Palo Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.55%, 6-month CD rates at 3.75% and 3-month CD rates at 2.75%. Current savings rates are at 0.25% and money market rates are at 0.30%. Mortgage rates today on 30-year fixed loans are around 6.32%. Credit Card rates are at 8.50%. Personal Loan rates are at 13.70%. All these rates, and more, can be found in our database of rates. Palo Savings Bank's 12-Month CD (Jumbo) rates are at 3.85%, 12-Month CD rates are at 3.80%, 18-Month CD rates are at 3.49%, 24-Month CD rates are at 3.14%, 36-Month CD rates are at 2.52%.

Palo Savings Bank

To see how these rates compare to Palo Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Palo Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Palo Savings Bank CD rates. You can also compare Palo Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Palo Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Palo Savings Bank? Share your experience about Palo Savings Bank by leaving a review below, or read customer reviews before you decide to use Palo Savings Bank.

Palo Savings Bank Texas Ratio

Palo Savings Bank's Texas Ratio is at 5.80%, which is considered excellent. The Texas Ratio for Palo Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Palo Savings Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.80%
18-Month CD
3.49%
24-Month CD
3.14%
36-Month CD
2.52%
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Palo Savings Bank
2801 Hollenbeck Rd
Palo, IA 52324
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Palo Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Palo Savings Bank
12-Month CD (Jumbo)
3.85%
$100,000
Palo Savings Bank
12-Month CD
3.80%
$1,000
Palo Savings Bank
18-Month CD
3.49%
$1,000
Palo Savings Bank
24-Month CD
3.14%
$1,000
Palo Savings Bank
36-Month CD
2.52%
$1,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Palo Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Bank Hampton
First Bank Hampton
6-Month CD
4.35%
$1,000
1st Community Credit Union
1st Community Credit Union
12-Month CD
4.18%
$1,000
Acadia Federal Credit Union
Acadia Federal Credit Union
18-Month CD
4.11%
$1,000
Ixonia Bank
Ixonia Bank
36-Month CD
4.02%
$1,000
E-Trade
E-Trade
Premium Savings
4.00%
$0
TD Bank
TD Bank
12-Month CD
3.75%
$250
Global Bank
Global Bank
24-Month CD
3.75%
$1,000
KodaBank
KodaBank
3-Month CD
3.75%
$1,000
Peoples T&S Bank Boonville, IN
Peoples T&S Bank Boonville, IN
12-Month CD
3.70%
$500
MCT Credit Union
MCT Credit Union
60-Month CD
3.56%
$1,000
The MINT National Bank
The MINT National Bank
24-Month CD
3.50%
$10,000
Torrington Savings Bank
Torrington Savings Bank
18-Month CD
3.50%
$1,000
Senath State Bank
Senath State Bank
24-Month CD
3.29%
$500
PCSB Bank
PCSB Bank
18-Month CD
3.25%
$500
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
12-Month CD
3.14%
$100
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
3-Month CD
3.00%
$500
FSB of Randolph County
FSB of Randolph County
12-Month CD
3.00%
$500
Florence Bank
Florence Bank
36-Month CD
3.00%
$500
Education Credit Union
Education Credit Union
24-Month CD
3.00%
$500
First National Bank of Hutchinson
First National Bank of Hutchinson
48-Month CD
2.87%
$5,000
Rosedale FSL
Rosedale FSL
60-Month CD
2.55%
$500
1st Community Credit Union
1st Community Credit Union
6-Month CD
2.53%
$1,000
Bank of Brenham
Bank of Brenham
36-Month CD
2.25%
$1,000
Bank of Elgin
Bank of Elgin
24-Month CD
2.02%
$500
Southwest Missouri Bank
Southwest Missouri Bank
60-Month CD
2.00%
$500
Regions Bank
Regions Bank
Premium Money Market
2.00%
$10,000
VisionBank Of Iowa
VisionBank Of Iowa
24-Month CD
1.75%
$2,500
State Bank of Canton
State Bank of Canton
48-Month CD
1.50%
$500
The Stock Exchange Bank
The Stock Exchange Bank
Money Market
1.41%
$100,000
SSB State Street Bank
SSB State Street Bank
60-Month CD
1.21%
$1,000
Essex Savings Bank
Essex Savings Bank
24-Month CD
1.02%
$500
Home Bank SB
Home Bank SB
12-Month CD
1.00%
$500
West Plains S&L
West Plains S&L
30-Month CD
0.75%
$1,000
FirstOak Bank
FirstOak Bank
18-Month CD
0.70%
$500
First Federal Community Bank N.A.
First Federal Community Bank N.A.
36-Month CD
0.60%
$500
1st Bank Yuma
1st Bank Yuma
48-Month CD
0.60%
$1,000
Fayetteville Bank
Fayetteville Bank
Savings
0.43%
$100
The Dime Bank
The Dime Bank
Business Money Market
0.40%
$2,500
Hometown Bank of PA
Hometown Bank of PA
24-Month CD
0.35%
$1,000
Horicon Bank
Horicon Bank
Statement Savings
0.30%
$250
First Community Bank of Hillsboro
First Community Bank of Hillsboro
18-Month CD
0.25%
$1,000
Greeneville Federal Bank
Greeneville Federal Bank
12-Month CD
0.25%
$1,000
Harford Bank
Harford Bank
Savings
0.25%
$100
Texas National Bank of Jacksonville
Texas National Bank of Jacksonville
Fixed Rate Money Market
0.15%
$2,500
Bank of Franklin County
Bank of Franklin County
Patriot Money Market
0.05%
$0
BankOrion
BankOrion
Money Market
0.05%
$0
Municipal Bank
Municipal Bank
Statement Savings
0.03%
$300
The Union Bank Company
The Union Bank Company
3-Month CD
0.03%
$500
Brenham National Bank
Brenham National Bank
Success Savings
0.01%
$0
Regions Bank
Regions Bank
12-Month CD
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Palo Savings Bank Information

Palo Savings Bank
2801 Hollenbeck Rd
Palo, IA 52324
Linn
Established Date: 01/01/1908
FDIC Certificate #: 13990
Date of FDIC Deposit Insurance: 03/03/1934
Bank Holding Company: BANKERS EQUITY CORP
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Palo Savings Bank FDIC Insured? Yes
What is Palo Savings Bank's Cert number? 13990
What is the maximum amount for insured deposits? $250,000 per holder, per account

Palo Savings Bank Financials

Total Assets:
$46,455,000
Total Deposits:
$43,788,000
Equity Capital:
$2,501,000
Domestic Deposits:
$43,788,000
Net Income:
$78,000
Return on Assets:
0.9561%
Quarterly Return on Assets:
0.6800%
Pretax Return on Assets:
0.7199%
Pretax Quarterly Return on Assets:
0.7200%
Return on Equity:
22.6400%
Quarterly Return on Equity:
12.8600%
Leverage Tier 1 (Core Capital) Ratio:
12.6003%
Total Interest Income (YTD):
4.2493%
 
 
Headquarters:
Palo
FDIC Field Office:
Cedar Rapids
Regulator:
FDIC
County:
Linn
# of Offices:
1
Metropolitan Statistical Area (MSA):
Cedar Rapids, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Fixed mortgage rates are mixed and home purchase applications increased to the highest level in 2011 in the latest mortgage survey released this morning. In the Mortgage Bankers Association's Weekly Mortgage Application Survey, the average 30 year mortgage rate increased to 4.93 percent with 0.87 mortgage discount points for the week ending March 4, 2011. The previous week's survey saw 30 year mortgage rates averaging 4.84 percent with mortgage discount points averaging 1.29 percent.
Mortgage rates and mortgage refinancing rates have stabilized this morning after heading higher yesterday. Current 30 year mortgage rates and refinancing rates are averaging 4.69 percent, down from yesterday's average 30 year mortgage rate and refinance rate of 4.77 percent. Conforming 30 year mortgage refinance rates and loan rates in Ohio are higher than the current national average 30 year rate. Today's 30 year mortgage rates and refinance rates today in Ohio are averaging 4.77 percent.
Average mortgage rates today declined on lower bond yields as the focus shifts from the crisis in Europe to the struggling economy in the United States. Last Friday bond yields increased on the news the European Financial Stability Facility (EFSF) would lend money directly to banks; this sent mortgage rates higher over the weekend.

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