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iAdvertiser Disclosure
Advertiser Disclosure
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 New Castle County Delaware Employees Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 5, 2026
You can compare New Castle County Delaware Employees Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.58%, 6-month share certificate rates at 3.90% and 3-month share certificate rates at 0.95%. Savings rates are at 0.50% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.31%. All these rates can be compared to New Castle County Delaware Employees Federal Credit Union rates. MonitorBankRates evaluates the financial stability of New Castle County Delaware Employees Federal Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/05/2026. New Castle County Delaware Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at New Castle County Delaware Employees Federal Credit Union? Share your experience about New Castle County Delaware Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use New Castle County Delaware Employees Federal Credit Union. New Castle County Delaware Employees Federal Credit Union
New Castle County Delaware EFCU 100 Churchmans Rd
https://www.nccdefcu.com New Castle, DE 19720 
New Castle County Delaware Employees Federal Credit Union Savings Rates
New Castle County Delaware Employees Federal Credit Union Checking Rates
New Castle County Delaware Employees Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for New Castle County Delaware Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather New Castle County Delaware Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with New Castle County Delaware Employees Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
New Castle County Delaware Employees Federal Credit Union
Website
https://www.nccdefcu.com
Address
100 Churchmans Rd,
New Castle, DE 19720
Phone
302-395-5350
Fax
302-395-5353
President
Andrew Trzonkowski
CEO
Meredith Jeffries Snedeker
Full-Time Employees
3
Part-Time Employees
0
Branch Locations
2
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
1.0647%
Return on Equity (ROE)
9.3210%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
31,929,695
Total Amount of Shares and Deposits
28,170,476
Total Shares and Deposits < 1 Year
27,692,654
Total Shares and Deposits 1 3 Years
477,822
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
432,822
Total Uninsured Shares and Deposits > $250K (F+J)
432,822
Total Insured Shares and Deposits > $250K (item 17 less item K)
27,737,654
Total Interest Expense (Sum of items 6 8)
89,803
Share Certificates
33
Number of Accounts for Share Drafts
1,158
IRA KEOGH Accounts
46
Number of Accounts for Regular Shares
2,372
All other shares
231
Money Market Shares
172
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,260,796
Total Liabilities
28,282,652
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About New Castle County Delaware Employees Federal Credit UnionIs New Castle County Delaware Employees Federal Credit Union a safe place to deposit money?Yes, New Castle County Delaware Employees Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does New Castle County Delaware Employees Federal Credit Union operate?New Castle County Delaware Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join New Castle County Delaware Employees Federal Credit Union?Yes, to access services at New Castle County Delaware Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, New Castle County Delaware Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, New Castle County Delaware Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does New Castle County Delaware Employees Federal Credit Union offer online and mobile banking?Most modern institutions like New Castle County Delaware Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nccdefcu.com. Compare to Other Credit Unions
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