Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Aberdeen Proving Ground FCU Rates & Review June 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated: June 23, 2026
Aberdeen Proving Ground FCU's 9-month CD rates are at 4.00%, Standard and IRA 9 month rates are at 4.00%, 5 - Month CD Special rates are at 3.90%, MyTimes Plus (members 65 and over) 12 month rates are at 3.85%, Standard and IRA 12 month rates are at 3.75%. Aberdeen Proving Ground FCU's savings rates are at 0.20%. Aberdeen Proving Ground FCU's money market rates are at 0.00%. Aberdeen Proving Ground FCU's Personal Loan Rates are at 6.34%. MonitorBankRates evaluates the financial stability of Aberdeen Proving Ground FCU with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.98%. Rates were last updated on 06/23/2026.
Aberdeen Proving Ground FCU money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Aberdeen Proving Ground FCU? Share your experience about Aberdeen Proving Ground FCU by leaving a review below, or read customer reviews before you decide to use Aberdeen Proving Ground FCU.
Overall Health & Safety Grade
?
A+
Exceptional HealthScore: 97/100
Overall Health & Safety Grade
Aberdeen Proving Ground FCU has earned an overall safety grade of A+ (Exceptional, Score: 97/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Aberdeen Proving Ground FCU has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
5.98%
ExcellentLower than avg
Aberdeen Proving Ground FCU Texas Ratio
Aberdeen Proving Ground FCU's Texas Ratio is 5.98%, which is considered excellent and is lower than the national average of 6.13%.
Aberdeen Proving Ground FCU has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
Aberdeen Proving Ground FCU Edgewood Operations Center
DetailsThe five-month promotional Annual Percentage Yield (APY) listed is effective as of 04/20/2026. Rate and promotion are subject to change at any time, without notice. Fees may reduce earnings. Minimum deposit of $100. Five-month certificate will automatically renew to a six-month term upon maturity unless action is taken. Penalty for early withdrawal. Other restrictions may apply.
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
MyTimes Plus (members 65 and over) 12 month
3.79%
3.85%
12 Months
Min Balance$100
DetailsMyTimes Plus (members 65 and over)
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Standard and IRA 12 month
3.69%
3.75%
12 months
Min Balance$100
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Standard and IRA 6 month
3.55%
3.60%
6 months
Min Balance$100
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Member Rewards Gold 48 month
3.50%
3.55%
48 months
Min Balance$100
DetailsMember Rewards Gold
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Member Rewards Gold 60 month
3.50%
3.55%
60 months
Min Balance$100
DetailsMember Rewards Gold
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Member Rewards Gold 84 month
3.50%
3.55%
84 months
Min Balance$100
DetailsMember Rewards Gold
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
MyTimes (members 50 and over) 36 month
3.50%
3.55%
36 Months
Min Balance$100
DetailsMyTimes (members 50 and over)
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Member Rewards Silver 48 month
3.38%
3.43%
48 months
Min Balance$100
DetailsMember Rewards Silver
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Member Rewards Silver 60 month
3.38%
3.43%
60 months
Min Balance$100
DetailsMember Rewards Silver
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Member Rewards Silver 84 month
3.38%
3.43%
84 months
Min Balance$100
DetailsMember Rewards Silver
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Standard and IRA 18 month
3.25%
3.30%
18 months
Min Balance$100
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Standard and IRA 24 month
3.25%
3.30%
24 months
Min Balance$100
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Standard and IRA 30 month
3.25%
3.30%
30 months
Min Balance$100
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Standard and IRA 48 month
3.25%
3.30%
48 months
Min Balance$100
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Standard and IRA 60 month
3.25%
3.30%
60 months
Min Balance$100
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Standard and IRA 84 month
3.25%
3.30%
84 months
Min Balance$100
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Super 24 month
3.25%
3.30%
24 months
Min Balance$25,000
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Super 30 month
3.25%
3.30%
30 months
Min Balance$25,000
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Super 48 month
3.25%
3.30%
48 months
Min Balance$25,000
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Super 60 month
3.25%
3.30%
60 months
Min Balance$25,000
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Super 84 month
3.25%
3.30%
84 months
Min Balance$25,000
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Step-Up 25 month Step-Up
3.21%
3.25%
25 month
Min Balance$100
DetailsStep-Up
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Step-Up 45 month Step-Up
3.21%
3.25%
45 month
Min Balance$100
DetailsStep-Up
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Aberdeen Proving Ground FCU Savings Rates
Product
Rate
APY
View More
U Educate Summer Savings Account
1.99%
2.00%
Min Balance$0
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
U Educate Summer Savings Account
0.20%
0.20%
Min Balance$10,000
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Aberdeen Proving Ground FCU Money Market Rates
Product
Rate
APY
View More
High Yield Money Market Account
2.22%
2.25%
Min Balance$750,000
DetailsNew money requirement - At least 50% of the opening deposit must come from funds not already on deposit with APGFCU
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
High Yield Money Market Account
1.98%
2.00%
Min Balance$500,000
DetailsNew money requirement - At least 50% of the opening deposit must come from funds not already on deposit with APGFCU
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
High Yield Money Market Account
1.48%
1.50%
Min Balance$200,000
DetailsNew money requirement - At least 50% of the opening deposit must come from funds not already on deposit with APGFCU
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
High Yield Money Market Account
1.24%
1.25%
Min Balance$125,000
DetailsNew money requirement - At least 50% of the opening deposit must come from funds not already on deposit with APGFCU
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
High Yield Money Market Account
0.99%
1.00%
Min Balance$75,000
DetailsNew money requirement - At least 50% of the opening deposit must come from funds not already on deposit with APGFCU
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Tiered Money Market
0.99%
1.00%
Min Balance$100,000
DetailsFees may reduce earnings on the account.
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Tiered Money Market IRA
0.99%
1.00%
Min Balance$100,000
DetailsSubject to state and federal rules and penalties, as applicable.
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Tiered Money Market
0.74%
0.75%
Min Balance$50,000
DetailsFees may reduce earnings on the account.
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Tiered Money Market IRA
0.74%
0.75%
Min Balance$50,000
DetailsSubject to state and federal rules and penalties, as applicable.
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Tiered Money Market
0.49%
0.50%
Min Balance$25,000
DetailsFees may reduce earnings on the account.
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Tiered Money Market IRA
0.49%
0.50%
Min Balance$25,000
DetailsSubject to state and federal rules and penalties, as applicable.
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Tiered Money Market
0.39%
0.40%
Min Balance$15,000
DetailsFees may reduce earnings on the account.
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Tiered Money Market IRA
0.39%
0.40%
Min Balance$15,000
DetailsSubject to state and federal rules and penalties, as applicable.
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Tiered Money Market
0.34%
0.35%
Min Balance$0
DetailsFees may reduce earnings on the account. Minimum opening deposit of $2,500; $10 monthly fee if balance falls below $2,500.
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Tiered Money Market IRA
0.34%
0.35%
Min Balance$100
DetailsMinimum balance $100; subject to state and federal rules and penalties, as applicable.
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
High Yield Money Market Account
-
0.00%
Min Balance$0
DetailsNew money requirement - At least 50% of the opening deposit must come from funds not already on deposit with APGFCU
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Aberdeen Proving Ground FCU Checking Rates
Product
Rate
APY
View More
High Yield Checking
3.93%
4.00%
Min Balance$0
DetailsQualifications Required: Opt out of paper statements; At least 1 ongoing qualifying direct deposit of at least $200 per month; At least 15 qualifying Point-Of-Sale (POS) purchase transactions per month using an APGFCU Visa® Debit Card. A qualifying direct deposit is a recurring electronic credit of your salary, pension, Social Security, or other regular monthly income deposited to your account by your employer or an outside agency. Transactions that do not qualify as a direct deposit include, but are not limited to, transfers from one account to another and deposits made at an ATM. Minimum purchase transaction is $1.00. Debit card transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Both PIN and signature POS transactions qualify. ATM transactions do not qualify. To qualify, debit card transactions must process, post, and clear within the calendar month. Limited to one account each per member (per membership).; No monthly maintenance fees or penalties. Rates may change after account opening. Fees may reduce earnings on accounts.
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Member Protect Checking
0.25%
0.25%
Min Balance$20,000
DetailsQualifications Required: opt out of paper statements from APGFCU; ongoing qualifying direct deposit** of at least $200 per month; minimum of 20 qualifying Point-Of-Sale (POS) purchase transactions*** per month using an APGFCU Visa Debit Card; The Member Protect Checking account has a $6.00 monthly fee. This fee is waived if you opt out of paper statements from APGFCU, have an ongoing qualifying direct deposit** of at least $200 per month into your Member Protect Checking account, and complete a minimum of 20 qualifying Point-Of-Sale (POS) purchase transactions*** per month using an APGFCU Visa Debit Card linked to the Member Protect Checking Account. Member Protect Checking is limited to one per member (per membership). APY is accurate as of the last dividend declaration date. No minimum balance to open. Fees may reduce earnings on account. DIVIDEND RATES MAY CHANGE AFTER ACCOUNT IS OPENED. Dividends are earned from day of deposit to day of withdrawal, compounded and credited monthly. Federal regulations prohibit dividends in excess of available earnings.
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
High Yield Checking
0.20%
0.20%
Min Balance$20,000
DetailsNo monthly maintenance fees or penalties. Rates may change after account opening. Fees may reduce earnings on accounts.
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Member Protect Checking
0.15%
0.15%
Min Balance$10,000
DetailsQualifications Required: opt out of paper statements from APGFCU; ongoing qualifying direct deposit** of at least $200 per month; minimum of 20 qualifying Point-Of-Sale (POS) purchase transactions*** per month using an APGFCU Visa Debit Card; The Member Protect Checking account has a $6.00 monthly fee. This fee is waived if you opt out of paper statements from APGFCU, have an ongoing qualifying direct deposit** of at least $200 per month into your Member Protect Checking account, and complete a minimum of 20 qualifying Point-Of-Sale (POS) purchase transactions*** per month using an APGFCU Visa Debit Card linked to the Member Protect Checking Account. Member Protect Checking is limited to one per member (per membership). APY is accurate as of the last dividend declaration date. No minimum balance to open. Fees may reduce earnings on account. DIVIDEND RATES MAY CHANGE AFTER ACCOUNT IS OPENED. Dividends are earned from day of deposit to day of withdrawal, compounded and credited monthly. Federal regulations prohibit dividends in excess of available earnings.
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
High Yield Checking
0.05%
0.05%
DetailsNo monthly maintenance fees or penalties. Rates may change after account opening. Fees may reduce earnings on accounts.
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Member Protect Checking
0.05%
0.05%
Min Balance$0
DetailsQualifications Required: opt out of paper statements from APGFCU; ongoing qualifying direct deposit** of at least $200 per month; minimum of 20 qualifying Point-Of-Sale (POS) purchase transactions*** per month using an APGFCU Visa Debit Card; The Member Protect Checking account has a $6.00 monthly fee. This fee is waived if you opt out of paper statements from APGFCU, have an ongoing qualifying direct deposit** of at least $200 per month into your Member Protect Checking account, and complete a minimum of 20 qualifying Point-Of-Sale (POS) purchase transactions*** per month using an APGFCU Visa Debit Card linked to the Member Protect Checking Account. Member Protect Checking is limited to one per member (per membership). APY is accurate as of the last dividend declaration date. No minimum balance to open. Fees may reduce earnings on account. DIVIDEND RATES MAY CHANGE AFTER ACCOUNT IS OPENED. Dividends are earned from day of deposit to day of withdrawal, compounded and credited monthly. Federal regulations prohibit dividends in excess of available earnings.
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Standard Checking
0.05%
0.05%
Min Balance$0
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Aberdeen Proving Ground FCU Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Auto Loan Refinance Rate
-
-
4.04%
DetailsAs Low As
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Aberdeen Proving Ground FCU Student Loan Rates
Product
Rate
Points
APR
Term
View More
Education Loan
-
-
5.34%
DetailsAPR = Annual Percentage Rate. The rates stated above available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate. For a $3,000 Education loan for a term of 36 months with a 5.34% APR, the monthly payment will be $90.37. To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Aberdeen Proving Ground FCU Personal Loan Rates
Product
Rate
APR
View More
Personal Loan
-
6.34%
DetailsIncludes .25% auto pay rate discount.
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Personal Loans
-
6.34%
DetailsAs Low As
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Personal Loan
-
8.04%
DetailsIncludes .25% auto pay rate discount.
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Personal Loan
-
9.04%
DetailsIncludes .25% auto pay rate discount.
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Personal Loan
-
10.29%
DetailsIncludes .25% auto pay rate discount.
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Personal Loan
-
10.54%
DetailsIncludes .25% auto pay rate discount.
Last Updated06/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.98%
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Aberdeen Proving Ground FCU is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Aberdeen Proving Ground FCU rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Aberdeen Proving Ground FCU's official website for the most current offers and terms.
Want to discuss Aberdeen Proving Ground FCU with other members?
Visit our Community Reviews hub to see all reviews, ask questions, and join the conversation.
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for Aberdeen Proving Ground FCU
Frequently Asked Questions About Aberdeen Proving Ground FCU
How many branches does Aberdeen Proving Ground FCU operate?
Aberdeen Proving Ground FCU currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Aberdeen Proving Ground FCU?
Yes, to access services at Aberdeen Proving Ground FCU, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Aberdeen Proving Ground FCU does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Aberdeen Proving Ground FCU provides members with tools to manage their accounts and build a solid financial history.
Does Aberdeen Proving Ground FCU offer online and mobile banking?
Most modern institutions like Aberdeen Proving Ground FCU provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.apgfcu.com.
Current Aberdeen Proving Ground FCU Rates
12-Month CD3.75%
18-Month CD3.30%
24-Month CD3.25%
60-Month CD3.30%
Savings0.20%
MMA0.00%
Retrieved from our database of financial products. Rates subject to change.