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Aberdeen Proving Ground FCU Rates & Review June 2026

Aberdeen Proving Ground FCU's 5 - Month CD Special rates are at 3.90%, MyTimes Plus (members 65 and over): Minimum 12 month rates are at 3.85%, Standard and IRA: Minimum 12 month rates are at 3.75%, Standard and IRA: Minimum 6 month rates are at 3.60%, Member Rewards Gold: Minimum 48 month rates are at 3.55%. Aberdeen Proving Ground FCU's savings rates are at 0.20%. Aberdeen Proving Ground FCU's money market rates are at 0.00%. Aberdeen Proving Ground FCU's Jumbo 7/1 ARM rates are at 5.38%, Jumbo 5/1 ARM rates are at 5.12%, 15 Year Fixed rates are at 5.75%, 7/1 ARM rates are at 5.38%, Jumbo 15 Year Fixed rates are at 5.88%. Aberdeen Proving Ground FCU's Personal Loan Rates are at 6.34%. MonitorBankRates evaluates the financial stability of Aberdeen Proving Ground FCU with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.98%. Rates were last updated on 05/17/2026.

Aberdeen Proving Ground FCU money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Aberdeen Proving Ground FCU? Share your experience about Aberdeen Proving Ground FCU by leaving a review below, or read customer reviews before you decide to use Aberdeen Proving Ground FCU.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.98%
Excellent Lower than avg
Aberdeen Proving Ground FCU
Edgewood Operations Center
1321 Pulaski Hwy
Edgewood, MD 21040 1502
https://www.apgfcu.com
Member NCUA

Aberdeen Proving Ground FCU CD Rates

Product Rate APY Term View More
5 - Month Certificate Special 3.84% 3.90% 5
Min Deposit $100
Details Five-month certificate will automatically renew to a six-month term upon maturity unless action is taken. Penalty for early withdrawal. Other restrictions may apply.
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
MyTimes Plus (members 65 and over): Minimum 12 month 3.79% 3.85% 12 Months
Min Balance $100
Details $100
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Standard and IRA: Minimum 12 month 3.69% 3.75% 12 months
Min Balance $100
Details $100
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Standard and IRA: Minimum 6 month 3.55% 3.60% 6 months
Min Balance $100
Details $100
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Member Rewards Gold: Minimum 48 month 3.50% 3.55% 48 months
Min Balance $100
Details $100
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Member Rewards Gold: Minimum 60 month 3.50% 3.55% 60 months
Min Balance $100
Details $100
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Member Rewards Gold: Minimum 84 month 3.50% 3.55% 84 months
Min Balance $100
Details $100
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
MyTimes (members 50 and over): Minimum 36 month 3.50% 3.55% 36 Months
Min Balance $100
Details $100
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Member Rewards Silver: Minimum 48 month 3.38% 3.43% 48 months
Min Balance $100
Details $100
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Member Rewards Silver: Minimum 60 month 3.38% 3.43% 60 months
Min Balance $100
Details $100
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Member Rewards Silver: Minimum 84 month 3.38% 3.43% 84 months
Min Balance $100
Details $100
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Standard and IRA: Minimum 18 month 3.25% 3.30% 18 months
Min Balance $100
Details $100
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Standard and IRA: Minimum 24 month 3.25% 3.30% 24 months
Min Balance $100
Details $100
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Standard and IRA: Minimum 30 month 3.25% 3.30% 30 months
Min Balance $100
Details $100
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Standard and IRA: Minimum 48 month 3.25% 3.30% 48 months
Min Balance $100
Details $100
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Standard and IRA: Minimum 60 month 3.25% 3.30% 60 months
Min Balance $100
Details $100
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Standard and IRA: Minimum 84 month 3.25% 3.30% 84 months
Min Balance $100
Details $100
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Super: Minimum 24 month 3.25% 3.30% 24 months
Min Balance $25,000
Details $25,000
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Super: Minimum 30 month 3.25% 3.30% 30 months
Min Balance $25,000
Details $25,000
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Super: Minimum 48 month 3.25% 3.30% 48 months
Min Balance $25,000
Details $25,000
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Super: Minimum 60 month 3.25% 3.30% 60 months
Min Balance $25,000
Details $25,000
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Super: Minimum 84 month 3.25% 3.30% 84 months
Min Balance $25,000
Details $25,000
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Step-Up: Minimum 25 month Step-Up 3.21% 3.25% 25 months
Min Balance $100
Details $100
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Step-Up: Minimum 45 month Step-Up 3.21% 3.25% 45 months
Min Balance $100
Details $100
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%

Aberdeen Proving Ground FCU Savings Rates

Product Rate APY View More
U Educate Summer Savings Account 1.99% 2.00%
No additional details.
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
U Educate Summer Savings Account 0.20% 0.20%
Min Balance $10,000
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%

Aberdeen Proving Ground FCU Money Market Rates

Product Rate APY View More
High Yield Money Market Account 2.22% 2.25%
Min Balance $750,000
Details $750,000 and up
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
High Yield Money Market Account 1.98% 2.00%
Min Balance $500,000
Details $500,000 - $749,999.99
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
High Yield Money Market Account 1.48% 1.50%
Min Balance $200,000
Details $200,000 - $499,999.99
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
High Yield Money Market Account 1.24% 1.25%
Min Balance $125,000
Details $125,000 - $199,999.99
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
High Yield Money Market Account 0.99% 1.00%
Min Balance $75,000
Details $75,000 - $124,999.99
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Tiered Money Market 0.99% 1.00%
Min Balance $100,000
Details $100,000 and above
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Tiered Money Market IRA 0.99% 1.00%
Min Balance $100,000
Details $100,000 and above
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Tiered Money Market 0.74% 0.75%
Min Balance $50,000
Details $50,000 to $99,999.99
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Tiered Money Market IRA 0.74% 0.75%
Min Balance $50,000
Details $50,000 to $99,999.99
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Tiered Money Market 0.49% 0.50%
Min Balance $25,000
Details $25,000 to $49,999.99
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Tiered Money Market IRA 0.49% 0.50%
Min Balance $25,000
Details $25,000 to $49,999.99
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Tiered Money Market 0.39% 0.40%
Min Balance $15,000
Details $15,000 to $24,999.99
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Tiered Money Market IRA 0.39% 0.40%
Min Balance $15,000
Details $15,000 to $24,999.99
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Tiered Money Market 0.34% 0.35%
Details $0 to $2,499.99 (fee applies)
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Tiered Money Market IRA 0.34% 0.35%
Min Balance $100
Details $100 to $14,999.99
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
High Yield Money Market Account - 0.00%
Details Up to $74,999.99
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%

Aberdeen Proving Ground FCU Checking Rates

Product Rate APY View More
High Yield Checking 3.93% 4.00%
Details Qualifying balance up to $20,000.00; Qualifications Required; opt out of paper statements from APGFCU; have an ongoing qualifying direct deposit of at least $200 per month into your High Yield Checking account; complete a minimum of 15 qualifying Point-Of-Sale (POS) purchase transactions per month using an APGFCU Visa® Debit Card linked to the High Yield Checking Account
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Member Protect Checking 0.25% 0.25%
Min Balance $20,000
Details The Member Protect Checking account has a $6.00 monthly fee. This fee is waived if you opt out of paper statements from APGFCU, have an ongoing qualifying direct deposit** of at least $200 per month into your Member Protect Checking account, and complete a minimum of 20 qualifying Point-Of-Sale (POS) purchase transactions*** per month using an APGFCU Visa Debit Card linked to the Member Protect Checking Account. Member Protect Checking is limited to one per member (per membership). APY is accurate as of the last dividend declaration date. No minimum balance to open. Fees may reduce earnings on account. DIVIDEND RATES MAY CHANGE AFTER ACCOUNT IS OPENED. Dividends are earned from day of deposit to day of withdrawal, compounded and credited monthly. Federal regulations prohibit dividends in excess of available earnings.
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Member Protect Checking 0.15% 0.15%
Min Balance $10,000
Details The Member Protect Checking account has a $6.00 monthly fee. This fee is waived if you opt out of paper statements from APGFCU, have an ongoing qualifying direct deposit** of at least $200 per month into your Member Protect Checking account, and complete a minimum of 20 qualifying Point-Of-Sale (POS) purchase transactions*** per month using an APGFCU Visa Debit Card linked to the Member Protect Checking Account. Member Protect Checking is limited to one per member (per membership). APY is accurate as of the last dividend declaration date. No minimum balance to open. Fees may reduce earnings on account. DIVIDEND RATES MAY CHANGE AFTER ACCOUNT IS OPENED. Dividends are earned from day of deposit to day of withdrawal, compounded and credited monthly. Federal regulations prohibit dividends in excess of available earnings.
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Member Protect Checking 0.05% 0.05%
Details The Member Protect Checking account has a $6.00 monthly fee. This fee is waived if you opt out of paper statements from APGFCU, have an ongoing qualifying direct deposit** of at least $200 per month into your Member Protect Checking account, and complete a minimum of 20 qualifying Point-Of-Sale (POS) purchase transactions*** per month using an APGFCU Visa Debit Card linked to the Member Protect Checking Account. Member Protect Checking is limited to one per member (per membership). APY is accurate as of the last dividend declaration date. No minimum balance to open. Fees may reduce earnings on account. DIVIDEND RATES MAY CHANGE AFTER ACCOUNT IS OPENED. Dividends are earned from day of deposit to day of withdrawal, compounded and credited monthly. Federal regulations prohibit dividends in excess of available earnings.
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Standard Checking 0.05% 0.05%
No additional details.
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%

Aberdeen Proving Ground FCU Mortgage Rates

Product Rate Points APR Term View More
Jumbo 7/1 ARM 5.38% 0.000 5.95%
No additional details.
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Jumbo 5/1 ARM 5.13% 0.000 5.98%
No additional details.
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
15 Year Fixed 5.75% 0.375 5.98% 15
No additional details.
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
7/1 ARM 5.38% 0.000 6.00%
No additional details.
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Jumbo 15 Year Fixed 5.88% 0.375 6.02% 15
No additional details.
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
5/1 ARM 5.13% 0.000 6.03%
No additional details.
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
10/1 ARM 5.75% 0.000 6.09%
No additional details.
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
USDA 30 Year Fixed 5.88% 0.000 6.41% 30
No additional details.
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
20 Year Fixed 6.25% 0.250 6.42% 20
No additional details.
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
VA 30 Year Fixed 6.13% 0.125 6.44% 30
No additional details.
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
30 Year Fixed 6.38% 0.125 6.50% 30
No additional details.
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Jumbo 30 Year Fixed 6.50% 0.000 6.56% 30
No additional details.
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
FHA 30 Year Fixed 5.88% 0.250 6.67% 30
No additional details.
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%

Aberdeen Proving Ground FCU Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan Refinance Rate - - 4.04%
Details As Low As
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%

Aberdeen Proving Ground FCU Student Loan Rates

Product Rate Points APR Term View More
Education Loan - - 5.34%
Details As Low As; To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%

Aberdeen Proving Ground FCU Personal Loan Rates

Product Rate APR View More
Personal Loan - 6.34%
Details As Low As; Includes .25% auto pay rate discount.
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Personal Loans - 6.34%
Details As Low As
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Personal Loan - 8.04%
Details As Low As; Includes .25% auto pay rate discount.
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Personal Loan - 9.04%
Details As Low As; Includes .25% auto pay rate discount.
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Personal Loan - 10.29%
Details As Low As; Includes .25% auto pay rate discount.
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%
Personal Loan - 10.54%
Details As Low As; Includes .25% auto pay rate discount.
Last Updated 05/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.98%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Aberdeen Proving Ground FCU is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Aberdeen Proving Ground FCU rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Aberdeen Proving Ground FCU's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Aberdeen Proving Ground FCU
Address 1321 Pulaski Hwy, Edgewood, MD 21040 1502
Phone 410-272-4000
Fax 410-612-2316
President Donald Burnett
CEO Becky Smith
Full-Time Employees 406
Part-Time Employees 9
Branch Locations 18
ATM Locations 17
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.98%
Return on Assets (ROA)
0.8714%
Return on Equity (ROE)
9.3708%
Non-Performing Loans Ratio (NPL)
0.73%
Total Assets
2,526,409,531
Total Amount of Shares and Deposits
2,253,990,204
Total Shares and Deposits < 1 Year
2,051,718,422
Total Shares and Deposits 1 3 Years
104,682,065
Total Shares and Deposits > 3 Years
97,589,717
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
122,383,746
Total Uninsured Shares and Deposits > $250K (F+J)
122,383,746
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,131,606,458
Total Interest Expense (Sum of items 6 8)
29,497,328
Share Certificates
25,494
Number of Accounts for Share Drafts
76,840
IRA KEOGH Accounts
5,759
Number of Accounts for Regular Shares
194,829
Money Market Shares
2,993
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
208,787,817
Total Liabilities
2,293,011,072
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Aberdeen Proving Ground FCU

How many branches does Aberdeen Proving Ground FCU operate?

Aberdeen Proving Ground FCU currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Aberdeen Proving Ground FCU?

Yes, to access services at Aberdeen Proving Ground FCU, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Aberdeen Proving Ground FCU does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Aberdeen Proving Ground FCU provides members with tools to manage their accounts and build a solid financial history.

Does Aberdeen Proving Ground FCU offer online and mobile banking?

Most modern institutions like Aberdeen Proving Ground FCU provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.apgfcu.com.

Current Aberdeen Proving Ground FCU Rates

  • 12-Month CD3.75%
  • 18-Month CD3.30%
  • 24-Month CD3.25%
  • 60-Month CD3.30%
  • Savings0.20%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.