Palo Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 5.25%, 6-month CD rates at 2.25% and 3-month CD rates at 3.40%. Current savings rates are at 0.15% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.34%. Credit Card rates are at 18.00%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. Palo Savings Bank's 12-Month CD (Jumbo) rates are at 3.91%, 12-Month CD rates are at 3.80%, 18-Month CD rates are at 3.49%, 24-Month CD rates are at 3.14%, 36-Month CD rates are at 2.52%.
To see how these rates compare to Palo Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Palo Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Palo Savings Bank CD rates. You can also compare Palo Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists. Palo Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Palo Savings Bank? Share your experience about Palo Savings Bank by leaving a review below, or read customer reviews before you decide to use Palo Savings Bank. Palo Savings Bank Texas Ratio Palo Savings Bank's Texas Ratio is at 5.80%, which is considered excellent. The Texas Ratio for Palo Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Palo Savings Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Palo Savings Bank CD Rates and Interest RatesPalo Savings Bank
12-Month CD (Jumbo)
3.91%
$100,000
Palo Savings Bank
12-Month CD
3.80%
$1,000
Palo Savings Bank
18-Month CD
3.49%
$1,000
Palo Savings Bank
24-Month CD
3.14%
$1,000
Palo Savings Bank
36-Month CD
2.52%
$1,000
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Palo Savings Bank Rates with Other Competitive Bank and Credit Union Rates
Credit Human Federal Credit Union
60-Month CD
3.95%
$500
Premier Bank Omaha, NE
36-Month CD
3.80%
$1,000
Milford Federal Bank
60-Month CD
3.75%
$1,000
Solvay Bank
12-Month CD
3.75%
$2,500
Kirkwood Bank & Trust Co.
12-Month CD
3.65%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 7, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Palo Savings Bank InformationPalo Savings Bank
2801 Hollenbeck RdPalo, IA 52324 Linn Established Date: 01/01/1908 FDIC Certificate #: 13990 Date of FDIC Deposit Insurance: 03/03/1934 Bank Holding Company: BANKERS EQUITY CORP How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.palosavingsbank.com
Is Palo Savings Bank FDIC Insured? Yes
What is Palo Savings Bank's Cert number? 13990
What is the maximum amount for insured deposits? $250,000 per holder, per account
Palo Savings Bank FinancialsTotal Assets:
$46,455,000
Total Deposits:
$43,788,000
Equity Capital:
$2,501,000
Domestic Deposits:
$43,788,000
Net Income:
$78,000
Return on Assets:
0.9561%
Quarterly Return on Assets:
0.6800%
Pretax Return on Assets:
0.7199%
Pretax Quarterly Return on Assets:
0.7200%
Return on Equity:
22.6400%
Quarterly Return on Equity:
12.8600%
Leverage Tier 1 (Core Capital) Ratio:
12.6003%
Total Interest Income (YTD):
4.2493%
Headquarters:
Palo
FDIC Field Office:
Cedar Rapids
Regulator:
FDIC
County:
Linn
# of Offices:
1
Metropolitan Statistical Area (MSA):
Cedar Rapids, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsThe current national average 2 year CD rate is at 0.91 percent in Bankrate's survey. The FDIC's national average 3 year CD rate is half of Bankrate's at 0.45 percent. Thankfully there are CD rates higher than the averages.
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Mortgage rates declined again this week, continuing to defy the experts who forecast higher rates in 2015. Average 30 year mortgage rates today are at 3.82 percent, down from last week's average rate of 3.86 percent. Low mortgage rates make homes more affordable but a shortage of homes available for sale is sending home prices higher.
Bank or Credit Union Offers and DealsFinworth CD Rates: Top Rate at 5.70% for 16-Month CDMortgage Rates Head Lower In Mortgage Survey: 30 Year Mortgage Rates Back Under 5.00% at 4.95% Home Loan Rates and Loan Refinance Rates: 30 Year Rates at 4.88% ETrade's Savings Account Rate Decreases Current Fixed Mortgage Rates Make Another All-Time Low Today Mortgage Rates Down Slightly: 30 Year Mortgage Rates at 5.01% & 15 Year Mortgage Rates at 4.33% Direction of CD Rates This Year Fed Will Push Top 1 Year CD Rates Above 1.50% Bank of Arizona Bank CD Rates AloStar Bank Still has Highest 6 Month CD Rate Even with Decrease Alternative Bank and Credit Union Offers to ExploreMortgage Rates Today in MarylandJapan's Economy Contracting 1.6 Percent Will Send Mortgage Rates Lower Housing Prices Decline 1.1% From September to October Mortgage Rates: Average Mortgage Rates Drop To Lowest Level 7/16 Mortgage Rates Sunday 3/13: 30 Year Mortgage Rates and Refinance Rates Averaging 4.81% Balance Transfer Credit Cards Goldwater Bank Money Market Account Rates now at 0.26% Luther Burbank Savings CD Rates: Top Rate at 5.25% APY Today’s Refinancing Rates and Home Loan Rates: Rates on 30 Year Jumbo Mortgages Averaging 5.37% 30 Year Mortgage Rates Hit Another New Low for 2016 Palo Savings Bank ReviewsThere are no reviews for Palo Savings Bank yet. Feel free to create one below.
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