial Credit Union
Savings
0.75%
$100
Mayville State Bank
Mayville State Bank
48-Month CD
0.65%
$1,000
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
Savings
0.45%
$100
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
Business Money Market
0.45%
$5,000
American Bank of Baxter Springs
American Bank of Baxter Springs
36-Month CD
0.45%
$1,000
First Commercial Bank, N.A.
First Commercial Bank, N.A.
Savings
0.35%
$100
Lusitania Savings Bank
Lusitania Savings Bank
36-Month CD
0.25%
$500
Collinsville Bank
Collinsville Bank
Total Money Market
0.25%
$1,000
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Money Market
0.25%
$2,500
Webster Five Cents Savings Bank
Webster Five Cents Savings Bank
Partner Savings
0.20%
$10
Buena Vista National Bank
Buena Vista National Bank
Checking
0.15%
$50
First National Bank of Steeleville
First National Bank of Steeleville
NOW Checking
0.15%
$250
Home Federal S&L of Niles
Home Federal S&L of Niles
Money Market
0.15%
$2,500
First FSB of Champaign Urbana
First FSB of Champaign Urbana
6-Month CD
0.08%
$1,000
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
Premier Checking
0.05%
$1,500
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
12-Month CD
0.05%
$500
The Bank of Bourbonnais
The Bank of Bourbonnais
12-Month CD
0.05%
$500
Friendship State Bank
Passbook Savings
0.05%
$100
Peoples Bank Taylorsville, KY
3-Month CD
0.05%
$500
UCB Milford, IA
UCB Milford, IA
First Choice Money Market
0.05%
$5,000
SSB Sherwood State Bank
SSB Sherwood State Bank
Statement Savings
0.02%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 11, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Commerce Bank & Trust Winter Park, FL Information

Commerce Bank & Trust Winter Park, FL
1201 S Orlando Ave
Winter Park, FL 32789
Orange
Established Date: 02/03/2003
FDIC Certificate #: 57429
Date of FDIC Deposit Insurance: 02/03/2003
Bank Holding Company: COMMERCE NATL BANKSHARES FL
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Commerce Bank & Trust Winter Park, FL FDIC Insured? Yes
What is Commerce Bank & Trust Winter Park, FL's Cert number? 57429
What is the maximum amount for insured deposits? $250,000 per holder, per account

Commerce Bank & Trust Winter Park, FL Financials

Total Assets:
$177,758,000
Total Deposits:
$158,917,000
Equity Capital:
$9,886,000
Domestic Deposits:
$158,917,000
Net Income:
$233,000
Return on Assets:
0.5387%
Quarterly Return on Assets:
0.5400%
Pretax Return on Assets:
0.5404%
Pretax Quarterly Return on Assets:
0.5400%
Return on Equity:
9.5000%
Quarterly Return on Equity:
9.4500%
Common Equity Tier 1 Capital Ratio:
12.6784%
Tier 1 Risk-Based Capital Ratio:
12.6784%
Leverage Tier 1 (Core Capital) Ratio:
9.1203%
Total Risk-Based Capital Ratio (YTD):
13.9306%
Total Interest Income (YTD):
4.8413%
 
 
Headquarters:
Winter Park
FDIC Field Office:
Tampa
Regulator:
FED
County:
Orange
# of Offices:
1
Metropolitan Statistical Area (MSA):
Orlando-Kissimmee-Sanford, FL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates are higher this weekend following an uptrend of the past several days. Mortgage rates on 30 year mortgage loans are averaging 4.06%, up from yesterday’s average mortgage rate of 4.04%. Current mortgage rates on 15 year home loans are averaging 3.34%, an increase from yesterday’s average 15 year mortgage rate of 3.33%.
Current mortgage rates are mixed today as a New York Times/CBS News poll shows Americans are more pessimistic about the outlook and direction of the economy. Today's conforming 30 year mortgage rates are averaging 4.86%, up from yesterday's average 30 year mortgage rate of 4.79%. 30 year conforming rates in California are higher than the national average. 30 year mortgage rates today in CA are averaging 4.90%
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