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 Commonwealth One Federal Credit Union Rates & Review June 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 22, 2026
Commonwealth One Federal Credit Union's savings rates are at 0.05%. Commonwealth One Federal Credit Union's Made to Match - 15 Year Fixed rates are at 5.88%, Made to Match - 20 Year Fixed rates are at 6.00%, Made to Match - 30 Year Fixed rates are at 6.12%, 10/6 ARM rates are at 6.12%, 7/6 ARM rates are at 6.00%. Commonwealth One Federal Credit Union's Personal Loan Rates are at 6.15%. MonitorBankRates evaluates the financial stability of Commonwealth One Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.83%. Rates were last updated on 05/22/2026. Commonwealth One Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Commonwealth One Federal Credit Union? Share your experience about Commonwealth One Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Commonwealth One Federal Credit Union. Commonwealth One Federal Credit Union
Headquarters 4875 Eisenhower Ave
https://www.cofcu.org Alexandria, VA 22304 4886 
Commonwealth One Federal Credit Union Savings Rates
Commonwealth One Federal Credit Union Mortgage Rates
Commonwealth One Federal Credit Union Home Equity & HELOC
Commonwealth One Federal Credit Union Auto Loan Rates
Commonwealth One Federal Credit Union Credit Card Rates
Commonwealth One Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Commonwealth One Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Commonwealth One Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Commonwealth One Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Commonwealth One Federal Credit Union
Website
https://www.cofcu.org
Address
4875 Eisenhower Ave,
Alexandria, VA 22304 4886
Phone
703-823-5211
Fax
703-650-4003
President
Rupert Jennings
CEO
Frank Wasson
Full-Time Employees
82
Part-Time Employees
3
Branch Locations
6
ATM Locations
16
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
12.83%
Return on Assets (ROA)
0.1546%
Return on Equity (ROE)
1.8733%
Non-Performing Loans Ratio (NPL)
1.63%
Total Assets
521,280,242
Total Amount of Shares and Deposits
435,058,938
Total Shares and Deposits < 1 Year
397,778,639
Total Shares and Deposits 1 3 Years
16,340,611
Total Shares and Deposits > 3 Years
20,939,689
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
32,016,472
Total Uninsured Shares and Deposits > $250K (F+J)
32,016,472
Total Insured Shares and Deposits > $250K (item 17 less item K)
403,042,466
Total Interest Expense (Sum of items 6 8)
6,429,772
Share Certificates
2,946
Number of Accounts for Share Drafts
16,798
IRA KEOGH Accounts
1,387
Number of Accounts for Regular Shares
29,667
Non Member Deposits
1
Money Market Shares
2,152
Net Income (unless the amount is already included in Undivided Earnings)
805,921
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
25,440,286
Total Liabilities
479,938,398
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Commonwealth One Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Commonwealth One Federal Credit Union
Frequently Asked Questions About Commonwealth One Federal Credit UnionHow many branches does Commonwealth One Federal Credit Union operate?Commonwealth One Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Commonwealth One Federal Credit Union?Yes, to access services at Commonwealth One Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Commonwealth One Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Commonwealth One Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Commonwealth One Federal Credit Union offer online and mobile banking?Most modern institutions like Commonwealth One Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cofcu.org. Current Commonwealth One Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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