MonitorBankRates
  1. Home
  2. Credit Unions
  3. Nymeo Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Nymeo Federal Credit Union Rates & Review April 2026

Nymeo Federal Credit Union's 10 month CD Specials rates are at 3.97%, 6 month CD Specials rates are at 3.92%, 3 month CD Specials rates are at 3.87%, IRA CDs 6 month rates are at 3.68%, 6 month CDs rates are at 3.68%. Nymeo Federal Credit Union's savings rates are at 0.05%. Nymeo Federal Credit Union's money market rates are at 0.00%. Nymeo Federal Credit Union's Personal Loan Rates are at 7.99%. MonitorBankRates evaluates the financial stability of Nymeo Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.40%. Rates were last updated on 04/18/2026.

Nymeo Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Nymeo Federal Credit Union? Share your experience about Nymeo Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Nymeo Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
10.40%
Excellent Higher than avg
Nymeo Federal Credit Union
NYMEO Federal Credit Union
5210 Chairmans Ct
FREDERICK, MD 21703
https://www.nymeo.org
Member NCUA

Nymeo Federal Credit Union CD Rates

Product Rate APY Term View More
10 month Share Certificate Specials 3.90% 3.97% 10 Months
Min Balance $2,500
Details New Money Only (Funds not on deposit at Nymeo). Specials will be available for a limited time only and may be discontinued at any time.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
6 month Share Certificate Specials 3.85% 3.92% 6 Months
Min Balance $2,500
Details New Money Only (Funds not on deposit at Nymeo). Specials will be available for a limited time only and may be discontinued at any time.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
3 month Share Certificate Specials 3.80% 3.87% 3 Months
Min Balance $2,500
Details New Money Only (Funds not on deposit at Nymeo). Specials will be available for a limited time only and may be discontinued at any time.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
IRA Certificates 6 month 3.62% 3.68% 6 Months
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
6 month Share Certificates 3.62% 3.68% 6 Months
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
IRA Certificates 12 month 3.56% 3.62% 12 Months
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
12 month Share Certificates 3.56% 3.62% 12 Months
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
3 month Business Certificates 3.42% 3.47% 3 Months
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
6 month Business Certificates 3.40% 3.45% 6 Months
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
3 month Share Certificates 3.39% 3.44% 3 Months
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
IRA Certificates 18 month 3.30% 3.35% 18 Months
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
18 month Share Certificates 3.30% 3.35% 18 Months
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
18 month Business Certificates 3.26% 3.31% 18 Months
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
IRA Certificates 36 month 3.21% 3.26% 36 Months
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
36 month Share Certificates 3.21% 3.26% 36 Months
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
24 month Business Certificates 3.14% 3.19% 24 Months
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
IRA Certificates 24 month 3.13% 3.18% 24 Months
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
24 month Share Certificates 3.13% 3.18% 24 Months
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
36 month Business Certificates 2.57% 2.60% 36 Months
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
IRA Certificates 60 month 2.55% 2.58% 60 Months
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
IRA Certificates 72 month 2.55% 2.58% 72 Months
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
IRA Certificates 84 month 2.55% 2.58% 84 Months
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
60 month Share Certificates 2.55% 2.58% 60 Months
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
60 month Business Certificates 2.54% 2.57% 60 Months
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
IRA Certificates 48 month 2.50% 2.53% 48 Months
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
48 month Share Certificates 2.50% 2.53% 48 Months
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
84 month Business Certificates 2.46% 2.49% 84 Months
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
48 month Business Certificates 2.00% 2.02% 48 Months
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%

Nymeo Federal Credit Union Savings Rates

Product Rate APY View More
Additional Share Savings 0.20% 0.20%
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
Club Accounts 0.20% 0.20%
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
Share Savings 0.20% 0.20%
Min Balance $5
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
IRA Savings Accounts 0.10% 0.10%
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
Share Savings 0.10% 0.10%
Min Balance $5,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
Share Savings 0.05% 0.05%
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%

Nymeo Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Accounts 0.74% 0.74%
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
Money Market Accounts 0.67% 0.67%
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
Money Market Accounts 0.50% 0.50%
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
Money Market Accounts 0.46% 0.46%
Min Balance $25,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
Money Market Accounts 0.41% 0.41%
Min Balance $25,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
Money Market Accounts 0.40% 0.40%
Min Balance $5,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
Money Market Accounts 0.33% 0.33%
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
Money Market Accounts 0.28% 0.28%
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
Money Market Accounts - 0.00%
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%

Nymeo Federal Credit Union Checking Rates

Product Rate APY View More
Premier Interest Checking 0.10% 0.10%
Min Balance $1,500
Details $10 fee assessed monthly if balance falls under $1,500.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
Premier Interest Checking 0.05% 0.05%
Min Balance $0
Details $10 fee assessed monthly if balance falls under $1,500.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
Benefits Checking - 0.00%
Min Balance $0
Details $6.95 fee is assessed monthly.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
Business Solutions Checking - 0.00%
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
Simply Free Checking - 0.00%
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
Student Checking - 0.00%
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%

Nymeo Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
3/1 ARM (Conforming) - 0% 5.25%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
5/1 ARM (Conforming) - 0% 5.38%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
7/1 ARM (Conforming) - 0% 5.50%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
10 Year Fixed (Conforming) - 0% 5.63%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
15 Year Fixed (Conforming) - 0% 5.75%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
20 Year Fixed (Conforming) - 0% 6.00%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
30 Year Fixed (Conforming) - 0% 6.38%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%

Nymeo Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC (Other) - 0% 6.75%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%

Nymeo Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 7.99%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%
Personal Loan - 8.99%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.40%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Nymeo Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Nymeo Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Nymeo Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Nymeo Federal Credit Union
Address 5210 Chairmans Ct, FREDERICK, MD 21703
Phone 855-436-4100
Fax 240-436-4138
President CHARLES YANCEY
CEO VICTORIA JOHNSTON
Full-Time Employees 75
Part-Time Employees 4
Branch Locations 3
ATM Locations 10
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.40%
Return on Assets (ROA)
0.4763%
Return on Equity (ROE)
4.3029%
Non-Performing Loans Ratio (NPL)
1.62%
Total Assets
389,846,172
Total Amount of Shares and Deposits
330,909,473
Total Shares and Deposits < 1 Year
316,222,955
Total Shares and Deposits 1 3 Years
13,959,622
Total Shares and Deposits > 3 Years
726,896
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
29,867,147
Total Uninsured Shares and Deposits > $250K (F+J)
29,867,147
Total Insured Shares and Deposits > $250K (item 17 less item K)
301,042,326
Total Interest Expense (Sum of items 6 8)
3,118,621
Share Certificates
2,303
Number of Accounts for Share Drafts
14,633
IRA KEOGH Accounts
541
Number of Accounts for Regular Shares
23,681
All other shares
302
Non Member Deposits
22
Money Market Shares
1,347
Net Income (unless the amount is already included in Undivided Earnings)
1,856,924
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
11,348,709
Total Liabilities
350,740,369
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Nymeo Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Nymeo Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Nymeo Federal Credit Union

Is Nymeo Federal Credit Union a safe place to deposit money?

Yes, Nymeo Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 10.397895956436%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Nymeo Federal Credit Union operate?

Nymeo Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Nymeo Federal Credit Union?

Yes, to access services at Nymeo Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Nymeo Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Nymeo Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Nymeo Federal Credit Union offer online and mobile banking?

Most modern institutions like Nymeo Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nymeo.org.

Current Nymeo Federal Credit Union Rates

  • 12-Month CD3.62%
  • 18-Month CD3.31%
  • 24-Month CD3.18%
  • 60-Month CD2.57%
  • Savings0.05%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.