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Commerce Bank Corinth, MS Rates & Review March 2026

Commerce Bank Corinth, MS's 5-Year CD rates are at 0.50%, 4-Year CD rates are at 0.45%, 3-Year CD rates are at 0.40%, 2-Year CD rates are at 0.30%, 1-Year CD rates are at 0.20%. Commerce Bank Corinth, MS's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of Commerce Bank Corinth, MS with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.95%. Rates were last updated on 03/25/2026.

Commerce Bank Corinth, MS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Commerce Bank Corinth, MS? Share your experience about Commerce Bank Corinth, MS by leaving a review below, or read customer reviews before you decide to use Commerce Bank Corinth, MS.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.95%
Excellent Higher than avg
Commerce Bank Corinth, MS
700 Taylor St
Corinth, MS 38834
https://www.commerce-bank.com
Member FDIC

Commerce Bank Corinth, MS CD Rates

Product Rate APY Term View More
5-Year CD 0.50% 0.50% 5-Year
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.95%
4-Year CD 0.45% 0.45% 4-Year
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.95%
3-Year CD 0.40% 0.40% 3-Year
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.95%
2-Year CD 0.30% 0.30% 2-Year
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.95%
1-Year CD 0.20% 0.20% 1-Year
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.95%
6-Month CD 0.10% 0.10% 6-Month
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.95%

Commerce Bank Corinth, MS Savings Rates

Product Rate APY View More
Regular Savings 0.05% 0.05%
Min Deposit $100
Min Balance $25
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.95%

Commerce Bank Corinth, MS Checking Rates

Product Rate APY View More
Premier Checking 0.10% 0.10%
Min Deposit $5,000
Min Balance $25,000
Details ($25,000-$74,999)
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.95%
Money Maker Checking (NOW) 0.05% 0.05%
Min Deposit $500
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.95%
Premier Checking 0.05% 0.05%
Min Deposit $5,000
Min Balance $1,000
Details $1,000-$9,999
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.95%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Commerce Bank Corinth, MS is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Commerce Bank Corinth, MS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Commerce Bank Corinth, MS's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Commerce Bank Corinth, MS
Bank Holding Company COMMERCE HOLDING CORP
Address 700 Taylor St, Corinth, MS 38834  ·  Alcorn
FDIC Certificate # 34938
Established 01/19/1999
FDIC Insurance Date 01/19/1999
Domestic Offices 1
Total Branches 1
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 97/100
5.0
Exceptional Out of 5.0 Stars
5.95%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.6688%
Return on Equity (ROE) 21.4300%
Non-Performing Loans (NPL) 0.43%
Total Assets $158,618,000
Total Deposits $137,706,000
Equity Capital $16,093,000
Net Income $3,786,000
Headquarters Corinth
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Commerce Bank Corinth, MS

Is Commerce Bank Corinth, MS a safe place to deposit money?

Yes, Commerce Bank Corinth, MS is considered a safe financial institution. With a Texas Ratio of 5.9460403387759%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Commerce Bank Corinth, MS operate?

Commerce Bank Corinth, MS currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Commerce Bank Corinth, MS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Commerce Bank Corinth, MS provides members with tools to manage their accounts and build a solid financial history.

Does Commerce Bank Corinth, MS offer online and mobile banking?

Most modern institutions like Commerce Bank Corinth, MS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.commerce-bank.com.

Current Commerce Bank Corinth, MS Rates

  • 12-Month CD0.20%
  • 24-Month CD0.30%
  • 36-Month CD0.40%
  • 48-Month CD0.45%
  • 60-Month CD0.50%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.