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Illinois Community Credit Union

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Illinois Community Credit Union Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Illinois Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

Illinois Community Credit Union rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 2.89%, 6-month share certificate rates at 2.75% and 3-month share certificate rates at 2.65%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Illinois Community Credit Union, and you can see how they compare in the Illinois Community Credit Union rate tables below. MonitorBankRates evaluates the financial stability of Illinois Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.34%. Database rates last updated and verified on 08/30/2026.

Illinois Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Illinois Community Credit Union? Share your experience about Illinois Community Credit Union by leaving a review below, or read customer reviews before you decide to use Illinois Community Credit Union.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.34%

Excellent Lower than avg

Illinois Community Credit Union
SYCAMORE

508 W STATE ST
SYCAMORE, IL 60178 1328

https://www.myiccu.org

Current Rate Availability

We're not currently displaying rates for Illinois Community Credit Union, but our database is updated constantly — check back soon for the latest offers.

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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Illinois Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Illinois Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Illinois Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Illinois Community Credit Union

Website https://www.myiccu.org

Address 508 W STATE ST, SYCAMORE, IL 60178 1328

Phone 815-895-4541

Fax 815-895-9925

President DAVID THURWANGER

CEO Thor Dolan

Full-Time Employees 37

Part-Time Employees 2

Branch Locations 3

ATM Locations 4

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.34%

Return on Assets (ROA)

-0.1594%

Return on Equity (ROE)

-1.3848%

Non-Performing Loans Ratio (NPL)

0.51%

Total Assets

122,293,066

Total Amount of Shares and Deposits

107,041,735

Total Shares and Deposits < 1 Year

88,749,886

Total Shares and Deposits 1 3 Years

15,446,184

Total Shares and Deposits > 3 Years

2,845,665

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,705,889

Total Uninsured Shares and Deposits > $250K (F+J)

2,705,889

Total Insured Shares and Deposits > $250K (item 17 less item K)

104,335,846

Total Interest Expense (Sum of items 6 8)

512,046

Share Certificates

783

Number of Accounts for Share Drafts

5,335

IRA KEOGH Accounts

433

Number of Accounts for Regular Shares

15,158

Non Member Deposits

Money Market Shares

197

Net Income (unless the amount is already included in Undivided Earnings)

-194,969

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

11,591,658

Total Liabilities

108,376,441

Source: NCUA — Last Updated 03/31/2024

2026 MBR Health & Safety Badge

Illinois Community Credit Union earned the Verified Strong badge

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Customer Reviews

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Total Reviews

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Frequently Asked Questions About Illinois Community Credit Union

How many branches does Illinois Community Credit Union operate?

Illinois Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Illinois Community Credit Union?

Yes, to access services at Illinois Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Illinois Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Illinois Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Illinois Community Credit Union offer online and mobile banking?

Most modern institutions like Illinois Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myiccu.org.