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MOOG EMPLOYEES Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
MOOG EMPLOYEES's 12 Month Jumbo CD rates are at 3.55%, 24 Month Jumbo CD rates are at 3.45%, 36 Month Jumbo CD rates are at 3.35%, 12 Month IRA CD rates are at 3.30%, 12 Month Term CD rates are at 3.30%. MOOG EMPLOYEES's savings rates are at 0.15%. MOOG EMPLOYEES's money market rates are at 3.20%. MOOG EMPLOYEES's First Mortgage (Primary Residence) rates are at 6.75%, Refinance of Existing Credit Union First Mortgage Loan (Low Closing Costs) rates are at 6.75%, First Mortgage (Primary Residence) rates are at 7.12%, Refinance of Existing Credit Union First Mortgage Loan (Low Closing Costs) rates are at 7.12%, First Mortgage (Primary Residence) rates are at 7.15%. MOOG EMPLOYEES's Personal Loan Rates are as low as 8.49%. MonitorBankRates evaluates the financial stability of MOOG EMPLOYEES with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.38%. Rates last updated and verified on 09/22/2026. MOOG EMPLOYEES money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MOOG EMPLOYEES? Share your experience about MOOG EMPLOYEES by leaving a review below, or read customer reviews before you decide to use MOOG EMPLOYEES. 
MOOG EMPLOYEES CD Rates
MOOG EMPLOYEES Savings Rates
MOOG EMPLOYEES Money Market Rates
MOOG EMPLOYEES Mortgage Rates
MOOG EMPLOYEES Home Equity & HELOC
MOOG EMPLOYEES Auto Loan Rates
MOOG EMPLOYEES RV, Boat and Powersport Loan Rates
MOOG EMPLOYEES Personal Loan Rates
MOOG EMPLOYEES Other Rates
Financial Health HistoryMOOG EMPLOYEES’s Texas Ratio stayed near 0.16% in Q2 2023 to 0.38% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for MOOG EMPLOYEES is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather MOOG EMPLOYEES rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with MOOG EMPLOYEES's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
MOOG EMPLOYEES
Website
http://www.moogfcu.com
Address
7181 SENECA St,
EAST AURORA, NY 14052-0018
Phone
716-655-2360
Fax
716-655-1675
President
PETER SCHNITZLER
CEO
FRANK DUMOND
Full-Time Employees
12
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.38%
Return on Assets (ROA)
0.4857%
Return on Equity (ROE)
1.8434%
Non-Performing Loans Ratio (NPL)
0.26%
Total Assets
255,073,959
Total Amount of Shares and Deposits
187,392,444
Total Shares and Deposits < 1 Year
185,370,056
Total Shares and Deposits 1 3 Years
2,022,388
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
10,659,274
Total Uninsured Shares and Deposits > $250K (F+J)
10,659,274
Total Insured Shares and Deposits > $250K (item 17 less item K)
176,733,170
Total Interest Expense (Sum of items 6 8)
634,113
Share Certificates
519
Number of Accounts for Share Drafts
4,182
IRA KEOGH Accounts
492
Number of Accounts for Regular Shares
9,538
Money Market Shares
853
Net Income (unless the amount is already included in Undivided Earnings)
1,238,852
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
25,246,091
Total Liabilities
187,868,626
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for MOOG EMPLOYEES yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for MOOG EMPLOYEES
Frequently Asked Questions About MOOG EMPLOYEESHow many branches does MOOG EMPLOYEES operate?MOOG EMPLOYEES currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join MOOG EMPLOYEES?Yes, to access services at MOOG EMPLOYEES, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, MOOG EMPLOYEES does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, MOOG EMPLOYEES provides members with tools to manage their accounts and build a solid financial history. Does MOOG EMPLOYEES offer online and mobile banking?Most modern institutions like MOOG EMPLOYEES provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.moogfcu.com. Current MOOG EMPLOYEES Rates
Retrieved from our database of financial products. Rates subject to change.
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