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Arcadia Credit Union Rates & Review March 2026

Arcadia Credit Union's CDs (CDs) 6 month rates are at 3.70%, CDs (CDs) 12 month rates are at 3.65%, CDs (CDs) 12 month (Monthly Dividends) rates are at 3.65%, CDs (CDs) 18 month rates are at 3.00%, CDs (CDs) 9 month (Add on CD) rates are at 3.00%. Arcadia Credit Union's savings rates are at 0.50%. MonitorBankRates evaluates the financial stability of Arcadia Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.53%. Rates were last updated on 03/25/2026.

Arcadia Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Arcadia Credit Union? Share your experience about Arcadia Credit Union by leaving a review below, or read customer reviews before you decide to use Arcadia Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.53%
Excellent Lower than avg
Arcadia Credit Union
Arcadia Credit Union
535 Dettloff Dr
Arcadia, WI 54612 1737
https://www.arcadiacu.com
Member NCUA

Arcadia Credit Union CD Rates

Product Rate APY Term View More
Share Certificates (CDs) 6 month 3.67% 3.70% 6 Months
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
Share Certificates (CDs) 12 month 3.65% 3.65% 12 Months
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
Share Certificates (CDs) 12 month (Monthly Dividends) 3.59% 3.65% 12 Months (Monthly Dividends)
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
Share Certificates (CDs) 18 month 2.97% 3.00% 18 Months
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
Share Certificates (CDs) 9 month (Add on CD) 2.96% 3.00% 9 Months (Add on CD)
Min Balance $250
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
Share Certificates (CDs) 24 month 2.48% 2.50% 24 Months
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
Share Certificates (CDs) 36 month 2.48% 2.50% 36 Months
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
Share Certificates (CDs) 3 month 1.74% 1.75% 3 Months
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%

Arcadia Credit Union Savings Rates

Product Rate APY View More
Christmas Club Share 4.16% 4.25%
Min Balance $5
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
ACU Saver 1.00% 1.01%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
Health Savings Accounts (HSAs) 1.00% 1.01%
Min Deposit $25
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
Fun Share - (Dreamsaver Account) 0.50% 0.50%
Min Balance $25
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
Saver's Sweepstakes Savings 0.50% 0.50%
Min Balance $25
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
ACU Saver 0.05% 0.05%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%

Arcadia Credit Union Checking Rates

Product Rate APY View More
ACU Supreme Checking 3.20% 3.25%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
ACU Supreme Checking 0.05% 0.05%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Arcadia Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Arcadia Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Arcadia Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Arcadia Credit Union
Address 535 Dettloff Dr, Arcadia, WI 54612 1737
Phone 608-323-2126
Fax 608-323-7937
President Ivan Pronschinske
CEO Michele Roesler
Full-Time Employees 19
Part-Time Employees 3
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.53%
Return on Assets (ROA)
0.8685%
Return on Equity (ROE)
6.8139%
Non-Performing Loans Ratio (NPL)
0.42%
Total Assets
134,648,829
Total Amount of Shares and Deposits
115,743,824
Total Shares and Deposits < 1 Year
115,655,897
Total Shares and Deposits 1 3 Years
87,927
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,340,531
Total Uninsured Shares and Deposits > $250K (F+J)
4,340,531
Total Insured Shares and Deposits > $250K (item 17 less item K)
111,403,293
Total Interest Expense (Sum of items 6 8)
1,825,261
Share Certificates
1,329
Number of Accounts for Share Drafts
4,753
IRA KEOGH Accounts
615
Number of Accounts for Regular Shares
9,168
All other shares
79
Money Market Shares
906
Net Income (unless the amount is already included in Undivided Earnings)
1,169,440
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,895,598
Total Liabilities
117,487,686
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Arcadia Credit Union

Is Arcadia Credit Union a safe place to deposit money?

Yes, Arcadia Credit Union is considered a safe financial institution. With a Texas Ratio of 2.5270226366001%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Arcadia Credit Union operate?

Arcadia Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Arcadia Credit Union?

Yes, to access services at Arcadia Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Arcadia Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Arcadia Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Arcadia Credit Union offer online and mobile banking?

Most modern institutions like Arcadia Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.arcadiacu.com.

Current Arcadia Credit Union Rates

  • 12-Month CD3.65%
  • 18-Month CD3.00%
  • 24-Month CD2.50%
  • Savings0.50%
Retrieved from our database of financial products. Rates subject to change.