Henderson State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Henderson State Bank Deposit Rates
Today's 12-month CD rates can be found at 3.94%, 6-month CD rates at 4.00% and 3-month CD rates at 0.20%. Current savings rates are at 0.75% and money market rates are at 0.02%. Mortgage rates today on 30-year fixed loans are around 6.51%. Credit Card rates are at 11.90%. Personal Loan rates are at 13.06%. All these rates, and more, can be found in our database of rates. Henderson State Bank's 60-Month CD rates are at 3.09%, 30-Month CD rates are at 2.93%, 36-Month CD rates are at 2.93%, 18-Month CD rates are at 2.83%, 12-Month CD rates are at 2.78%. Henderson State Bank's money market rates are at 0.50%.

Henderson State Bank

To see how these rates compare to Henderson State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Henderson State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Henderson State Bank CD rates. You can also compare Henderson State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Henderson State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Henderson State Bank? Share your experience about Henderson State Bank by leaving a review below, or read customer reviews before you decide to use Henderson State Bank.

Henderson State Bank Texas Ratio

Henderson State Bank's Texas Ratio is at 7.18%, which is considered excellent. The Texas Ratio for Henderson State Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Henderson State Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.78%
18-Month CD
2.83%
24-Month CD
N/A
36-Month CD
2.93%
48-Month CD
2.32%
60-Month CD
3.09%
Savings
N/A
MMA
0.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Henderson State Bank
1040 N Main St
Henderson, NE 68371
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Henderson State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Henderson State Bank
Henderson State Bank
60-Month CD
3.09%
$500
Henderson State Bank
Henderson State Bank
36-Month CD
2.93%
$500
Henderson State Bank
Henderson State Bank
30-Month CD
2.93%
$500
Henderson State Bank
Henderson State Bank
18-Month CD
2.83%
$500
Henderson State Bank
Henderson State Bank
12-Month CD
2.78%
$500
Henderson State Bank
Henderson State Bank
48-Month CD
2.32%
$500
Henderson State Bank
Henderson State Bank
6-Month CD
2.27%
$500
Henderson State Bank
Henderson State Bank
Money Market
0.50%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Henderson State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
iGOBanking
iGOBanking
12-Month CD
4.00%
$1,000
Alva State Bank & Trust Company
Alva State Bank & Trust Company
Kasasa Checking
3.97%
$100
Community Commerce Bank
Community Commerce Bank
18-Month CD
3.92%
$10,000
Landmark Credit Union
Landmark Credit Union
60-Month CD
3.90%
$500
Andrews Federal Credit Union
Andrews Federal Credit Union
24-Month CD
3.80%
$1,000
Adams State Bank
Adams State Bank
18-Month CD
3.80%
$1,000
Apple Federal Credit Union
Apple Federal Credit Union
36-Month CD
3.75%
$500
KodaBank
KodaBank
6-Month CD
3.58%
$1,000
Bonanza Valley State Bank
Bonanza Valley State Bank
60-Month CD
3.40%
$500
First State Bank of Beecher City
First State Bank of Beecher City
36-Month CD
3.30%
$500
Henderson FSB
Henderson FSB
60-Month CD
3.30%
$500
Phoenixville Federal B&T
60-Month CD
3.30%
$500
Schaumburg Bank & Trust Company
Schaumburg Bank & Trust Company
26-Month CD
3.20%
$1,000
Centinel Bank of Taos
Centinel Bank of Taos
12-Month CD
3.10%
$1,000
Bogota Savings Bank
Bogota Savings Bank
18-Month CD
3.00%
$1,000
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
24-Month CD
3.00%
$0
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
36-Month CD (Super Jumbo)
2.88%
$225,000
Lea County State Bank
Lea County State Bank
18-Month CD
2.53%
$1,000
Fayetteville Bank
Fayetteville Bank
24-Month CD
2.50%
$1,000
Chelsea State Bank (CSB)
Chelsea State Bank (CSB)
18-Month CD
2.47%
$500
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
60-Month CD
2.45%
$1,000
Franklin SB Franklin, NH
Franklin SB Franklin, NH
36-Month CD
2.23%
$1,000
Elizabethton FSB
Elizabethton FSB
48-Month CD
2.15%
$1,000
First Security B&T Co. IA
First Security B&T Co. IA
36-Month CD
2.13%
$2,500
State Bank of Industry
State Bank of Industry
18-Month CD
2.02%
$1,000
Yampa Valley Bank
Yampa Valley Bank
Money Market
1.65%
$2,000
One Community Bank
One Community Bank
60-Month CD
1.60%
$500
SSB Scott State Bank
SSB Scott State Bank
60-Month CD
1.51%
$1,000
Heritage Bank Wood River, NE
12-Month CD
1.50%
$1,000
TrustCo Bank
TrustCo Bank
36-Month CD
1.50%
$500
The Citizens Bank Company
The Citizens Bank Company
24-Month CD
1.46%
$1,000
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
9-Month CD
1.10%
$500
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
6-Month CD
0.85%
$1,000
Warsaw Federal S&L
60-Month CD
0.65%
$500
Municipal Bank
Municipal Bank
36-Month CD
0.60%
$1,000
Oakdale State Bank
Oakdale State Bank
12-Month CD
0.60%
$1,000
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
12-Month CD
0.50%
$1,000
FNB of Nevada, Missouri
FNB of Nevada, Missouri
48-Month CD
0.50%
$1,000
Pioneer Bank Albany, NY
Pioneer Bank Albany, NY
18-Month CD
0.35%
$500
FNB of Waterloo
FNB of Waterloo
Premier Money Market
0.30%
$0
Clay County Savings Bank
Clay County Savings Bank
Statement Savings
0.15%
$0
Carson Bank
Carson Bank
Savings
0.10%
$100
First Federal S&L of McMinnville
First Federal S&L of McMinnville
Daily Money Market
0.10%
$5
First National Bank in Pinckneyville
First National Bank in Pinckneyville
Savings
0.10%
$100
NVE Bank
NVE Bank
Premier Money Market
0.10%
$0
Transpecos Banks
Transpecos Banks
Business Money Market
0.10%
$25
TrustCo Bank
TrustCo Bank
Money Market
0.05%
$2,500
Applied Bank
Applied Bank
48-Month CD
0.05%
$1,000
William Penn Bank
William Penn Bank
Interest Checking
0.03%
$100
Bank of America
Bank of America
48-Month CD
0.03%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Henderson State Bank Information

Henderson State Bank
1040 N Main St
Henderson, NE 68371
York
Established Date: 10/13/1943
FDIC Certificate #: 17229
Date of FDIC Deposit Insurance: 06/17/1953
Bank Holding Company: HENDERSON STATE CO
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Henderson State Bank FDIC Insured? Yes
What is Henderson State Bank's Cert number? 17229
What is the maximum amount for insured deposits? $250,000 per holder, per account

Henderson State Bank Financials

Total Assets:
$337,039,000
Total Deposits:
$244,327,000
Equity Capital:
$34,975,000
Domestic Deposits:
$244,327,000
Net Income:
$1,356,000
Return on Assets:
1.6604%
Quarterly Return on Assets:
1.6100%
Pretax Return on Assets:
2.0001%
Pretax Quarterly Return on Assets:
2.0000%
Return on Equity:
15.0300%
Quarterly Return on Equity:
15.6200%
Leverage Tier 1 (Core Capital) Ratio:
12.4452%
Total Interest Income (YTD):
6.1143%
 
 
Headquarters:
Henderson
FDIC Field Office:
Grand Island
Regulator:
FDIC
County:
York
# of Offices:
5
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Fall River Five Cents Savings Bank mortgage rates were recently lowered and are very competitive right now. Fall River Five Cents' current 15 year mortgage rates are an even better deal than their 30 year mortgage rates. At 3.75 percent with no points and only $525 in fees, it's seriously worth considering a 15 year mortgage with them. Current 30 year mortgage rates at Fall River Five Cents Savings Bank are at 4.125 percent with no mortgage points and only $525 in fees. 20 year mortgage rates from Fall River Five Cents Savings Bank are slightly lower at 4.00 percent with no points and $525 in fees.
The Federal Reserve surprised everyone yesterday by maintaining their $85 billion a month stimulus policy. The Federal Open Market Committee wrapped up their two day meeting yesterday and released a statement saying they plan to wait longer before adjusting the pace of their purchases.
Mortgage Rates Hold Steady This WeekMortgage rates held steady this past week after hitting a new low for 2019 just a few weeks ago. Average 30-year mortgage rates today increased to 3.65 percent last week, up from the prior week's average rate of 3.64 percent. Back in early September, average 30-year mortgage rates fell to a fresh low of 3.49 percent.

Bank or Credit Union Offers and Deals

Current EverBank Mortgage Rates
Highest 1 Year Bank Certificate of Deposit Rate Increased to 1.20% APY
Bell Buckle, Tennessee Savings Interest Rates & Money Market Account Rates
Redneck Bank Mega Money Market Account
Mortgage Rates and Refinance Rates are Higher This Week: 30 Year Mortgage Rates Nearing 5.00%
Mortgage Rates Move Higher This Week: Current 30 Year Mortgage Rates at 4.20%
Mortgage Rates: 30 Year Mortgage Rates at 5.06% and 15 Year Mortgage Rates at 4.45%
Costco Online Savings Account
First Internet Bank of Indiana Savings Jumbo Rates now at 0.60%
Pentagon Federal Credit Union (PenFed) CD Rates

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates at Lowest Level in 2010: 30 Year Mortgage Rates at 4.93%
Goldwater Bank Money Market Account Rates now at 0.26%
Mortgage Rates and Refinance Rates Higher This Week 3-28: 30 Year Conforming Mortgage Rates at 4.80%, 15 Year Mortgage Rates at 4.10%
Mortgage Rates: Lender's Mortgage Rates Mixed, 30 Year Mortgage Rates at 4.01%
The Federal Reserve: The Real Villain Behind the Great American Housing Crisis?
Mortgage Rates and Home Sales Dip as Home Prices Rise
Auto Insurance: Additional Auto Insurance Coverage
Mortgage Rates are Higher but not for Long: 30 Year Mortgage Rates at 4.05%
Mortgage Rates 9-8 Current Mortgage Rates on 15 Year Mortgages at 3.30%
We Have a New Top CD Rate on our 12 Month CD Rates List

Henderson State Bank Reviews

There are no reviews for Henderson State Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Henderson State Bank
Your Name:
Your Rating:

See how Henderson State Bank Compares to other banks