Clay County Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.25%, 6-month CD rates at 4.35% and 3-month CD rates at 0.20%. Current savings rates are at 0.25% and money market rates are at 4.25%. Mortgage rates today on 30-year fixed loans are around 6.74%. Credit Card rates are at 16.95%. Personal Loan rates are at 5.50%. All these rates, and more, can be found in our database of rates. Clay County Savings Bank's 60-Month CD rates are at 1.84%, 48-Month CD rates are at 1.79%, 36-Month CD rates are at 1.69%, 24-Month CD rates are at 1.53%, 18-Month CD rates are at 1.28%. Clay County Savings Bank's savings rates are at 0.15%. Clay County Savings Bank's money market rates are at 0.25%.

Clay County Savings Bank

To see how these rates compare to Clay County Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Clay County Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Clay County Savings Bank CD rates. You can also compare Clay County Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Clay County Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Clay County Savings Bank? Share your experience about Clay County Savings Bank by leaving a review below, or read customer reviews before you decide to use Clay County Savings Bank.

Clay County Savings Bank Texas Ratio

Clay County Savings Bank's Texas Ratio is at 1.57%, which is considered excellent. The Texas Ratio for Clay County Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Clay County Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.02%
18-Month CD
1.28%
24-Month CD
1.53%
36-Month CD
1.69%
48-Month CD
1.79%
60-Month CD
1.84%
Savings
0.15%
MMA
0.25%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Clay County Savings Bank
1178 W Kansas St
Liberty, MO 64068
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Clay County Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Clay County Savings Bank
Clay County Savings Bank
60-Month CD
1.84%
$500
Clay County Savings Bank
Clay County Savings Bank
48-Month CD
1.79%
$500
Clay County Savings Bank
Clay County Savings Bank
36-Month CD
1.69%
$500
Clay County Savings Bank
Clay County Savings Bank
24-Month CD
1.53%
$500
Clay County Savings Bank
Clay County Savings Bank
18-Month CD
1.28%
$500
Clay County Savings Bank
Clay County Savings Bank
12-Month CD
1.02%
$500
Clay County Savings Bank
Clay County Savings Bank
Money Market
0.25%
$1,000
Clay County Savings Bank
Clay County Savings Bank
Statement Savings
0.15%
$0
Clay County Savings Bank
Clay County Savings Bank
Premier Plus Checking
0.05%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Clay County Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
GCSB Swayzee, IN
GCSB Swayzee, IN
48-Month CD
4.37%
$1,000
Pacific Crest SB
Pacific Crest SB
12-Month CD
4.15%
$2,000
America First Federal Credit Union
America First Federal Credit Union
30-Month CD
4.15%
$500
ABCO Federal Credit Union
ABCO Federal Credit Union
18-Month CD
4.07%
$1,000
BankGloucester
BankGloucester
6-Month CD
4.00%
$2,500
Franklin SB Farmington, ME
Franklin SB Farmington, ME
6-Month CD
4.00%
$500
Northwestern Bank
Northwestern Bank
12-Month CD (Jumbo)
4.00%
$100,000
Yakima Federal S&L
Yakima Federal S&L
12-Month CD
4.00%
$500
JVB Juniata Valley Bank
JVB Juniata Valley Bank
12-Month CD
3.70%
$1,000
Community Bank of Raymore
Community Bank of Raymore
12-Month CD (IntraFi)
3.70%
$10,000
The Bank of Protection
The Bank of Protection
12-Month CD
3.63%
$500
United States Senate Federal Credit Union
United States Senate Federal Credit Union
6-Month CD (Plus Jumbo)
3.56%
$200,000
Security Savings Bank
Security Savings Bank
36-Month CD
3.30%
$5,000
Union State Bank of Everest
Union State Bank of Everest
12-Month CD
3.00%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
60-Month CD
2.90%
$1,000
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
36-Month CD
2.65%
$500
Farmers State Bank Center, TX
Farmers State Bank Center, TX
24-Month CD
2.58%
$1,000
First Westroads Bank
First Westroads Bank
60-Month CD
2.50%
$100
Main Street Bank
Main Street Bank
36-Month CD
2.50%
$1,000
United Republic Bank
United Republic Bank
48-Month CD
2.50%
$1,000
Triad Bank, N.A.
Triad Bank, N.A.
24-Month CD
2.36%
$1,000
Citizens National Bank Cameron, TX
Citizens National Bank Cameron, TX
Advantage Plus Savings
2.25%
$0
Cleveland State Bank
Cleveland State Bank
18-Month CD
2.06%
$1,000
Timberland Bank
Timberland Bank
48-Month CD
2.02%
$500
Wolf River Community Bank
Wolf River Community Bank
24-Month CD
1.55%
$1,000
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
18-Month CD
1.41%
$500
Consumers Credit Union
Consumers Credit Union
48-Month CD
1.35%
$250
The Citizens Bank Company
The Citizens Bank Company
48-Month CD
1.31%
$1,000
SSB Scott State Bank
SSB Scott State Bank
Premium Plus Money Market
1.21%
$95,000
Bank of Easton
Bank of Easton
12-Month CD
1.15%
$500
First Bank Waverly, IA
First Bank Waverly, IA
Grow With Me Savings
1.00%
$0
SSB of Wanamingo
SSB of Wanamingo
Money Market
0.85%
$25,000
Ion Bank
Ion Bank
36-Month CD
0.60%
$500
Marathon Bank
Marathon Bank
12-Month CD
0.45%
$1,000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
48-Month CD
0.40%
$1,000
Somerset Savings Bank
Somerset Savings Bank
48-Month CD
0.40%
$500
Partners Bank of New England
36-Month CD
0.35%
$500
ESB Bank
ESB Bank
Elite Checking
0.35%
$2,500
The Harrison B&L Assoc.
The Harrison B&L Assoc.
12-Month CD
0.30%
$1,000
Home Loan State Bank
Home Loan State Bank
Savings
0.25%
$100
Northfield Savings Bank
Northfield Savings Bank
Money Market
0.25%
$500
FirstOak Bank
FirstOak Bank
Personal Savings
0.25%
$100
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
Passbook Savings
0.20%
$5
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
24-Month CD
0.20%
$1,000
First Exchange Bank
First Exchange Bank
18-Month CD
0.15%
$500
Mercer Savings Bank
Mercer Savings Bank
Money Market
0.15%
$50,000
1st Kansas Credit Union
1st Kansas Credit Union
Regular Share Savings
0.15%
$50
Associated Bank
Associated Bank
60-Month CD
0.10%
$1,000
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
Statement Savings
0.05%
$1
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
Business Checking
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 26, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
5.625%
5.693%
0.000
5.500%
5.694%
0.250
5.500%
5.728%
1.125
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Clay County Savings Bank Information

Clay County Savings Bank
1178 W Kansas St
Liberty, MO 64068
Clay
Established Date: 01/01/1922
FDIC Certificate #: 29764
Date of FDIC Deposit Insurance: 05/12/1937
Bank Holding Company: CCSB FINANCIAL CORP
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Clay County Savings Bank FDIC Insured? Yes
What is Clay County Savings Bank's Cert number? 29764
What is the maximum amount for insured deposits? $250,000 per holder, per account

Clay County Savings Bank Financials

Total Assets:
$150,194,000
Total Deposits:
$114,588,000
Equity Capital:
$10,373,000
Domestic Deposits:
$114,588,000
Net Income:
$28,000
Return on Assets:
-0.0628%
Quarterly Return on Assets:
0.0700%
Pretax Return on Assets:
0.0740%
Pretax Quarterly Return on Assets:
0.0700%
Return on Equity:
-1.0100%
Quarterly Return on Equity:
1.0800%
Common Equity Tier 1 Capital Ratio:
11.1514%
Tier 1 Risk-Based Capital Ratio:
11.1514%
Leverage Tier 1 (Core Capital) Ratio:
7.7402%
Total Risk-Based Capital Ratio (YTD):
12.2076%
Total Interest Income (YTD):
3.8851%
 
 
Headquarters:
Liberty
FDIC Field Office:
Kansas City
Regulator:
FDIC
County:
Clay
# of Offices:
3
Metropolitan Statistical Area (MSA):
Kansas City, MO-KS
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Northwest Hills Credit Union based in Torrington,Connecticut, is advertising several different types of savings accounts and a money market account. Northwest Hills Credit Union’s savings account includes a Share Savings Account, a Club Savings Account, an IRA Savings Account and a Health Savings Account (HSA). Northwest Hills Credit Union’s money market account has two tiered money market account rates.
Strong economic news sent bond yields and fixed mortgage rates higher this week. Despite the increase, mortgage rates today are still near record lows set two years ago. The Bureau of Labor Statistics released the January Employment report which showed the economy added 257,000 new jobs in January, higher than the expected 235,000 jobs forecast.
iGObanking.com 18 Month CD rates are now at 0.15 percent with a yield of 0.15 percent. View current 18 Month CD rates at iGObanking.com below.

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