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Nymeo Federal Credit Union Rates & Review October 2026

Nymeo Federal Credit Union's top rates as of October 9, 2026 are 3.44% APY on its 3 Month Business CDs CD, 0.20% APY on savings, 0.56% APY on money market accounts, 0.05% APY on checking, 6.75% on its 3/1 ARM (Conforming) Mortgage, and personal loans from 7.99% APR, according to rates verified by MonitorBankRates. Other Nymeo Federal Credit Union CD rates include 6 Month IRA CD at 3.43%, 6 Month CDs at 3.43%, and 3 Month CDs at 3.41%. Other Nymeo Federal Credit Union mortgage rates include 5/1 ARM (Conforming) Mortgage at 6.88%, 7/1 ARM (Conforming) Mortgage at 7.00%, and 10 Year Fixed (Conforming) Mortgage at 7.12%. MonitorBankRates evaluates the financial stability of Nymeo Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.63%. Rates last updated and verified on 10/09/2026.

Nymeo Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Nymeo Federal Credit Union? Share your experience about Nymeo Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Nymeo Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.63%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Nymeo Federal Credit Union
NYMEO Federal Credit Union
5210 Chairmans Ct
FREDERICK, MD 21703
https://www.nymeo.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Nymeo Federal Credit Union CD Rates

Product Rate APY Term View More
6 Month IRA Certificate 3.38% 3.43% 6 Months
Min Balance $2,500
Details Balance: $2,500.00
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 3.43% APY · checked 2 times
2.93%3.43%3.93%Oct 5, 2026: 3.43% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
6 Month Share Certificates 3.38% 3.43% 6 Months
Min Balance $2,500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.43% APY · checked 6 times
2.93%3.43%3.93%Sep 14, 2026: 3.43% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
3 Month Share Certificates 3.36% 3.41% 3 Months
Min Balance $2,500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.41% APY · checked 6 times
2.91%3.41%3.91%Sep 14, 2026: 3.41% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
12 Month IRA Certificate 3.34% 3.39% 12 Months
Min Balance $1,000
Details Balance: $1,000.00 - $2,499.99
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 3.39% APY · checked 2 times
2.89%3.39%3.89%Oct 5, 2026: 3.39% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
12 Month Share Certificates 3.34% 3.39% 12 Months
Min Balance $1,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.39% APY · checked 6 times
2.89%3.39%3.89%Sep 14, 2026: 3.39% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
18 Month IRA Certificate 3.03% 3.07% 18 Months
Min Balance $500
Details Balance: $500.00 - $999.99
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 3.07% APY · checked 2 times
2.57%3.07%3.57%Oct 5, 2026: 3.07% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
18 Month Share Certificates 3.03% 3.07% 18 Months
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.07% APY · checked 6 times
2.57%3.07%3.57%Sep 14, 2026: 3.07% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
24 Month IRA Certificate 3.00% 3.04% 24 Months
Min Balance $2,500
Details Balance: $2,500.00
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 3.04% APY · checked 2 times
2.54%3.04%3.54%Oct 5, 2026: 3.04% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
24 Month Share Certificates 3.00% 3.04% 24 Months
Min Balance $2,500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 6 times
2.54%3.04%3.54%Sep 14, 2026: 3.04% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
36 Month IRA Certificate 2.98% 3.02% 36 Months
Min Balance $2,500
Details Balance: $2,500.00
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 3.02% APY · checked 2 times
2.52%3.02%3.52%Oct 5, 2026: 3.02% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
36 Month Share Certificates 2.98% 3.02% 36 Months
Min Balance $2,500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.02% APY · checked 6 times
2.52%3.02%3.52%Sep 14, 2026: 3.02% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
60 Month IRA Certificate 2.65% 2.68% 60 Months
Min Balance $2,500
Details Balance: $2,500.00
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 2.68% APY · checked 2 times
2.18%2.68%3.18%Oct 5, 2026: 2.68% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
60 Month Share Certificates 2.65% 2.68% 60 Months
Min Balance $2,500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 2.68% APY · checked 6 times
2.18%2.68%3.18%Sep 14, 2026: 2.68% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
48 Month IRA Certificate 2.49% 2.52% 48 Months
Min Balance $2,500
Details Balance: $2,500.00
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 2.52% APY · checked 2 times
2.02%2.52%3.02%Oct 5, 2026: 2.52% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
48 Month Share Certificates 2.49% 2.52% 48 Months
Min Balance $2,500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 2.52% APY · checked 6 times
2.02%2.52%3.02%Sep 14, 2026: 2.52% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%

Nymeo Federal Credit Union Business CD Rates

Product Rate APY Term View More
3 Month Business Certificates 3.39% 3.44% 3 Months
Min Balance $2,500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.44% APY · checked 5 times
2.94%3.44%3.94%Sep 14, 2026: 3.44% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
6 Month Business Certificates 3.36% 3.41% 6 Months
Min Balance $2,500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.41% APY · checked 5 times
2.91%3.41%3.91%Sep 14, 2026: 3.41% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
12 Month Business Certificates 3.14% 3.19% 12 Months
Min Balance $1,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.19% APY · checked 5 times
2.69%3.19%3.69%Sep 14, 2026: 3.19% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
18 Month Business Certificates 3.05% 3.09% 18 Months
Min Balance $1,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.09% APY · checked 5 times
2.59%3.09%3.59%Sep 14, 2026: 3.09% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
24 Month Business Certificates 3.01% 3.05% 24 Months
Min Balance $2,500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 5 times
2.55%3.05%3.55%Sep 14, 2026: 3.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
36 Month Business Certificates 3.00% 3.04% 36 Months
Min Balance $2,500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 5 times
2.54%3.04%3.54%Sep 14, 2026: 3.04% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
60 Month Business Certificates 2.63% 2.66% 60 Months
Min Balance $2,500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 2.66% APY · checked 5 times
2.16%2.66%3.16%Sep 14, 2026: 2.66% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
48 Month Business Certificates 2.43% 2.46% 48 Months
Min Balance $2,500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 2.46% APY · checked 5 times
1.96%2.46%2.96%Sep 14, 2026: 2.46% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%

Nymeo Federal Credit Union Savings Rates

Product Rate APY View More
Additional Share Savings 0.20% 0.20%
Min Balance $0
Details Balance: $0.00 - $2499.99
Last Updated 10/09/2026
Rate History
No change since Sep 21, 2026 · 0.20% APY · checked 5 times
0.00%0.35%0.70%Sep 21, 2026: 0.20% APYSep 21, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Additional Share Savings 0.20% 0.20%
Min Balance $2,500
Details Balance: $2,500.00
Last Updated 10/09/2026
Rate History
No change since Sep 21, 2026 · 0.20% APY · checked 5 times
0.00%0.35%0.70%Sep 21, 2026: 0.20% APYSep 21, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Share Savings 0.20% 0.20%
Min Balance $5
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 6 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
IRA Savings Accounts 0.10% 0.10%
Min Balance $0
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%

Nymeo Federal Credit Union Business Savings Rates

Product Rate APY View More
Business Share Savings 0.10% 0.10%
Min Balance $5,000
Details Balance: $5,000+
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Business Share Savings 0.05% 0.05%
Min Balance $0
Details Balance: $0.00 - $4,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%

Nymeo Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Accounts 0.40% 0.40%
Min Balance $100,000
Details Balance: $100,000.00+
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.40% APY · checked 6 times
0.00%0.45%0.90%Sep 14, 2026: 0.40% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Money Market Accounts 0.32% 0.32%
Min Balance $25,000
Details Balance: $25,000.00 - $99,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.32% APY · checked 6 times
0.00%0.41%0.82%Sep 14, 2026: 0.32% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Money Market Accounts 0.26% 0.26%
Min Balance $2,500
Details Balance: $2,500.00 - $24,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.26% APY · checked 6 times
0.00%0.38%0.76%Sep 14, 2026: 0.26% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%

Nymeo Federal Credit Union Business Money Market Rates

Product Rate APY View More
Business Money Market Accounts 0.56% 0.56%
Min Balance $100,000
Details Balance: $100,000.00+
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.56% APY · checked 6 times
0.06%0.56%1.06%Sep 14, 2026: 0.56% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Business Money Market Accounts 0.51% 0.51%
Min Balance $50,000
Details Balance: $50,000.00 - $99,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.51% APY · checked 6 times
0.01%0.51%1.01%Sep 14, 2026: 0.51% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Business Money Market Accounts 0.39% 0.39%
Min Balance $25,000
Details Balance: $25,000.00 - $49,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.39% APY · checked 6 times
0.00%0.45%0.89%Sep 14, 2026: 0.39% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Business Money Market Accounts 0.34% 0.34%
Min Balance $5,000
Details Balance: $5,000.00 - $24,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.34% APY · checked 6 times
0.00%0.42%0.84%Sep 14, 2026: 0.34% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Business Money Market Accounts 0.28% 0.28%
Min Balance $0
Details Balance: $0.00 - $4,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.28% APY · checked 6 times
0.00%0.39%0.78%Sep 14, 2026: 0.28% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%

Nymeo Federal Credit Union Checking Rates

Product Rate APY View More
Premier Interest Checking 0.05% 0.05%
Min Balance $0
Details Balance: $0.00 - $1,499.99; ***$10 fee assessed monthly if balance falls under $1,500.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%

Nymeo Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
3/1 ARM (Conforming) Mortgage - 0% 6.75% 3/1 ARM
Details As low as
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.75% APR
6.25%6.75%7.25%Oct 9, 2026: 6.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
5/1 ARM (Conforming) Mortgage - 0% 6.875% 5/1 ARM
Details As low as
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.88% APR
6.38%6.88%7.38%Oct 9, 2026: 6.88% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
7/1 ARM (Conforming) Mortgage - 0% 7.00% 7/1 ARM
Details As low as
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.00% APR
6.50%7.00%7.50%Oct 9, 2026: 7.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
10 Year Fixed (Conforming) Mortgage - 0% 7.125% 10 years
Details As low as
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.13% APR
6.63%7.13%7.63%Oct 9, 2026: 7.13% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
15 Year Fixed (Conforming) Mortgage - 0% 7.25% 15 years
Details As low as
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 9, 2026: 7.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
20 Year Fixed (Conforming) Mortgage - 0% 7.50% 20 years
Details As low as
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.50% APR
7.00%7.50%8.00%Oct 9, 2026: 7.50% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
30 Year Fixed (Conforming) Mortgage - 0% 7.625% 30 years
Details As low as
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.63% APR
7.13%7.63%8.13%Oct 9, 2026: 7.63% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%

Nymeo Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Other Vehicles (Boats, Travel Trailers, Motor Homes, etc,) Loan - - 7.49% 12-48 Months
Details Amount:
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 7.49% APR · checked 11 times
6.99%7.49%7.99%Sep 14, 2026: 7.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Other Vehicles (Boats, Travel Trailers, Motor Homes, etc,) Loan - - 7.74% 49-60 Months
Details Amount: $10,000+
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 7.74% APR · checked 11 times
7.24%7.74%8.24%Sep 14, 2026: 7.74% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Other Vehicles (Boats, Travel Trailers, Motor Homes, etc,) Loan - - 7.99% 12-60 Months
Details Amount: $5,000+
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 7.99% APR · checked 9 times
7.49%7.99%8.49%Sep 18, 2026: 7.99% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Other Vehicles (Boats, Travel Trailers, Motor Homes, etc,) Loan - - 7.99% 61-72 Months
Details Amount: $15,000+
Last Updated 10/09/2026
Rate History
No change since Sep 17, 2026 · 7.99% APR · checked 10 times
7.49%7.99%8.49%Sep 17, 2026: 7.99% APRSep 17, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Other Vehicles (Boats, Travel Trailers, Motor Homes, etc,) Loan - - 8.24% 61-84 Months
Details Amount: $10,000+
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 8.24% APR · checked 10 times
7.74%8.24%8.74%Sep 14, 2026: 8.24% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Other Vehicles (Boats, Travel Trailers, Motor Homes, etc,) Loan - - 8.49% 85-120 Months
Details Amount: $25,000+
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 8.49% APR · checked 10 times
7.99%8.49%8.99%Sep 14, 2026: 8.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Other Vehicles (Boats, Travel Trailers, Motor Homes, etc,) Loan - - 8.74% 121-180 Months
Details Amount: $35,000+
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 8.74% APR · checked 10 times
8.24%8.74%9.24%Sep 14, 2026: 8.74% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%

Nymeo Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 7.99% 6-48 Months
Details As low as
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 11 times
7.49%7.99%8.49%Sep 14, 2026: 7.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Personal Loan 8.99% 49-72 Months
Details As low as
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 8.99% APR · checked 11 times
8.49%8.99%9.49%Sep 14, 2026: 8.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%

Nymeo Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Revolving Line of Credit - - 11.25%
Details As low as
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 11.25% APR · checked 11 times
10.75%11.25%11.75%Sep 14, 2026: 11.25% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%

Financial Health History

Nymeo Federal Credit Union’s Texas Ratio fell from 7.31% in Q3 2023 to 5.63% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 7.31% A Q3 2023 A Q4 2023 A Q1 2024 A Q2 2024 A Q3 2024 A Q4 2024 A Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 A+ Q1 2026 5.63% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$409M5.63%5.0A+
March 31, 2026$408M5.90%5.0A+
December 31, 2025$409M8.88%5.0A
September 30, 2025$390M9.86%5.0A
June 30, 2025$370M7.62%5.0A
March 31, 2025$369M8.37%5.0A
December 31, 2024$364M9.03%5.0A
September 30, 2024$362M8.57%5.0A
June 30, 2024$362M10.02%5.0A
March 31, 2024$364M7.88%5.0A
December 31, 2023$357M8.57%5.0A
September 30, 2023$352M7.31%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Nymeo Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Nymeo Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Nymeo Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Nymeo Federal Credit Union
Address 5210 Chairmans Ct, FREDERICK, MD 21703
Phone 855-436-4100
Fax 240-436-4138
President CHARLES YANCEY
CEO VICTORIA JOHNSTON
Full-Time Employees 77
Part-Time Employees 4
Branch Locations 3
ATM Locations 7
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.63%
Return on Assets (ROA)
0.3763%
Return on Equity (ROE)
3.3858%
Non-Performing Loans Ratio (NPL)
0.93%
Total Assets
409,054,035
Total Amount of Shares and Deposits
349,353,971
Total Shares and Deposits < 1 Year
338,387,402
Total Shares and Deposits 1 3 Years
10,346,219
Total Shares and Deposits > 3 Years
620,350
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
31,713,337
Total Uninsured Shares and Deposits > $250K (F+J)
31,713,337
Total Insured Shares and Deposits > $250K (item 17 less item K)
317,640,634
Total Interest Expense (Sum of items 6 8)
2,387,820
Share Certificates
2,423
Number of Accounts for Share Drafts
14,610
IRA KEOGH Accounts
521
Number of Accounts for Regular Shares
23,361
All other shares
317
Non Member Deposits
22
Money Market Shares
1,423
Net Income (unless the amount is already included in Undivided Earnings)
1,539,219
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,379,708
Total Liabilities
367,345,648
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Nymeo Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/nymeo-federal-credit-union-rates-review-16408">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Nymeo Federal Credit Union

How many branches does Nymeo Federal Credit Union operate?

Nymeo Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Nymeo Federal Credit Union?

Yes, to access services at Nymeo Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Nymeo Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Nymeo Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Nymeo Federal Credit Union offer online and mobile banking?

Most modern institutions like Nymeo Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nymeo.org.

Current Nymeo Federal Credit Union Rates

  • 12-Month CD3.19%
  • 18-Month CD3.07%
  • 24-Month CD3.04%
  • 60-Month CD2.66%
  • Savings0.20%
  • MMA0.56%
Retrieved from our database of financial products. Rates subject to change.