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Bank of India Rates & Review April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: April 25, 2026

You can compare Bank of India rates to other rates in our database, including 12-month CD rates currently at 3.20%, 6-month CD rates at 2.00% and 3-month CD rates at 3.25%. Savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.95%. All these rates can be compared to Bank of India rates. MonitorBankRates evaluates the financial stability of Bank of India with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/25/2026.

Bank of India money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of India? Share your experience about Bank of India by leaving a review below, or read customer reviews before you decide to use Bank of India.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Bank of India
277 Park Ave
New York, NY 10017
Member FDIC

Current Rate Availability

We do not have Bank of India rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of India is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of India rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of India's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bank of India
FDIC Certificate # 33648
Address 277 Park Ave, New York, NY 10017  ·  New York
Website N/A
Established 09/07/1906
FDIC Insurance Date 12/02/1980
Domestic Offices 1
Total Branches 1
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Non-Performing Loans (NPL) 0.00%
Total Assets $7,031,455,000
Total Deposits $5,432,819,000
Equity Capital $0
Net Income $0
Headquarters New York
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

There are no reviews for Bank of India yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Bank of India

Is Bank of India a safe place to deposit money?

Yes, Bank of India is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Bank of India operate?

Bank of India currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank of India does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of India provides members with tools to manage their accounts and build a solid financial history.

Does Bank of India offer online and mobile banking?

Most modern institutions like Bank of India provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.

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