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FSB of Malta

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FSB of Malta Rates & Review April 2026

Q: How many branches does FSB of Malta operate?

FSB of Malta currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, FSB of Malta does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, FSB of Malta provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 23, 2026

You can compare FSB of Malta rates to other rates in our database, including 12-month CD rates currently at 2.00%, 6-month CD rates at 1.21% and 3-month CD rates at 0.20%. Savings rates are at 0.05% and money market rates are at 1.40%. Mortgage rates on 30-year fixed loans are around 5.76%. All these rates can be compared to FSB of Malta rates. MonitorBankRates evaluates the financial stability of FSB of Malta with a 5.0 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 25.48%. Rates were last updated on 04/23/2026.

FSB of Malta money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FSB of Malta? Share your experience about FSB of Malta by leaving a review below, or read customer reviews before you decide to use FSB of Malta.

Overall Health & Safety Grade

B+

Good Health Score: 87/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

25.48%

Good Higher than avg

FSB of Malta

1 S 1st St E
Malta, MT 59538

https://www.fsbmalta.com

Current Rate Availability

We do not have FSB of Malta rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for FSB of Malta is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather FSB of Malta rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FSB of Malta's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name FSB of Malta

Bank Holding Company FS BANCO INC

Address 1 S 1st St E, Malta, MT 59538 · Phillips

Website https://www.fsbmalta.com

FDIC Certificate # 1982

Established 03/04/1903

FDIC Insurance Date 01/01/1934

Domestic Offices 1

Total Branches 1

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

B+

Overall Health Grade Score: 87/100

5.0

Exceptional Out of 5.0 Stars

25.48%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.4070%

Return on Equity (ROE) 12.4400%

Non-Performing Loans (NPL) 2.24%

Total Assets $201,274,000

Total Deposits $176,177,000

Equity Capital $23,934,000

Net Income $1,250,000

Headquarters Malta

Total Offices 1

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About FSB of Malta

Is FSB of Malta a safe place to deposit money?

Yes, FSB of Malta is considered a safe financial institution. With a Texas Ratio of 25.481013372454%, the institution's financial health is rated as stable. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does FSB of Malta operate?

FSB of Malta currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, FSB of Malta does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FSB of Malta provides members with tools to manage their accounts and build a solid financial history.

Does FSB of Malta offer online and mobile banking?

Most modern institutions like FSB of Malta provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fsbmalta.com.