|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Collegedale Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
Collegedale Credit Union's 6 month Term CDs rates are at 4.07%, 12 month Term CDs rates are at 2.02%, 3 month Term CDs rates are at 1.06%, ESA-12 Month CD rates are at 0.25%, Roth IRA-12 Month CD rates are at 0.25%. MonitorBankRates evaluates the financial stability of Collegedale Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.57%. Rates were last updated on 04/08/2026. Collegedale Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Collegedale Credit Union? Share your experience about Collegedale Credit Union by leaving a review below, or read customer reviews before you decide to use Collegedale Credit Union. Collegedale Credit Union
Corporate Office 5046 University Drive
https://www.collegedale.org Collegedale, TN 37315 
Collegedale Credit Union CD Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Collegedale Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Collegedale Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Collegedale Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Collegedale Credit Union
Website
https://www.collegedale.org
Address
5046 University Drive,
Collegedale, TN 37315
Phone
423-396-2101
Fax
423-396-2702
President
David Ruhling
CEO
Joy Traxler
Full-Time Employees
9
Part-Time Employees
4
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.57%
Return on Assets (ROA)
0.4353%
Return on Equity (ROE)
4.7403%
Non-Performing Loans Ratio (NPL)
1.47%
Total Assets
43,131,757
Total Amount of Shares and Deposits
38,937,598
Total Shares and Deposits < 1 Year
38,937,598
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,020,361
Total Uninsured Shares and Deposits > $250K (F+J)
2,020,361
Total Insured Shares and Deposits > $250K (item 17 less item K)
36,917,237
Total Interest Expense (Sum of items 6 8)
170,029
Share Certificates
61
Number of Accounts for Share Drafts
2,152
IRA KEOGH Accounts
72
Number of Accounts for Regular Shares
4,477
All other shares
75
Non Member Deposits
2
Net Income (unless the amount is already included in Undivided Earnings)
187,772
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,531,783
Total Liabilities
39,193,953
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Collegedale Credit UnionIs Collegedale Credit Union a safe place to deposit money?Yes, Collegedale Credit Union is considered a safe financial institution. With a Texas Ratio of 9.5670328477426%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Collegedale Credit Union operate?Collegedale Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Collegedale Credit Union?Yes, to access services at Collegedale Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Collegedale Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Collegedale Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Collegedale Credit Union offer online and mobile banking?Most modern institutions like Collegedale Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.collegedale.org. Current Collegedale Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
United Trades Federal Credit Union
NEW PILGRIM
Patelco Credit Union
TOWN OF HEMPSTEAD EMPLOYEES
Chrome Federal Credit Union
Cecil County School Employees Federal Credit Union
The Local Federal Credit Union
Provo Police and Fire Dept Credit Union
Tangipahoa Parish Teachers Credit Union
California Lithuanian Credit Union
MCU Financial Center Credit Union
Newrizons Federal Credit Union
Polish National Credit Union
Mini Cassia Empl Credit Union
Community 1st Credit Union
LM Federal Credit Union
Spokane Teachers Credit Union
Access Credit Union
Cranston Municipal Employees Credit Union
YANTIS
Presto Lewiston Employees Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
