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Aberdeen Proving Ground Federal Credit Union

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Aberdeen Proving Ground Federal Credit Union Rates & Review November 2026

Q: What are the current interest rates at Aberdeen Proving Ground Federal Credit Union?

Current rates for Aberdeen Proving Ground Federal Credit Union include: 12-Month CD: 3.75%, 18-Month CD: 3.30%, 24-Month CD: 3.25%, 60-Month CD: 3.30%, Savings: 2.00%, MMA: 2.00%

Q: What CD terms does Aberdeen Proving Ground Federal Credit Union offer?

Aberdeen Proving Ground Federal Credit Union CD rates are 3.85% APY for a 12 month CD, 3.30% APY for an 18 month CD, 3.25% APY for a 2 year CD, 3.55% APY for a 3 year CD, 3.55% APY for a 4 year CD and 3.55% APY for a 5 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Aberdeen Proving Ground Federal Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 28, 2026

Aberdeen Proving Ground Federal Credit Union's 12 Month MyTimes Plus CD rates are at 3.85%, 36 Month MyTimes CD rates are at 3.55%, 48 Month Member Rewards Gold CD rates are at 3.55%, 60 Month Member Rewards Gold CD rates are at 3.55%, 48 Month Member Rewards Silver CD rates are at 3.43%. Aberdeen Proving Ground Federal Credit Union's savings rates are at 2.00%. Aberdeen Proving Ground Federal Credit Union's money market rates are at 2.00%. Aberdeen Proving Ground Federal Credit Union's checking rates are as high as 4.00%. Aberdeen Proving Ground Federal Credit Union's Jumbo 7/1 ARM rates are at 5.88%, 7/1 ARM rates are at 5.88%, Jumbo 5/1 ARM rates are at 5.62%, 10/1 ARM rates are at 6.25%, 5/1 ARM rates are at 5.62%. Aberdeen Proving Ground Federal Credit Union's Auto Loan Rates are as low as 4.79%. Aberdeen Proving Ground Federal Credit Union's CD rates are 27% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Aberdeen Proving Ground Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.35%. Rates last updated and verified on 10/28/2026.

Aberdeen Proving Ground Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Aberdeen Proving Ground Federal Credit Union? Share your experience about Aberdeen Proving Ground Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Aberdeen Proving Ground Federal Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.35%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

Aberdeen Proving Ground Federal Credit Union
Edgewood Operations Center

1321 Pulaski Hwy
Edgewood, MD 21040-1502

https://www.apgfcu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Aberdeen Proving Ground Federal Credit Union CD Rates

Product	Rate	APY	Term
9 Month Certificate - Standard and IRA	4.23%	4.30%	9 months
Min Deposit $100 Details Effective 10-28-2026; APY accurate as of 10-28-2026; penalty for early withdrawal may apply Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 4.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
15 Month Certificate Special	4.13%	4.20%	15 Month
Min Balance $100 Details Promotional APY effective as of 07/24/2026; certificate automatically renews to an 18-month term upon maturity unless action is taken; penalty for early withdrawal; other restrictions may apply Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 4.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
12 Month Jumbo Certificate	3.79%	3.85%	12 months
Min Balance $50,000 Details Jumbo: $50,000 minimum Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 3.85% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
12 Month MyTimes Plus Certificate	3.79%	3.85%	12 Months
Min Deposit $100 Details Members 65 and over Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 3.85% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
6 Month Certificate - Standard and IRA	3.79%	3.85%	6 months
Min Deposit $100 Details Effective 10-28-2026; APY accurate as of 10-28-2026; penalty for early withdrawal may apply Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 3.85% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
6 Month Jumbo Certificate	3.79%	3.85%	6 months
Min Balance $50,000 Details Jumbo: $50,000 minimum Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 3.85% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
12 Month Certificate - Standard and IRA	3.69%	3.75%	12 months
Min Deposit $100 Details Effective 10-28-2026; APY accurate as of 10-28-2026; penalty for early withdrawal may apply Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 3.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
36 Month MyTimes Certificate	3.50%	3.55%	36 Months
Min Deposit $100 Details Members 50 and over Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 3.55% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
48 Month Member Rewards Gold Certificate	3.50%	3.55%	48 months
Min Deposit $100 Details Member Rewards Gold Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 3.55% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
60 Month Member Rewards Gold Certificate	3.50%	3.55%	60 months
Min Deposit $100 Details Member Rewards Gold Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 3.55% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
48 Month Member Rewards Silver Certificate	3.38%	3.43%	48 months
Min Deposit $100 Details Member Rewards Silver Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 3.43% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
60 Month Member Rewards Silver Certificate	3.38%	3.43%	60 months
Min Deposit $100 Details Member Rewards Silver Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 3.43% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
18 Month Certificate - Standard and IRA	3.25%	3.30%	18 months
Min Deposit $100 Details Effective 10-28-2026; APY accurate as of 10-28-2026; penalty for early withdrawal may apply Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 3.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
24 Month Certificate - Standard and IRA	3.25%	3.30%	24 months
Min Deposit $100 Details Effective 10-28-2026; APY accurate as of 10-28-2026; penalty for early withdrawal may apply Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 3.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
30 Month Certificate - Standard and IRA	3.25%	3.30%	30 months
Min Deposit $100 Details Effective 10-28-2026; APY accurate as of 10-28-2026; penalty for early withdrawal may apply Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 3.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
48 Month Certificate - Standard and IRA	3.25%	3.30%	48 months
Min Deposit $100 Details Effective 10-28-2026; APY accurate as of 10-28-2026; penalty for early withdrawal may apply Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 3.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
60 Month Certificate - Standard and IRA	3.25%	3.30%	60 months
Min Deposit $100 Details Effective 10-28-2026; APY accurate as of 10-28-2026; penalty for early withdrawal may apply Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 3.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
25 Month Step-Up Certificate	3.21%	3.25%	25 month
Min Deposit $100 Details Step-Up: $100 minimum Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 3.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
45 Month Step-Up Certificate	3.21%	3.25%	45 month
Min Deposit $100 Details Step-Up: $100 minimum Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 3.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
3 Month Jumbo Certificate	3.16%	3.20%	3 months
Min Balance $50,000 Details Jumbo: $50,000 minimum Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 3.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%

Aberdeen Proving Ground Federal Credit Union Savings Rates

Product	Rate	APY
U Educate Summer Savings Account	1.99%	2.00%
Min Balance $0 Details Balance: $0 to $10,000.00; Effective 10-28-2026 Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 2.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Regular Shares	0.20%	0.20%
Min Balance $5 Details Effective 10-28-2026; Dividends compounded quarterly Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 0.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
U Educate Summer Savings Account	0.20%	0.20%
Min Balance $10,000 Details Balance: $10,000.01 and above; Effective 10-28-2026 Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 0.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%

Aberdeen Proving Ground Federal Credit Union Money Market Rates

Product	Rate	APY
High Yield Money Market Account	1.98%	2.00%
Min Balance $500,000 Details Balance: $500,000 - $749,999.99; New money requirement - at least 50% of the opening deposit must come from funds not already on deposit with APGFCU; Dividend rates may change after account is opened Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 2.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
High Yield Money Market Account	1.48%	1.50%
Min Balance $200,000 Details Balance: $200,000 - $499,999.99; New money requirement - at least 50% of the opening deposit must come from funds not already on deposit with APGFCU; Dividend rates may change after account is opened Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 1.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
High Yield Money Market Account	1.24%	1.25%
Min Balance $125,000 Details Balance: $125,000 - $199,999.99; New money requirement - at least 50% of the opening deposit must come from funds not already on deposit with APGFCU; Dividend rates may change after account is opened Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 1.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
High Yield Money Market Account	0.99%	1.00%
Min Balance $75,000 Details Balance: $75,000 - $124,999.99; New money requirement - at least 50% of the opening deposit must come from funds not already on deposit with APGFCU; Dividend rates may change after account is opened Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Tiered Money Market	0.99%	1.00%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000 and above; Minimum opening deposit $2,500; $10 monthly fee if balance falls below $2,500; Dividend rates may change after account is opened Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Tiered Money Market	0.74%	0.75%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 to $99,999.99; Minimum opening deposit $2,500; $10 monthly fee if balance falls below $2,500; Dividend rates may change after account is opened Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 0.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Tiered Money Market	0.49%	0.50%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 to $49,999.99; Minimum opening deposit $2,500; $10 monthly fee if balance falls below $2,500; Dividend rates may change after account is opened Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Tiered Money Market	0.39%	0.40%
Min Deposit $2,500 Min Balance $15,000 Details Balance: $15,000 to $24,999.99; Minimum opening deposit $2,500; $10 monthly fee if balance falls below $2,500; Dividend rates may change after account is opened Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 0.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Tiered Money Market	0.34%	0.35%
Min Deposit $2,500 Min Balance $0 Details Balance: $0 to $2,499.99 (fee applies); Minimum opening deposit $2,500; $10 monthly fee if balance falls below $2,500; Dividend rates may change after account is opened Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 0.35% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
High Yield Money Market Account	0.00%	0.00%
Details Balance: Up to $74,999.99; New money requirement - at least 50% of the opening deposit must come from funds not already on deposit with APGFCU; Dividend rates may change after account is opened Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 0.99% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%

Aberdeen Proving Ground Federal Credit Union Checking Rates

Product	Rate	APY
High Yield Checking	3.93%	4.00%
Min Balance $0 Details Qualifications Required; Meet Criteria; Balance: $0 - $20,000; Effective 10-28-2026 Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 4.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Member Protect Checking	0.25%	0.25%
Min Deposit $0 Min Balance $20,000 Details Balance: $20,000.01 and over; $6.00 monthly fee waived with paper statement opt-out, qualifying direct deposit of at least $200 per month, and 20 qualifying POS purchases per month; limited to one per member Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Member Protect Checking	0.15%	0.15%
Min Deposit $0 Min Balance $10,000 Details Balance: $10,000.01 - $20,000; $6.00 monthly fee waived with paper statement opt-out, qualifying direct deposit of at least $200 per month, and 20 qualifying POS purchases per month; limited to one per member Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Member Protect Checking	0.05%	0.05%
Min Deposit $0 Min Balance $0 Details Balance: $0 - $10,000; $6.00 monthly fee waived with paper statement opt-out, qualifying direct deposit of at least $200 per month, and 20 qualifying POS purchases per month; limited to one per member Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Standard Checking	0.05%	0.05%
Details Minimum Balance: No Minimum Balance; Effective 10-28-2026; Dividends compounded and credited monthly; dividend rates may change after account is opened Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%

Aberdeen Proving Ground Federal Credit Union Mortgage Rates

Product	Rate	Points	APR
Jumbo 7/1 ARM	5.875%	0.000	6.589%
Details Jumbo; Adjustable Rate (ARM); Effective 10/28/2026 Last Updated 10/28/2026 Rate History 3 changes since Sep 25, 2026 · 6.42% → 6.59% ▲ 0.17 pts · high 6.59% / low 6.42% Oct 23, 20266.59%▲ from 6.58% Oct 15, 20266.58%▲ from 6.47% Oct 2, 20266.47%▲ from 6.42% Sep 25, 20266.42%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
7/1 ARM	5.875%	0.000	6.64%
Details Adjustable Rate (ARM); Effective 10/28/2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 6.64% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Jumbo 5/1 ARM	5.625%	0.000	6.65%
Details Jumbo; Adjustable Rate (ARM); Effective 10/28/2026 Last Updated 10/28/2026 Rate History 3 changes since Sep 25, 2026 · 6.51% → 6.65% ▲ 0.15 pts · high 6.65% / low 6.51% Oct 23, 20266.65%▼ from 6.65% Oct 15, 20266.65%▲ from 6.56% Oct 2, 20266.56%▲ from 6.51% Sep 25, 20266.51%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
10/1 ARM	6.25%	0.000	6.691%
Details Adjustable Rate (ARM); Effective 10/28/2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 6.69% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
5/1 ARM	5.625%	0.000	6.701%
Details Adjustable Rate (ARM); Effective 10/28/2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 6.70% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
15 Year Fixed	6.875%	0.375	7.124%
Details Effective 10/28/2026 Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 7.12% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Jumbo 15 Year Fixed	7.00%	0.250	7.142%
Details Jumbo; Effective 10/28/2026 Last Updated 10/28/2026 Rate History 1 change since Oct 15, 2026 · 7.27% → 7.14% ▼ 0.13 pts · high 7.27% / low 7.14% Oct 28, 20267.14%▼ from 7.27% Oct 15, 20267.27%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
20 Year Fixed	7.125%	0.250	7.312%
Details Effective 10/28/2026 Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 7.31% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
VA 30 Year Fixed	7.00%	0.250	7.454%
Details Effective 10/28/2026 Last Updated 10/28/2026 Rate History 1 change since Oct 15, 2026 · 7.58% → 7.45% ▼ 0.13 pts · high 7.58% / low 7.45% Oct 28, 20267.45%▼ from 7.58% Oct 15, 20267.58%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
30 Year Fixed	7.375%	0.125	7.509%
Details Effective 10/28/2026 Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 7.51% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
USDA 30 Year Fixed	7.00%	0.000	7.531%
Details Effective 10/28/2026 Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 7.53% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Jumbo 30 Year Fixed	7.50%	0.125	7.58%
Details Jumbo; Effective 10/28/2026 Last Updated 10/28/2026 Rate History 1 change since Oct 2, 2026 · 7.71% → 7.58% ▼ 0.13 pts · high 7.71% / low 7.58% Oct 15, 20267.58%▼ from 7.71% Oct 2, 20267.71%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
FHA 30 Year Fixed	6.875%	0.375	7.723%
Details Effective 10/28/2026 Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 7.72% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%

Aberdeen Proving Ground Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Car & Truck Loan	-	-	4.79%	1-36 months
Details As Low As; Requires automated loan payment from an APGFCU account at loan settlement; Minimum loan amount $20,000; New vehicle (current or previous two model years, never titled); Rates on approved credit; Rates honored 30 days from loan decision Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 4.79% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Used Car & Truck Loan - Auto, Truck, Van	-	-	4.94%	1-36 months
Details As Low As; Automated Payments APR; Franchise dealer purchase or refinance, model years up to two years old; Minimum loan amount $20,000; Effective 10-28-2026 Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 4.94% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
New Car & Truck Loan	-	-	5.04%	37-51 months
Details As Low As; Requires automated loan payment from an APGFCU account at loan settlement; Minimum loan amount $20,000; New vehicle (current or previous two model years, never titled); Rates on approved credit; Rates honored 30 days from loan decision Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 5.04% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Used Car & Truck Loan - Auto, Truck, Van	-	-	5.19%	37-51 months
Details As Low As; Automated Payments APR; Franchise dealer purchase or refinance, model years up to two years old; Minimum loan amount $20,000; Effective 10-28-2026 Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 5.19% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
New Car & Truck Loan	-	-	5.29%	52-63 months
Details As Low As; Requires automated loan payment from an APGFCU account at loan settlement; Minimum loan amount $20,000; New vehicle (current or previous two model years, never titled); Rates on approved credit; Rates honored 30 days from loan decision Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 5.29% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Used Car & Truck Loan - Auto, Truck, Van	-	-	5.44%	52-63 months
Details As Low As; Automated Payments APR; Franchise dealer purchase or refinance, model years up to two years old; Minimum loan amount $20,000; Effective 10-28-2026 Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 5.44% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
New Car & Truck Loan	-	-	5.69%	64-75 months
Details As Low As; Requires automated loan payment from an APGFCU account at loan settlement; Minimum loan amount $20,000; New vehicle (current or previous two model years, never titled); Rates on approved credit; Rates honored 30 days from loan decision Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 5.69% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Used Car & Truck Loan - Auto, Truck, Van	-	-	5.84%	64-75 months
Details As Low As; Automated Payments APR; Franchise dealer purchase or refinance, model years up to two years old; Minimum loan amount $20,000; Effective 10-28-2026 Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 5.84% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
New Off-Road Vehicle Loan	-	-	5.99%	1-36 Months
Details As Low As; Jet Ski, Snowmobile, Dirt Bike & ATVs; Monthly Payment per $1,000 borrowed: $30.42; Rates honored for 30 days from the date of loan decision; Automated Payment Interest Rate requires automated loan payment from an APGFCU account Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 5.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
New Off-Road Vehicle Loan	-	-	6.24%	37-51 Months
Details As Low As; Jet Ski, Snowmobile, Dirt Bike & ATVs; Monthly Payment per $1,000 borrowed: $22.37; Rates honored for 30 days from the date of loan decision; Automated Payment Interest Rate requires automated loan payment from an APGFCU account Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 6.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Auto Loan	-	-	6.59%	1-36 months
Details As Low As; Effective 10-28-2026; Includes .25% auto pay rate discount Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 6.59% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
New Car & Truck Loan	-	-	6.59%	76-84 months
Details As Low As; Requires automated loan payment from an APGFCU account at loan settlement; Minimum loan amount $20,000; New vehicle (current or previous two model years, never titled); Rates on approved credit; Rates honored 30 days from loan decision Last Updated 10/28/2026 Rate History No change since Oct 15, 2026 · 6.59% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
New Off-Road Vehicle Loan	-	-	6.74%	52-60 Months
Details As Low As; Jet Ski, Snowmobile, Dirt Bike & ATVs; Monthly Payment per $1,000 borrowed: $19.68; Rates honored for 30 days from the date of loan decision; Automated Payment Interest Rate requires automated loan payment from an APGFCU account Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 6.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Used Car & Truck Loan - Auto, Truck, Van	-	-	6.74%	76-84 months
Details As Low As; Automated Payments APR; Franchise dealer purchase or refinance, model years up to two years old; Minimum loan amount $20,000; Effective 10-28-2026 Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 6.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Used Off-Road Vehicle Loan - 1-36 Months	-	-	6.74%	1-36 months
Details As Low As; Used Off-Road Vehicles (Jet Ski, Snowmobile, Dirt Bike & ATVs); Effective 10-28-2026; Available on approved credit for purchases from a franchise dealer or refinances; Rates honored for 30 days from loan decision Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 6.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Used Off-Road Vehicle Loan - 37-51 Months	-	-	6.99%	37-51 months
Details As Low As; Used Off-Road Vehicles (Jet Ski, Snowmobile, Dirt Bike & ATVs); Effective 10-28-2026; Available on approved credit for purchases from a franchise dealer or refinances; Rates honored for 30 days from loan decision Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 6.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Used Off-Road Vehicle Loan - 52-60 Months	-	-	7.49%	52-60 months
Details As Low As; Used Off-Road Vehicles (Jet Ski, Snowmobile, Dirt Bike & ATVs); Effective 10-28-2026; Available on approved credit for purchases from a franchise dealer or refinances; Rates honored for 30 days from loan decision Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 7.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Auto Loan	-	-	8.29%	37-48 months
Details As Low As; Effective 10-28-2026; Includes .25% auto pay rate discount Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 8.29% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Auto Loan	-	-	9.29%	49-60 months
Details As Low As; Effective 10-28-2026; Includes .25% auto pay rate discount Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 9.29% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Auto Loan	-	-	10.54%	61-72 months
Details As Low As; Effective 10-28-2026; Includes .25% auto pay rate discount Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 10.54% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Auto Loan	-	-	10.79%	73-84 months
Details As Low As; Effective 10-28-2026; Includes .25% auto pay rate discount Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 10.79% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%

Aberdeen Proving Ground Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New Motorcycle Loan	-	5.49%	1-36 Months
Details As Low As; Automated Payment APR (requires automated loan payment from APGFCU account at loan settlement); Rates available on approved credit; Rates honored 30 days from loan decision Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 5.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
New Motorcycle Loan	-	5.74%	37-51 Months
Details As Low As; Automated Payment APR (requires automated loan payment from APGFCU account at loan settlement); Rates available on approved credit; Rates honored 30 days from loan decision Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 5.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
New Boat Loan	-	5.99%	97-180 months
Details As Low As; Loan Amount: $25,000; Automated Payment Interest Rate requires automated loan payment from an APGFCU account; Effective 10-28-2026 Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 5.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
New Large and Small RV Loan	-	5.99%	97-180 Months
Details As Low As; Loan Amount: $25,000; Large RVs: Travel Trailer Campers, Fifth-Wheel, Sport Utility RVs, and Types A or C Motor Home Loans; Small RVs: Pop-Up and Expandable Campers, Truck Bed Campers and Type B Motor Home Loans; Automated Payment Interest Rate requires an automated loan payment from an APGFCU account at settlement; Rates honored for 30 days from loan decision Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 5.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
New Motorcycle Loan	-	6.24%	52-63 Months
Details As Low As; Automated Payment APR (requires automated loan payment from APGFCU account at loan settlement); Rates available on approved credit; Rates honored 30 days from loan decision Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 6.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Used Motorcycle Loan	-	6.24%	1-36 Months
Details As Low As; Automated Payments APR; requires automated loan payment from an APGFCU account; available on approved credit for purchases from a franchise dealer or refinances Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 6.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
New Boat Loan	-	6.49%	73-96 months
Details As Low As; Loan Amount: $25,000; Automated Payment Interest Rate requires automated loan payment from an APGFCU account; Effective 10-28-2026 Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 6.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
New Large and Small RV Loan	-	6.49%	73-96 Months
Details As Low As; Loan Amount: $25,000; Large RVs: Travel Trailer Campers, Fifth-Wheel, Sport Utility RVs, and Types A or C Motor Home Loans; Small RVs: Pop-Up and Expandable Campers, Truck Bed Campers and Type B Motor Home Loans; Automated Payment Interest Rate requires an automated loan payment from an APGFCU account at settlement; Rates honored for 30 days from loan decision Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 6.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Used Boat Loan - 97-180 months	-	6.49%	97-180 months
Details As Low As; Loan Amount: $25,000; Available on approved credit for purchases from a franchise dealer or refinances; Effective 10-28-2026 Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 6.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Used Large and Small RV Loan	-	6.49%	97-180 Months
Details As Low As; Loan Amount: $25,000; Large RVs: Travel Trailer Campers, Fifth-Wheel, Sport Utility RVs, and Types A or C Motor Home Loans; Small RVs: Pop-Up and Expandable Campers, Truck Bed Campers and Type B Motor Home Loans; Available on approved credit for franchise dealer purchases or refinances; Rates honored for 30 days from loan decision; Automated Payment Interest Rate requires an automated loan payment from an APGFCU account at loan settlement Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 6.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Used Motorcycle Loan	-	6.49%	37-51 Months
Details As Low As; Automated Payments APR; requires automated loan payment from an APGFCU account; available on approved credit for purchases from a franchise dealer or refinances Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 6.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
New Boat Loan	-	6.74%	1-72 months
Details As Low As; Automated Payment Interest Rate requires automated loan payment from an APGFCU account; Effective 10-28-2026 Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 6.74% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
New Large and Small RV Loan	-	6.74%	1-72 Months
Details As Low As; Large RVs: Travel Trailer Campers, Fifth-Wheel, Sport Utility RVs, and Types A or C Motor Home Loans; Small RVs: Pop-Up and Expandable Campers, Truck Bed Campers and Type B Motor Home Loans; Automated Payment Interest Rate requires an automated loan payment from an APGFCU account at settlement; Rates honored for 30 days from loan decision Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 6.74% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
New Motorcycle Loan	-	6.74%	64-75 Months
Details As Low As; Automated Payment APR (requires automated loan payment from APGFCU account at loan settlement); Minimum loan amount $20,000; Rates available on approved credit; Rates honored 30 days from loan decision Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 6.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Used Boat Loan - 73-96 months	-	6.99%	73-96 months
Details As Low As; Loan Amount: $25,000; Available on approved credit for purchases from a franchise dealer or refinances; Effective 10-28-2026 Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 6.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Used Large and Small RV Loan	-	6.99%	73-96 Months
Details As Low As; Loan Amount: $25,000; Large RVs: Travel Trailer Campers, Fifth-Wheel, Sport Utility RVs, and Types A or C Motor Home Loans; Small RVs: Pop-Up and Expandable Campers, Truck Bed Campers and Type B Motor Home Loans; Available on approved credit for franchise dealer purchases or refinances; Rates honored for 30 days from loan decision; Automated Payment Interest Rate requires an automated loan payment from an APGFCU account at loan settlement Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 6.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Used Motorcycle Loan	-	6.99%	52-63 Months
Details As Low As; Automated Payments APR; requires automated loan payment from an APGFCU account; available on approved credit for purchases from a franchise dealer or refinances Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 6.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Used Boat Loan - 1-72 months	-	7.24%	1-72 months
Details As Low As; Available on approved credit for purchases from a franchise dealer or refinances; Effective 10-28-2026 Last Updated 10/28/2026 Rate History No change since Oct 28, 2026 · 7.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Used Large and Small RV Loan	-	7.24%	1-72 Months
Details As Low As; Large RVs: Travel Trailer Campers, Fifth-Wheel, Sport Utility RVs, and Types A or C Motor Home Loans; Small RVs: Pop-Up and Expandable Campers, Truck Bed Campers and Type B Motor Home Loans; Available on approved credit for franchise dealer purchases or refinances; Rates honored for 30 days from loan decision; Automated Payment Interest Rate requires an automated loan payment from an APGFCU account at loan settlement Last Updated 10/28/2026 Rate History No change since Oct 4, 2026 · 7.24% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Used Motorcycle Loan	-	7.49%	64-75 Months
Details As Low As; Automated Payments APR; requires automated loan payment from an APGFCU account; minimum loan amount $20,000; available on approved credit for purchases from a franchise dealer or refinances Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 7.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
New Motorcycle Loan	-	7.74%	76-84 Months
Details As Low As; Automated Payment APR (requires automated loan payment from APGFCU account at loan settlement); Minimum loan amount $20,000; Rates available on approved credit; Rates honored 30 days from loan decision Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 7.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Used Motorcycle Loan	-	8.49%	76-84 Months
Details As Low As; Automated Payments APR; requires automated loan payment from an APGFCU account; minimum loan amount $20,000; available on approved credit for purchases from a franchise dealer or refinances Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 8.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%

Aberdeen Proving Ground Federal Credit Union Student Loan Rates

Product	Rate	Points	APR	Term	View More
Education Loan	-	-	5.59%
Details As Low As; Effective 10-28-2026; Automated Payment Interest Rate available with automated loan payment from APGFCU account Last Updated 10/28/2026 Rate History 1 change since Sep 16, 2026 · 5.49% → 5.59% ▲ 0.10 pts · high 5.59% / low 5.49% Oct 4, 20265.59%▲ from 5.49% Sep 16, 20265.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%

Aberdeen Proving Ground Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Easy Cash Line of Credit	-	-	10.99%	Revolving
Details As Low As; Variable APR range 10.99% - 17.99%; Variable rate based on Wall Street Journal Prime plus a margin; Simple Interest on outstanding balance; Minimum monthly payment 2% of outstanding balance or $25.00; Subject to credit approval Last Updated 10/28/2026 Rate History No change since Oct 8, 2026 · 10.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Home Improvement Loan	-	-	6.09%
Details As Low As; Effective 10-28-2026; Automated Payment Interest Rate available with automated loan payment from APGFCU account Last Updated 10/28/2026 Rate History 1 change since Sep 16, 2026 · 5.99% → 6.09% ▲ 0.10 pts · high 6.09% / low 5.99% Oct 4, 20266.09%▲ from 5.99% Sep 16, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
New Manufactured Home Loan	-	-	9.59%	1-180 months
Details As Low As; Loan Amount: $24,999 and below; Rates reflect a 0.25% discount for Automated Payments Last Updated 10/28/2026 Rate History 2 changes since Sep 25, 2026 · 9.19% → 9.59% ▲ 0.40 pts · high 9.59% / low 9.19% Oct 28, 20269.59%▲ from 9.29% Oct 8, 20269.29%▲ from 9.19% Sep 25, 20269.19%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
New Manufactured Home Loan	-	-	9.84%	1-240 months
Details As Low As; Loan Amount: $25,000 to $49,999; Rates reflect a 0.25% discount for Automated Payments Last Updated 10/28/2026 Rate History 2 changes since Sep 25, 2026 · 9.69% → 9.84% ▲ 0.15 pts · high 9.84% / low 9.69% Oct 28, 20269.84%▲ from 9.79% Oct 8, 20269.79%▲ from 9.69% Sep 25, 20269.69%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
New Manufactured Home Loan	-	-	10.09%	1-240 months
Details As Low As; Loan Amount: $50,000 and above; Rates reflect a 0.25% discount for Automated Payments Last Updated 10/28/2026 Rate History 2 changes since Sep 25, 2026 · 9.69% → 10.09% ▲ 0.40 pts · high 10.09% / low 9.69% Oct 28, 202610.09%▲ from 9.79% Oct 8, 20269.79%▲ from 9.69% Sep 25, 20269.69%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
24 Month Super Certificate	3.25%	-	3.30%	24 months
Min Balance $25,000 Details Super: $25,000 minimum; Coverdell IRAs not eligible for this tier Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 3.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
30 Month Super Certificate	3.25%	-	3.30%	30 months
Min Balance $25,000 Details Super: $25,000 minimum; Coverdell IRAs not eligible for this tier Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 3.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
48 Month Super Certificate	3.25%	-	3.30%	48 months
Min Balance $25,000 Details Super: $25,000 minimum; Coverdell IRAs not eligible for this tier Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 3.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
60 Month Super Certificate	3.25%	-	3.30%	60 months
Min Balance $25,000 Details Super: $25,000 minimum; Coverdell IRAs not eligible for this tier Last Updated 10/28/2026 Rate History No change since Sep 25, 2026 · 3.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Aberdeen Proving Ground Federal Credit Union’s Texas Ratio fell from 6.68% in Q3 2023 to 4.35% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$2.7B	4.35%	5.0	A+
March 31, 2026	$2.6B	3.85%	5.0	A+
December 31, 2025	$2.6B	5.79%	5.0	A+
September 30, 2025	$2.5B	5.98%	5.0	A+
June 30, 2025	$2.5B	6.40%	5.0	A
March 31, 2025	$2.4B	5.60%	5.0	A+
December 31, 2024	$2.4B	7.80%	5.0	A
September 30, 2024	$2.4B	6.92%	5.0	A
June 30, 2024	$2.4B	6.76%	5.0	A
March 31, 2024	$2.4B	6.95%	5.0	A
December 31, 2023	$2.3B	7.74%	5.0	A
September 30, 2023	$2.2B	6.68%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Aberdeen Proving Ground Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Aberdeen Proving Ground Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Aberdeen Proving Ground Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Aberdeen Proving Ground Federal Credit Union

Website https://www.apgfcu.com

Address 1321 Pulaski Hwy, Edgewood, MD 21040-1502

Phone 410-272-4000

Fax 410-612-2316

President Timothy Sherwood

CEO Becky Smith

Full-Time Employees 423

Part-Time Employees 11

Branch Locations 18

ATM Locations 18

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.35%

Return on Assets (ROA)

0.4519%

Return on Equity (ROE)

4.8814%

Non-Performing Loans Ratio (NPL)

0.53%

Total Assets

2,689,803,841

Total Amount of Shares and Deposits

2,394,153,483

Total Shares and Deposits < 1 Year

2,203,217,863

Total Shares and Deposits 1 3 Years

93,559,237

Total Shares and Deposits > 3 Years

97,376,383

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

140,070,958

Total Uninsured Shares and Deposits > $250K (F+J)

140,070,958

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,254,082,525

Total Interest Expense (Sum of items 6 8)

20,193,397

Share Certificates

25,879

Number of Accounts for Share Drafts

76,794

IRA KEOGH Accounts

5,676

Number of Accounts for Regular Shares

177,977

Money Market Shares

2,902

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

178,380,815

Total Liabilities

2,438,007,082

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Aberdeen Proving Ground Federal Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About Aberdeen Proving Ground Federal Credit Union

Does Aberdeen Proving Ground Federal Credit Union offer CDs?

Yes. Aberdeen Proving Ground Federal Credit Union current CD rates include its 12 Month MyTimes Plus CD at 3.85% APY, its 36 Month MyTimes CD at 3.55% APY and its 48 Month Member Rewards Gold CD at 3.55% APY, verified by MonitorBankRates as of October 28, 2026.

Are CDs from Aberdeen Proving Ground Federal Credit Union NCUA insured?

Yes. Aberdeen Proving Ground Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Aberdeen Proving Ground Federal Credit Union?

The highest Aberdeen Proving Ground Federal Credit Union CD rate is its 9 Month CD - Standard and IRA at 4.30% APY, verified by MonitorBankRates as of October 28, 2026.

What CD terms does Aberdeen Proving Ground Federal Credit Union offer?

Aberdeen Proving Ground Federal Credit Union CD rates are 3.85% APY for a 12 month CD, 3.30% APY for an 18 month CD, 3.25% APY for a 2 year CD, 3.55% APY for a 3 year CD, 3.55% APY for a 4 year CD and 3.55% APY for a 5 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Aberdeen Proving Ground Federal Credit Union for its full lineup.

What is the highest savings rate at Aberdeen Proving Ground Federal Credit Union?

The highest Aberdeen Proving Ground Federal Credit Union savings rate is its U Educate Summer Savings Account at 2.00% APY, verified by MonitorBankRates as of October 28, 2026.

What is the highest money market rate at Aberdeen Proving Ground Federal Credit Union?

The highest Aberdeen Proving Ground Federal Credit Union money market rate is its High Yield Money Market Account at 2.00% APY, verified by MonitorBankRates as of October 28, 2026.

What is the highest checking rate at Aberdeen Proving Ground Federal Credit Union?

The highest Aberdeen Proving Ground Federal Credit Union checking rate is its High Yield Checking at 4.00% APY, verified by MonitorBankRates as of October 28, 2026.

What is the lowest 30 year fixed mortgage rate at Aberdeen Proving Ground Federal Credit Union?

The lowest Aberdeen Proving Ground Federal Credit Union 30 year fixed mortgage rate is its FHA 30 Year Fixed at 6.875%, verified by MonitorBankRates as of October 28, 2026. Aberdeen Proving Ground Federal Credit Union mortgage rates are 7.375% for a 30 year mortgage, 7.125% for a 20 year mortgage, 6.875% for a 15 year mortgage, 5.625% for a 5/1 ARM, 5.875% for a 7/1 ARM and 6.25% for a 10/1 ARM.

What is the lowest auto loan rate at Aberdeen Proving Ground Federal Credit Union?

The lowest Aberdeen Proving Ground Federal Credit Union auto loan rate is its New Car & Truck Loan at 4.79% APR, verified by MonitorBankRates as of October 28, 2026. Aberdeen Proving Ground Federal Credit Union auto loan rates are 6.74% APR for a 36 month auto loan, 6.99% APR for a 51 month auto loan and 7.49% APR for a 60 month auto loan.

How many branches does Aberdeen Proving Ground Federal Credit Union operate?

Aberdeen Proving Ground Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Aberdeen Proving Ground Federal Credit Union?

Yes, to access services at Aberdeen Proving Ground Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Aberdeen Proving Ground Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Aberdeen Proving Ground Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Aberdeen Proving Ground Federal Credit Union offer online and mobile banking?

Most modern institutions like Aberdeen Proving Ground Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.apgfcu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Aberdeen Proving Ground Federal Credit Union rates compare?

Aberdeen Proving Ground Federal Credit Union's CD rates are 27% higher than the MonitorBankRates national average, and it has an A+ health rating. Aberdeen Proving Ground Federal Credit Union's top rates are its 9 Month CD - Standard and IRA at 4.30% APY, its U Educate Summer Savings Account at 2.00% APY, its High Yield Money Market Account at 2.00% APY, its High Yield Checking at 4.00% APY, its Jumbo 5/1 ARM at 5.625% and its New Car & Truck Loan at 4.79% APR, verified by MonitorBankRates on October 28, 2026.

Current Aberdeen Proving Ground Federal Credit Union Rates

12-Month CD3.75%
18-Month CD3.30%
24-Month CD3.25%
60-Month CD3.30%
Savings2.00%
MMA2.00%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Aberdeen Proving Ground Federal Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Aberdeen Proving Ground Federal Credit Union Texas Ratio

Aberdeen Proving Ground Federal Credit Union Health Trend

Aberdeen Proving Ground Federal Credit Union CD Rates

Aberdeen Proving Ground Federal Credit Union Savings Rates

Aberdeen Proving Ground Federal Credit Union Money Market Rates

Aberdeen Proving Ground Federal Credit Union Checking Rates

Aberdeen Proving Ground Federal Credit Union Mortgage Rates

Aberdeen Proving Ground Federal Credit Union Auto Loan Rates

Aberdeen Proving Ground Federal Credit Union RV, Boat and Powersport Loan Rates

Aberdeen Proving Ground Federal Credit Union Student Loan Rates

Aberdeen Proving Ground Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Aberdeen Proving Ground Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Aberdeen Proving Ground Federal Credit Union

Does Aberdeen Proving Ground Federal Credit Union offer CDs?

Are CDs from Aberdeen Proving Ground Federal Credit Union NCUA insured?

What is the highest CD rate at Aberdeen Proving Ground Federal Credit Union?

What CD terms does Aberdeen Proving Ground Federal Credit Union offer?

What is the highest savings rate at Aberdeen Proving Ground Federal Credit Union?

What is the highest money market rate at Aberdeen Proving Ground Federal Credit Union?

What is the highest checking rate at Aberdeen Proving Ground Federal Credit Union?

What is the lowest 30 year fixed mortgage rate at Aberdeen Proving Ground Federal Credit Union?

What is the lowest auto loan rate at Aberdeen Proving Ground Federal Credit Union?

How many branches does Aberdeen Proving Ground Federal Credit Union operate?

Is a member application needed to join Aberdeen Proving Ground Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Aberdeen Proving Ground Federal Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Aberdeen Proving Ground Federal Credit Union rates compare?

Current Aberdeen Proving Ground Federal Credit Union Rates

Compare to Other Credit Unions