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Community Bank of Missouri Rates & Review April 2026

Community Bank of Missouri's 7-Month CD rates are at 3.80%, 12-Month CD rates are at 3.55%, 36-Month CD rates are at 0.90%, 48-Month CD rates are at 0.90%, 60-Month CD rates are at 0.90%. Community Bank of Missouri's savings rates are at 0.10%. MonitorBankRates evaluates the financial stability of Community Bank of Missouri with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.70%. Rates were last updated on 04/03/2026.

Community Bank of Missouri money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Bank of Missouri? Share your experience about Community Bank of Missouri by leaving a review below, or read customer reviews before you decide to use Community Bank of Missouri.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.70%
Excellent Lower than avg
Community Bank of Missouri
904 Walton Way
Richmond, MO 64085
https://www.communitybankmissouri.com
Member FDIC

Community Bank of Missouri CD Rates

Product Rate APY Term View More
7 Month CD 3.75% 3.80% 7 Month
Min Balance $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.70%
12 Month CD 3.50% 3.55% 12 Month
Min Balance $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.70%
36 Month CD 0.90% 0.90% 36 Month
Min Balance $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.70%
48 Month CD 0.90% 0.90% 48 Month
Min Balance $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.70%
60 Month CD 0.90% 0.90% 60 Month
Min Balance $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.70%
24 Month CD 0.60% 0.60% 24 Month
Min Balance $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.70%
18 Month CD 0.40% 0.40% 18 Month
Min Balance $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.70%
180 Day CD 0.20% 0.20% 180 Day
Min Balance $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.70%
90 Day CD 0.15% 0.15% 90 Day
Min Balance $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.70%
30 Day CD 0.05% 0.05% 30 Day
Min Balance $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.70%

Community Bank of Missouri Savings Rates

Product Rate APY View More
Dream Savers* 3.50% 3.55%
Min Balance $200
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.70%
Junior Dream Savers** 3.50% 3.55%
Min Balance $200
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.70%
Savings - 0.10%
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.70%

Community Bank of Missouri Checking Rates

Product Rate APY View More
Elite 50 Checking - 0.20%
Min Balance $2,500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.70%
Premier Checking - 0.20%
Min Balance $2,500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.70%
Premier Checking - 0.15%
Min Balance $1,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.70%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Community Bank of Missouri is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Community Bank of Missouri rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community Bank of Missouri's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Community Bank of Missouri
Bank Holding Company MISSOURI BCORP INC
Address 904 Walton Way, Richmond, MO 64085  ·  Ray
FDIC Certificate # 57141
Established 05/07/2001
FDIC Insurance Date 05/07/2001
Domestic Offices 2
Total Branches 2
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.70%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 2.3309%
Return on Equity (ROE) 18.2900%
Non-Performing Loans (NPL) 0.08%
Total Assets $91,142,000
Total Deposits $78,127,000
Equity Capital $12,584,000
Net Income $1,318,000
Headquarters Richmond
Total Offices 2
Source: FDIC  |  Last Updated 12/31/2025

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Total Reviews
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Frequently Asked Questions About Community Bank of Missouri

Is Community Bank of Missouri a safe place to deposit money?

Yes, Community Bank of Missouri is considered a safe financial institution. With a Texas Ratio of 0.70145903479237%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Community Bank of Missouri operate?

Community Bank of Missouri currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Community Bank of Missouri does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Bank of Missouri provides members with tools to manage their accounts and build a solid financial history.

Does Community Bank of Missouri offer online and mobile banking?

Most modern institutions like Community Bank of Missouri provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.communitybankmissouri.com.

Current Community Bank of Missouri Rates

  • 12-Month CD3.55%
  • 18-Month CD0.40%
  • 24-Month CD0.60%
  • 36-Month CD0.90%
  • 48-Month CD0.90%
  • 60-Month CD0.90%
  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.