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 Lubrizol Employees Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Lubrizol Employees Credit Union's savings rates are at 0.60%. Lubrizol Employees Credit Union's Personal Loan Rates are at 5.24%. MonitorBankRates evaluates the financial stability of Lubrizol Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.18%. Rates were last updated on 04/18/2026. Lubrizol Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lubrizol Employees Credit Union? Share your experience about Lubrizol Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Lubrizol Employees Credit Union. Lubrizol Employees Credit Union
Lubrizol Employees CU 205 Center St
https://www.lzecu.org Deer Park, TX 77536 2735 
Lubrizol Employees Credit Union Savings Rates
Lubrizol Employees Credit Union Checking Rates
Lubrizol Employees Credit Union Home Equity & HELOC
Lubrizol Employees Credit Union Auto Loan Rates
Lubrizol Employees Credit Union Credit Card Rates
Lubrizol Employees Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Lubrizol Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Lubrizol Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Lubrizol Employees Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Lubrizol Employees Credit Union
Website
https://www.lzecu.org
Address
205 Center St,
Deer Park, TX 77536 2735
Phone
281-479-6651
Fax
281-479-3087
President
Richard Miller
CEO
Rose Flores
Full-Time Employees
8
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.18%
Return on Assets (ROA)
0.6478%
Return on Equity (ROE)
3.3834%
Non-Performing Loans Ratio (NPL)
0.43%
Total Assets
49,065,099
Total Amount of Shares and Deposits
39,315,108
Total Shares and Deposits < 1 Year
39,315,107
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,369,350
Total Uninsured Shares and Deposits > $250K (F+J)
4,369,350
Total Insured Shares and Deposits > $250K (item 17 less item K)
34,945,758
Total Interest Expense (Sum of items 6 8)
192,014
Number of Accounts for Share Drafts
2,112
IRA KEOGH Accounts
114
Number of Accounts for Regular Shares
3,970
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,356,306
Total Liabilities
39,679,628
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Lubrizol Employees Credit UnionIs Lubrizol Employees Credit Union a safe place to deposit money?Yes, Lubrizol Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 1.1811405400981%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Lubrizol Employees Credit Union operate?Lubrizol Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Lubrizol Employees Credit Union?Yes, to access services at Lubrizol Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Lubrizol Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Lubrizol Employees Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Lubrizol Employees Credit Union offer online and mobile banking?Most modern institutions like Lubrizol Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lzecu.org. Current Lubrizol Employees Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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