FNB of Milaca CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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FNB of MilacaToday's 12-month CD rates can be found at 4.25%, 6-month CD rates at 3.02% and 3-month CD rates at 0.05%. Current savings rates are at 0.10% and money market rates are at 2.89%. Mortgage rates today on 30-year fixed loans are around 6.49%. Credit Card rates are at 16.25%. Personal Loan rates are at 12.50%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to FNB of Milaca CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FNB of Milaca, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FNB of Milaca CD rates. You can also compare FNB of Milaca savings rates, MMA rates and mortgage rates using our other rate lists.

FNB of Milaca money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FNB of Milaca? Share your experience about FNB of Milaca by leaving a review below, or read customer reviews before you decide to use FNB of Milaca.

FNB of Milaca Texas Ratio

FNB of Milaca's Texas Ratio is at 4.49%, which is considered excellent. The Texas Ratio for FNB of Milaca is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, FNB of Milaca is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
FNB of Milaca
190 2nd Ave Sw
Milaca, MN 56353
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare FNB of Milaca Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Farmers Bank Greenwood, AR
Farmers Bank Greenwood, AR
Kasasa Checking
4.25%
$250
Bank of Magnolia
Bank of Magnolia
12-Month CD
4.07%
$1,000
FinWise Bank
FinWise Bank
60-Month CD
4.00%
$500
Cornhusker Bank
Cornhusker Bank
18-Month CD
3.91%
$1,000
FNB of Wyoming
FNB of Wyoming
12-Month CD
3.82%
$100
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
6-Month CD
3.73%
$1,000
Vystar Credit Union
Vystar Credit Union
36-Month CD
3.60%
$500
The Dolores State Bank
The Dolores State Bank
36-Month CD
3.55%
$1,000
Citizens Bank of Clovis
Citizens Bank of Clovis
12-Month CD
3.50%
$1,000
Phelps County Bank
Phelps County Bank
48-Month CD
3.49%
$1,000
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
36-Month CD
3.34%
$500
Kennett Trust Bank
Kennett Trust Bank
48-Month CD
3.04%
$500
Heritage Bank Minnesota
Heritage Bank Minnesota
48-Month CD
3.03%
$250
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
60-Month CD
3.00%
$2,500
Empire State Bank
Empire State Bank
24-Month CD
3.00%
$1,000
Adams County Bank
Adams County Bank
24-Month CD
2.93%
$500
Bar Harbor SLA
Bar Harbor SLA
48-Month CD
2.83%
$500
First National Bank VA
First National Bank VA
60-Month CD
2.78%
$500
Leighton State Bank
Leighton State Bank
36-Month CD (step)
2.75%
$500
BankVista
BankVista
36-Month CD
2.75%
$1,000
Genoa Community Bank
Genoa Community Bank
48-Month CD
2.61%
$500
Bristol Morgan Bank
Bristol Morgan Bank
48-Month CD
2.50%
$500
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
12-Month CD
2.50%
$2,500
First Westroads Bank
First Westroads Bank
60-Month CD
2.50%
$100
Longview Bank
Longview Bank
60-Month CD
2.50%
$500
Alliance Bank WI
Alliance Bank WI
36-Month CD
2.32%
$500
Community First Bank of Indiana
Community First Bank of Indiana
60-Month CD
2.25%
$1,000
Bank of Washington
Bank of Washington
12-Month CD
2.15%
$500
Genesee Regional Bank
Genesee Regional Bank
36-Month CD
2.00%
$500
First Commerce Bank (NJ)
First Commerce Bank (NJ)
Premier Business Money Market
1.75%
$10,000
802 Credit Union
802 Credit Union
18-Month CD
1.65%
$500
F&M Bank Laotto, IN
F&M Bank Laotto, IN
12-Month CD
1.51%
$500
FNB of Peterstown
FNB of Peterstown
24-Month CD
0.85%
$2,500
The Bank of Tescott
The Bank of Tescott
3-Month CD
0.66%
$0
FirstOak Bank
FirstOak Bank
12-Month CD
0.65%
$500
Commercial Bank De Kalb, MS
Commercial Bank De Kalb, MS
Money Market
0.65%
$0
Empower Federal Credit Union
Empower Federal Credit Union
Membership Share Savings
0.55%
$0
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
24-Month CD
0.50%
$1,000
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
24-Month CD
0.50%
$500
Citizens Bank of Kansas
Citizens Bank of Kansas
24-Month CD (Bump)
0.40%
$500
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
36-Month CD
0.35%
$1,000
Crest Savings Bank
Crest Savings Bank
18-Month CD
0.30%
$500
First Seacoast Bank
First Seacoast Bank
18-Month CD (Nest Egg)
0.25%
$1,000
Mid-Missouri Bank
Mid-Missouri Bank
Money Market
0.20%
$0
Bank of New Hampshire
Bank of New Hampshire
12-Month CD
0.15%
$500
PeoplesBank
PeoplesBank
Elite Tiered Money Market
0.05%
$10
ESSA Bank & Trust
ESSA Bank & Trust
Premium Savings
0.05%
$100
167th TFR Federal Credit Union
167th TFR Federal Credit Union
Share Savings
0.05%
$0
Kitsap Bank
Kitsap Bank
Legends Checking
0.02%
$100
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
Diplomat Gold Money Market
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have FNB of Milaca rate data right now, check back for updates, we are adding rates all the time.

FNB of Milaca Information

FNB of Milaca
190 2nd Ave Sw
Milaca, MN 56353
Mille Lacs
Established Date: 08/24/1897
FDIC Certificate #: 5198
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: RUM RIVER BCORP INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is FNB of Milaca FDIC Insured? Yes
What is FNB of Milaca's Cert number? 5198
What is the maximum amount for insured deposits? $250,000 per holder, per account

FNB of Milaca Financials

Total Assets:
$264,979,000
Total Deposits:
$241,865,000
Equity Capital:
$21,523,000
Domestic Deposits:
$241,865,000
Net Income:
$347,000
Return on Assets:
0.8692%
Quarterly Return on Assets:
0.5100%
Pretax Return on Assets:
0.5140%
Pretax Quarterly Return on Assets:
0.5100%
Return on Equity:
12.4300%
Quarterly Return on Equity:
6.4200%
Common Equity Tier 1 Capital Ratio:
16.6311%
Tier 1 Risk-Based Capital Ratio:
16.6311%
Leverage Tier 1 (Core Capital) Ratio:
9.6443%
Total Risk-Based Capital Ratio (YTD):
17.6391%
Total Interest Income (YTD):
3.8551%
 
 
Headquarters:
Milaca
FDIC Field Office:
Minneapolis
Regulator:
OCC
County:
Mille Lacs
# of Offices:
4
Metropolitan Statistical Area (MSA):
Minneapolis-St. Paul-Bloomington, MN-WI
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Savings rates and money market rates are dismal these days. Interest rates probably won't be heading higher until early 2011 or even later. Current savings account interest rates and money market account interest rates for account balances of at least $2,500 are averaging 0.315 percent but you can find rates higher than the national average.
Getting the best car insurance quotes from several different insurance companies can be easily done online these days. Deciding on which types of auto insurance coverage and how much coverage you want is up to you. You need auto insurance coverage to protect yourself financially from having to pay for any property damage. The state of California has set a minimum amount of auto insurance liability coverage in order to register your vehicle so you will have to at least get the minimum. The California Insurance Code has a minimum liability coverage of $15,000 for injury/death to one person, $30,000 for injury/death to more than one person and $5,000 for damage to property.
30 year mortgage rates hit a new low for 2011 after declining 13 basis points overnight. Today's mortgage rates declined on a sharp drop in 10 year bond yields which closed yesterday at 2.46%. Current 30 year mortgage rates are averaging 4.33%, a decline from an average rate of 4.46%. 30 mortgage year rates will probably hit 4.25% over the weekend if bond yields continue to drop. Rates will fall even further if the economy falls into another recession.

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