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Commonwealth One Federal Credit Union

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Commonwealth One Federal Credit Union Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Commonwealth One Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 14, 2026

You can compare Commonwealth One Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.30%, 6-month share certificate rates at 3.60% and 3-month share certificate rates at 3.45%. Savings rates are at 0.11% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.91%. All these rates can be compared to Commonwealth One Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Commonwealth One Federal Credit Union with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 14.20%. Rates were last updated on 05/14/2026.

Commonwealth One Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Commonwealth One Federal Credit Union? Share your experience about Commonwealth One Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Commonwealth One Federal Credit Union.

Overall Health & Safety Grade

A-

Very Good Health Score: 93/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

14.20%

Excellent Higher than avg

Commonwealth One Federal Credit Union
Headquarters

4875 Eisenhower Ave
Alexandria, VA 22304 4886

https://www.cofcu.org

Current Rate Availability

We do not have Commonwealth One Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Commonwealth One Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Commonwealth One Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Commonwealth One Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Commonwealth One Federal Credit Union

Website https://www.cofcu.org

Address 4875 Eisenhower Ave, Alexandria, VA 22304 4886

Phone 703-823-5211

Fax 703-650-4003

President Rupert Jennings

CEO Frank Wasson

Full-Time Employees 82

Part-Time Employees 3

Branch Locations 6

ATM Locations 16

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A- (93/100)

Texas Ratio

14.20%

Return on Assets (ROA)

0.1546%

Return on Equity (ROE)

1.8733%

Non-Performing Loans Ratio (NPL)

1.63%

Total Assets

521,280,242

Total Amount of Shares and Deposits

435,058,938

Total Shares and Deposits < 1 Year

397,778,639

Total Shares and Deposits 1 3 Years

16,340,611

Total Shares and Deposits > 3 Years

20,939,689

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

32,016,472

Total Uninsured Shares and Deposits > $250K (F+J)

32,016,472

Total Insured Shares and Deposits > $250K (item 17 less item K)

403,042,466

Total Interest Expense (Sum of items 6 8)

6,429,772

Share Certificates

2,946

Number of Accounts for Share Drafts

16,798

IRA KEOGH Accounts

1,387

Number of Accounts for Regular Shares

29,667

Non Member Deposits

Money Market Shares

2,152

Net Income (unless the amount is already included in Undivided Earnings)

805,921

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

25,440,286

Total Liabilities

479,938,398

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Commonwealth One Federal Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

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Total Reviews

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Frequently Asked Questions About Commonwealth One Federal Credit Union

How many branches does Commonwealth One Federal Credit Union operate?

Commonwealth One Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Commonwealth One Federal Credit Union?

Yes, to access services at Commonwealth One Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Commonwealth One Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Commonwealth One Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Commonwealth One Federal Credit Union offer online and mobile banking?

Most modern institutions like Commonwealth One Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cofcu.org.