FMS Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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FMS BankToday's 12-month CD rates can be found at 3.55%, 6-month CD rates at 4.76% and 3-month CD rates at 0.10%. Current savings rates are at 0.01% and money market rates are at 0.02%. Mortgage rates today on 30-year fixed loans are around 6.67%. Credit Card rates are at 13.50%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to FMS Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FMS Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FMS Bank CD rates. You can also compare FMS Bank savings rates, MMA rates and mortgage rates using our other rate lists.

FMS Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FMS Bank? Share your experience about FMS Bank by leaving a review below, or read customer reviews before you decide to use FMS Bank.

FMS Bank Texas Ratio

FMS Bank's Texas Ratio is at 6.53%, which is considered excellent. The Texas Ratio for FMS Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, FMS Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
FMS Bank
520 Sherman St
Fort Morgan, CO 80701
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare FMS Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Internet Bank of Indiana
First Internet Bank of Indiana
12-Month CD
4.42%
$1,000
Massena Savings and Loan
Massena Savings and Loan
12-Month CD
4.39%
$1,000
Home State Bank Royal, IA
Home State Bank Royal, IA
12-Month CD
4.06%
$1,000
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
24-Month CD
4.00%
$500
Genesis Bank
Genesis Bank
60-Month CD
4.00%
$1,000
Bank of Clovis
Bank of Clovis
36-Month CD
3.82%
$5,000
1st Street Credit Union
1st Street Credit Union
36-Month CD
3.80%
$1,000
First Bank of Central Ohio
First Bank of Central Ohio
Premium Money Market
3.75%
$250,000
State Bank of India US
State Bank of India US
36-Month CD
3.60%
$1,000
Kennett Trust Bank
Kennett Trust Bank
24-Month CD
3.56%
$500
Coffee County Bank
Coffee County Bank
18-Month CD
3.50%
$1,000
Old Dominion National Bank
Old Dominion National Bank
36-Month CD
3.40%
$500
Phelps County Bank
Phelps County Bank
24-Month CD
3.29%
$1,000
Susser Bank
Susser Bank
36-Month CD
3.25%
$1,000
AAEC Credit Union
AAEC Credit Union
36-Month CD
3.25%
$1,000
Academy Bank
Academy Bank
60-Month CD
3.03%
$500
Union State Bank Winterset, IA
Union State Bank Winterset, IA
6-Month CD
2.92%
$50,000
First Citizens State Bank
First Citizens State Bank
48-Month CD
2.80%
$1,000
Gogebic Range Bank
Gogebic Range Bank
12-Month CD (Business)
2.78%
$500
Chain Bridge Bank
Chain Bridge Bank
18-Months CD
2.68%
$500
Mound City Bank
Mound City Bank
18-Month CD (Add-On)
2.35%
$2,500
Vast Bank
Vast Bank
18-Month CD
2.25%
$1,000
First County Bank
First County Bank
High Yield Checking
2.22%
$1
Methuen Co-operative Bank
Methuen Co-operative Bank
60-Month CD
2.00%
$1,000
Bank of Stronghurst
Bank of Stronghurst
60-Month CD
1.66%
$500
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
36-Month CD
1.66%
$500
State Bank Fenton, MI
State Bank Fenton, MI
Kasasa Savings
1.51%
$0
Jefferson Security Bank
Jefferson Security Bank
18-Month CD
1.26%
$500
Hatboro Federal Savings
Hatboro Federal Savings
60-Month CD
1.25%
$1,000
Perryton National Bank
Perryton National Bank
Savings
1.01%
$0
First FSB of Kentucky
First FSB of Kentucky
36-Month CD
1.00%
$500
Westfield Bank
Westfield Bank
Portfolio Money Market
1.00%
$100,000
Midland Community Bank
Midland Community Bank
30-Month CD
0.95%
$1,000
Kitsap Bank
Kitsap Bank
9-Month CD
0.90%
$5,000
Mid-Missouri Bank
Mid-Missouri Bank
12-Month CD
0.70%
$1,000
FLC Bank
FLC Bank
60-Month CD
0.65%
$2,000
Capital Bank TX
Capital Bank TX
24-Month CD
0.55%
$500
First National Bank and Trust AL
First National Bank and Trust AL
48-Month CD
0.45%
$1,000
The Citizens Bank of Georgia
The Citizens Bank of Georgia
Money Market
0.45%
$100
Clinton Savings Bank
Clinton Savings Bank
36-Month CD
0.45%
$10
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
48-Month CD
0.30%
$1,000
North Shore Bank
North Shore Bank
48-Month CD
0.25%
$1,000
BankPlus
BankPlus
12-Month CD
0.20%
$1,000
First Federal S&L of Lorain
First Federal S&L of Lorain
18-Month CD
0.15%
$250
Pillar Bank
Pillar Bank
12-Month CD
0.15%
$500
Cendera Bank
Cendera Bank
Savings
0.10%
$100
Bank of America
Bank of America
18-Month CD
0.03%
$1,000
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
Money Market
0.03%
$2,500
Citizens Bank of Kansas
Citizens Bank of Kansas
Priority Interest Checking
0.02%
$50
Vibrant Credit Union
Vibrant Credit Union
60-Month CD
0.01%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 9, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15 Year Fixed
5.375%
5.637%
1.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have FMS Bank rate data right now, check back for updates, we are adding rates all the time.

FMS Bank Information

FMS Bank
520 Sherman St
Fort Morgan, CO 80701
Morgan
Established Date: 04/12/1982
FDIC Certificate #: 23764
Date of FDIC Deposit Insurance: 04/12/1982
Bank Holding Company: MORGAN CAPITAL CORP
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is FMS Bank FDIC Insured? Yes
What is FMS Bank's Cert number? 23764
What is the maximum amount for insured deposits? $250,000 per holder, per account

FMS Bank Financials

Total Assets:
$305,916,000
Total Deposits:
$259,636,000
Equity Capital:
$28,800,000
Domestic Deposits:
$259,636,000
Net Income:
$1,387,000
Return on Assets:
2.5409%
Quarterly Return on Assets:
1.8500%
Pretax Return on Assets:
1.8525%
Pretax Quarterly Return on Assets:
1.8500%
Return on Equity:
26.2300%
Quarterly Return on Equity:
19.5500%
Common Equity Tier 1 Capital Ratio:
12.1158%
Tier 1 Risk-Based Capital Ratio:
12.1158%
Leverage Tier 1 (Core Capital) Ratio:
11.4482%
Total Risk-Based Capital Ratio (YTD):
12.9816%
Total Interest Income (YTD):
7.0455%
 
 
Headquarters:
Fort Morgan
FDIC Field Office:
Denver
Regulator:
FED
County:
Morgan
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

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