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Connection Credit Union Rates & Review September 2026

Connection Credit Union's 12 month CD rates are at 3.25%, 6 month CD rates are at 3.00%, 24 month CD rates are at 2.75%, 36 month CD rates are at 2.25%. Connection Credit Union's savings rates are at 0.05%. Connection Credit Union's money market rates are at 0.40%. Connection Credit Union's Personal Loan Rates are as low as 9.99%. MonitorBankRates evaluates the financial stability of Connection Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.94%. Rates last updated and verified on 09/22/2026.

Connection Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Connection Credit Union? Share your experience about Connection Credit Union by leaving a review below, or read customer reviews before you decide to use Connection Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.94%
Excellent Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
Connection Credit Union
Silverdale Office
10200 Silverdale Way NW
Silverdale, WA 98383
https://connectioncu.org
Member NCUA

Connection Credit Union CD Rates

Product Rate APY Term View More
12 month share certificate 3.20% 3.25% 12 month
Min Deposit $1,000
Min Balance $1,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.94%
6 month share certificate 2.96% 3.00% 6 month
Min Deposit $1,000
Min Balance $1,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.94%
24 month share certificate 2.72% 2.75% 24 month
Min Deposit $1,000
Min Balance $1,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.94%
36 month share certificate 2.23% 2.25% 36 month
Min Deposit $1,000
Min Balance $1,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.94%

Connection Credit Union Savings Rates

Product Rate APY View More
IRA Share Savings 1.05% 1.06%
Min Deposit $50
Min Balance $50
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.94%
Business/Organization Savings 0.05% 0.05%
Min Deposit $5
Min Balance $5
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.94%
Regular Share Savings 0.05% 0.05%
Min Deposit $5
Min Balance $5
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.94%
Star Savings 0.05% 0.05%
Min Deposit $5
Min Balance $0
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.94%
Youth Share Savings (<age 18) 0.05% 0.05%
Min Deposit $5
Min Balance $5
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.94%

Connection Credit Union Money Market Rates

Product Rate APY View More
Youth Money Market 5.00% 5.12%
Min Deposit $1
Min Balance $0
Details Balance: $0-750
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.94%
Money Market 1.00% 1.00%
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000+; Minimum withdrawal $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.94%
Money Market 0.40% 0.40%
Min Deposit $2,500
Min Balance $2,500
Details Balance: $2,500 - $9,999; Minimum withdrawal $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.94%
Youth Money Market 0.40% 0.40%
Min Deposit $1
Min Balance $750
Details Balance: $750.01+
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.94%

Connection Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto - - 5.24% Up to 60 mos.
Details Published APR range: 5.24% to 17.15%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.94%
New Auto - - 5.75% 61-72 mos.
Details Published APR range: 5.75% to 17.65%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.94%
New Auto - - 6.25% 73-84 mos.
Details Published APR range: 6.25% to 18.15%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.94%
Used Auto - - 6.34% Up to 60 mos.
Details Published APR range: 6.34% to 19.99%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.94%

Connection Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycles, scooters Loan - 5.99% Up to 60 mos.**
Details Published APR range: 5.99 to 11.99%. Motorcycles, etc.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.94%
Recreational Merchandise RV Loan - 6.49% Up to 84 mos.**
Details Published APR range: 6.49 to 11.49%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.94%
Recreational Merchandise RV Loan - 6.74% Up to 120 mos.**
Details Published APR range: 6.74 to 11.99%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.94%
Recreational Merchandise RV Loan - 6.95% Up to 180 mos.**
Details Published APR range: 6.95% to 12.49%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.94%

Connection Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan 9.99% Up to 48 mos.
Details Published APR range: 9.99% to 17.99%. Unsecured
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.94%

Connection Credit Union Other Rates

Product Rate Points APY/APR Term View More
Mobile Home Loan - - 10.00% Up to 144 mos.
Details Published APR range: 10.00% to 17.00%. Up to 85% of value
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.94%

Financial Health History

Connection Credit Union’s Texas Ratio rose from 1.51% in Q2 2023 to 7.94% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 1.51% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 7.94% A Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$40M7.94%5.0A
December 31, 2025$38M7.84%5.0A
September 30, 2025$38M8.51%5.0A
June 30, 2025$40M9.05%5.0A
March 31, 2025$40M7.45%5.0A
December 31, 2024$40M2.98%5.0A+
September 30, 2024$39M5.35%5.0A+
June 30, 2024$39M3.97%5.0A+
March 31, 2024$39M2.95%5.0A+
December 31, 2023$40M1.48%5.0A+
September 30, 2023$40M2.00%5.0A+
June 30, 2023$40M1.51%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Connection Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Connection Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Connection Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Connection Credit Union
Address 10200 Silverdale Way NW, Silverdale, WA 98383
Phone 360-307-6400
Fax 360-307-6440
President Douglas Bear
CEO Scott Prior
Full-Time Employees 12
Part-Time Employees 3
Branch Locations 2
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.94%
Return on Assets (ROA)
0.1468%
Return on Equity (ROE)
1.1111%
Non-Performing Loans Ratio (NPL)
1.87%
Total Assets
39,557,934
Total Amount of Shares and Deposits
34,107,774
Total Shares and Deposits < 1 Year
34,026,349
Total Shares and Deposits 1 3 Years
11,505
Total Shares and Deposits > 3 Years
69,920
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,117,149
Total Uninsured Shares and Deposits > $250K (F+J)
1,117,149
Total Insured Shares and Deposits > $250K (item 17 less item K)
32,990,625
Total Interest Expense (Sum of items 6 8)
49,704
Share Certificates
159
Number of Accounts for Share Drafts
1,534
IRA KEOGH Accounts
23
Number of Accounts for Regular Shares
3,497
All other shares
87
Money Market Shares
95
Net Income (unless the amount is already included in Undivided Earnings)
58,071
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,911,580
Total Liabilities
34,325,122
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Connection Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/connection-credit-union-rates-review-68254">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Connection Credit Union

How many branches does Connection Credit Union operate?

Connection Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Connection Credit Union?

Yes, to access services at Connection Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Connection Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Connection Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Connection Credit Union offer online and mobile banking?

Most modern institutions like Connection Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://connectioncu.org.

Current Connection Credit Union Rates

  • 12-Month CD3.25%
  • 24-Month CD2.75%
  • Savings0.05%
  • MMA0.40%
Retrieved from our database of financial products. Rates subject to change.