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Marion And Polk Schools Credit Union Rates & Review April 2026

Marion And Polk Schools Credit Union's CD Accounts 12 month rates are at 1.90%, CD Accounts 3 month rates are at 1.90%, CD Accounts 6 month rates are at 1.90%, IRA CD Accounts 12 month rates are at 1.90%, IRA CD Accounts 6 month rates are at 1.90%. Marion And Polk Schools Credit Union's savings rates are at 0.02%. Marion And Polk Schools Credit Union's money market rates are at 0.25%. Marion And Polk Schools Credit Union's Personal Loan Rates are at 5.74%. MonitorBankRates evaluates the financial stability of Marion And Polk Schools Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.47%. Rates were last updated on 04/19/2026.

Marion And Polk Schools Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Marion And Polk Schools Credit Union? Share your experience about Marion And Polk Schools Credit Union by leaving a review below, or read customer reviews before you decide to use Marion And Polk Schools Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.47%
Excellent Lower than avg
Marion And Polk Schools Credit Union
Maps Administration Building
451 Division St NE
Salem, OR 97301
https://www.mapscu.com
Member NCUA

Marion And Polk Schools Credit Union CD Rates

Product Rate APY Term View More
Certificate Accounts 12 month 1.88% 1.90% 12
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Certificate Accounts 3 month 1.88% 1.90% 3
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Certificate Accounts 6 month 1.88% 1.90% 6
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
IRA Certificate Accounts 12 month 1.88% 1.90% 12
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
IRA Certificate Accounts 6 month 1.88% 1.90% 6
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Certificate Accounts 24 month 1.00% 1.00% 24
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Certificate Accounts 30 month 1.00% 1.00% 30
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Certificate Accounts 36 month 1.00% 1.00% 36
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Certificate Accounts 48 month 1.00% 1.00% 48
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Certificate Accounts 60 month 1.00% 1.00% 60
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
IRA Certificate Accounts 24 month 1.00% 1.00% 24
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
IRA Certificate Accounts 30 month 1.00% 1.00% 30
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
IRA Certificate Accounts 36 month 1.00% 1.00% 36
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
IRA Certificate Accounts 48 month 1.00% 1.00% 48
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
IRA Certificate Accounts 60 month 1.00% 1.00% 60
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Certificate Accounts 18 month 0.75% 0.75% 18
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
IRA Certificate Accounts 18 month 0.75% 0.75% 18
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Certificate Accounts 12 month First Step 0.65% 0.65% 12
Min Balance $100
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
IRA Certificate Accounts 12 month First Step 0.65% 0.65% 12
Min Balance $100
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%

Marion And Polk Schools Credit Union Savings Rates

Product Rate APY View More
Summer Saver 3.20% 3.25%
Min Deposit $0
Min Balance $100
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
IRA Savings 0.20% 0.20%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
President's Club 0.20% 0.20%
Min Deposit $25
Min Balance $750
Details $10,000 and above
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
President's Club Below 0.15% 0.15%
Min Deposit $25
Min Balance $750
Details $10,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Christmas Club 0.02% 0.02%
Min Deposit $10
Min Balance $0
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
IDA Savings 0.02% 0.02%
Min Deposit $5
Min Balance $100
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Other Savings 0.02% 0.02%
Min Deposit $5
Min Balance $100
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Share Savings 0.02% 0.02%
Min Deposit $5
Min Balance $100
Details See Fee Schedule
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Youth Savings Club 0.02% 0.02%
Min Deposit $5
Min Balance $0
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%

Marion And Polk Schools Credit Union Money Market Rates

Product Rate APY View More
Premium Money Market - 3.25%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Premium Money Market 2.96% 3.00%
Min Deposit $5
Min Balance $0
Details $250,000 - $499,999.99
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Premium Money Market 2.47% 2.50%
Min Deposit $5
Min Balance $0
Details $100,000 - $249,999.99
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Indexed Money Market - 1.88%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Premium Money Market 1.49% 1.50%
Min Deposit $5
Min Balance $0
Details $50,000 - $99,999.99
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Indexed Money Market Account Below 0.25% 0.25%
Min Deposit $5
Min Balance $0
Details $5,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Premium Money Market Below 0.25% 0.25%
Min Deposit $5
Min Balance $0
Details $50,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%

Marion And Polk Schools Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loans - - 5.74%
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Marion And Polk Schools Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Marion And Polk Schools Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Marion And Polk Schools Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Marion And Polk Schools Credit Union
Address 451 Division St NE, Salem, OR 97301
Phone 503-588-0181
Fax
President Brant Wolf
CEO Mark Zook
Full-Time Employees 323
Part-Time Employees 20
Branch Locations 11
ATM Locations 14
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.47%
Return on Assets (ROA)
0.7649%
Return on Equity (ROE)
6.9380%
Non-Performing Loans Ratio (NPL)
0.61%
Total Assets
1,487,702,867
Total Amount of Shares and Deposits
1,291,355,111
Total Shares and Deposits < 1 Year
1,288,510,866
Total Shares and Deposits 1 3 Years
2,406,915
Total Shares and Deposits > 3 Years
437,330
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
118,731,538
Total Uninsured Shares and Deposits > $250K (F+J)
118,731,538
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,172,623,573
Total Interest Expense (Sum of items 6 8)
14,684,437
Share Certificates
976
Number of Accounts for Share Drafts
61,856
IRA KEOGH Accounts
1,650
Number of Accounts for Regular Shares
159,630
Money Market Shares
16,502
Net Income (unless the amount is already included in Undivided Earnings)
11,379,791
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
101,679,792
Total Liabilities
1,319,566,906
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Marion And Polk Schools Credit Union

Is Marion And Polk Schools Credit Union a safe place to deposit money?

Yes, Marion And Polk Schools Credit Union is considered a safe financial institution. With a Texas Ratio of 4.4721275658133%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Marion And Polk Schools Credit Union operate?

Marion And Polk Schools Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Marion And Polk Schools Credit Union?

Yes, to access services at Marion And Polk Schools Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Marion And Polk Schools Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Marion And Polk Schools Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Marion And Polk Schools Credit Union offer online and mobile banking?

Most modern institutions like Marion And Polk Schools Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mapscu.com.

Current Marion And Polk Schools Credit Union Rates

  • 12-Month CD0.65%
  • 18-Month CD0.75%
  • 24-Month CD1.00%
  • 60-Month CD1.00%
  • Savings0.02%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.