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Logan Medical Federal Credit Union Rates & Review April 2026

Logan Medical Federal Credit Union's Personal Loan Rates are at 4.74%. MonitorBankRates evaluates the financial stability of Logan Medical Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.78%. Rates were last updated on 04/11/2026.

Logan Medical Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Logan Medical Federal Credit Union? Share your experience about Logan Medical Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Logan Medical Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.78%
Excellent Lower than avg
Logan Medical Federal Credit Union
Main Office
500 E 1400 N
Logan, UT 84341
https://www.loganmedicalfcu.org
Member NCUA

Logan Medical Federal Credit Union Checking Rates

Product Rate APY View More
Share Drafts (Checking) - 0.00%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%

Logan Medical Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.74%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Logan Medical Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Logan Medical Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Logan Medical Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Logan Medical Federal Credit Union
Address 500 E 1400 N, Logan, UT 84341
Phone 435-716-5392
Fax 435-753-4179
President Brian Potts
CEO Dale Howe
Full-Time Employees 3
Part-Time Employees 3
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.78%
Return on Assets (ROA)
0.7908%
Return on Equity (ROE)
4.4095%
Non-Performing Loans Ratio (NPL)
1.29%
Total Assets
32,833,008
Total Amount of Shares and Deposits
26,857,842
Total Shares and Deposits < 1 Year
24,620,891
Total Shares and Deposits 1 3 Years
1,470,785
Total Shares and Deposits > 3 Years
766,166
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
725,702
Total Uninsured Shares and Deposits > $250K (F+J)
725,702
Total Insured Shares and Deposits > $250K (item 17 less item K)
26,132,140
Total Interest Expense (Sum of items 6 8)
425,190
Share Certificates
580
Number of Accounts for Share Drafts
912
IRA KEOGH Accounts
113
Number of Accounts for Regular Shares
2,755
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
-127,361
Total Liabilities
26,944,848
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Logan Medical Federal Credit Union

Is Logan Medical Federal Credit Union a safe place to deposit money?

Yes, Logan Medical Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.7756277003342%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Logan Medical Federal Credit Union operate?

Logan Medical Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Logan Medical Federal Credit Union?

Yes, to access services at Logan Medical Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Logan Medical Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Logan Medical Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Logan Medical Federal Credit Union offer online and mobile banking?

Most modern institutions like Logan Medical Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.loganmedicalfcu.org.