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Community Bank Delaware Rates & Review April 2026

Community Bank Delaware's savings rates are at 0.10%. Community Bank Delaware's money market rates are at 0.10%. MonitorBankRates evaluates the financial stability of Community Bank Delaware with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.47%. Rates were last updated on 04/03/2026.

Community Bank Delaware money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Bank Delaware? Share your experience about Community Bank Delaware by leaving a review below, or read customer reviews before you decide to use Community Bank Delaware.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.47%
Excellent Lower than avg
Community Bank Delaware
16982 Kings Hwy
Lewes, DE 19958
https://www.communitybankdelaware.com
Member FDIC

Community Bank Delaware CD Rates

Product Rate APY Term View More
7 Month Fixed Rate Time Deposit/IRA 3.85% 3.92% 7
Min Deposit $500
Min Balance $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.47%
18 Month Fixed Rate Time Deposit/IRA 0.40% 0.40% 18
Min Deposit $500
Min Balance $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.47%
24 Month Fixed Rate Time Deposit/IRA 0.40% 0.40% 24
Min Deposit $500
Min Balance $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.47%
30 Month Fixed Rate Time Deposit/IRA 0.40% 0.40% 30
Min Deposit $500
Min Balance $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.47%
36 Month Fixed Rate Time Deposit/IRA 0.40% 0.40% 36
Min Deposit $500
Min Balance $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.47%
48 Month Fixed Rate Time Deposit/IRA 0.40% 0.40% 48
Min Deposit $500
Min Balance $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.47%
60 Month Fixed Rate Time Deposit/IRA 0.40% 0.40% 60
Min Deposit $500
Min Balance $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.47%
12 Month Fixed Rate Time Deposit/IRA 0.30% 0.30% 12
Min Deposit $500
Min Balance $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.47%
13 Month Fixed Rate Time Deposit/IRA 0.30% 0.30% 13
Min Deposit $500
Min Balance $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.47%
15 Month Fixed Rate Time Deposit/IRA 0.30% 0.30% 15
Min Deposit $500
Min Balance $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.47%
6 Month Fixed Rate Time Deposit/IRA 0.20% 0.20% 6
Min Deposit $500
Min Balance $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.47%
9 Month Fixed Rate Time Deposit/IRA 0.20% 0.20% 9
Min Deposit $500
Min Balance $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.47%
90 Day Fixed Rate Time Deposit/IRA 0.10% 0.10% 90
Min Deposit $500
Min Balance $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.47%

Community Bank Delaware Savings Rates

Product Rate APY View More
High Tide Special Savings 0.10% 0.10%
Min Deposit $1
Min Balance $1
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.47%
Safe Harbor Statement Savings 0.10% 0.10%
Min Deposit $100
Min Balance $100
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.47%
Sandpiper Student Savings 0.10% 0.10%
Min Deposit $10
Min Balance $10
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.47%

Community Bank Delaware Money Market Rates

Product Rate APY View More
Sand Dollar MMA 0.25% 0.25%
Min Balance $100,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.47%
Sand Dollar MMA Plus 0.25% 0.25%
Min Balance $100,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.47%
Sand Dollar MMA 0.20% 0.20%
Min Balance $50,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.47%
Sand Dollar MMA Plus 0.20% 0.20%
Min Balance $50,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.47%
Sand Dollar MMA 0.15% 0.15%
Min Balance $25,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.47%
Sand Dollar MMA Plus 0.15% 0.15%
Min Balance $25,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.47%
Sand Dollar MMA 0.10% 0.10%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.47%
Sand Dollar MMA Plus 0.10% 0.10%
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.47%

Community Bank Delaware Checking Rates

Product Rate APY View More
Beachcomber Checking 0.10% 0.10%
Min Deposit $50
Min Balance $200
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.47%
Beachcomber Plus Checking 0.10% 0.10%
Min Deposit $50
Min Balance $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.47%
Lighthouse Checking 0.10% 0.10%
Min Deposit $50
Min Balance $200
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.47%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Community Bank Delaware is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Community Bank Delaware rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community Bank Delaware's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Community Bank Delaware
FDIC Certificate # 58311
Address 16982 Kings Hwy, Lewes, DE 19958  ·  Sussex
Established 05/30/2006
FDIC Insurance Date 05/30/2006
Domestic Offices 4
Total Branches 4
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.47%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.8093%
Return on Equity (ROE) 9.6300%
Non-Performing Loans (NPL) 0.03%
Total Assets $430,146,000
Total Deposits $363,228,000
Equity Capital $33,463,000
Net Income $2,119,000
Headquarters Lewes
Total Offices 4
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Community Bank Delaware

Is Community Bank Delaware a safe place to deposit money?

Yes, Community Bank Delaware is considered a safe financial institution. With a Texas Ratio of 0.47242958635364%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Community Bank Delaware operate?

Community Bank Delaware currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Community Bank Delaware does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Bank Delaware provides members with tools to manage their accounts and build a solid financial history.

Does Community Bank Delaware offer online and mobile banking?

Most modern institutions like Community Bank Delaware provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.communitybankdelaware.com.

Current Community Bank Delaware Rates

  • Savings0.10%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.