What are the current interest rates at Community Bank Delaware?

Current rates for Community Bank Delaware include: 12-Month CD: 0.30%, 18-Month CD: 0.40%, 24-Month CD: 0.40%, 36-Month CD: 0.40%, 48-Month CD: 0.40%, 60-Month CD: 0.40%, Savings: 0.10%, MMA: 0.10%

MonitorBankRates

☰

Home›
Banks›
Community Bank Delaware

iAdvertiser Disclosure

Community Bank Delaware Rates & Review August 2026

Q: How many branches does Community Bank Delaware operate?

Community Bank Delaware currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Bank Delaware provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 28, 2026

Community Bank Delaware's 7-Month Fixed Rate Time Deposit/IRAA rates are at 3.92%, 18-Month Fixed Rate Time Deposit/IRAA rates are at 0.40%, 24-Month Fixed Rate Time Deposit/IRAA rates are at 0.40%, 30-Month Fixed Rate Time Deposit/IRAA rates are at 0.40%, 36-Month Fixed Rate Time Deposit/IRAA rates are at 0.40%. Community Bank Delaware's savings rates are at 0.10%. Community Bank Delaware's money market rates are at 0.10%. MonitorBankRates evaluates the financial stability of Community Bank Delaware with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.47%. Rates last updated and verified on 08/28/2026.

Community Bank Delaware money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Bank Delaware? Share your experience about Community Bank Delaware by leaving a review below, or read customer reviews before you decide to use Community Bank Delaware.

Exceptional Health Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.47%

Excellent Lower than avg

Community Bank Delaware

16982 Kings Hwy
Lewes, DE 19958

https://www.communitybankdelaware.com

Community Bank Delaware CD Rates

Product	Rate	APY	Term
7 Month Fixed Rate Time Deposit/IRAA	3.85%	3.92%	7 Month
Min Deposit $500 Min Balance $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
18 Month Fixed Rate Time Deposit/IRAA	0.40%	0.40%	18 Month
Min Deposit $500 Min Balance $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
24 Month Fixed Rate Time Deposit/IRAA	0.40%	0.40%	24 Month
Min Deposit $500 Min Balance $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
30 Month Fixed Rate Time Deposit/IRAA	0.40%	0.40%	30 Month
Min Deposit $500 Min Balance $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
36 Month Fixed Rate Time Deposit/IRAA	0.40%	0.40%	36 Month
Min Deposit $500 Min Balance $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
48 Month Fixed Rate Time Deposit/IRAA	0.40%	0.40%	48 Month
Min Deposit $500 Min Balance $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
60 Month Fixed Rate Time Deposit/IRAA	0.40%	0.40%	60 Month
Min Deposit $500 Min Balance $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
12 Month Fixed Rate Time Deposit/IRAA	0.30%	0.30%	12 Month
Min Deposit $500 Min Balance $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
13 Month Fixed Rate Time Deposit/IRAA	0.30%	0.30%	13 Month
Min Deposit $500 Min Balance $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
15 Month Fixed Rate Time Deposit/IRAA	0.30%	0.30%	15 Month
Min Deposit $500 Min Balance $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
6 Month Fixed Rate Time Deposit/IRAA	0.20%	0.20%	6 Month
Min Deposit $500 Min Balance $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
9 Month Fixed Rate Time Deposit/IRAA	0.20%	0.20%	9 Month
Min Deposit $500 Min Balance $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
90 Day Fixed Rate Time Deposit/IRAA	0.10%	0.10%	90 Day
Min Deposit $500 Min Balance $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%

Community Bank Delaware Savings Rates

Product	Rate	APY
High Tide Special SavingsB	0.10%	0.10%
Min Deposit $1 Min Balance $1 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Safe Harbor Statement SavingsBE	0.10%	0.10%
Min Deposit $100 Min Balance $100 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Sandpiper Student SavingsBE	0.10%	0.10%
Min Deposit $10 Min Balance $10 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%

Community Bank Delaware Money Market Rates

Product	Rate	APY
Sand Dollar MMA	0.25%	0.25%
Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Sand Dollar MMA Plus	0.25%	0.25%
Min Balance $100,000 Details Balance: $100,000.00 and up Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Sand Dollar MMA	0.20%	0.20%
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Sand Dollar MMA Plus	0.20%	0.20%
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Sand Dollar MMA	0.15%	0.15%
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Sand Dollar MMA Plus	0.15%	0.15%
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Sand Dollar MMA	0.10%	0.10%
Min Balance $1,000 Details Balance: $1,000.00 - $9,999.99 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Sand Dollar MMA Plus	0.10%	0.10%
Min Balance $2,500 Details Balance: $2,500.00 - $24,999.99 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%

Community Bank Delaware Checking Rates

Product	Rate	APY
Beachcomber CheckingBE	0.10%	0.10%
Min Deposit $50 Min Balance $200 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Beachcomber Plus CheckingBE	0.10%	0.10%
Min Deposit $50 Min Balance $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%
Lighthouse CheckingBE	0.10%	0.10%
Min Deposit $50 Min Balance $200 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.47%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Community Bank Delaware is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Community Bank Delaware rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community Bank Delaware's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Community Bank Delaware

FDIC Certificate # 58311

Address 16982 Kings Hwy, Lewes, DE 19958 · Sussex

Website https://www.communitybankdelaware.com

Established 05/30/2006

FDIC Insurance Date 05/30/2006

Domestic Offices 4

Total Branches 4

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.47%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.8093%

Return on Equity (ROE) 9.6300%

Non-Performing Loans (NPL) 0.03%

Total Assets $430,146,000

Total Deposits $363,228,000

Equity Capital $33,463,000

Net Income $2,119,000

Headquarters Lewes

Total Branches and Offices 4

Source: FDIC | Last Updated 12/31/2025

2026 MBR Health & Safety Badge

Community Bank Delaware earned the Exceptional Health badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/banks/community-bank-delaware-rates-review-58311">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-a-2026.svg"
       alt="MonitorBankRates Exceptional Health Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Community Bank Delaware yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Community Bank Delaware

Frequently Asked Questions About Community Bank Delaware

How many branches does Community Bank Delaware operate?

Community Bank Delaware currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Community Bank Delaware does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Bank Delaware provides members with tools to manage their accounts and build a solid financial history.

Does Community Bank Delaware offer online and mobile banking?

Most modern institutions like Community Bank Delaware provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.communitybankdelaware.com.