|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Copper State Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
Copper State Credit Union's 1 Year Business CD rates are at 4.00%, 1 Year CD rates are at 4.00%, 2 Year Business CD rates are at 4.00%, 2 Year CD rates are at 4.00%, 3 Year Business CD rates are at 4.00%. Copper State Credit Union's savings rates are at 0.10%. MonitorBankRates evaluates the financial stability of Copper State Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.57%. Rates were last updated on 03/25/2026. Copper State Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Copper State Credit Union? Share your experience about Copper State Credit Union by leaving a review below, or read customer reviews before you decide to use Copper State Credit Union. Copper State Credit Union
Operations Center 15458 N 28th Ave
https://www.copperstatecu.org Phoenix, AZ 85053 
Copper State Credit Union CD Rates
Copper State Credit Union Savings Rates
Copper State Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Copper State Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Copper State Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Copper State Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Copper State Credit Union
Website
https://www.copperstatecu.org
Address
15458 N 28th Ave,
Phoenix, AZ 85053
Phone
602-375-7300
Fax
602-375-7333
President
Dennis McDonald
CEO
Robert Scott
Full-Time Employees
142
Part-Time Employees
7
Branch Locations
7
ATM Locations
9
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.57%
Return on Assets (ROA)
1.0031%
Return on Equity (ROE)
11.5086%
Non-Performing Loans Ratio (NPL)
0.95%
Total Assets
631,949,909
Total Amount of Shares and Deposits
552,705,855
Total Shares and Deposits < 1 Year
534,522,877
Total Shares and Deposits 1 3 Years
10,922,364
Total Shares and Deposits > 3 Years
7,260,614
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
29,760,127
Total Uninsured Shares and Deposits > $250K (F+J)
29,760,127
Total Insured Shares and Deposits > $250K (item 17 less item K)
522,945,728
Total Interest Expense (Sum of items 6 8)
6,533,118
Share Certificates
3,641
Number of Accounts for Share Drafts
26,108
Number of Accounts for Regular Shares
42,601
Non Member Deposits
40
Money Market Shares
4,280
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
56,350,701
Total Liabilities
580,536,031
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Copper State Credit UnionIs Copper State Credit Union a safe place to deposit money?Yes, Copper State Credit Union is considered a safe financial institution. With a Texas Ratio of 7.5708270948452%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Copper State Credit Union operate?Copper State Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Copper State Credit Union?Yes, to access services at Copper State Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Copper State Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Copper State Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Copper State Credit Union offer online and mobile banking?Most modern institutions like Copper State Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.copperstatecu.org. Current Copper State Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Bowater Employees Credit Union
San Francisco Fire Credit Union
Greensboro Municipal Federal Credit Union
Electrical Federal Credit Union
Mississippi College Employees Federal Credit Union
Deming Schools Employees Credit Union
NORTH ALABAMA PAPERMAKERS
AOD Federal Credit Union
TRI CITIES Community Credit Union
Guthrie Community Federal Credit Union
North Country Federal Credit Union
US Employees Credit Union
Wayne Westland Federal Credit Union
Civic Central Credit Union
One Credit Union
Government Printing Office Federal Credit Union
High Desert Community Credit Union
Kalsee Credit Union
Ware County School Employees FCU
CCSE Federal Credit Union
Maine Media Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
