What are the current interest rates at Busey Bank?

Current rates for Busey Bank include: Savings: 3.25%

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Busey Bank Rates & Review June 2026

Item: Busey Bank
Rating: 5229
Author: HyAS

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 3, 2026

Busey Bank's savings rates are at 3.25%. MonitorBankRates evaluates the financial stability of Busey Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.86%. Rates were last updated on 06/03/2026.

Busey Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Busey Bank? Share your experience about Busey Bank by leaving a review below, or read customer reviews before you decide to use Busey Bank.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.86%

Excellent Lower than avg

Busey Bank

100 W University Ave
Champaign, IL 61820

https://www.busey.com

Busey Bank Savings Rates

Product	Rate	APY	View More
Premium Savings	-	3.25%
Min Balance $100,000 Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.86%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Busey Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Busey Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Busey Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Busey Bank

Bank Holding Company FIRST BUSEY CORP

Address 100 W University Ave, Champaign, IL 61820 · Champaign

Website https://www.busey.com

FDIC Certificate # 16450

Established 07/08/1946

FDIC Insurance Date 07/08/1946

Domestic Offices 80

Total Branches 80

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.86%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.2377%

Return on Equity (ROE) 10.8300%

Non-Performing Loans (NPL) 0.07%

Total Assets $18,052,735,000

Total Deposits $15,032,901,000

Equity Capital $2,483,450,000

Net Income $172,762,000

Headquarters Champaign

Total Branches and Offices 80

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

HyAS

★★★★★

December 17, 2025

CrlK

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Average Rating

★★★★★

Total Reviews

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Frequently Asked Questions About Busey Bank

How many branches does Busey Bank operate?

Busey Bank currently maintains approximately 80 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Busey Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Busey Bank provides members with tools to manage their accounts and build a solid financial history.

Does Busey Bank offer online and mobile banking?

Most modern institutions like Busey Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.busey.com.