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Cascade Community Federal Credit Union Rates & Review April 2026

Cascade Community Federal Credit Union's savings rates are at 0.00%. Cascade Community Federal Credit Union's Personal Loan Rates are at 11.49%. MonitorBankRates evaluates the financial stability of Cascade Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.45%. Rates were last updated on 04/11/2026.

Cascade Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cascade Community Federal Credit Union? Share your experience about Cascade Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Cascade Community Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.45%
Excellent Lower than avg
Cascade Community Federal Credit Union
Harvard Branch
1123 W Harvard Ave
Roseburg, OR 97471 2834
https://www.cascadecu.org
Member NCUA

Cascade Community Federal Credit Union Savings Rates

Product Rate APY View More
Money Maximizer Savings 0.10% 0.10%
Min Balance $150,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%
Savings 0.10% 0.10%
Min Balance $0
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%
Money Maximizer Savings 0.08% 0.08%
Min Balance $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%
Money Maximizer Savings 0.05% 0.05%
Min Balance $50,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%
Money Maximizer Savings 0.04% 0.04%
Min Balance $25,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%
Money Maximizer Savings 0.03% 0.03%
Min Balance $10,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%
Money Maximizer Savings 0.02% 0.02%
Min Balance $1
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%
Health Savings Account - 0.00%
Min Balance $0
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%

Cascade Community Federal Credit Union Checking Rates

Product Rate APY View More
Pathfinder Checking 0.25% 0.25%
Details Qualifying balance up to $1000.00
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%

Cascade Community Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Anytime Moneyline Line of Credit (Variable Rate) - - 9.75%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%

Cascade Community Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (Fixed Rate) - - 6.74%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%
Home Equity Line of Credit (Variable Rate) - - 6.99%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%

Cascade Community Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.99% 36
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%
Auto Loan - - 5.49% 72
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%
Auto Loan - - 5.99% 84
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%
Auto Loan - - 6.49% 96
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%
Auto Loan - - 7.24% 48
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%
Auto Loan - - 7.49% 84
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%
Auto Loan - - 8.24% 120
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%
Auto Loan - - 8.49% 144
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%
Auto Loan - - 8.74% 180
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%

Cascade Community Federal Credit Union Credit Card Rates

Product Rate APR View More
Platinum Mastercard - 9.90%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%
Share Secured Mastercard - 9.90%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%
Business Mastercard - 10.90%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%
Rewards Mastercard - 11.90%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%

Cascade Community Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal (Fixed Rate) - 11.49%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.45%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Cascade Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Cascade Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Cascade Community Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Cascade Community Federal Credit Union
Address 1123 W Harvard Ave, Roseburg, OR 97471 2834
Phone 541-672-9000
Fax 541-673-0072
President Samuel Lee
CEO Lynn Ager
Full-Time Employees 42
Part-Time Employees 0
Branch Locations 3
ATM Locations 6
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.45%
Return on Assets (ROA)
1.7695%
Return on Equity (ROE)
10.6127%
Non-Performing Loans Ratio (NPL)
0.13%
Total Assets
446,256,699
Total Amount of Shares and Deposits
370,784,609
Total Shares and Deposits < 1 Year
365,484,167
Total Shares and Deposits 1 3 Years
4,113,927
Total Shares and Deposits > 3 Years
1,186,515
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
26,337,458
Total Uninsured Shares and Deposits > $250K (F+J)
26,337,458
Total Insured Shares and Deposits > $250K (item 17 less item K)
344,447,151
Total Interest Expense (Sum of items 6 8)
2,393,464
Share Certificates
1,190
Number of Accounts for Share Drafts
16,324
IRA KEOGH Accounts
793
Number of Accounts for Regular Shares
25,660
All other shares
156
Money Market Shares
2,167
Net Income (unless the amount is already included in Undivided Earnings)
7,896,385
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
31,841,191
Total Liabilities
374,050,713
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Cascade Community Federal Credit Union

Is Cascade Community Federal Credit Union a safe place to deposit money?

Yes, Cascade Community Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.44605176797637%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Cascade Community Federal Credit Union operate?

Cascade Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Cascade Community Federal Credit Union?

Yes, to access services at Cascade Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Cascade Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Cascade Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Cascade Community Federal Credit Union offer online and mobile banking?

Most modern institutions like Cascade Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cascadecu.org.

Current Cascade Community Federal Credit Union Rates

  • Savings0.00%
Retrieved from our database of financial products. Rates subject to change.