What are the current interest rates at Logan Medical Federal Credit Union?

Current rates for Logan Medical Federal Credit Union include: 12-Month CD: 4.00%, 18-Month CD: 4.00%, 24-Month CD: 4.20%, 60-Month CD: 4.20%

MonitorBankRates

☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

Home›
Credit Unions›
Logan Medical Federal Credit Union

iAdvertiser Disclosure

Logan Medical Federal Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Logan Medical Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Logan Medical Federal Credit Union's top rates as of October 9, 2026 are 4.20% APY on its 24 Month CDs CD, and personal loans from 13.00% APR, according to rates verified by MonitorBankRates. Other Logan Medical Federal Credit Union CD rates include 60 Month CDs at 4.20%, 36 Month CDs at 4.15%, and 48 Month CDs at 4.15%. MonitorBankRates evaluates the financial stability of Logan Medical Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.34%. Rates last updated and verified on 10/09/2026.

Logan Medical Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Logan Medical Federal Credit Union? Share your experience about Logan Medical Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Logan Medical Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

7.34%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Logan Medical Federal Credit Union
Main Office

500 E 1400 N
Logan, UT 84341

https://www.loganmedicalfcu.org

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Logan Medical Federal Credit Union CD Rates

Product	Rate	APY	Term
24 Month Share Certificates	4.12%	4.20%	24 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 4.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
60 Month Share Certificates	4.12%	4.20%	60 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 4.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
36 Month Share Certificates	4.07%	4.15%	36 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 4.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
48 Month Share Certificates	4.07%	4.15%	48 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 4.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
12 Month Share Certificates	3.93%	4.00%	12 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
18 Month Share Certificates	3.93%	4.00%	18 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
6 Month Share Certificates	3.83%	3.90%	6 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 3.90% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%

Logan Medical Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Vehicle Loan	4.69%	-	4.69%	60 months
Details As Low As Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.74% → 4.69% ▼ 0.05 pts · high 4.74% / low 4.69% Oct 9, 20264.69%▼ from 4.74% Sep 14, 20264.74%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
Vehicle Loan	4.94%	-	4.94%	72 months
Details As Low As Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.99% → 4.94% ▼ 0.05 pts · high 4.99% / low 4.94% Oct 9, 20264.94%▼ from 4.99% Sep 14, 20264.99%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
Vehicle Loan	5.71%	-	5.71%	36 months
Details As Low As Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 5.76% → 5.71% ▼ 0.05 pts · high 5.76% / low 5.71% Oct 9, 20265.71%▼ from 5.76% Sep 14, 20265.76%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
Vehicle Loan	5.80%	-	5.80%	84 months
Details As Low As Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.00% → 5.80% ▼ 0.20 pts · high 6.00% / low 5.80% Oct 9, 20265.80%▼ from 6.00% Sep 14, 20266.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
Vehicle Loan	6.20%	-	6.20%	48 months
Details As Low As Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.25% → 6.20% ▼ 0.05 pts · high 6.25% / low 6.20% Oct 9, 20266.20%▼ from 6.25% Sep 14, 20266.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%

Logan Medical Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term	View More
Other Recreational Vehicles	7.45%	7.45%
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 7.49% → 7.45% ▼ 0.04 pts · high 7.49% / low 7.45% Sep 29, 20267.45%▼ from 7.49% Sep 14, 20267.49%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%

Logan Medical Federal Credit Union Personal Loan Rates

Product	APR	Term	View More
Signature Loan	13.00%
Details Starting at Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 13.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%

Logan Medical Federal Credit Union Other Rates

Product	Rate	Points	APY/APR
Consumer Loan	13.00%	-	13.00%
Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 13.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
Kwik Cash Loan	-	-	10.75%
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 10.75% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
Trailers Loan	-	-	7.10%
Details Starting at Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 7.20% → 7.10% ▼ 0.10 pts · high 7.20% / low 7.10% Sep 29, 20267.10%▼ from 7.20% Sep 14, 20267.20%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
IRA Shares (All Balances)	-	-	0.21%
Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.21% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%
Regular Shares	-	-	0.15%
Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.34%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Logan Medical Federal Credit Union’s Texas Ratio rose from 1.32% in Q3 2023 to 7.34% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$33M	7.34%	5.0	A
March 31, 2026	$33M	1.47%	5.0	A+
December 31, 2025	$32M	8.92%	5.0	A
September 30, 2025	$33M	3.72%	5.0	A+
June 30, 2025	$33M	2.49%	5.0	A+
March 31, 2025	$32M	0.68%	5.0	A+
December 31, 2024	$31M	1.73%	5.0	A+
September 30, 2024	$32M	3.04%	5.0	A+
June 30, 2024	$32M	1.52%	5.0	A+
March 31, 2024	$32M	1.07%	5.0	A+
December 31, 2023	$32M	0.92%	5.0	A+
September 30, 2023	$32M	1.32%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Logan Medical Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Logan Medical Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Logan Medical Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Logan Medical Federal Credit Union

Website https://www.loganmedicalfcu.org

Address 500 E 1400 N, Logan, UT 84341

Phone 435-716-5392

Fax 435-753-4179

President Brian Potts

CEO Dale Howe

Full-Time Employees 3

Part-Time Employees 4

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

7.34%

Return on Assets (ROA)

0.5057%

Return on Equity (ROE)

2.7510%

Non-Performing Loans Ratio (NPL)

2.80%

Total Assets

33,204,664

Total Amount of Shares and Deposits

26,977,100

Total Shares and Deposits < 1 Year

23,906,834

Total Shares and Deposits 1 3 Years

2,248,438

Total Shares and Deposits > 3 Years

821,828

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

605,610

Total Uninsured Shares and Deposits > $250K (F+J)

605,610

Total Insured Shares and Deposits > $250K (item 17 less item K)

26,371,490

Total Interest Expense (Sum of items 6 8)

274,768

Share Certificates

591

Number of Accounts for Share Drafts

1,022

IRA KEOGH Accounts

120

Number of Accounts for Regular Shares

2,717

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

25,616

Total Liabilities

27,101,329

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Logan Medical Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/logan-medical-federal-credit-union-rates-review-14571">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Logan Medical Federal Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Logan Medical Federal Credit Union

Frequently Asked Questions About Logan Medical Federal Credit Union

How many branches does Logan Medical Federal Credit Union operate?

Logan Medical Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Logan Medical Federal Credit Union?

Yes, to access services at Logan Medical Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Logan Medical Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Logan Medical Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Logan Medical Federal Credit Union offer online and mobile banking?

Most modern institutions like Logan Medical Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.loganmedicalfcu.org.