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Bank of Travelers Rest Rates & Review November 2026

Q: What are the current interest rates at Bank of Travelers Rest?

Current rates for Bank of Travelers Rest include: 12-Month CD: 1.76%, 18-Month CD: 3.34%, 24-Month CD: 2.11%, 36-Month CD: 2.47%, 48-Month CD: 2.83%, 60-Month CD: 3.34%, Savings: 0.15%, MMA: 3.00%

Q: What CD terms does Bank of Travelers Rest offer?

Bank of Travelers Rest CD rates are 1.76% APY for a 12 month CD, 3.34% APY for an 18 month CD, 4.16% APY for a 19 month CD, 2.11% APY for a 2 year CD, 4.21% APY for a 25 month CD, 4.21% APY for a 29 month CD, 2.47% APY for a 3 year CD, 4.21% APY for a 42 month CD, 2.83% APY for a 4 year CD, 4.21% APY for a 59 month CD and 3.34% APY for a 5 year CD, verified by MonitorBankRates as of November 5, 2026. The institution may offer other terms or specials that are not listed here, so check with Bank of Travelers Rest for its full lineup.

Q: How many branches does Bank of Travelers Rest operate?

Bank of Travelers Rest currently maintains approximately 11 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Bank of Travelers Rest does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: November 5, 2026

Bank of Travelers Rest's CD - 25-Month rates are at 4.21%, CD - 29-Month rates are at 4.21%, CD - 42-Month rates are at 4.21%, CD - 59-Month rates are at 4.21%, CD - 19-Month rates are at 4.16%. Bank of Travelers Rest's savings rates are at 0.15%. Bank of Travelers Rest's money market rates are at 3.00%. Bank of Travelers Rest's checking rates are as high as 3.00%. Bank of Travelers Rest's top CD rate of 4.21% APY on a 25 month CD is 44% higher than the MonitorBankRates national average of 2.93% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Bank of Travelers Rest with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.78%. Rates last updated and verified on 11/05/2026.

Bank of Travelers Rest money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Travelers Rest? Share your experience about Bank of Travelers Rest by leaving a review below, or read customer reviews before you decide to use Bank of Travelers Rest.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.78%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Bank of Travelers Rest

42 Plaza Dr
Travelers Rest, SC 29690

https://www.bankoftravelersrest.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Bank of Travelers Rest CD Rates

Product	Rate	APY	Term
CD - 25-month	4.15%	4.21%	25 Months
Min Balance $10,000 Details Balance: $10,000 - $2,000,000; CDs 10,000 to 2M Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 3.90% → 4.21% ▲ 0.31 pts · high 4.21% / low 3.90% Oct 20, 20264.21%▲ from 3.90% Oct 14, 20263.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
CD - 29-month	4.15%	4.21%	29 Months
Min Balance $10,000 Details Balance: $10,000 - $2,000,000; CDs 10,000 to 2M Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 3.80% → 4.21% ▲ 0.41 pts · high 4.21% / low 3.80% Oct 20, 20264.21%▲ from 3.80% Oct 14, 20263.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
CD - 42-month	4.15%	4.21%	42 Months
Min Balance $10,000 Details Balance: $10,000 - $2,000,000; CDs 10,000 to 2M Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 3.80% → 4.21% ▲ 0.41 pts · high 4.21% / low 3.80% Oct 20, 20264.21%▲ from 3.80% Oct 14, 20263.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
CD - 59-month	4.15%	4.21%	59 Months
Min Balance $10,000 Details Balance: $10,000 - $2,000,000; CDs 10,000 to 2M Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 3.80% → 4.21% ▲ 0.41 pts · high 4.21% / low 3.80% Oct 20, 20264.21%▲ from 3.80% Oct 14, 20263.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
CD - 19-month	4.10%	4.16%	19 Months
Min Balance $10,000 Details Balance: $10,000 - $2,000,000; CDs 10,000 to 2M Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 3.90% → 4.16% ▲ 0.26 pts · high 4.16% / low 3.90% Oct 20, 20264.16%▲ from 3.90% Oct 14, 20263.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
CD - 13-month	4.05%	4.11%	13 Months
Min Balance $10,000 Details Balance: $10,000 - $2,000,000; CDs 10,000 to 2M Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 4.06% → 4.11% ▲ 0.05 pts · high 4.11% / low 4.06% Oct 20, 20264.11%▲ from 4.06% Oct 14, 20264.06%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
CD - 7-month	4.00%	4.03%	7 Months
Min Balance $10,000 Details Balance: $10,000 - $2,000,000; CDs 10,000 to 2M Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.03% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
12-Month CD	3.30%	3.34%	12 Months
Min Balance $1,000 Details Balance: $1,000 and over Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 3.34% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
18-Month CD	3.30%	3.34%	18 Months
Min Balance $1,000 Details Balance: $1,000 and over Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 3.34% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
24-Month CD	3.30%	3.34%	24 Months
Min Balance $1,000 Details Balance: $1,000 and over Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 3.34% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
30-Month CD	3.30%	3.34%	30 Months
Min Balance $1,000 Details Balance: $1,000 and over Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 3.34% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
36-Month CD	3.30%	3.34%	36 Months
Min Balance $1,000 Details Balance: $1,000 and over Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 3.34% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
48-Month CD	3.30%	3.34%	48 Months
Min Balance $1,000 Details Balance: $1,000 and over Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 3.34% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
60-Month CD	3.30%	3.34%	60 Months
Min Balance $1,000 Details Balance: $1,000 and over Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 3.34% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
IRA 18-month Fixed	3.30%	3.34%	18 Months
No additional details. Last Updated 11/05/2026 Rate History 1 change since Sep 18, 2026 · 3.03% → 3.34% ▲ 0.31 pts · high 3.34% / low 3.03% Oct 2, 20263.34%▲ from 3.03% Sep 18, 20263.03%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
IRA 18-month Variable	3.30%	3.34%	18 Months
No additional details. Last Updated 11/05/2026 Rate History 1 change since Sep 18, 2026 · 3.03% → 3.34% ▲ 0.31 pts · high 3.34% / low 3.03% Oct 2, 20263.34%▲ from 3.03% Sep 18, 20263.03%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
182 Day CD	3.25%	3.28%	182 Days
Min Balance $1,000 Details Balance: $1,000 and over Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 3.28% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
270 Day CD	3.25%	3.26%	270 Days
Min Balance $1,000 Details Balance: $1,000 and over Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 3.26% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
32 Day CD	3.00%	3.04%	32 Days
Min Balance $1,000 Details Balance: $1,000 and over Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 3.04% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
91 Day CD	3.00%	3.03%	91 Days
Min Balance $1,000 Details Balance: $1,000 and over Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 3.03% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
Prime Rate CD - 48-month	2.80%	2.83%	48 Months
Min Balance $1,000 Details Balance: 1,000 to 2M (per table caption 'Prime Rate CDs 1,000 to 2M') Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 2.83% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
Prime Rate CD - 36-month	2.45%	2.47%	36 Months
Min Balance $1,000 Details Balance: 1,000 to 2M (per table caption 'Prime Rate CDs 1,000 to 2M') Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 2.47% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
Prime Rate CD - 24-month	2.10%	2.11%	24 Months
Min Balance $1,000 Details Balance: 1,000 to 2M (per table caption 'Prime Rate CDs 1,000 to 2M') Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 2.11% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
Prime Rate CD - 12-month	1.75%	1.76%	12 Months
Min Balance $1,000 Details Balance: 1,000 to 2M (per table caption 'Prime Rate CDs 1,000 to 2M') Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 1.76% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%

Bank of Travelers Rest Savings Rates

Product	Rate	APY
CHRISTMAS Club	0.15%	0.15%
Min Deposit $10 Min Balance $25 Details Balance: $25 & over Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
Health Savings Account (HSA)	0.15%	0.15%
No additional details. Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
PERSONAL Savings	0.15%	0.15%
Min Deposit $50 Min Balance $25 Details Balance: $25 & over Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%

Bank of Travelers Rest Business Savings Rates

Product	Rate	APY	View More
BUSINESS Savings	0.15%	0.15%
Min Deposit $50 Min Balance $25 Details Balance: $25 & over Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%

Bank of Travelers Rest Money Market Rates

Product	Rate	APY
PREMIUM Money Market	2.95%	3.00%
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000 and over Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 3.00% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
PREMIUM Money Market	2.10%	2.12%
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 to $249,999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 2.12% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
PREMIUM Money Market	1.60%	1.61%
Min Deposit $1,000 Min Balance $40,000 Details Balance: $40,000 to $99,999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 1.61% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
PREMIUM Money Market	1.35%	1.36%
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 to $39,999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 1.36% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
PREMIUM Money Market	1.00%	1.00%
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 to $24,999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 1.00% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
PREMIUM Money Market	0.25%	0.25%
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 to $9,999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.25% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%

Bank of Travelers Rest Business Money Market Rates

Product	Rate	APY
Business Premium money market	2.95%	3.00%
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000 and over Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 3.00% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
Business Premium money market	2.10%	2.12%
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 to $249,999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 2.12% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
Business Premium money market	1.60%	1.61%
Min Deposit $1,000 Min Balance $40,000 Details Balance: $40,000 to $99,999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 1.61% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
Business Premium money market	1.35%	1.36%
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 to $39,999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 1.36% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
Business Premium money market	1.00%	1.00%
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 to $24,999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 1.00% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
Business Premium money market	0.25%	0.25%
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 to $9,999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.25% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%

Bank of Travelers Rest Checking Rates

Product	Rate	APY
PREMIUM Checking	2.95%	3.00%
Min Deposit $100 Min Balance $250,000 Details Balance: $250,000 & over Last Updated 11/05/2026 Rate History 1 change since Sep 18, 2026 · 2.84% → 3.00% ▲ 0.16 pts · high 3.00% / low 2.84% Oct 2, 20263.00%▲ from 2.84% Sep 18, 20262.84%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
PREMIUM Checking	2.10%	2.12%
Min Deposit $100 Min Balance $100,000 Details Balance: $100,000 to $249,999.99 Last Updated 11/05/2026 Rate History 1 change since Sep 18, 2026 · 2.02% → 2.12% ▲ 0.10 pts · high 2.12% / low 2.02% Oct 2, 20262.12%▲ from 2.02% Sep 18, 20262.02%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
PREMIUM Checking	1.60%	1.61%
Min Deposit $100 Min Balance $40,000 Details Balance: $40,000 to $99,999.99 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 1.61% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
PREMIUM Checking	1.35%	1.36%
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000 to $39,999.99 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 1.36% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
PREMIUM Checking	1.00%	1.00%
Min Deposit $100 Min Balance $10,000 Details Balance: $10,000 to $24,999.99 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
PRESTIGE Checking	0.50%	0.50%
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000 to $39,999.99 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
PRESTIGE Checking	0.50%	0.50%
Min Deposit $100 Min Balance $40,000 Details Balance: $40,000 to $99,999.99 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
PRESTIGE Checking	0.50%	0.50%
Min Deposit $100 Min Balance $100,000 Details Balance: $100,000 to $249,999.99 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
PRESTIGE Checking	0.50%	0.50%
Min Deposit $100 Min Balance $250,000 Details Balance: $250,000 & over Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
VALUEPACK Checking	0.50%	0.50%
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000 to $39,999.99 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
VALUEPACK Checking	0.50%	0.50%
Min Deposit $100 Min Balance $40,000 Details Balance: $40,000 to $99,999.99 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
VALUEPACK Checking	0.50%	0.50%
Min Deposit $100 Min Balance $100,000 Details Balance: $100,000 to $249,999.99 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
VALUEPACK Checking	0.50%	0.50%
Min Deposit $100 Min Balance $250,000 Details Balance: $250,000 & over Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
PREMIUM Checking	0.25%	0.25%
Min Deposit $100 Min Balance $1,000 Details Balance: $1,000 to $9,999.99 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
PRESTIGE Checking	0.25%	0.25%
Min Deposit $100 Min Balance $10,000 Details Balance: $10,000 to $24,999.99 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
VALUEPACK Checking	0.25%	0.25%
Min Deposit $100 Min Balance $10,000 Details Balance: $10,000 to $24,999.99 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
PREMIUM Checking	0.15%	0.15%
Min Deposit $100 Min Balance $500 Details Balance: $500 to $999.99 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
PRESTIGE Checking	0.15%	0.15%
Min Deposit $100 Min Balance $1,000 Details Balance: $1,000 to $9,999.99 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
VALUEPACK Checking	0.15%	0.15%
Min Deposit $100 Min Balance $1,000 Details Balance: $1,000 to $9,999.99 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
PRESTIGE Checking	0.10%	0.10%
Min Deposit $100 Min Balance $500 Details Balance: $500 to $999.99 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
VALUEPACK Checking	0.10%	0.10%
Min Deposit $100 Min Balance $500 Details Balance: $500 to $999.99 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%

Bank of Travelers Rest Business Checking Rates

Product	Rate	APY
Premium Business Checking	2.95%	3.00%
Min Deposit $100 Min Balance $250,000 Details Balance: $250,000 and over Last Updated 11/05/2026 Rate History 1 change since Sep 18, 2026 · 2.84% → 3.00% ▲ 0.16 pts · high 3.00% / low 2.84% Oct 2, 20263.00%▲ from 2.84% Sep 18, 20262.84%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
Premium Business Checking	2.10%	2.12%
Min Deposit $100 Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 11/05/2026 Rate History 1 change since Sep 18, 2026 · 2.02% → 2.12% ▲ 0.10 pts · high 2.12% / low 2.02% Oct 2, 20262.12%▲ from 2.02% Sep 18, 20262.02%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
Premium Business Checking	1.60%	1.61%
Min Deposit $100 Min Balance $40,000 Details Balance: $40,000 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 1.61% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
Premium Business Checking	1.35%	1.36%
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000 - $39,999.99 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 1.36% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
Premium Business Checking	1.00%	1.00%
Min Deposit $100 Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
Business VALUEPACK Checking	0.50%	0.50%
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000 - $39,999.99 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
Business VALUEPACK Checking	0.50%	0.50%
Min Deposit $100 Min Balance $40,000 Details Balance: $40,000 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
Business VALUEPACK Checking	0.50%	0.50%
Min Deposit $100 Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
Business VALUEPACK Checking	0.50%	0.50%
Min Deposit $100 Min Balance $250,000 Details Balance: $250,000 and over Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
Business VALUEPACK Checking	0.25%	0.25%
Min Deposit $100 Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
Premium Business Checking	0.25%	0.25%
Min Deposit $100 Min Balance $1,000 Details Balance: $1,000 - $9,999.99 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%
Business VALUEPACK Checking	0.15%	0.15%
Min Deposit $100 Min Balance $1,000 Details Balance: $1,000 - $9,999.99 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%

Bank of Travelers Rest Other Rates

Product	Rate	Points	APY/APR	Term	View More
RediReserv Loan	-	-	18.00%
Details Overdraft line of credit linked to personal checking; APR applies to outstanding balance once RediReserv advances; $10.00 transfer fee per RediReserv transfer; minimum monthly payment 5% of balance or $25, whichever is greater Last Updated 11/05/2026 Rate History No change since Sep 15, 2026 · 18.00% APR · checked 15 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.78%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Bank of Travelers Rest’s Texas Ratio stayed near 0.49% in Q3 2023 to 0.78% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 4.0 to 5.0 and its Health Grade from A- to A+. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1.6B	0.78%	5.0	A+
March 31, 2026	$1.6B	0.87%	5.0	A+
December 31, 2025	$1.6B	1.05%	5.0	A+
September 30, 2025	$1.5B	1.26%	5.0	A+
June 30, 2025	$1.5B	0.70%	5.0	A+
March 31, 2025	$1.5B	0.24%	5.0	A+
December 31, 2024	$1.5B	0.34%	5.0	A+
September 30, 2024	$1.4B	0.29%	5.0	A+
June 30, 2024	$1.4B	0.35%	5.0	A+
March 31, 2024	$1.4B	0.46%	4.8	A+
December 31, 2023	$1.3B	0.43%	5.0	A+
September 30, 2023	$1.3B	0.49%	4.0	A-

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of Travelers Rest is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of Travelers Rest rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of Travelers Rest's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Bank of Travelers Rest

Website https://www.bankoftravelersrest.com

Address 42 Plaza Dr, Travelers Rest, SC 29690 · Greenville

Bank Holding Company TRAVELERS REST BANCSHARES INC

FDIC Certificate # 16389

Regulator FDIC

Established March 10, 1946

FDIC Insurance Date March 18, 1946

Domestic Offices 10

Total Branches 11

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.78%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

1.6028%

Return on Equity (ROE)

17.9900%

Non-Performing Loans Ratio (NPL)

0.07%

Total Assets

$1,602,110,000

Total Deposits

$1,424,002,000

Equity Capital

$147,028,000

Net Income

$12,714,000

Headquarters

Travelers Rest

Total Branches and Offices

Source: FDIC — Last Updated June 30, 2026

2026 MBR Health & Safety Badge

Bank of Travelers Rest earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Bank of Travelers Rest

Does Bank of Travelers Rest offer CDs?

Yes. Bank of Travelers Rest current CD rates include its CD - 25-Month at 4.21% APY, its CD - 29-Month at 4.21% APY and its CD - 42-Month at 4.21% APY, verified by MonitorBankRates as of November 5, 2026.

Are CDs from Bank of Travelers Rest FDIC insured?

Yes. Bank of Travelers Rest is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Bank of Travelers Rest?

The highest Bank of Travelers Rest CD rate is its CD - 25-Month at 4.21% APY, verified by MonitorBankRates as of November 5, 2026.

What CD terms does Bank of Travelers Rest offer?

Bank of Travelers Rest CD rates are 1.76% APY for a 12 month CD, 3.34% APY for an 18 month CD, 4.16% APY for a 19 month CD, 2.11% APY for a 2 year CD, 4.21% APY for a 25 month CD, 4.21% APY for a 29 month CD, 2.47% APY for a 3 year CD, 4.21% APY for a 42 month CD, 2.83% APY for a 4 year CD, 4.21% APY for a 59 month CD and 3.34% APY for a 5 year CD, verified by MonitorBankRates as of November 5, 2026. The institution may offer other terms or specials that are not listed here, so check with Bank of Travelers Rest for its full lineup.

What is the highest savings rate at Bank of Travelers Rest?

The highest Bank of Travelers Rest savings rate is its BUSINESS Savings at 0.15% APY, verified by MonitorBankRates as of November 5, 2026.

What is the highest money market rate at Bank of Travelers Rest?

The highest Bank of Travelers Rest money market rate is its Business Premium money market at 3.00% APY, verified by MonitorBankRates as of November 5, 2026.

What is the highest checking rate at Bank of Travelers Rest?

The highest Bank of Travelers Rest checking rate is its Premium Business Checking at 3.00% APY, verified by MonitorBankRates as of November 5, 2026.

How many branches does Bank of Travelers Rest operate?

Bank of Travelers Rest currently maintains approximately 11 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank of Travelers Rest does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Travelers Rest provides members with tools to manage their accounts and build a solid financial history.

Does Bank of Travelers Rest offer online and mobile banking?

Most modern institutions like Bank of Travelers Rest provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankoftravelersrest.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Bank of Travelers Rest rates compare?

Bank of Travelers Rest's top CD rate of 4.21% APY on a 25 month CD is 44% higher than the MonitorBankRates national average of 2.93% APY for that term, and it has an A+ health rating. Bank of Travelers Rest's top rates are its 25-Months CD - 25-Month at 4.21% APY, its BUSINESS Savings at 0.15% APY, its Business Premium money market at 3.00% APY and its Premium Business Checking at 3.00% APY, verified by MonitorBankRates on November 5, 2026.

Current Bank of Travelers Rest Rates

12-Month CD1.76%
18-Month CD3.34%
24-Month CD2.11%
36-Month CD2.47%
48-Month CD2.83%
60-Month CD3.34%
Savings0.15%
MMA3.00%

Retrieved from our database of financial products. Rates subject to change.

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Bank of Travelers Rest Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Bank of Travelers Rest Texas Ratio

Bank of Travelers Rest Health Trend

Bank of Travelers Rest CD Rates

Bank of Travelers Rest Savings Rates

Bank of Travelers Rest Business Savings Rates

Bank of Travelers Rest Money Market Rates

Bank of Travelers Rest Business Money Market Rates

Bank of Travelers Rest Checking Rates

Bank of Travelers Rest Business Checking Rates

Bank of Travelers Rest Other Rates

Financial Health History

Methodology & Data Sources

Bank Profile & Overview

Financials

Bank of Travelers Rest earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Bank of Travelers Rest

Does Bank of Travelers Rest offer CDs?

Are CDs from Bank of Travelers Rest FDIC insured?

What is the highest CD rate at Bank of Travelers Rest?

What CD terms does Bank of Travelers Rest offer?

What is the highest savings rate at Bank of Travelers Rest?

What is the highest money market rate at Bank of Travelers Rest?

What is the highest checking rate at Bank of Travelers Rest?

How many branches does Bank of Travelers Rest operate?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Bank of Travelers Rest offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Bank of Travelers Rest rates compare?

Current Bank of Travelers Rest Rates

Compare to Other Banks