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Aberdeen Proving Ground FCU Rates & Review May 2026

You can compare Aberdeen Proving Ground FCU rates to other rates in our database, including 12-month share certificate rates currently at 3.75%, 6-month share certificate rates at 3.79% and 3-month share certificate rates at 3.00%. Savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.99%. All these rates can be compared to Aberdeen Proving Ground FCU rates. MonitorBankRates evaluates the financial stability of Aberdeen Proving Ground FCU with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.61%. Rates were last updated on 05/14/2026.

Aberdeen Proving Ground FCU money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Aberdeen Proving Ground FCU? Share your experience about Aberdeen Proving Ground FCU by leaving a review below, or read customer reviews before you decide to use Aberdeen Proving Ground FCU.

Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.61%
Excellent Higher than avg
Aberdeen Proving Ground FCU
Edgewood Operations Center
1321 Pulaski Hwy
Edgewood, MD 21040 1502
https://www.apgfcu.com
Member NCUA

Current Rate Availability

We do not have Aberdeen Proving Ground FCU rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Aberdeen Proving Ground FCU is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Aberdeen Proving Ground FCU rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Aberdeen Proving Ground FCU's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Aberdeen Proving Ground FCU
Address 1321 Pulaski Hwy, Edgewood, MD 21040 1502
Phone 410-272-4000
Fax 410-612-2316
President Donald Burnett
CEO Becky Smith
Full-Time Employees 406
Part-Time Employees 9
Branch Locations 18
ATM Locations 17
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.61%
Return on Assets (ROA)
0.8714%
Return on Equity (ROE)
9.3708%
Non-Performing Loans Ratio (NPL)
0.73%
Total Assets
2,526,409,531
Total Amount of Shares and Deposits
2,253,990,204
Total Shares and Deposits < 1 Year
2,051,718,422
Total Shares and Deposits 1 3 Years
104,682,065
Total Shares and Deposits > 3 Years
97,589,717
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
122,383,746
Total Uninsured Shares and Deposits > $250K (F+J)
122,383,746
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,131,606,458
Total Interest Expense (Sum of items 6 8)
29,497,328
Share Certificates
25,494
Number of Accounts for Share Drafts
76,840
IRA KEOGH Accounts
5,759
Number of Accounts for Regular Shares
194,829
Money Market Shares
2,993
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
208,787,817
Total Liabilities
2,293,011,072
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Aberdeen Proving Ground FCU

How many branches does Aberdeen Proving Ground FCU operate?

Aberdeen Proving Ground FCU currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Aberdeen Proving Ground FCU?

Yes, to access services at Aberdeen Proving Ground FCU, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Aberdeen Proving Ground FCU does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Aberdeen Proving Ground FCU provides members with tools to manage their accounts and build a solid financial history.

Does Aberdeen Proving Ground FCU offer online and mobile banking?

Most modern institutions like Aberdeen Proving Ground FCU provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.apgfcu.com.