TD Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. TD Bank Deposit Rates
Today's 12-month CD rates can be found at 0.50%, 6-month CD rates at 4.00% and 3-month CD rates at 0.10%. Current savings rates are at 0.10% and money market rates are at 0.40%. Mortgage rates today on 30-year fixed loans are around 7.01%. Credit Card rates are at 15.40%. Personal Loan rates are at 5.74%. All these rates, and more, can be found in our database of rates. TD Bank's 6-Month CD relationship rates are at 5.00%, 18-Month CD relationship rates are at 4.00%, 12-Month CD relationship rates are at 4.00%, 12-Month CD rates are at 1.00%, 24-Month CD rates are at 1.00%. TD Bank's savings rates are at 4.00%.

TD Bank

To see how these rates compare to TD Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from TD Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with TD Bank CD rates. You can also compare TD Bank savings rates, MMA rates and mortgage rates using our other rate lists.

TD Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TD Bank? Share your experience about TD Bank by leaving a review below, or read customer reviews before you decide to use TD Bank.

TD Bank Texas Ratio

TD Bank's Texas Ratio is at 3.45%, which is considered excellent. The Texas Ratio for TD Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, TD Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.00%
18-Month CD
4.00%
24-Month CD
1.00%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
4.00%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
TD Bank
2035 Limestone Rd
Wilmington, DE 19808
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

TD Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
TD Bank
TD Bank
6-Month CD relationship
5.00%
$250
TD Bank
TD Bank
Signature Savings Account
4.00%
$10,000
TD Bank
TD Bank
12-Month CD relationship
4.00%
$250
TD Bank
TD Bank
18-Month CD relationship
4.00%
$250
TD Bank
TD Bank
12-Month CD
1.00%
$250
TD Bank
TD Bank
24-Month CD
1.00%
$250
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare TD Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
6-Month CD
5.00%
$25,000
360 Federal Credit Union
360 Federal Credit Union
6-Month CD share certificate
4.85%
$1,000
Prime Alliance Bank
Prime Alliance Bank
18-Month CD
4.75%
$500
MountainOne Bank
MountainOne Bank
12-Month CD special
4.75%
$1,000
Iroquois Federal S&L
Iroquois Federal S&L
18-Month CD
4.68%
$1,000
Suncoast Credit Union
Suncoast Credit Union
18-Month CD share
4.65%
$500
Seasons Federal Credit Union
Seasons Federal Credit Union
6-Month CD certificate
4.50%
$1,000
Bank of Star Valley
Bank of Star Valley
24-Month CD
4.06%
$250
North Dallas Bank & Trust (NDBT)
North Dallas Bank & Trust (NDBT)
18-Month CD
4.00%
$1,000
Apple Bank for Savings
Apple Bank for Savings
60-Month CD
3.50%
$1,000
First Financial of Maryland FCU
First Financial of Maryland FCU
36-Month CD
3.50%
$500
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
36-Month CD
3.29%
$1,000
Lincoln FSB of Nebraska
Lincoln FSB of Nebraska
Lifetime Checking
3.04%
$0
UCB Milford, IA
UCB Milford, IA
36-Month CD
3.03%
$1,000
Home Federal Bank of Tennessee
Home Federal Bank of Tennessee
18-Month CD
3.00%
$500
Mound City Bank
Mound City Bank
36-Month CD
3.00%
$2,500
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
36-Month CD
2.90%
$500
Milford Federal Bank
Milford Federal Bank
60-Month CD
2.78%
$1,000
Gateway Commercial Bank
Gateway Commercial Bank
6-Month CD
2.53%
$1,000
Investment Savings Bank
Investment Savings Bank
30-Month CD
2.52%
$500
Capon Valley Bank
Capon Valley Bank
18-Month CD variable rate
2.27%
$100
The Bank of Elk River
The Bank of Elk River
24-Month CD
2.27%
$200
Home Bank SB
Home Bank SB
59-Month CD special
2.02%
$500
Bath Savings Institution
Bath Savings Institution
3-Month CD
1.97%
$500
Abound Federal Credit Union
Abound Federal Credit Union
Savvy Money Market
1.85%
$250,000
Hingham Institution for Savings
Hingham Institution for Savings
24-Month CD
1.75%
$1,000
State Bank Waterloo, IL
State Bank Waterloo, IL
Cash Rewards Checking
1.75%
$50
AbbyBank
AbbyBank
24-Month CD
1.51%
$1,500
Greenstate Credit Union
Greenstate Credit Union
RewardsPlus Checking
1.50%
$50
SpiritBank
SpiritBank
60-Month CD
1.29%
$1,000
FNB of Hope
12-Month CD
1.20%
$500
Chelsea Savings Bank
Chelsea Savings Bank
Savings Account
1.01%
$100
SNB Security National Bank
SNB Security National Bank
12-Month CD
1.00%
$1,000
FCNB of St. Paris
Money Market
0.80%
$2,500
Iowa State Bank
Iowa State Bank
Savings Account
0.75%
$2,500
ESSA Bank & Trust
ESSA Bank & Trust
6-Month CD
0.75%
$1,000
Ohio Valley Bank Co.
Ohio Valley Bank Co.
6-Month CD
0.75%
$2,500
Bank Northwest
Bank Northwest
6-Month CD
0.75%
$500
Bank of Elgin
Bank of Elgin
Money Market
0.60%
$2,500
Capital Bank TX
Capital Bank TX
48-Month CD
0.60%
$500
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
Pioneer Interest Checking
0.50%
$2,500
First FSB of Mascoutah
First FSB of Mascoutah
Money Market
0.50%
$1,000
Investment Savings Bank
Investment Savings Bank
24-Month CD
0.40%
$500
Greene County Commercial Bank
Greene County Commercial Bank
18-Month CD
0.25%
$1,000
WMB Wilson & Muir B&T Co.
WMB Wilson & Muir B&T Co.
48-Month CD
0.25%
$1,000
First Horizon
First Horizon
24-Month CD
0.10%
$1,000
Community Bank of Elmhurst
Community Bank of Elmhurst
24-Month CD
0.10%
$500
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
6-Month CD
0.10%
$1,000
Union Bank, Inc.
Union Bank, Inc.
Regular Savings
0.04%
$25
Fifth District Savings Bank
Fifth District Savings Bank
Easy Interest Checking Account
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

TD Bank Information

TD Bank
2035 Limestone Rd
Wilmington, DE 19808
New Castle
Established Date: 01/01/1852
FDIC Certificate #: 18409
Date of FDIC Deposit Insurance: 07/01/1961
Bank Holding Company: TORONTO-DOMINION BANK THE
How Many Domestic U.S. Offices? 1,169
How Many Branches are There? 1,174
Is TD Bank FDIC Insured? Yes
What is TD Bank's Cert number? 18409
What is the maximum amount for insured deposits? $250,000 per holder, per account

TD Bank Financials

Total Assets:
$401,244,710,000
Total Deposits:
$311,745,378,000
Equity Capital:
$44,483,668,000
Domestic Deposits:
$311,745,378,000
Net Income:
$442,243,000
Return on Assets:
1.0077%
Quarterly Return on Assets:
0.4500%
Pretax Return on Assets:
0.5019%
Pretax Quarterly Return on Assets:
0.5000%
Return on Equity:
9.3300%
Quarterly Return on Equity:
4.0600%
Common Equity Tier 1 Capital Ratio:
17.7251%
Tier 1 Risk-Based Capital Ratio:
17.7251%
Leverage Tier 1 (Core Capital) Ratio:
9.5614%
Total Risk-Based Capital Ratio (YTD):
18.8110%
Total Interest Income (YTD):
2.2931%
 
 
Headquarters:
Wilmington
FDIC Field Office:
Claymont
Regulator:
OCC
County:
New Castle
# of Offices:
1170
Metropolitan Statistical Area (MSA):
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Consolidated Metropolitan Statistical Area (CMSA):
Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Top 50 CD Rates on 12-Month Certificates of Deposit 1/6/24

The 12-month CD rates listed here are significantly higher than the average 12-month rate of 2.82% in our database of rates as of 1/6/24. Right now the best CD rate on our 12-month list is at 6.00%, two credit unions are currently offering the top rate, City Credit Union Credit Human FCU. The third best rate is also from a credit union, All In Credit Union is offering a 12-month jumbo CD rate of 5.80%.

The 4th best 12-month rate is from MyeBanc, currently offering a 12-month jumbo CD rate of 5.77% APY. Bayer Heritage FCU has the 5th best rate at 5.76% for a 12-month jumbo CD. The 6th best rate is a three-way tie at 5.75% APY, All In Credit Union, One World Bank and Washita State Bank are all offering a 5.75% APY for a regular 12-month CD. You can view the top 50 rates below, do your own search of our database for the best CD rates on 12-month CDs.

    Read more...

Average Mortgage Rates Mixed This Week

Average mortgage rates are mixed this week. 30 year rates moved higher and 15 year rates moved lower. 30 year conforming rates are averaging 3.70 percent, up from the prior week's average rate of 3.66 percent. 15 year rates are averaging 2.79 percent, down 1 basis point from last week's average of 2.80 percent.

The lowest 30 year rate available in our rate database for California is at 3.125 percent with points. AimLoan is offering the 3.125 percent rate with 1.10 points and American Interbanc Mortgage with 0.10 points. The lowest 30 year rate without points is at 3.375 percent from Empire America.

The best 15 year mortgage rate available in our database for the state of Texas is from AimLoan at 2.375 percent with 1.10 points. The best 15 year rate without points is also from AimLoan at 2.625 percent.

    Read more...

Hartford, CT Auto Loan Rates

Searching our auto loan rate list in Hartford, Connecticut we found Nationwide Bank topping our list of 4 year used auto loan rates. Nationwide is currently offering 4 year used auto loans at 4.45 percent. This auto loan rate reflects a 1.00 percent discount for automatic/ACH payments.The second best auto loan rate on our list in Hartford,  CT, is from Sovereign Bank. The bank is offering rates on used auto loans at 4.75 perent. This rate reflects a  0.25 discount for automatic payments.The third lowest auto loan rate on our list in Hartford is from Bank of America. The bank's current 4 year used auto loan rates are at 5.25 percent.     Read more...

Savings Interest Rates on Accounts Augusta, Maine (ME)

Two banks currently have the best savings interest account rate on our list of rates in Augusta, Maine (ME). Sallie Mae Bank and American Express Bank are both offering online savings rates at 1.29 percent with a savings yield of 1.30 percent.We also have a tie for the second best savings interest rate on our Augusta, ME list. Capital One Bank and Discover Bank are offering savings rates at 1.24 percent with a savings yield of 1.25 percent.The third highest savings rate on our list in Augusta is from Zions Bank. The bank's current online savings rate is 1.10 percent with a yield of 1.11 percent.     Read more...

Auto Loan Rates NJ

We searched our auto loan rates table in NJ for the best rate on a 60 month used auto loan. Right now on our auto loan rates NJ table PenFed has the lowest rate. PenFed’s current 60 month used auto loan rate is 2.99 percent with zero auto loan rate discount points.PNC Bank has the second lowest used auto loan rate on our list in NJ. PNC Bank's current 5 year used auto loan rate is 4.15 percent.Sovereign Bank is third on our auto loan rates in NJ list. Sovereign Bank is currently offering 5 year used auto loan rates in NJ at 4.54 percent.     Read more...

TD Bank $250,000 Home Loan Offer and Current Mortgage Rates

td-bank-250000-home-loan-offer-and-current-mortgage-ratesTD Bank is offering their "Apply for a loan, WIN your home" promotion now until April 30, 2010.If you apply for a home loan for a purchase or a refinance from now until April 30, you could win $250,00o0 towards paying off your mortgage.  In addition to the $250,000 prize there are six weekly prizes of $2,500.Looking for current mortgage rates: Use our rate tables to find current mortgage rates in your state: mortgagerates.monitorbankrates.com     Read more...

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

Verity Credit Union headquarterd in Seattle, Washington, is offering several different savings account rates and money market account rates. Verity’s savings account rates and money market account rates are not the highest rates around but they are competitive with the national average rates.
Northpointe Bank Money Market RatesNorthpointe Bank money market rates are very competitive right now when compared to other online rates. In fact, money market rates at Northpointe Bank are in the top five rates available on our rate list. Current money market rates from Northpointe Bank are at 1.94 percent with an annual percentage yield of 1.95 percent. The minimum opening deposit to earn this rate and yield is $25,000.
Right now Dollar Bank has the highest savings account rate on our savings rates and money market rates table for Pittsburgh, Pennsylvania.  Dollar Bank is currently offering their FreeMoney Savings Account rate at 1.98 percent with a savings account yield of 2.00%. You are required to also have a checking account to earn this fantastic savings rate and yield. The maximum balance that can earn the yield is $20,000. FreeMoney Savings account balances over $20,000 earn a savings rate and yield of 0.20 percent.

Bank or Credit Union Offers and Deals

Citizens Trust Bank 3 Month CD Rates now at 0.03%
Refinance Activity Higher Today as Mortgage Rates Hit New Lows
30 Year Mortgage
Mortgage Rates Hit Another Record Low
Mortgage Refinance Rates: 30 Year Refinance Rates at 4.94%, 15 Year Refinance Rate at 4.35%
How to Get a Near Perfect Credit Score
BMO Harris Bank CD Rates
NationWide Bank CD Rates Increased but Still Below Best CD Rates Available
Mortgage Foreclosure Resources
CD Rate Report August 10, 2015

Alternative Bank and Credit Union Offers to Explore

Chrysler Auto Loans
Checklist for Opening a Savings Account
Las Vegas, Nevada CD Rates
Barclays Bank CD Rates: Top Rate 12-Month CD at 5.00% APY
Credit Union of Ohio CD Rates
FOMC Officials Differ on Raising Interest Rates
Consumer Financial Protection Bureau Takes Complaints on Deposit Accounts
Refinance Rates: 30 Year Refinance Rates at 5.09%, 15 Year Refinance Rates at 4.39%
Discover Bank Money Market Account Rates now at 0.80%
Mortgage Rates Mixed This Week, November 30, 2010: 30 Year Mortgage Rates Averaging 4.44%, 15 Year Mortgage Rates Averaging 3.74%

TD Bank Reviews

There are no reviews for TD Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for TD Bank
Your Name:
Your Rating:

See how TD Bank Compares to other banks