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 Sharonview Federal Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 29, 2026
Sharonview Federal Credit Union's CD - 12 month rates are at 3.40%, CD - 24 month rates are at 3.15%, CD - 60 month rates are at 3.10%, CD - 48 month rates are at 3.00%, CD - 36 month rates are at 2.25%. Sharonview Federal Credit Union's savings rates are at 3.20%. Sharonview Federal Credit Union's money market rates are at 3.25%. Sharonview Federal Credit Union's checking rates are as high as 2.00%. Sharonview Federal Credit Union's Personal Loan Rates are as low as 13.25%. Sharonview Federal Credit Union's CD rates are 3% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Sharonview Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.09%. Rates last updated and verified on 10/29/2026. Sharonview Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sharonview Federal Credit Union? Share your experience about Sharonview Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Sharonview Federal Credit Union. Sharonview Federal Credit Union
Corporate 1955 Sharonview Way
https://www.sharonview.org Indian Land, SC 29707  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Sharonview Federal Credit Union CD Rates
Sharonview Federal Credit Union Savings Rates
Sharonview Federal Credit Union Money Market Rates
Sharonview Federal Credit Union Checking Rates
Sharonview Federal Credit Union Auto Loan Rates
Sharonview Federal Credit Union RV, Boat and Powersport Loan Rates
Sharonview Federal Credit Union Personal Loan Rates
Sharonview Federal Credit Union Other Rates
Financial Health HistorySharonview Federal Credit Union’s Texas Ratio fell from 10.67% in Q3 2023 to 10.09% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Sharonview Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Sharonview Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Sharonview Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Sharonview Federal Credit Union
Website
https://www.sharonview.org
Address
1955 Sharonview Way,
Indian Land, SC 29707
Phone
800-462-4421
Fax
704-969-6715
President
Roy Fahl
CEO
Herb White
Full-Time Employees
266
Part-Time Employees
0
Branch Locations
16
ATM Locations
11
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.09%
Return on Assets (ROA)
-0.1167%
Return on Equity (ROE)
-1.5289%
Non-Performing Loans Ratio (NPL)
1.18%
Total Assets
1,328,183,770
Total Amount of Shares and Deposits
1,177,042,801
Total Shares and Deposits < 1 Year
1,113,474,255
Total Shares and Deposits 1 3 Years
55,514,310
Total Shares and Deposits > 3 Years
8,054,236
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
112,974,004
Total Uninsured Shares and Deposits > $250K (F+J)
112,974,004
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,064,068,797
Total Interest Expense (Sum of items 6 8)
13,757,713
Share Certificates
7,357
Number of Accounts for Share Drafts
48,126
IRA KEOGH Accounts
4,414
Number of Accounts for Regular Shares
114,290
All other shares
392
Non Member Deposits
10,367
Money Market Shares
8,603
Net Income (unless the amount is already included in Undivided Earnings)
-1,549,905
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
61,734,112
Total Liabilities
1,248,312,200
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About Sharonview Federal Credit UnionDoes Sharonview Federal Credit Union offer CDs?Yes. Sharonview Federal Credit Union current CD rates include its CD - 12 month at 3.40% APY, its CD - 24 month at 3.15% APY and its CD - 60 month at 3.10% APY, verified by MonitorBankRates as of October 29, 2026. Are CDs from Sharonview Federal Credit Union NCUA insured?Yes. Sharonview Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Sharonview Federal Credit Union?The highest Sharonview Federal Credit Union CD rate is its CD - 12 month at 3.40% APY, verified by MonitorBankRates as of October 29, 2026. What CD terms does Sharonview Federal Credit Union offer?Sharonview Federal Credit Union CD rates are 3.40% APY for a 12 month CD, 3.15% APY for a 2 year CD, 2.25% APY for a 3 year CD, 3.00% APY for a 4 year CD and 3.10% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Sharonview Federal Credit Union for its full lineup. What is the highest savings rate at Sharonview Federal Credit Union?The highest Sharonview Federal Credit Union savings rate is its High-Yield Savings Account at 3.20% APY, verified by MonitorBankRates as of October 29, 2026. What is the highest money market rate at Sharonview Federal Credit Union?The highest Sharonview Federal Credit Union money market rate is its Jumbo Money Market at 3.25% APY, verified by MonitorBankRates as of October 29, 2026. What is the highest checking rate at Sharonview Federal Credit Union?The highest Sharonview Federal Credit Union checking rate is its High-Yield Checking at 2.00% APY, verified by MonitorBankRates as of October 29, 2026. What is the lowest auto loan rate at Sharonview Federal Credit Union?The lowest Sharonview Federal Credit Union auto loan rate is its Auto Loans at 4.74% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest personal loan rate at Sharonview Federal Credit Union?The lowest Sharonview Federal Credit Union personal loan rate is its Personal Access Line of Credit (PAL) at 13.25% APR, verified by MonitorBankRates as of October 29, 2026. How many branches does Sharonview Federal Credit Union operate?Sharonview Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Sharonview Federal Credit Union?Yes, to access services at Sharonview Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Sharonview Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Sharonview Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Sharonview Federal Credit Union offer online and mobile banking?Most modern institutions like Sharonview Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.sharonview.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Sharonview Federal Credit Union rates compare?Sharonview Federal Credit Union's CD rates are 3% higher than the MonitorBankRates national average, and it has an A health rating. Sharonview Federal Credit Union's top rates are its CD - 12 month at 3.40% APY, its High-Yield Savings Account at 3.20% APY, its Jumbo Money Market at 3.25% APY, its High-Yield Checking at 2.00% APY and its Personal Access Line of Credit (PAL) at 13.25% APR, verified by MonitorBankRates on October 29, 2026. Current Sharonview Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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