First National Bank of Pana CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. First National Bank of Pana Deposit Rates

First National Bank of PanaToday's 12-month CD rates can be found at 0.30%, 6-month CD rates at 3.75% and 3-month CD rates at 3.29%. Current savings rates are at 0.20% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 7.34%. Credit Card rates are at 15.04%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to First National Bank of Pana CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National Bank of Pana, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National Bank of Pana CD rates. You can also compare First National Bank of Pana savings rates, MMA rates and mortgage rates using our other rate lists.

First National Bank of Pana money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank of Pana? Share your experience about First National Bank of Pana by leaving a review below, or read customer reviews before you decide to use First National Bank of Pana.

First National Bank of Pana Texas Ratio

First National Bank of Pana's Texas Ratio is at 1.73%, which is considered excellent. The Texas Ratio for First National Bank of Pana is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First National Bank of Pana is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First National Bank of Pana
306 S Locust St
Pana, IL 62557
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare First National Bank of Pana Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
State Bank of Texas
State Bank of Texas
High-Rate Jumbo Money Market
4.75%
$100,000
Toyota Financial Savings Bank
Toyota Financial Savings Bank
6-Month CD
4.32%
$1
GTE Financial Credit Union
GTE Financial Credit Union
30-Month CD (Jumbo)
4.07%
$100,000
Susquehanna Community Bank
Susquehanna Community Bank
Eagle Premium Savings
4.07%
$100,000
Security Bank Tulsa, OK
Security Bank Tulsa, OK
18-Month CD
4.06%
$2,000
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
60-Month CD (My Choice)
4.02%
$500
Torrington Savings Bank
Torrington Savings Bank
24-Month CD
3.75%
$1,000
Bank of Zachary
Bank of Zachary
12-Month CD
3.70%
$2,500
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
12-Month CD
3.60%
$1,000
F&M Union Bank
48-Month CD
3.53%
$100
Artisans Bank
Artisans Bank
12-Month CD
3.50%
$1,500
Great Plains State Bank
Great Plains State Bank
60-Month CD
3.50%
$500
Liberty Bank Poulsbo, WA
Liberty Bank Poulsbo, WA
12-Month CD
3.20%
$2,500
North Easton SB
North Easton SB
Main Street Money Market
3.00%
$0
Saco & Biddeford Savings
Saco & Biddeford Savings
36-Month CD
3.00%
$500
Vast Bank
Vast Bank
Platinum Savings
3.00%
$0
Laona State Bank
Laona State Bank
24-Month CD
2.78%
$500
Coleman County State Bank
Coleman County State Bank
36-Month CD
2.69%
$1,000
First Bank Elk River
First Bank Elk River
3-Month CD
2.52%
$1
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
48-Month CD
2.30%
$1,000
Henderson FSB
Henderson FSB
3-Month CD
2.28%
$500
OSB Odin State Bank
OSB Odin State Bank
36-Month CD
2.26%
$10,000
JTNB
JTNB
36-Month CD
2.00%
$1,000
FNB Of Nokomis
FNB Of Nokomis
30-Month CD
1.76%
$1,000
Hingham Institution for Savings
Hingham Institution for Savings
24-Month CD
1.75%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
30-Month CD
1.50%
$1,000
Heritage Bank Wood River, NE
48-Month CD
1.50%
$1,000
Carson Bank
Carson Bank
Premier Money Market
1.41%
$50,000
Home Bank SB
Home Bank SB
60-Month CD
1.36%
$500
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
18-Month CD
1.00%
$1,000
Glen Burnie MSB
24-Month CD
1.00%
$500
Home SB of Wapakoneta
Home SB of Wapakoneta
12-Month CD
0.80%
$500
F&M Union Bank
Statement Savings
0.75%
$0
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
6-Month CD
0.75%
$1,000
Mid-Missouri Bank
Mid-Missouri Bank
12-Month CD
0.70%
$1,000
Commonwealth Community Bank, Inc.
Commonwealth Community Bank, Inc.
12-Month CD
0.50%
$0
FNB in Taylorville
FNB in Taylorville
Money Market
0.50%
$2,500
I3 Bank
I3 Bank
18-Month CD
0.50%
$500
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
Money Market
0.40%
$50,000
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
18-Month CD
0.40%
$1,000
Connecticut Community Bank
Connecticut Community Bank
18-Month CD
0.30%
$500
Cape Ann Savings Bank
Cape Ann Savings Bank
NOW Checking
0.25%
$100
Somerset Savings Bank
Somerset Savings Bank
24-Month CD
0.25%
$500
The Bank of Bennington
The Bank of Bennington
Premier Money Market
0.25%
$0
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
Regular Savings
0.10%
$0
Campbell & Fetter Bank
Campbell & Fetter Bank
Statement Savings
0.05%
$100
Equitable S&L Co.
Equitable S&L Co.
Passbook Savings
0.05%
$100
Peoples Bank Taylorsville, KY
Statement Savings
0.05%
$100
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Regular Savings
0.05%
$5
Chemung Canal Trust Company
Chemung Canal Trust Company
Savings
0.02%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have First National Bank of Pana rate data right now, check back for updates, we are adding rates all the time.

First National Bank of Pana Information

First National Bank of Pana
306 S Locust St
Pana, IL 62557
Christian
Established Date: 01/01/1930
FDIC Certificate #: 3720
Date of FDIC Deposit Insurance: 01/01/1934
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is First National Bank of Pana FDIC Insured? Yes
What is First National Bank of Pana's Cert number? 3720
What is the maximum amount for insured deposits? $250,000 per holder, per account

First National Bank of Pana Financials

Total Assets:
$309,357,000
Total Deposits:
$275,742,000
Equity Capital:
$31,907,000
Domestic Deposits:
$275,742,000
Net Income:
$1,315,000
Return on Assets:
1.8390%
Quarterly Return on Assets:
1.7300%
Pretax Return on Assets:
1.8462%
Pretax Quarterly Return on Assets:
1.8500%
Return on Equity:
18.8200%
Quarterly Return on Equity:
16.6600%
Leverage Tier 1 (Core Capital) Ratio:
10.6793%
Total Interest Income (YTD):
4.5353%
 
 
Headquarters:
Pana
FDIC Field Office:
Springfield Il
Regulator:
OCC
County:
Christian
# of Offices:
6
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Average savings account rates on account balances of at least $10,000 are averaging 0.51 percent this week. The FDIC's national average savings account rate is less at 0.9 percent for both regular savings accounts and jumbo savings accounts (balances of 100k or more).
mortgage-refinance-rates-30-year-refinance-rates-at-494-15-year-refinance-rate-at-43530 year mortgage refinance rates are higher this week but stayed under 5.00% for the second consecutive week. 30 year refinance rates are averaging 4.95%, up from last week's average refinance rate of 4.88%. 15 year mortgage refinance rates are also higher this week.  The average rate on a 15 year mortgage refinance loan is averaging 4.35%, up from last week’s average refinance rate of 4.30%.
mortgage-rates-current-30-year-mortgage-rates-at-481-15-year-mortgage-rate-at-428Thanks to the concern over the European government debt crisis Mortgage rates have hit a low for 2010. Current 30 year mortgage rates are down to 4.81 percent. Mortgage rates were expected to head higher when the Federal Reserve stopped buying mortgage backed securities (MBS) but the opposite has happened thanks to yields falling on U.S. Treasuries.

Bank or Credit Union Offers and Deals

Raisin Money Market Account Rates Hit 5.25% APY - Best Rate Award
Citibank Credit Card Rates
Fed Acknowledges Current Policy Hurts Holders of Certificates of Deposit
Average Cash Back Credit Card Rates January 7, 2011
Are Some Bank CD Rates Risky?
Ameriprise Financial CD Rates: Top Rate 5.50% APY 13-Month CD
Average Savings Rates on Accounts in Florida
15 Year Mortgage Rates Hit New All-Time Record Low at 2.61%
Mississippi FCU Current CD Rates
Fixed Term Mortgage Rates Lower and Adjustable Mortgage Rates Mixed in Latest Mortgage Survey

Alternative Bank and Credit Union Offers to Explore

Best Mortgage Rates in December 2018
The Best CD Rates: Credit Unions Offering 6.00% or Higher on CDs (Certificates)
OneWest Bank CD Rates
The Federal Reserve: The Real Villain Behind the Great American Housing Crisis?
Wells Fargo Bank Mortgage Rates
Mortgage Rates Hit Another New All-Time Low: 30 year Conforming Mortgage Rates at 4.38 percent, 30 Year Jumbo Mortgage Rates at 4.92%
$8,000 First-Time Home Buyer Tax Credit for Down Payments on FHA Loans
Weekly Mortgage Rates: June 1, 2009
CD Rates Lower This Week
Banesco USA CD Rates

First National Bank of Pana Reviews

There are no reviews for First National Bank of Pana yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for First National Bank of Pana
Your Name:
Your Rating:

See how First National Bank of Pana Compares to other banks