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MOSES Federal Credit Union Rates & Review March 2026

MOSES Federal Credit Union's Personal Loan Rates are at 9.50%. MonitorBankRates evaluates the financial stability of MOSES Federal Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/28/2026.

MOSES Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MOSES Federal Credit Union? Share your experience about MOSES Federal Credit Union by leaving a review below, or read customer reviews before you decide to use MOSES Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Republic Bank & Trust Company
Main office
90 N Washington St
Boston, MA 02114 1914
http://www.moses-ma.org/moses-federal-credit-union
Member NCUA

MOSES Federal Credit Union Credit Card Rates

Product Rate APR View More
Credit Card Loan - 9.75%
Details As Low As
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Card Loan - 10.75%
Details As Low As
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Card Loan - 11.75%
Details As Low As
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

MOSES Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 9.50%
Details As Low As
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal Loan - 12.90%
Details As Low As
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for MOSES Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather MOSES Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with MOSES Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name MOSES Federal Credit Union
Address 90 N Washington St, Boston, MA 02114 1914
Phone 978-276-0750
Fax
President Allen Bondeson
CEO Joanne Demers
Full-Time Employees 0
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
0.7505%
Return on Equity (ROE)
3.6980%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
1,624,553
Total Amount of Shares and Deposits
1,277,817
Total Shares and Deposits < 1 Year
1,277,817
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,277,817
Total Interest Expense (Sum of items 6 8)
2,795
Number of Accounts for Regular Shares
285
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,075,334
Total Liabilities
1,294,865
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About MOSES Federal Credit Union

Is MOSES Federal Credit Union a safe place to deposit money?

Yes, MOSES Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does MOSES Federal Credit Union operate?

MOSES Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join MOSES Federal Credit Union?

Yes, to access services at MOSES Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, MOSES Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, MOSES Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does MOSES Federal Credit Union offer online and mobile banking?

Most modern institutions like MOSES Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.moses-ma.org/moses-federal-credit-union.