TD Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.80%, 6-month CD rates at 3.85% and 3-month CD rates at 1.00%. Current savings rates are at 0.25% and money market rates are at 3.80%. Mortgage rates today on 30-year fixed loans are around 6.37%. Credit Card rates are at 8.99%. Personal Loan rates are at 13.24%. All these rates, and more, can be found in our database of rates. TD Bank's 12-Month CD rates are at 3.51%, 18-Month CD rates are at 3.00%, 24-Month CD rates are at 3.00%, 36-Month CD rates are at 2.75%, 60-Month CD rates are at 2.25%. TD Bank's savings rates are at 3.25%.

TD Bank

To see how these rates compare to TD Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from TD Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with TD Bank CD rates. You can also compare TD Bank savings rates, MMA rates and mortgage rates using our other rate lists.

TD Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TD Bank? Share your experience about TD Bank by leaving a review below, or read customer reviews before you decide to use TD Bank.

TD Bank Texas Ratio

TD Bank's Texas Ratio is at 3.52%, which is considered excellent. The Texas Ratio for TD Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, TD Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.51%
18-Month CD
3.00%
24-Month CD
3.00%
36-Month CD
2.75%
48-Month CD
N/A
60-Month CD
2.25%
Savings
3.25%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
TD Bank
2035 Limestone Rd
Wilmington, DE 19808
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

TD Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
TD Bank
TD Bank
12-Month CD
3.51%
$250
TD Bank
TD Bank
Signature Savings
3.25%
$100,000
TD Bank
TD Bank
24-Month CD
3.00%
$250
TD Bank
TD Bank
18-Month CD
3.00%
$250
TD Bank
TD Bank
36-Month CD
2.75%
$250
TD Bank
TD Bank
60-Month CD
2.25%
$250
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare TD Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Golden Belt Bank, FSA
Golden Belt Bank, FSA
9-Month CD
4.50%
$1,000
SaviBank
SaviBank
6-Month CD
4.25%
$500
RBMAX
RBMAX
Max Interest Savings
4.15%
$10
Shoreham Bank
Shoreham Bank
Soaring Savings
4.00%
$25,000
First Seacoast Bank
First Seacoast Bank
12-Month CD
4.00%
$1,000
Spring Bank Brookfield, WI
Spring Bank Brookfield, WI
24-Month CD
3.90%
$1,000
Bank of Fayette County
Bank of Fayette County
18-Month CD
3.86%
$1,000
Hatboro Federal Savings
Hatboro Federal Savings
18-Month CD
3.75%
$1,000
GTE Financial Credit Union
GTE Financial Credit Union
18-Month CD
3.71%
$500
First National Bank in Philip
First National Bank in Philip
24-Month CD
3.70%
$1,000
Hughes Federal Credit Union
Hughes Federal Credit Union
24-Month CD
3.61%
$1,000
Community Bank Dunlap, IA
Community Bank Dunlap, IA
60-Month CD
3.25%
$500
Truliant Federal Credit Union
Truliant Federal Credit Union
48-Month CD
3.19%
$250
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
48-Month CD
3.10%
$1,000
Frontier State Bank
Frontier State Bank
60-Month CD
3.03%
$1,000
Fitness Bank
Fitness Bank
Fitness Savings
3.00%
$10,000
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
36-Month CD
3.00%
$2,500
Main Street Bank
Main Street Bank
18-Month CD
3.00%
$1,000
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
24-Month CD
2.75%
$1,000
Capitol Federal Savings Bank
Capitol Federal Savings Bank
60-Month CD
2.50%
$1,000
First Enterprise Bank
First Enterprise Bank
60-Month CD
2.50%
$1,000
TSB Bank
TSB Bank
60-Month CD
2.50%
$500
First Commercial Bank, N.A.
First Commercial Bank, N.A.
24-Month CD
2.45%
$2,500
Ixonia Bank
Ixonia Bank
24-Month CD
2.35%
$1,000
Westbury Bank
Westbury Bank
60-Month CD
2.25%
$500
Maine Community Bank
Maine Community Bank
6-Month CD
2.00%
$500
Hingham Institution for Savings
Hingham Institution for Savings
24-Month CD
1.75%
$1,000
Haven Savings Bank
Haven Savings Bank
36-Month CD
1.65%
$100
Clinton Bank
Clinton Bank
18-Month CD
1.56%
$500
Empower Federal Credit Union
Empower Federal Credit Union
Premium Money Market
1.55%
$250,000
TGSB Table Grove State Bank
TGSB Table Grove State Bank
60-Month CD
1.51%
$5,000
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
Classic Money Market
1.50%
$100,000
Ultima Bank Minnesota
Ultima Bank Minnesota
3-Month CD
1.25%
$1,000
Lincoln FSB of Nebraska
Lincoln FSB of Nebraska
48-Month CD
1.20%
$5,000
Essex Savings Bank
Essex Savings Bank
36-Month CD
1.12%
$500
The Bank of Brodhead
The Bank of Brodhead
Golden Passbook Savings
1.00%
$1,000
The Bank of Glen Burnie
The Bank of Glen Burnie
24-Month CD
1.00%
$500
The Middlefield Banking Company
The Middlefield Banking Company
48-Month CD
0.80%
$500
Hoyne Savings Bank
Hoyne Savings Bank
60-Month CD
0.50%
$500
Sullivan Bank
Sullivan Bank
12-Month CD
0.50%
$1,000
Bristol County Savings Bank
Bristol County Savings Bank
Money Market
0.46%
$2,000,000
FNB of River Falls
FNB of River Falls
24-Month CD
0.40%
$2,500
1st Ed Credit Union
1st Ed Credit Union
Money Market
0.25%
$500
Abbey Credit Union
Abbey Credit Union
Money Market
0.25%
$2,500
First Community Bank of Hillsboro
First Community Bank of Hillsboro
12-Month CD
0.20%
$1,000
Haven Savings Bank
Haven Savings Bank
Statement Savings
0.20%
$50
First Community Bank of Hillsboro
First Community Bank of Hillsboro
Interest Checking
0.15%
$1,000
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
Presidential Savings
0.10%
$25,000
Kearny Bank
Kearny Bank
Statement Savings
0.05%
$100
Associated Bank
Associated Bank
24-Month CD
0.03%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 14, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
5.625%
5.693%
0.000
5.500%
5.694%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

TD Bank Information

TD Bank
2035 Limestone Rd
Wilmington, DE 19808
New Castle
Established Date: 01/01/1852
FDIC Certificate #: 18409
Date of FDIC Deposit Insurance: 07/01/1961
Bank Holding Company: TORONTO-DOMINION BANK THE
How Many Domestic U.S. Offices? 1,184
How Many Branches are There? 1,157
Is TD Bank FDIC Insured? Yes
What is TD Bank's Cert number? 18409
What is the maximum amount for insured deposits? $250,000 per holder, per account

TD Bank Financials

Total Assets:
$369,859,969,000
Total Deposits:
$298,344,717,000
Equity Capital:
$46,758,867,000
Domestic Deposits:
$298,344,717,000
Net Income:
$34,716,000
Return on Assets:
0.6706%
Quarterly Return on Assets:
0.0400%
Pretax Return on Assets:
0.0748%
Pretax Quarterly Return on Assets:
0.0700%
Return on Equity:
5.7900%
Quarterly Return on Equity:
0.3000%
Common Equity Tier 1 Capital Ratio:
18.0392%
Tier 1 Risk-Based Capital Ratio:
18.0392%
Leverage Tier 1 (Core Capital) Ratio:
10.9304%
Total Risk-Based Capital Ratio (YTD):
19.1072%
Total Interest Income (YTD):
4.4255%
 
 
Headquarters:
Wilmington
FDIC Field Office:
Claymont
Regulator:
OCC
County:
New Castle
# of Offices:
1185
Metropolitan Statistical Area (MSA):
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Consolidated Metropolitan Statistical Area (CMSA):
Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Top 50 CD Rates on 12-Month Certificates of Deposit 1/6/24

The 12-month CD rates listed here are significantly higher than the average 12-month rate of 2.82% in our database of rates as of 1/6/24. Right now the best CD rate on our 12-month list is at 6.00%, two credit unions are currently offering the top rate, City Credit Union Credit Human FCU. The third best rate is also from a credit union, All In Credit Union is offering a 12-month jumbo CD rate of 5.80%.

The 4th best 12-month rate is from MyeBanc, currently offering a 12-month jumbo CD rate of 5.77% APY. Bayer Heritage FCU has the 5th best rate at 5.76% for a 12-month jumbo CD. The 6th best rate is a three-way tie at 5.75% APY, All In Credit Union, One World Bank and Washita State Bank are all offering a 5.75% APY for a regular 12-month CD. You can view the top 50 rates below, do your own search of our database for the best CD rates on 12-month CDs.

    Read more...

Average Mortgage Rates Mixed This Week

Average mortgage rates are mixed this week. 30 year rates moved higher and 15 year rates moved lower. 30 year conforming rates are averaging 3.70 percent, up from the prior week's average rate of 3.66 percent. 15 year rates are averaging 2.79 percent, down 1 basis point from last week's average of 2.80 percent.

The lowest 30 year rate available in our rate database for California is at 3.125 percent with points. AimLoan is offering the 3.125 percent rate with 1.10 points and American Interbanc Mortgage with 0.10 points. The lowest 30 year rate without points is at 3.375 percent from Empire America.

The best 15 year mortgage rate available in our database for the state of Texas is from AimLoan at 2.375 percent with 1.10 points. The best 15 year rate without points is also from AimLoan at 2.625 percent.

    Read more...

Hartford, CT Auto Loan Rates

Searching our auto loan rate list in Hartford, Connecticut we found Nationwide Bank topping our list of 4 year used auto loan rates. Nationwide is currently offering 4 year used auto loans at 4.45 percent. This auto loan rate reflects a 1.00 percent discount for automatic/ACH payments.The second best auto loan rate on our list in Hartford,  CT, is from Sovereign Bank. The bank is offering rates on used auto loans at 4.75 perent. This rate reflects a  0.25 discount for automatic payments.The third lowest auto loan rate on our list in Hartford is from Bank of America. The bank's current 4 year used auto loan rates are at 5.25 percent.     Read more...

Savings Interest Rates on Accounts Augusta, Maine (ME)

Two banks currently have the best savings interest account rate on our list of rates in Augusta, Maine (ME). Sallie Mae Bank and American Express Bank are both offering online savings rates at 1.29 percent with a savings yield of 1.30 percent.We also have a tie for the second best savings interest rate on our Augusta, ME list. Capital One Bank and Discover Bank are offering savings rates at 1.24 percent with a savings yield of 1.25 percent.The third highest savings rate on our list in Augusta is from Zions Bank. The bank's current online savings rate is 1.10 percent with a yield of 1.11 percent.     Read more...

Auto Loan Rates NJ

We searched our auto loan rates table in NJ for the best rate on a 60 month used auto loan. Right now on our auto loan rates NJ table PenFed has the lowest rate. PenFed’s current 60 month used auto loan rate is 2.99 percent with zero auto loan rate discount points.PNC Bank has the second lowest used auto loan rate on our list in NJ. PNC Bank's current 5 year used auto loan rate is 4.15 percent.Sovereign Bank is third on our auto loan rates in NJ list. Sovereign Bank is currently offering 5 year used auto loan rates in NJ at 4.54 percent.     Read more...

TD Bank $250,000 Home Loan Offer and Current Mortgage Rates

td-bank-250000-home-loan-offer-and-current-mortgage-ratesTD Bank is offering their "Apply for a loan, WIN your home" promotion now until April 30, 2010.If you apply for a home loan for a purchase or a refinance from now until April 30, you could win $250,00o0 towards paying off your mortgage.  In addition to the $250,000 prize there are six weekly prizes of $2,500.Looking for current mortgage rates: Use our rate tables to find current mortgage rates in your state: mortgagerates.monitorbankrates.com     Read more...

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

best-money-market-account-rates-savings-account-ratesThe average savings account rate and money market account rate is less than .50 percent but you can find rates higher than the national average interest rate.
The national average savings accounts rate/money market account rate for account balances of $2,500 is only .34 percent this week. You can find rates higher than the national average rates.

We have a new top savings rate in the rate database at 1.11 percent with an APY of 1.12 percent. The current highest savings rate is from North American Savings Bank, FSB. The previous highest savings rate in our database was 2 basis points lower at 1.10% APY.

Bank or Credit Union Offers and Deals

Heritage Bank 3 Month Jumbo CD Rates now at 0.10%
Biweekly Mortgage Payments: Pros and Cons
CD Rates Lower This Week
Charles Schwab CD Rates: 5.70% APY 10-Month, 11-Month and 12-Month Brokered CDs
ASECU Best CD Rates
Cash for Clunkers to End This Monday
Mortgage Rates Move Higher This Week: Current 30 Year Mortgage Rates at 4.20%
Bank of Arizona Bank CD Rates
5 Year Bank CD Rates: Best CD Rate at 1.78 Percent
Banking Basics: Knowing the Differences

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates Mostly Lower This Week 4/25: 30 Year Mortgage Rates at 4.85%
Mortgage Rates are Higher but not for Long: 30 Year Mortgage Rates at 4.05%
Money Market Account & Savings Accounts Rates: July 08, 2009
eBank CD Rates
Savings Interest Account Rates and Yields in Santa Fe, New Mexico
Chartway Federal Credit Union 3 Year Jumbo CD Rates now at 1.45%
Current Auto Loan Rates
Set Finanical Goals and Start Saving
Mortgage Rates Change Little Today as Greece Default Likely: 30 Year Mortgage Rates at 4.20%
Savings Account Rates

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